SUMMIT WEALTH & RETIREMENT PLANNING, INC.
Reported holdings as of Q2 2026, from 31 quarterly filings.
Holdings
| Security | Ticker | Value | Shares | Weight | Weight change | Held | Change |
|---|---|---|---|---|---|---|---|
| SCHWAB STRATEGIC TR | SCHV | $61.9M | 1,777,034 | +0.56pp | 31q | +3.1%+$1.8M | |
| VANGUARD WORLD FD | MGC | $59.4M | 217,223 | +0.44pp | 26q | +0.8%+$466.5K | |
| SCHWAB STRATEGIC TR | SCHG | $51.5M | 1,522,032 | +0.37pp | 31q | HELD | |
| SCHWAB STRATEGIC TR | SCHF | $32.6M | 1,175,965 | +0.08pp | 31q | +1.8%+$585.9K | |
| ABRDN PRECIOUS METALS BASKET | GLTR | $23.4M | 129,390 | -1.73pp | 30q | +0.8%+$181.3K | |
| SCHWAB STRATEGIC TR | SCHA | $22.2M | 614,388 | +0.58pp | 31q | +3.4%+$738.8K | |
| LITMAN GREGORY FDS TR | DBMF | $19.5M | 638,441 | -0.27pp | 16q | +4.2%+$790.9K | |
| SCHWAB STRATEGIC TR | SCHE | $18.4M | 507,913 | -0.03pp | 31q | +1.5%+$265.8K | |
| EA SERIES TRUST | BOXX | $18.0M | 153,499 | -0.26pp | 10q | +4.8%+$820.8K | |
| ISHARES TR | IWD | $14.2M | 58,572 | -0.01pp | 31q | -0.9%-$133.1K | |
| DIMENSIONAL ETF TRUST | DISV | $10.7M | 266,152 | +0.04pp | 2q | +12.5%+$1.2M | |
| STATE STR SPDR S&P 500 ETF T | SPY | $9.2M | 12,286 | +0.02pp | 20q | -0.7%-$68.7K | |
| ISHARES TR | EFA | $8.9M | 86,031 | -0.19pp | 31q | -4.3%-$404.8K | |
| ISHARES TR | IWM | $6.8M | 22,489 | +0.07pp | 31q | -2.0%-$134.6K | |
| APPLE INC | AAPL | $6.6M | 22,956 | -0.08pp | 30q | -6.5%-$461.8K | |
| SCHWAB STRATEGIC TR | SCHB | $6.6M | 227,501 | -0.04pp | 31q | -5.3%-$368.3K | |
| ISHARES TR | IWF | $5.2M | 41,871 | +0.04pp | 31q | +300.0%+$3.9M | |
| ISHARES TR | EEM | $5.2M | 75,857 | -0.04pp | 26q | -9.8%-$566.9K | |
| VANGUARD INDEX FDS | VBR | $4.8M | 19,775 | -0.03pp | 19q | -2.6%-$126.8K | |
| ALPHABET INC | GOOGL | $4.8M | 13,430 | +0.10pp | 31q | HELD | |
| VANGUARD INDEX FDS | VOO | $4.6M | 6,673 | -0.07pp | 7q | -8.7%-$436.8K | |
| MICROSOFT CORP | MSFT | $4.3M | 11,583 | -0.11pp | 31q | HELD | |
| VANGUARD INDEX FDS | VTV | $3.4M | 15,498 | -0.04pp | 7q | -4.1%-$145.1K | |
| EA SERIES TRUST | $3.2M | 62,800 | - | new | NEW | ||
| VANGUARD INDEX FDS | VB | $3.0M | 9,754 | +0.02pp | 13q | +1.2%+$36.4K | |
| TESLA INC | TSLA | $2.8M | 6,560 | -0.01pp | 17q | -1.5%-$40.8K | |
| JPMORGAN CHASE & CO | JPM | $2.6M | 8,002 | -0.01pp | 31q | -1.2%-$32.7K | |
| ALPHABET INC | GOOG | $2.5M | 7,123 | +0.03pp | 31q | -2.2%-$56.9K | |
| BROADCOM INC | AVGO | $2.4M | 6,263 | +0.04pp | 7q | -0.6%-$15.1K | |
| AMERICAN CENTY ETF TR | AVDV | $2.4M | 22,942 | +0.04pp | 2q | +18.4%+$368.1K | |
| EA SERIES TRUST | AAUA | $2.3M | 40,458 | +0.02pp | 2q | HELD | |
| VANGUARD SCOTTSDALE FDS | VGIT | $2.1M | 36,003 | -0.02pp | 27q | +8.8%+$171.2K | |
| EA SERIES TRUST | AAEQ | $2.1M | 39,418 | +0.01pp | 3q | HELD | |
| NVIDIA CORPORATION | NVDA | $2.1M | 10,432 | flat | 15q | -2.8%-$59.4K | |
| BERKSHIRE HATHAWAY INC DEL | BRKB | $1.9M | 3,838 | -0.03pp | 17q | HELD | |
| VANGUARD INDEX FDS | VUG | $1.9M | 21,590 | +0.03pp | 8q | +522.7%+$1.6M | |
| CAMBRIA ETF TR | SYLD | $1.8M | 22,647 | -0.01pp | 10q | +3.9%+$67.7K | |
| ISHARES TR | IEFA | $1.4M | 14,942 | -0.02pp | 7q | -2.0%-$30.0K | |
| ELI LILLY & CO | LLY | $1.3M | 1,060 | -0.01pp | 8q | -15.9%-$239.9K | |
| AMAZON COM INC | AMZN | $961.7K | 4,035 | flat | 30q | -2.4%-$23.6K | |
| ABBVIE INC | ABBV | $956.7K | 3,802 | +0.01pp | 10q | HELD | |
| EA SERIES TRUST | AAUS | $926.3K | 15,504 | -0.11pp | 4q | -36.2%-$524.6K | |
| ADVANCED MICRO DEVICES INC | AMD | $903.3K | 1,555 | +0.12pp | 5q | HELD | |
| SCHWAB STRATEGIC TR | SCHD | $865.7K | 27,300 | +0.02pp | 31q | +23.4%+$164.1K | |
| PALO ALTO NETWORKS INC | PANW | $862.8K | 2,530 | +0.09pp | 27q | -0.5%-$4.4K | |
| BANK OF AMER CORP | BAC | $836.1K | 14,673 | flat | 10q | -5.0%-$43.9K | |
| SIMPSON MFG INC | SSD | $807.5K | 3,857 | +0.01pp | 13q | HELD | |
| VANGUARD INTL EQUITY INDEX F | VWO | $799.3K | 13,391 | flat | 7q | HELD | |
| HOME DEPOT INC | HD | $792.5K | 2,247 | -0.03pp | 17q | -12.5%-$113.2K | |
| ISHARES TR | HDV | $763.7K | 27,861 | +0.03pp | 16q | +560.2%+$648.0K | |
| EXXON MOBIL CORP | XOMXXXX | $712.4K | 5,211 | -0.09pp | 10q | -10.6%-$84.8K | |
| RTX CORPORATION | RTX | $702.4K | 3,702 | -0.02pp | 5q | HELD | |
| VANGUARD WHITEHALL FDS | VYM | $700.7K | 4,434 | -0.01pp | 15q | HELD | |
| VANGUARD INDEX FDS | VTI | $683.8K | 1,848 | +0.01pp | 5q | +3.9%+$25.5K | |
| STATE STR CORP | STT | $682.1K | 4,022 | +0.02pp | 10q | -3.3%-$23.2K | |
| OREILLY AUTOMOTIVE INC | ORLY | $665.8K | 7,230 | -0.02pp | 5q | HELD | |
| COPART INC | CPRT | $663.6K | 23,540 | -0.05pp | 18q | HELD | |
| CISCO SYS INC | CSCO | $637.6K | 5,429 | +0.03pp | 10q | HELD | |
| VANGUARD TAX-MANAGED FDS | VEA | $633.6K | 8,893 | -0.04pp | 15q | -20.1%-$159.2K | |
| INVESCO QQQ TR | QQQ | $624.1K | 848 | flat | 15q | -12.3%-$87.6K | |
| MORGAN STANLEY | MS | $612.5K | 2,930 | flat | 5q | -12.7%-$88.8K | |
| MERCK & CO INC | MRK | $578.6K | 4,503 | -0.01pp | 14q | -4.7%-$28.7K | |
| MASTERCARD INCORPORATED | MA | $566.0K | 1,102 | -0.01pp | 5q | HELD | |
| VANGUARD INDEX FDS | VO | $547.6K | 6,796 | flat | 13q | +300.0%+$410.7K | |
| COSTCO WHOLESALE CORPORATION | COST | $536.0K | 573 | -0.03pp | 16q | -5.0%-$28.1K | |
| JOHNSON & JOHNSON | JNJ | $534.6K | 2,105 | -0.01pp | 10q | -0.9%-$5.1K | |
| MARRIOTT INTL INC NEW | MAR | $522.5K | 1,410 | -0.01pp | 5q | -9.0%-$51.9K | |
| QUALCOMM INC | QCOM | $509.4K | 2,757 | +0.02pp | 10q | -3.0%-$15.7K | |
| CATERPILLAR INC | CAT | $493.0K | 463 | +0.03pp | 3q | HELD | |
| META PLATFORMS INC | META | $478.2K | 849 | -0.01pp | 10q | HELD | |
| SELECT SECTOR SPDR TR | XLK | $428.7K | 2,250 | +0.01pp | 5q | -15.4%-$78.1K | |
| SCHWAB CHARLES CORP | SCHW | $419.3K | 4,544 | -0.02pp | 6q | -3.6%-$15.7K | |
| UNITEDHEALTH GROUP INC | UNH | $412.3K | 992 | +0.02pp | 5q | -1.7%-$7.1K | |
| ISHARES TR | IWB | $409.5K | 1,000 | flat | 10q | HELD | |
| J P MORGAN EXCHANGE TRADED F | JEPI | $389.0K | 6,887 | +0.02pp | 8q | +42.0%+$115.0K | |
| BLACKROCK INC | BLK | $387.5K | 403 | -0.02pp | 5q | -8.0%-$33.7K | |
| VISA INC | V | $372.3K | 1,085 | flat | 26q | HELD | |
| SEMPRA | SRE | $369.8K | 3,989 | -0.01pp | 5q | HELD | |
| STRYKER CORPORATION | SYK | $369.0K | 1,172 | -0.01pp | 5q | -1.3%-$5.0K | |
| CME GROUP INC | CME | $361.5K | 1,637 | -0.04pp | 5q | HELD | |
| WELLS FARGO & CO | WFC | $359.5K | 4,350 | -0.03pp | 7q | -18.5%-$81.5K | |
| NORFOLK SOUTHN CORP | NSC | $359.3K | 1,142 | flat | 5q | HELD | |
| DEERE & CO | DE | $358.4K | 565 | flat | 5q | HELD | |
| ABBOTT LABORATORIES | ABT | $356.8K | 3,932 | -0.02pp | 5q | -1.4%-$5.0K | |
| VANGUARD INDEX FDS | VV | $346.0K | 1,006 | flat | 11q | HELD | |
| TRANE TECHNOLOGIES PLC | TT | $323.2K | 658 | -0.01pp | 5q | -17.0%-$66.3K | |
| DIMENSIONAL ETF TRUST | DFAC | $316.5K | 7,135 | flat | 7q | HELD | |
| ISHARES TR | IJH | $310.4K | 4,025 | flat | 17q | +1.4%+$4.2K | |
| ISHARES TR | IWR | $300.5K | 2,724 | flat | 7q | HELD | |
| TORONTO DOMINION BK ONT | TD | $299.3K | 2,465 | +0.01pp | 3q | HELD | |
| PROCTER & GAMBLE CO | PG | $296.7K | 2,023 | -0.01pp | 20q | -8.3%-$26.7K | |
| VANGUARD INDEX FDS | VOE | $277.6K | 1,405 | flat | 10q | HELD | |
| HUNTINGTON INGALLS INDS INC | HII | $266.7K | 953 | -0.03pp | 5q | HELD | |
| ISHARES TR | IUSV | $258.3K | 2,345 | flat | 10q | HELD | |
| GE AEROSPACE | GE | $258.3K | 691 | - | new | NEW | |
| J P MORGAN EXCHANGE TRADED F | JGRO | $257.5K | 2,612 | flat | 8q | HELD | |
| CHEVRON CORPORATION | CVX | $250.6K | 1,512 | -0.02pp | 2q | +7.5%+$17.6K | |
| J P MORGAN EXCHANGE TRADED F | JVAL | $245.3K | 4,183 | flat | 5q | HELD | |
| J P MORGAN EXCHANGE TRADED F | JQUA | $241.1K | 3,336 | flat | 6q | HELD | |
| BROWN FORMAN CORP | BFB | $231.2K | 8,677 | -0.01pp | 3q | HELD | |
| J P MORGAN EXCHANGE TRADED F | JAVA | $230.8K | 2,907 | flat | 6q | HELD | |
| CONOCOPHILLIPS | COP | $229.8K | 2,210 | -0.02pp | 2q | +6.3%+$13.6K | |
| FIRST TR EXCHANGE-TRADED FD | FTCS | $228.5K | 2,433 | -0.01pp | 10q | HELD | |
| DISNEY WALT CO | DIS | $227.1K | 2,359 | -0.01pp | 17q | HELD | |
| MCDONALDS CORP | MCD | $222.7K | 824 | -0.01pp | 5q | HELD | |
| APPLIED MATLS INC | AMAT | $216.9K | 300 | - | new | NEW | |
| STATE STR SPDR DOW JONES IND | DIA | $216.4K | 414 | - | new | NEW | |
| LAM RESEARCH CORP | LRCX | $212.3K | 490 | - | new | NEW | |
| VANGUARD WORLD FD | VGT | $209.8K | 1,755 | - | new | NEW | |
| CHUBB LIMITED | CB | $206.1K | 605 | - | new | NEW | |
| GE VERNOVA INC | GEV | $200.9K | 171 | - | new | NEW | |
| AQUESTIVE THERAPEUTICS INC | AQST | $145.6K | 35,000 | flat | 6q | HELD | |
| ABACUS GLOBAL MGMT INC | ABX | $107.1K | 10,000 | flat | 4q | HELD |
By sector
Industry comes from the SIC code on each company's own SEC filings, which is self-reported and sometimes out of date. Derivative exposure is counted with the shares. Securities the SEC assigns no industry - funds, trusts, foreign issues - are shown as not classified rather than dropped.
| Sector | Value | Share |
|---|---|---|
| Capital Markets | $25.3M | 5.4% |
| Software & IT Services | $12.1M | 2.6% |
| Funds & ETFs | $10.0M | 2.1% |
| Computer Hardware | $8.1M | 1.7% |
| Other sectors | $31.3M | 6.6% |
| Not classified | $385.1M | 81.6% |
Quarter by quarter
| Quarter | Value | Positions | New | Added | Trimmed | Exited | Top 10 | Days to file |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $471.9M | 113 | 8 | 23 | 41 | 3 | 68.0% | 27 |
| Q1 2026 | $419.1M | 108 | 5 | 33 | 45 | 9 | 68.3% | 41 |
| Q4 2025 | $424.7M | 112 | 6 | 43 | 18 | 0 | 70.1% | 33 |
| Q3 2025 | $406.9M | 106 | 7 | 16 | 16 | 2 | 70.3% | 35 |
| Q2 2025 | $372.5M | 101 | 24 | 36 | 9 | 1 | 70.6% | 37 |
| Q1 2025 | $326.3M | 78 | 6 | 42 | 7 | 3 | 73.4% | 35 |
| Q4 2024 | $323.1M | 75 | 8 | 30 | 8 | 1 | 74.3% | 28 |
| Q3 2024 | $313.3M | 68 | 5 | 24 | 18 | 1 | 75.7% | 32 |
| Q2 2024 | $293.7M | 64 | 2 | 17 | 21 | 1 | 75.7% | 38 |
| Q1 2024 | $280.5M | 63 | 14 | 25 | 17 | 5 | 75.3% | 39 |
| Q4 2023 | $236.7M | 54 | 2 | 12 | 19 | 5 | 75.3% | 32 |
| Q3 2023 | $248.6M | 57 | 1 | 17 | 15 | 3 | 71.3% | 25 |
| Q2 2023 | $254.2M | 59 | 5 | 14 | 29 | 50 | 70.3% | 26 |
| Q1 2023 | $267.4M | 104 | 12 | 30 | 57 | 11 | 61.4% | 41 |
| Q4 2022 | $245.9M | 103 | 17 | 24 | 41 | 21 | 60.2% | 44 |
| Q3 2022 | $251.3M | 107 | 6 | 18 | 26 | 11 | 58.1% | 45 |
| Q2 2022 | $260.5M | 112 | 18 | 34 | 46 | 8 | 55.3% | 33 |
| Q1 2022 | $283.1M | 102 | 17 | 25 | 53 | 5 | 56.8% | 42 |
| Q4 2021 | $292.5M | 90 | 14 | 25 | 48 | 10 | 60.8% | 34 |
| Q3 2021 | $273.2M | 86 | 12 | 25 | 38 | 4 | 58.4% | 43 |
| Q2 2021 | $270.3M | 78 | 4 | 18 | 47 | 25 | 56.8% | 44 |
| Q1 2021 | $269.1M | 99 | 17 | 34 | 29 | 29 | 54.1% | 40 |
| Q4 2020 | $263.6M | 111 | 12 | 30 | 32 | 5 | 50.9% | 40 |
| Q3 2020 | $232.9M | 104 | 7 | 24 | 42 | 13 | 52.7% | 41 |
| Q2 2020 | $213.2M | 110 | 6 | 25 | 54 | 8 | 47.2% | 44 |
| Q1 2020 | $187.1M | 112 | 10 | 36 | 41 | 22 | 47.2% | 41 |
| Q4 2019 | $224.6M | 124 | 12 | 33 | 41 | 6 | 49.2% | 41 |
| Q3 2019 | $165.5M | 118 | 3 | 25 | 42 | 16 | 48.8% | 43 |
| Q2 2019 | $171.0M | 131 | 11 | 13 | 58 | 10 | 46.0% | 37 |
| Q1 2019 | $168.4M | 130 | 26 | 33 | 25 | 1 | 44.4% | 38 |
| Q4 2018 | $131.9M | 105 | 0 | 0 | 0 | 0 | 47.0% | 39 |
Rows marked UNVERIFIED ID, PLACEHOLDER ID, TICKER AS ID or NON-CUSIP ID carry an identifier that is not a valid CUSIP. They are shown because the filer reported that money, but treat the security named with caution - hover the chip for what is wrong with it, and see the methodology.
Held counts consecutive filings in which this manager reported the position, and can reach further back than the quarters listed above: the tabs begin at Q4 2018 because earlier coverage is too sparse to describe a market, but tenure is counted over every filing we hold, some reaching to 2007. A position sold and later rebought starts again from one.
Weight change is the shift in this position's share of the whole book, in percentage points. It is the more useful column: when money flows into or out of a broad fund, almost every holding is bought or sold at once, so added and trimmed largely track flows. A weight that rose while the book shrank is a decision. Both compare with the previous quarter this filer reported, not the previous calendar quarter.