CITIZENS & NORTHERN CORP
Reported holdings as of Q2 2026, from 31 quarterly filings.
Holdings
| Security | Ticker | Value | Shares | Weight | Weight change | Held | Change |
|---|---|---|---|---|---|---|---|
| VANGUARD SCOTTSDALE FDS | VONG | $59.1M | 462,175 | +2.97pp | 31q | +20.2%+$9.9M | |
| ISHARES INC | IEMG | $28.2M | 340,138 | +0.65pp | 7q | +2.2%+$611.9K | |
| FIDELITY COVINGTON TRUST | FREL | $27.9M | 953,634 | -1.13pp | 25q | -14.8%-$4.9M | |
| ISHARES TR | IGE | $24.0M | 427,918 | -1.88pp | 7q | -8.9%-$2.4M | |
| ISHARES TR | IJH | $16.8M | 217,637 | -0.35pp | 31q | -12.4%-$2.4M | |
| NVIDIA CORPORATION | NVDA | $16.4M | 81,995 | +0.14pp | 31q | -1.1%-$179.1K | |
| APPLE INC | AAPL | $15.5M | 53,521 | +0.15pp | 31q | HELD | |
| SPDR SERIES TRUST | SPMD | $14.1M | 208,139 | -0.31pp | 15q | -12.7%-$2.0M | |
| ALPHABET INC | GOOG | $13.9M | 39,454 | +0.31pp | 31q | -1.7%-$245.2K | |
| ISHARES TR | EMB | $12.8M | 132,935 | -0.25pp | 24q | -2.2%-$288.7K | |
| MICROSOFT CORP | MSFT | $10.9M | 29,135 | -0.25pp | 31q | -1.8%-$195.8K | |
| DIMENSIONAL ETF TRUST | DFAC | $10.6M | 238,023 | +0.11pp | 11q | HELD | |
| AMAZON COM INC | AMZN | $9.0M | 37,831 | +0.03pp | 31q | -3.2%-$302.7K | |
| CITIZENS FINL SVCS INC | CZFS | $8.5M | 117,063 | +0.15pp | 17q | HELD | |
| CITIZENS & NORTHN CORP | CZNC | $8.1M | 349,492 | -0.14pp | 31q | -2.9%-$241.5K | |
| ADVANCED MICRO DEVICES INC | AMD | $7.4M | 12,718 | +0.91pp | 8q | -16.9%-$1.5M | |
| JPMORGAN CHASE & CO | JPM | $5.8M | 17,802 | -0.15pp | 31q | -11.9%-$784.0K | |
| CORNING INC | GLW | $5.0M | 19,658 | +0.48pp | 31q | HELD | |
| META PLATFORMS INC | META | $4.9M | 8,787 | -0.29pp | 31q | -12.0%-$672.6K | |
| AMERICAN CENTY ETF TR | AVDE | $4.9M | 54,809 | -0.04pp | 11q | HELD | |
| BROADCOM INC | AVGO | $4.8M | 12,690 | +0.56pp | 7q | +84.3%+$2.2M | |
| WELLS FARGO & CO | WFC | $4.3M | 51,763 | - | new | NEW | |
| CATERPILLAR INC | CAT | $4.1M | 3,846 | +0.14pp | 15q | -14.3%-$682.6K | |
| MASTERCARD INCORPORATED | MA | $4.0M | 7,840 | -0.10pp | 31q | -4.3%-$179.2K | |
| COSTCO WHOLESALE CORPORATION | COST | $4.0M | 4,291 | -0.15pp | 31q | HELD | |
| EXXON MOBIL CORP | XOMXXXX | $3.5M | 25,824 | -0.30pp | 31q | -1.1%-$38.1K | |
| ANALOG DEVICES INC | ADI | $3.1M | 7,847 | -0.07pp | 24q | -20.1%-$782.4K | |
| ISHARES TR | MBB | $2.9M | 31,118 | -0.20pp | 22q | -15.1%-$523.4K | |
| KLA CORP | KLAC | $2.9M | 9,472 | +0.30pp | 2q | +895.0%+$2.6M | |
| CISCO SYS INC | CSCO | $2.7M | 23,191 | -0.01pp | 19q | -29.0%-$1.1M | |
| CVS HEALTH CORP | CVS | $2.7M | 26,315 | +0.13pp | 31q | -3.6%-$100.7K | |
| PROCTER & GAMBLE CO | PG | $2.7M | 18,475 | -0.05pp | 31q | -1.2%-$34.0K | |
| TJX COS INC NEW | TJX | $2.5M | 16,787 | -0.09pp | 31q | -1.0%-$26.5K | |
| PALO ALTO NETWORKS INC | PANW | $2.5M | 7,266 | +0.27pp | 24q | -3.1%-$78.1K | |
| RTX CORPORATION | RTX | $2.4M | 12,701 | -0.11pp | 5q | -7.8%-$204.1K | |
| CITIGROUP INC | C | $2.3M | 16,391 | +0.05pp | 3q | -1.4%-$32.9K | |
| EATON CORP PLC | ETN | $2.3M | 5,356 | -0.01pp | 8q | -9.8%-$247.6K | |
| SCHWAB CHARLES CORP | SCHW | $2.3M | 24,570 | +0.02pp | 14q | +15.0%+$295.0K | |
| STATE STR SPDR S&P 500 ETF T | SPY | $2.1M | 2,877 | +0.02pp | 31q | HELD | |
| JOHNSON & JOHNSON | JNJ | $2.1M | 8,218 | -0.01pp | 31q | +2.0%+$41.9K | |
| ORACLE CORP | ORCL | $2.1M | 14,024 | -0.06pp | 31q | -2.4%-$50.9K | |
| GSK PLC | GSK | $2.1M | 39,176 | -0.08pp | 15q | -2.1%-$45.1K | |
| CENCORA INC | COR | $2.0M | 7,156 | -0.09pp | 19q | +1.5%+$29.7K | |
| MEDTRONIC PLC | MDT | $2.0M | 25,866 | -0.03pp | 2q | +14.5%+$255.5K | |
| HOME DEPOT INC | HD | $2.0M | 5,627 | -0.02pp | 31q | -2.6%-$53.6K | |
| BOEING CO | BA | $2.0M | 9,062 | -0.01pp | 31q | -2.1%-$41.1K | |
| COCA COLA CO | KO | $1.9M | 22,806 | -0.02pp | 31q | -2.3%-$44.0K | |
| GENERAL DYNAMICS CORP | GD | $1.8M | 5,113 | -0.04pp | 31q | -3.0%-$56.3K | |
| BLACKSTONE INC | BX | $1.8M | 15,154 | -0.03pp | 21q | -1.5%-$26.2K | |
| AMERICAN CENTY ETF TR | AVUS | $1.8M | 13,829 | +0.02pp | 11q | HELD | |
| SALESFORCE INC | CRM | $1.7M | 11,156 | -0.02pp | 31q | +24.7%+$346.1K | |
| EMERSON ELEC CO | EMR | $1.7M | 12,112 | -0.05pp | 3q | -11.7%-$229.9K | |
| FREEPORT-MCMORAN INC | FCX | $1.7M | 26,951 | +0.01pp | 17q | +4.6%+$75.2K | |
| SLB LIMITED | SLB | $1.6M | 34,757 | -0.08pp | 31q | -0.7%-$10.9K | |
| BIOGEN INC | BIIB | $1.5M | 6,943 | +0.02pp | 17q | -2.7%-$41.9K | |
| KKR & CO INC | KKR | $1.5M | 16,253 | -0.04pp | 3q | -0.7%-$10.3K | |
| NEXTERA ENERGY INC | NEE | $1.5M | 16,899 | -0.06pp | 26q | -1.9%-$29.1K | |
| TAPESTRY INC | TPR | $1.4M | 9,887 | -0.01pp | 3q | +0.9%+$13.5K | |
| AMERICAN TOWER CORP | AMT | $1.4M | 8,767 | -0.05pp | 31q | HELD | |
| UNION PAC CORP | UNP | $1.4M | 5,049 | +0.01pp | 31q | HELD | |
| MONDELEZ INTL INC | MDLZ | $1.4M | 23,556 | -0.03pp | 31q | -1.9%-$26.4K | |
| BRISTOL-MYERS SQUIBB CO | BMY | $1.4M | 23,628 | +0.02pp | 31q | +24.4%+$266.8K | |
| OVINTIV INC | OVV | $1.4M | 25,711 | -0.03pp | 2q | +13.5%+$161.2K | |
| STATE STR SPDR DOW JONES IND | DIA | $1.3M | 2,543 | +0.01pp | 29q | HELD | |
| NETFLIX INC | NFLX | $1.2M | 17,453 | +0.02pp | 3q | +58.6%+$460.5K | |
| CHEVRON CORPORATION | CVX | $1.2M | 7,408 | -0.11pp | 31q | -1.9%-$24.0K | |
| DISNEY WALT CO | DIS | $1.2M | 12,553 | -0.03pp | 31q | -2.7%-$34.0K | |
| GOLDMAN SACHS GROUP INC | GS | $1.2M | 1,185 | - | new | NEW | |
| BECTON DICKINSON & CO | BDX | $1.2M | 7,783 | +0.03pp | 13q | +26.5%+$246.7K | |
| PAYPAL HLDGS INC | PYPL | $1.2M | 27,154 | -0.05pp | 10q | -2.7%-$33.0K | |
| PFIZER INC | PFE | $1.2M | 47,939 | -0.08pp | 31q | -1.1%-$13.1K | |
| YUM BRANDS INC | YUM | $1.1M | 7,052 | -0.01pp | 2q | +1.8%+$20.1K | |
| PACCAR INC | PCAR | $1.1M | 9,187 | +0.03pp | 2q | +21.2%+$193.2K | |
| ZIMMER BIOMET HOLDINGS INC | ZBH | $1.1M | 12,277 | -0.03pp | 31q | HELD | |
| INTERCONTINENTAL EXCHANGE IN | ICE | $978.7K | 7,950 | -0.10pp | 31q | -2.8%-$28.4K | |
| AMERICAN CENTY ETF TR | AVEM | $978.7K | 10,143 | +0.02pp | 11q | HELD | |
| ISHARES TR | IWF | $948.4K | 7,638 | flat | 31q | +275.9%+$696.1K | |
| M & T BK CORP | MTB | $866.8K | 3,642 | +0.01pp | 7q | HELD | |
| ADOBE INC | ADBE | $808.6K | 3,944 | -0.06pp | 21q | -2.8%-$23.6K | |
| MCDONALDS CORP | MCD | $796.3K | 2,946 | -0.06pp | 31q | -3.8%-$31.4K | |
| BATH & BODY WORKS INC | BBWI | $770.4K | 33,308 | +0.02pp | 15q | HELD | |
| SPDR SERIES TRUST | SPTL | $766.6K | 29,228 | -0.04pp | 20q | -11.5%-$99.3K | |
| SPDR SERIES TRUST | SPTS | $764.1K | 26,339 | -0.03pp | 5q | -5.8%-$47.0K | |
| BERKSHIRE HATHAWAY INC DEL | BRKB | $725.1K | 1,449 | -0.01pp | 24q | HELD | |
| INTERNATIONAL BUSINESS MACHS | IBM | $712.0K | 2,532 | -0.01pp | 31q | -9.0%-$70.6K | |
| VERIZON COMMUNICATIONS INC | VZ | $707.2K | 16,704 | -0.03pp | 31q | +8.2%+$53.5K | |
| ACCENTURE PLC IRELAND | ACN | $701.0K | 5,633 | -0.12pp | 8q | -0.8%-$5.5K | |
| INTUIT | INTU | $695.3K | 2,664 | -0.12pp | 3q | +1.6%+$11.2K | |
| VANGUARD SPECIALIZED FUNDS | VIG | $678.2K | 2,866 | flat | 24q | HELD | |
| NIKE INC | NKE | $675.7K | 16,461 | -0.07pp | 31q | -3.5%-$24.5K | |
| ISHARES TR | IWD | $674.2K | 2,781 | -0.01pp | 31q | -8.2%-$60.1K | |
| DIMENSIONAL ETF TRUST | DFIC | $645.6K | 17,326 | -0.01pp | 11q | HELD | |
| ISHARES TR | SUB | $631.3K | 5,929 | -0.01pp | 11q | HELD | |
| DEERE & CO | DE | $558.2K | 880 | flat | 26q | HELD | |
| DIMENSIONAL ETF TRUST | DFEM | $521.5K | 12,833 | +0.01pp | 6q | HELD | |
| CUMMINS INC | CMI | $430.1K | 603 | +0.02pp | 4q | HELD | |
| ELI LILLY & CO | LLY | $403.0K | 336 | flat | 12q | -13.6%-$63.6K | |
| ROCKWELL AUTOMATION INC | ROK | $329.7K | 666 | +0.02pp | 5q | HELD | |
| QUEST DIAGNOSTICS INC | DGX | $326.4K | 1,540 | flat | 8q | -0.6%-$2.1K | |
| ILLINOIS TOOL WKS INC | ITW | $324.0K | 1,198 | -0.05pp | 30q | -37.4%-$193.7K | |
| VANGUARD INTL EQUITY INDEX F | VT | $313.9K | 2,000 | flat | 11q | HELD | |
| NATIONAL FUEL GAS CO | NFG | $309.8K | 4,012 | -0.02pp | 10q | HELD | |
| ISHARES TR | IVV | $303.3K | 405 | flat | 31q | HELD | |
| ALPHABET INC | GOOGL | $288.4K | 807 | +0.01pp | 4q | HELD | |
| AT&T INC | T | $262.9K | 12,702 | -0.06pp | 31q | -25.4%-$89.7K | |
| VANGUARD INDEX FDS | VNQ | $258.7K | 2,683 | flat | 4q | HELD | |
| NORFOLK SOUTHN CORP | NSC | $249.5K | 793 | -0.03pp | 31q | -37.6%-$150.1K | |
| LOWES COS INC | LOW | $243.6K | 1,105 | -0.01pp | 16q | HELD | |
| CARPENTER TECHNOLOGY CORP | CRS | $235.6K | 382 | - | new | NEW | |
| VANGUARD MUN BD FDS | VTEB | $227.8K | 4,503 | flat | 11q | HELD | |
| PROGRESSIVE CORP | PGR | $220.4K | 1,009 | - | new | NEW | |
| WW GRAINGER INC | GWW | $213.6K | 157 | - | new | NEW | |
| TEXAS INSTRS INC | TXN | $212.5K | 713 | - | new | NEW | |
| BOK FINL CORP | BOKF | $211.1K | 1,520 | - | new | NEW | |
| COMMUNITY FINANCIAL SYSTEM I | CBU | $206.9K | 3,083 | - | new | NEW | |
| VANGUARD INDEX FDS | VO | $203.7K | 2,528 | - | new | NEW | |
| IMPERIAL OIL LTD | IMO | $201.6K | 1,800 | -0.01pp | 2q | HELD |
By sector
Industry comes from the SIC code on each company's own SEC filings, which is self-reported and sometimes out of date. Derivative exposure is counted with the shares. Securities the SEC assigns no industry - funds, trusts, foreign issues - are shown as not classified rather than dropped.
| Sector | Value | Share |
|---|---|---|
| Software & IT Services | $35.4M | 8.1% |
| Semiconductors & Electronics | $33.7M | 7.7% |
| Banks & Lending | $30.3M | 6.9% |
| Retail & Consumer | $21.9M | 5.0% |
| Computer Hardware | $21.4M | 4.9% |
| Biotech & Pharma | $8.6M | 2.0% |
| Capital Markets | $7.7M | 1.8% |
| Industrials | $7.7M | 1.8% |
| Autos & Aerospace | $7.3M | 1.7% |
| Mining & Metals | $7.0M | 1.6% |
| Other sectors | $42.3M | 9.7% |
| Not classified | $214.5M | 49.0% |
Quarter by quarter
| Quarter | Value | Positions | New | Added | Trimmed | Exited | Top 10 | Days to file |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $437.7M | 117 | 9 | 20 | 57 | 11 | 52.3% | 17 |
| Q1 2026 | $401.0M | 119 | 7 | 48 | 28 | 12 | 52.0% | 27 |
| Q4 2025 | $403.6M | 124 | 9 | 32 | 66 | 6 | 51.5% | 28 |
| Q3 2025 | $403.5M | 121 | 5 | 27 | 28 | 2 | 51.6% | 24 |
| Q2 2025 | $373.7M | 118 | 6 | 37 | 52 | 6 | 51.2% | 30 |
| Q1 2025 | $354.7M | 118 | 4 | 41 | 45 | 12 | 51.4% | 21 |
| Q4 2024 | $365.1M | 126 | 12 | 71 | 18 | 12 | 50.7% | 31 |
| Q3 2024 | $333.1M | 126 | 16 | 62 | 21 | 8 | 50.6% | 35 |
| Q2 2024 | $319.7M | 118 | 11 | 23 | 61 | 2 | 48.5% | 30 |
| Q1 2024 | $295.7M | 109 | 4 | 24 | 60 | 6 | 50.1% | 43 |
| Q4 2023 | $280.1M | 111 | 15 | 3 | 75 | 1 | 49.2% | 40 |
| Q3 2023 | $249.0M | 97 | 2 | 19 | 47 | 2 | 51.1% | 44 |
| Q2 2023 | $264.6M | 97 | 2 | 24 | 49 | 4 | 51.2% | 42 |
| Q1 2023 | $256.3M | 99 | 1 | 23 | 9 | 1 | 51.6% | 35 |
| Q4 2022 | $242.1M | 99 | 6 | 38 | 30 | 3 | 51.1% | 45 |
| Q3 2022 | $213.4M | 96 | 2 | 14 | 11 | 7 | 53.4% | 40 |
| Q2 2022 | $229.5M | 101 | 12 | 23 | 41 | 11 | 52.8% | 35 |
| Q1 2022 | $270.6M | 100 | 1 | 20 | 66 | 5 | 54.8% | 42 |
| Q4 2021 | $279.0M | 104 | 6 | 14 | 66 | 5 | 52.2% | 24 |
| Q3 2021 | $260.6M | 103 | 1 | 9 | 66 | 1 | 51.1% | 35 |
| Q2 2021 | $266.6M | 103 | 6 | 7 | 71 | 1 | 50.3% | 33 |
| Q1 2021 | $252.7M | 98 | 4 | 45 | 34 | 6 | 48.0% | 41 |
| Q4 2020 | $227.2M | 100 | 4 | 31 | 8 | 1 | 47.1% | 40 |
| Q3 2020 | $187.8M | 97 | 7 | 15 | 53 | 10 | 43.0% | 44 |
| Q2 2020 | $204.8M | 100 | 11 | 7 | 65 | 6 | 41.8% | 38 |
| Q1 2020 | $159.0M | 95 | 6 | 41 | 34 | 17 | 43.5% | 38 |
| Q4 2019 | $199.8M | 106 | 4 | 13 | 64 | 2 | 43.9% | 42 |
| Q3 2019 | $183.3M | 104 | 8 | 14 | 57 | 3 | 42.0% | 43 |
| Q2 2019 | $179.9M | 99 | 6 | 14 | 65 | 3 | 42.1% | 45 |
| Q1 2019 | $179.3M | 96 | 5 | 50 | 30 | 17 | 41.7% | 43 |
| Q4 2018 | $143.4M | 108 | 0 | 0 | 0 | 0 | 37.3% | 45 |
Rows marked UNVERIFIED ID, PLACEHOLDER ID, TICKER AS ID or NON-CUSIP ID carry an identifier that is not a valid CUSIP. They are shown because the filer reported that money, but treat the security named with caution - hover the chip for what is wrong with it, and see the methodology.
Held counts consecutive filings in which this manager reported the position, and can reach further back than the quarters listed above: the tabs begin at Q4 2018 because earlier coverage is too sparse to describe a market, but tenure is counted over every filing we hold, some reaching to 2007. A position sold and later rebought starts again from one.
Weight change is the shift in this position's share of the whole book, in percentage points. It is the more useful column: when money flows into or out of a broad fund, almost every holding is bought or sold at once, so added and trimmed largely track flows. A weight that rose while the book shrank is a decision. Both compare with the previous quarter this filer reported, not the previous calendar quarter.