RETIREMENT FINANCIAL SOLUTIONS, LLC
Reported holdings as of Q2 2026, from 15 quarterly filings.
Holdings
| Security | Ticker | Value | Shares | Weight | Weight change | Held | Change |
|---|---|---|---|---|---|---|---|
| AMERICAN CENTY ETF TR | AVUS | $45.2M | 353,155 | +0.44pp | 3q | +5.1%+$2.2M | |
| AMERICAN CENTY ETF TR | AVSC | $28.7M | 391,883 | +0.35pp | 4q | +4.0%+$1.1M | |
| AMERICAN CENTY ETF TR | AVUV | $27.9M | 223,968 | +0.09pp | 4q | +4.4%+$1.2M | |
| SPDR SERIES TRUST | SPYM | $24.8M | 282,726 | +0.08pp | 11q | +2.7%+$652.1K | |
| AMERICAN CENTY ETF TR | AVEM | $24.0M | 248,491 | +2.56pp | 3q | +71.9%+$10.0M | |
| INVESCO EXCH TRADED FD TR II | QQQJ | $21.5M | 473,142 | +0.57pp | 4q | +3.8%+$789.4K | |
| VANGUARD SCOTTSDALE FDS | VGLT | $20.3M | 367,012 | -0.06pp | 4q | +15.3%+$2.7M | |
| VANGUARD INTL EQUITY INDEX F | VWO | $18.8M | 314,873 | -0.02pp | 4q | +4.9%+$880.9K | |
| SCHWAB STRATEGIC TR | SCHD | $14.9M | 470,729 | -0.46pp | 4q | HELD | |
| VANGUARD WORLD FD | EDV | $14.4M | 220,523 | +2.27pp | 4q | +224.6%+$9.9M | |
| TIDAL TRUST I | GRNY | $13.9M | 503,102 | +0.20pp | 2q | +6.5%+$852.3K | |
| VANGUARD WORLD FD | MGC | $13.8M | 50,416 | +0.20pp | 6q | +6.7%+$868.8K | |
| SPDR SERIES TRUST | SPMD | $13.7M | 202,058 | +0.09pp | 4q | +4.7%+$614.6K | |
| STATE STR SPDR DOW JONES IND | DIA | $13.6M | 25,945 | +0.14pp | 6q | +7.6%+$960.7K | |
| INVESCO EXCHANGE TRADED FD T | RSP | $13.5M | 63,448 | +0.09pp | 6q | +7.7%+$968.7K | |
| VANGUARD INTL EQUITY INDEX F | VEU | $13.0M | 154,686 | +0.10pp | 2q | +7.8%+$940.2K | |
| VANECK ETF TRUST | MOO | $11.6M | 146,946 | -0.46pp | 2q | +6.9%+$753.7K | |
| INVESCO ACTIVELY MANAGED EXC | RSPA | $10.4M | 195,187 | -0.11pp | 3q | +4.5%+$450.1K | |
| INVESCO EXCH TRADED FD TR II | QQQM | $8.3M | 27,380 | +0.25pp | 11q | +4.0%+$317.5K | |
| SPDR SERIES TRUST | SPYG | $7.2M | 60,801 | +0.17pp | 6q | +5.9%+$405.2K | |
| INVESCO EXCH TRADED FD TR II | RWL | $6.9M | 54,283 | +0.04pp | 6q | +6.9%+$446.6K | |
| SPDR SERIES TRUST | SPYV | $6.7M | 110,181 | -0.01pp | 6q | +7.4%+$463.5K | |
| SCHWAB STRATEGIC TR | SCHP | $6.4M | 242,636 | -0.13pp | 2q | +7.7%+$461.3K | |
| VANGUARD SCOTTSDALE FDS | VGSH | $5.4M | 93,359 | -0.19pp | 4q | +2.3%+$123.0K | |
| VANGUARD INDEX FDS | VOO | $2.3M | 3,294 | +0.01pp | 12q | +3.0%+$65.9K | |
| USCF ETF TR | SDCI | $1.9M | 72,918 | - | new | NEW | |
| ISHARES TR | IEF | $1.5M | 15,818 | -3.05pp | 15q | -87.4%-$10.3M | |
| VANGUARD INDEX FDS | VNQ | $1.5M | 15,263 | -0.06pp | 12q | -7.8%-$124.2K | |
| VANGUARD STAR FDS | VXUS | $1.4M | 16,196 | -0.02pp | 12q | HELD | |
| ISHARES GOLD TRUST MICRO | IAUM | $1.3M | 31,752 | -0.06pp | 4q | +14.4%+$160.1K | |
| VANGUARD INDEX FDS | VOE | $1.0M | 5,269 | -0.03pp | 12q | -2.2%-$23.3K | |
| GRAYSCALE BITCOIN MINI TR ET | BTC | $963.1K | 37,115 | -0.07pp | 3q | +4.1%+$37.9K | |
| VANGUARD SCOTTSDALE FDS | VONE | $844.5K | 2,493 | flat | 12q | HELD | |
| VANGUARD SCOTTSDALE FDS | VCIT | $789.1K | 9,548 | -0.03pp | 4q | +1.3%+$10.3K | |
| LITMAN GREGORY FDS TR | DBMF | $768.2K | 25,096 | -0.03pp | 12q | HELD | |
| NVIDIA CORPORATION | NVDA | $753.1K | 3,764 | +0.02pp | 9q | +14.8%+$97.2K | |
| ALPS ETF TR | AMLP | $743.6K | 14,342 | -0.03pp | 12q | +1.8%+$13.2K | |
| GRAYSCALE ETHEREUM STAKING | ETH | $710.3K | 47,258 | -0.04pp | 3q | +27.9%+$155.0K | |
| VANGUARD INDEX FDS | VTI | $689.8K | 1,864 | flat | 12q | HELD | |
| BLUEROCK PVT REAL ESTATE FD | BPRE | $590.2K | 45,366 | -0.09pp | 3q | -8.4%-$54.0K | |
| VANGUARD INDEX FDS | VO | $532.9K | 6,614 | flat | 15q | +317.8%+$405.3K | |
| VANGUARD INDEX FDS | VBR | $491.3K | 2,022 | flat | 15q | HELD | |
| SPDR SERIES TRUST | SPSM | $402.8K | 6,984 | flat | 12q | HELD | |
| INVESCO ACTIVELY MANAGED EXC | QQA | $391.2K | 6,788 | -0.01pp | 3q | -6.7%-$28.2K | |
| ABRDN SILVER ETF TRUST | SIVR | $341.1K | 6,067 | -0.03pp | 4q | +10.2%+$31.7K | |
| TEXAS INSTRS INC | TXN | $310.9K | 1,043 | +0.02pp | 2q | HELD | |
| DEFINIUM THERAPEUTICS INC | DFTX | $282.2K | 6,000 | - | new | NEW | |
| WISDOMTREE TR | HEDJ | $252.9K | 4,437 | flat | 15q | +1.7%+$4.2K | |
| TESLA INC | TSLA | $244.8K | 582 | flat | 5q | HELD | |
| APPLE INC | AAPL | $211.8K | 732 | - | new | NEW | |
| JPMORGAN CHASE & CO | JPM | $209.8K | 641 | - | new | NEW | |
| J P MORGAN EXCHANGE TRADED F | JEPI | $205.5K | 3,638 | -0.01pp | 12q | -3.7%-$8.0K | |
| EA SERIES TRUST | BOXX | $201.7K | 1,723 | -0.01pp | 2q | HELD |
By sector
Industry comes from the SIC code on each company's own SEC filings, which is self-reported and sometimes out of date. Derivative exposure is counted with the shares. Securities the SEC assigns no industry - funds, trusts, foreign issues - are shown as not classified rather than dropped.
| Sector | Value | Share |
|---|---|---|
| Funds & ETFs | $14.1M | 3.5% |
| Other sectors | $5.3M | 1.3% |
| Not classified | $387.3M | 95.2% |
Quarter by quarter
| Quarter | Value | Positions | New | Added | Trimmed | Exited | Top 10 | Days to file |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $406.8M | 53 | 4 | 33 | 6 | 4 | 59.1% | 30 |
| Q1 2026 | $349.8M | 53 | 9 | 22 | 15 | 3 | 55.5% | 28 |
| Q4 2025 | $341.6M | 47 | 8 | 10 | 27 | 16 | 61.4% | 44 |
| Q3 2025 | $483.2M | 55 | 25 | 23 | 7 | 8 | 64.9% | 22 |
| Q2 2025 | $284.1M | 38 | 2 | 13 | 18 | 1 | 63.5% | 253 |
| Q1 2025 | $256.9M | 37 | 10 | 22 | 2 | 10 | 65.1% | 344 |
| Q4 2024 | $185.5M | 37 | 0 | 9 | 21 | 3 | 79.4% | 31 |
| Q3 2024 | $228.4M | 40 | 1 | 22 | 10 | 1 | 74.2% | 29 |
| Q2 2024 | $212.5M | 40 | 2 | 25 | 5 | 2 | 74.1% | 36 |
| Q1 2024 | $194.5M | 40 | 0 | 15 | 17 | 7 | 73.0% | 40 |
| Q4 2023 | $176.5M | 47 | 9 | 29 | 7 | 0 | 69.9% | 18 |
| Q3 2023 | $148.3M | 38 | 12 | 9 | 16 | 8 | 77.7% | 20 |
| Q2 2023 | $145.6M | 34 | 3 | 20 | 8 | 0 | 78.2% | 18 |
| Q1 2023 | $125.8M | 31 | 2 | 16 | 10 | 248 | 77.8% | 26 |
| Q4 2022 | $117.7M | 277 | 0 | 0 | 0 | 0 | 78.7% | 18 |
Rows marked UNVERIFIED ID, PLACEHOLDER ID, TICKER AS ID or NON-CUSIP ID carry an identifier that is not a valid CUSIP. They are shown because the filer reported that money, but treat the security named with caution - hover the chip for what is wrong with it, and see the methodology.
Held counts consecutive filings in which this manager reported the position, and can reach further back than the quarters listed above: the tabs begin at Q4 2018 because earlier coverage is too sparse to describe a market, but tenure is counted over every filing we hold, some reaching to 2007. A position sold and later rebought starts again from one.
Weight change is the shift in this position's share of the whole book, in percentage points. It is the more useful column: when money flows into or out of a broad fund, almost every holding is bought or sold at once, so added and trimmed largely track flows. A weight that rose while the book shrank is a decision. Both compare with the previous quarter this filer reported, not the previous calendar quarter.