Penney Financial, LLC
Reported holdings as of Q2 2026, from 11 quarterly filings.
Holdings
| Security | Ticker | Value | Shares | Weight | Weight change | Held | Change |
|---|---|---|---|---|---|---|---|
| DIMENSIONAL ETF TRUST | DFUS | $73.2M | 893,449 | - | new | NEW | |
| VANGUARD INDEX FDS | VTI | $45.2M | 122,064 | -0.02pp | 11q | -4.9%-$2.4M | |
| VANGUARD TAX-MANAGED FDS | VEA | $24.4M | 342,359 | +0.08pp | 11q | HELD | |
| VANGUARD MALVERN FDS | VCRB | $20.1M | 259,865 | +4.29pp | 5q | +182.7%+$13.0M | |
| ISHARES TR | SGOV | $15.6M | 155,055 | -1.21pp | 5q | -10.1%-$1.8M | |
| ISHARES TR | IEFA | $12.8M | 132,569 | -0.39pp | 11q | -5.4%-$723.9K | |
| J P MORGAN EXCHANGE TRADED F | JPIE | $9.8M | 211,958 | -0.27pp | 8q | +1.6%+$154.7K | |
| VANGUARD WHITEHALL FDS | VYM | $9.5M | 60,279 | -0.12pp | 11q | -0.6%-$60.2K | |
| SCHWAB STRATEGIC TR | SCHD | $9.3M | 293,595 | -0.37pp | 11q | -4.7%-$462.8K | |
| VANGUARD MUN BD FDS | VCRM | $8.7M | 113,444 | - | new | NEW | |
| CAPITAL GRP FIXED INCM ETF T | CGMU | $5.8M | 211,497 | +0.10pp | 4q | +14.3%+$724.7K | |
| J P MORGAN EXCHANGE TRADED F | JEPI | $5.7M | 100,261 | -0.19pp | 11q | +0.6%+$36.2K | |
| J P MORGAN EXCHANGE TRADED F | JPST | $4.3M | 84,243 | +1.33pp | 2q | +953.0%+$3.9M | |
| DIMENSIONAL ETF TRUST | DFSD | $4.0M | 82,902 | - | new | NEW | |
| VANGUARD STAR FDS | VXUS | $3.6M | 42,475 | +0.05pp | 11q | +2.7%+$97.0K | |
| J P MORGAN EXCHANGE TRADED F | HELO | $3.6M | 52,887 | -0.42pp | 11q | -22.3%-$1.0M | |
| FRANKLIN TEMPLETON ETF TR | FLMI | $3.1M | 124,597 | -1.69pp | 4q | -57.5%-$4.2M | |
| SCHWAB STRATEGIC TR | SCHB | $3.0M | 102,649 | -0.04pp | 11q | -8.6%-$278.0K | |
| APPLE INC | AAPL | $2.6M | 8,892 | +0.03pp | 11q | HELD | |
| VANGUARD MUN BD FDS | VTEB | $2.4M | 47,994 | -0.65pp | 11q | -38.5%-$1.5M | |
| DIMENSIONAL ETF TRUST | DFNM | $1.7M | 35,448 | -1.19pp | 4q | -63.5%-$3.0M | |
| VANGUARD INDEX FDS | VOO | $1.5M | 2,211 | +0.04pp | 8q | +2.3%+$33.7K | |
| ISHARES TR | SUB | $1.3M | 12,607 | -0.53pp | 11q | -48.4%-$1.3M | |
| GOLDMAN SACHS ETF TR | GPIX | $1.1M | 19,656 | - | new | NEW | |
| ISHARES TR | IVV | $1.0M | 1,374 | +0.02pp | 11q | HELD | |
| CHENIERE ENERGY INC | LNG | $1.0M | 4,221 | +0.06pp | 7q | +54.9%+$357.6K | |
| ISHARES TR | IWB | $974.6K | 2,380 | +0.02pp | 11q | HELD | |
| ISHARES TR | ITOT | $861.8K | 5,246 | +0.01pp | 4q | HELD | |
| GOLDMAN SACHS ETF TR | GSLC | $820.0K | 5,779 | -22.65pp | 11q | -98.8%-$67.0M | |
| J P MORGAN EXCHANGE TRADED F | JQUA | $819.9K | 11,343 | +0.02pp | 11q | HELD | |
| AMAZON COM INC | AMZN | $795.3K | 3,337 | +0.01pp | 11q | HELD | |
| CHEVRON CORPORATION | CVX | $720.8K | 4,349 | -0.09pp | 11q | HELD | |
| MICROSOFT CORP | MSFT | $694.2K | 1,861 | -0.02pp | 11q | HELD | |
| FIREFLY AEROSPACE INC | FLY | $670.1K | 22,793 | -0.01pp | 2q | HELD | |
| ISHARES TR | IWM | $661.9K | 2,203 | +0.02pp | 11q | HELD | |
| MORGAN STANLEY ETF TRUST | EVTR | $454.8K | 8,969 | -2.55pp | 5q | -93.5%-$6.6M | |
| GRANITE CONSTR INC | GVA | $316.2K | 2,000 | -0.01pp | 11q | -24.4%-$102.3K | |
| VANGUARD INDEX FDS | VUG | $313.7K | 3,642 | +0.01pp | 4q | +500.0%+$261.4K | |
| VANGUARD INDEX FDS | VB | $304.6K | 1,005 | -2.35pp | 11q | -95.9%-$7.1M | |
| VANGUARD BD INDEX FDS | BSV | $298.4K | 3,830 | -0.01pp | 11q | -0.8%-$2.4K | |
| ALPHABET INC | GOOGL | $296.3K | 829 | +0.01pp | 3q | HELD | |
| SCHWAB STRATEGIC TR | SCHX | $288.9K | 9,816 | flat | 10q | HELD | |
| ISHARES TR | IJH | $275.7K | 3,575 | flat | 11q | HELD | |
| SPDR INDEX SHS FDS | CWI | $266.0K | 6,540 | flat | 5q | HELD | |
| VANGUARD INDEX FDS | VTV | $258.7K | 1,187 | flat | 2q | HELD | |
| EXXON MOBIL CORP | XOMXXXX | $232.0K | 1,697 | -0.03pp | 4q | HELD | |
| META PLATFORMS INC | META | $224.8K | 399 | -0.01pp | 4q | HELD | |
| BRITISH AMERN TOB PLC | BTI | $222.5K | 3,603 | flat | 3q | HELD | |
| VISA INC | V | $221.3K | 645 | - | new | NEW | |
| CATERPILLAR INC | CAT | $214.7K | 202 | - | new | NEW | |
| EQUINOR ASA | EQNR | $208.8K | 6,649 | -0.03pp | 10q | HELD | |
| JPMORGAN CHASE & CO | JPM | $204.6K | 625 | - | new | NEW | |
| ISHARES TR | AGG | $202.8K | 2,049 | -1.65pp | 11q | -95.5%-$4.3M |
By sector
Industry comes from the SIC code on each company's own SEC filings, which is self-reported and sometimes out of date. Derivative exposure is counted with the shares. Securities the SEC assigns no industry - funds, trusts, foreign issues - are shown as not classified rather than dropped.
| Sector | Value | Share |
|---|---|---|
| Computer Hardware | $2.6M | 0.9% |
| Other sectors | $5.8M | 2.0% |
| Not classified | $277.7M | 97.1% |
Quarter by quarter
| Quarter | Value | Positions | New | Added | Trimmed | Exited | Top 10 | Days to file |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $286.1M | 53 | 7 | 9 | 17 | 2 | 79.9% | 22 |
| Q1 2026 | $260.6M | 48 | 4 | 19 | 9 | 5 | 75.0% | 22 |
| Q4 2025 | $259.1M | 49 | 2 | 22 | 2 | 2 | 75.6% | 21 |
| Q3 2025 | $223.3M | 49 | 9 | 20 | 5 | 2 | 77.7% | 21 |
| Q2 2025 | $196.7M | 42 | 7 | 13 | 6 | 2 | 79.2% | 23 |
| Q1 2025 | $152.3M | 37 | 0 | 16 | 2 | 2 | 88.4% | 32 |
| Q4 2024 | $149.1M | 39 | 3 | 18 | 0 | 0 | 87.8% | 23 |
| Q3 2024 | $146.6M | 36 | 3 | 10 | 9 | 1 | 88.8% | 92 |
| Q2 2024 | $136.7M | 34 | 1 | 7 | 13 | 0 | 88.6% | 184 |
| Q1 2024 | $135.4M | 33 | 3 | 13 | 7 | 1 | 89.1% | 275 |
| Q4 2023 | $120.9M | 31 | 0 | 0 | 0 | 0 | 88.9% | 361 |
Rows marked UNVERIFIED ID, PLACEHOLDER ID, TICKER AS ID or NON-CUSIP ID carry an identifier that is not a valid CUSIP. They are shown because the filer reported that money, but treat the security named with caution - hover the chip for what is wrong with it, and see the methodology.
Held counts consecutive filings in which this manager reported the position, and can reach further back than the quarters listed above: the tabs begin at Q4 2018 because earlier coverage is too sparse to describe a market, but tenure is counted over every filing we hold, some reaching to 2007. A position sold and later rebought starts again from one.
Weight change is the shift in this position's share of the whole book, in percentage points. It is the more useful column: when money flows into or out of a broad fund, almost every holding is bought or sold at once, so added and trimmed largely track flows. A weight that rose while the book shrank is a decision. Both compare with the previous quarter this filer reported, not the previous calendar quarter.