# AMERICAN FINANCIAL & TAX STRATEGIES INC

> Institutional holdings reported to the SEC as of Q2 2026 on Form 13F. CIK 911927. Source: https://holderbook.com/funds/911927-american-financial-tax-strategies-inc/

- Reported value: $221.3M
- Positions: 102
- Weight of the ten largest: 36.6%
- Filed: 2026-08-07

A 13F reports long US equity positions only. Short positions, bonds, foreign listings, private holdings and cash are not visible, so this is not the manager's whole book.

## Holdings

| Security | Ticker | Value | Shares | Weight | Quarters held |
|---|---|---|---|---|---|
| WISDOMTREE TR | [XSOE](https://holderbook.com/stocks/XSOE/) | $12.0M | 243,709 | 5.4% | 11 |
| VANGUARD CHARLOTTE FDS | [BNDX](https://holderbook.com/stocks/BNDX/) | $11.3M | 233,668 | 5.1% | 11 |
| VANGUARD SCOTTSDALE FDS | [VONG](https://holderbook.com/stocks/VONG/) | $9.7M | 75,660 | 4.4% | 11 |
| SPDR SERIES TRUST | [SPYV](https://holderbook.com/stocks/SPYV/) | $8.4M | 137,525 | 3.8% | 11 |
| VANGUARD WORLD FD | [MGK](https://holderbook.com/stocks/MGK/) | $7.4M | 84,573 | 3.4% | 11 |
| PACER FDS TR | [COWZ](https://holderbook.com/stocks/COWZ/) | $6.9M | 110,207 | 3.1% | 11 |
| WISDOMTREE TR | [QHY](https://holderbook.com/stocks/QHY/) | $6.8M | 149,153 | 3.1% | 2 |
| SPDR SERIES TRUST | [SPYG](https://holderbook.com/stocks/SPYG/) | $6.5M | 54,694 | 2.9% | 11 |
| INVESCO EXCH TRADED FD TR II | [SPLV](https://holderbook.com/stocks/SPLV/) | $6.1M | 81,484 | 2.8% | 11 |
| FIDELITY COVINGTON TRUST | [FREL](https://holderbook.com/stocks/FREL/) | $5.8M | 199,554 | 2.6% | 11 |
| VANGUARD MUN BD FDS | [VTEB](https://holderbook.com/stocks/VTEB/) | $5.7M | 113,421 | 2.6% | 11 |
| GRANITESHARES ETF TR | [COMB](https://holderbook.com/stocks/COMB/) | $5.3M | 219,667 | 2.4% | 11 |
| VANGUARD WHITEHALL FDS | [VWOB](https://holderbook.com/stocks/VWOB/) | $5.0M | 74,020 | 2.2% | 11 |
| ISHARES TR | [ILCG](https://holderbook.com/stocks/ILCG/) | $4.9M | 42,022 | 2.2% | 11 |
| VANGUARD WHITEHALL FDS | [VIGI](https://holderbook.com/stocks/VIGI/) | $4.7M | 49,849 | 2.1% | 11 |
| ISHARES TR | [HDV](https://holderbook.com/stocks/HDV/) | $4.6M | 167,400 | 2.1% | 11 |
| VANGUARD BD INDEX FDS | [BND](https://holderbook.com/stocks/BND/) | $4.2M | 57,668 | 1.9% | 11 |
| PACER FDS TR | [ICOW](https://holderbook.com/stocks/ICOW/) | $3.9M | 93,616 | 1.8% | 11 |
| VANGUARD INDEX FDS | [VBK](https://holderbook.com/stocks/VBK/) | $3.9M | 10,591 | 1.7% | 11 |
| SCHWAB STRATEGIC TR | [FNDF](https://holderbook.com/stocks/FNDF/) | $3.9M | 73,119 | 1.7% | 11 |
| SCHWAB STRATEGIC TR | [SCHV](https://holderbook.com/stocks/SCHV/) | $3.8M | 109,609 | 1.7% | 11 |
| VANGUARD INDEX FDS | [VBR](https://holderbook.com/stocks/VBR/) | $3.6M | 14,897 | 1.6% | 11 |
| VANGUARD INDEX FDS | [VOE](https://holderbook.com/stocks/VOE/) | $3.5M | 17,665 | 1.6% | 11 |
| VANGUARD INDEX FDS | [VOT](https://holderbook.com/stocks/VOT/) | $3.5M | 11,298 | 1.6% | 11 |
| FRANKLIN TEMPLETON ETF TR | [FLMI](https://holderbook.com/stocks/FLMI/) | $2.9M | 117,046 | 1.3% | 11 |
| NORTHERN LIGHTS FD TR | - | $2.9M | 115,450 | 1.3% | 1 |
| ISHARES TR | [EFG](https://holderbook.com/stocks/EFG/) | $2.9M | 23,452 | 1.3% | 11 |
| WISDOMTREE TR | [AGGY](https://holderbook.com/stocks/AGGY/) | $2.8M | 63,927 | 1.3% | 11 |
| FRANKLIN TEMPLETON ETF TR | [FLBL](https://holderbook.com/stocks/FLBL/) | $2.7M | 119,785 | 1.2% | 11 |
| ABRDN ETFS | [BCI](https://holderbook.com/stocks/BCI/) | $2.7M | 120,751 | 1.2% | 11 |
| SPDR SERIES TRUST | [SLYG](https://holderbook.com/stocks/SLYG/) | $2.7M | 22,423 | 1.2% | 11 |
| ISHARES TR | [IJT](https://holderbook.com/stocks/IJT/) | $2.3M | 13,128 | 1.1% | 11 |
| PACER FDS TR | [CALF](https://holderbook.com/stocks/CALF/) | $2.3M | 45,115 | 1.0% | 11 |
| ISHARES TR | [SCZ](https://holderbook.com/stocks/SCZ/) | $2.2M | 26,959 | 1.0% | 11 |
| VANGUARD BD INDEX FDS | [BSV](https://holderbook.com/stocks/BSV/) | $2.2M | 27,606 | 1.0% | 11 |
| ISHARES TR | [EFV](https://holderbook.com/stocks/EFV/) | $2.1M | 27,936 | 1.0% | 11 |
| VANGUARD ADMIRAL FDS INC | [VIOV](https://holderbook.com/stocks/VIOV/) | $2.1M | 17,848 | 0.9% | 11 |
| SPDR SERIES TRUST | [MDYG](https://holderbook.com/stocks/MDYG/) | $1.9M | 17,223 | 0.9% | 11 |
| CISCO SYS INC | [CSCO](https://holderbook.com/stocks/CSCO/) | $1.8M | 15,381 | 0.8% | 11 |
| SCHWAB STRATEGIC TR | [SCHC](https://holderbook.com/stocks/SCHC/) | $1.8M | 36,675 | 0.8% | 10 |
| INVESCO EXCH TRADED FD TR II | [PZT](https://holderbook.com/stocks/PZT/) | $1.7M | 76,674 | 0.8% | 10 |
| SELECT SECTOR SPDR TR | [XLB](https://holderbook.com/stocks/XLB/) | $1.6M | 30,654 | 0.7% | 11 |
| SPDR INDEX SHS FDS | [SPEM](https://holderbook.com/stocks/SPEM/) | $1.5M | 28,392 | 0.7% | 11 |
| EXXON MOBIL CORP | [XOMXXXX](https://holderbook.com/stocks/XOMXXXX/) | $1.4M | 10,558 | 0.7% | 11 |
| SPDR SERIES TRUST | [MDYV](https://holderbook.com/stocks/MDYV/) | $1.4M | 14,612 | 0.6% | 11 |
| ISHARES TR | [IWF](https://holderbook.com/stocks/IWF/) | $1.3M | 10,832 | 0.6% | 11 |
| VANGUARD INDEX FDS | [VNQ](https://holderbook.com/stocks/VNQ/) | $1.3M | 13,701 | 0.6% | 11 |
| SPDR SERIES TRUST | [SLYV](https://holderbook.com/stocks/SLYV/) | $1.3M | 11,890 | 0.6% | 11 |
| GRANITESHARES GOLD TR | [BAR](https://holderbook.com/stocks/BAR/) | $1.2M | 31,168 | 0.6% | 11 |
| APPLE INC | [AAPL](https://holderbook.com/stocks/AAPL/) | $1.2M | 4,150 | 0.5% | 11 |
| ISHARES TR | [LQD](https://holderbook.com/stocks/LQD/) | $1.2M | 10,649 | 0.5% | 11 |
| AMAZON COM INC | [AMZN](https://holderbook.com/stocks/AMZN/) | $1.1M | 4,517 | 0.5% | 11 |
| VANGUARD ADMIRAL FDS INC | [IVOV](https://holderbook.com/stocks/IVOV/) | $1.0M | 9,094 | 0.5% | 11 |
| DBX ETF TR | [HAUZ](https://holderbook.com/stocks/HAUZ/) | $1.0M | 45,358 | 0.5% | 10 |
| PHILIP MORRIS INTL INC | [PM](https://holderbook.com/stocks/PM/) | $992.8K | 5,488 | 0.4% | 11 |
| INVESCO EXCH TRADED FD TR II | [IDHQ](https://holderbook.com/stocks/IDHQ/) | $907.5K | 20,761 | 0.4% | 11 |
| VANGUARD SCOTTSDALE FDS | [VTWG](https://holderbook.com/stocks/VTWG/) | $884.3K | 3,074 | 0.4% | 11 |
| ISHARES TR | [IAGG](https://holderbook.com/stocks/IAGG/) | $878.8K | 17,368 | 0.4% | 11 |
| VULCAN MATLS CO | [VMC](https://holderbook.com/stocks/VMC/) | $793.0K | 2,688 | 0.4% | 11 |
| VANGUARD INTL EQUITY INDEX F | [VWO](https://holderbook.com/stocks/VWO/) | $778.1K | 13,035 | 0.4% | 11 |
| ALTRIA GROUP INC | [MO](https://holderbook.com/stocks/MO/) | $767.8K | 10,671 | 0.3% | 11 |
| SPDR SERIES TRUST | [HYMB](https://holderbook.com/stocks/HYMB/) | $759.5K | 29,856 | 0.3% | 4 |
| ISHARES TR | [IJJ](https://holderbook.com/stocks/IJJ/) | $721.1K | 4,881 | 0.3% | 11 |
| VANGUARD INDEX FDS | [VUG](https://holderbook.com/stocks/VUG/) | $706.0K | 8,196 | 0.3% | 11 |
| ISHARES INC | [CEMB](https://holderbook.com/stocks/CEMB/) | $705.8K | 15,462 | 0.3% | 11 |
| ISHARES TR | [EMB](https://holderbook.com/stocks/EMB/) | $688.4K | 7,139 | 0.3% | 11 |
| TESLA INC | [TSLA](https://holderbook.com/stocks/TSLA/) | $660.3K | 1,570 | 0.3% | 11 |
| ISHARES TR | [IJK](https://holderbook.com/stocks/IJK/) | $635.2K | 5,406 | 0.3% | 10 |
| VANGUARD ADMIRAL FDS INC | [IVOG](https://holderbook.com/stocks/IVOG/) | $594.9K | 4,066 | 0.3% | 11 |
| NUSHARES ETF TR | [NULV](https://holderbook.com/stocks/NULV/) | $569.3K | 11,389 | 0.3% | 10 |
| VANGUARD INDEX FDS | [VB](https://holderbook.com/stocks/VB/) | $544.4K | 1,796 | 0.2% | 11 |
| ISHARES TR | [SUSC](https://holderbook.com/stocks/SUSC/) | $543.4K | 23,471 | 0.2% | 10 |
| VANGUARD NY TAX FREE FDS | [MUNY](https://holderbook.com/stocks/MUNY/) | $520.0K | 5,000 | 0.2% | 4 |
| NUSHARES ETF TR | [NULG](https://holderbook.com/stocks/NULG/) | $514.7K | 4,397 | 0.2% | 11 |
| VANECK ETF TRUST | [GDX](https://holderbook.com/stocks/GDX/) | $512.8K | 6,796 | 0.2% | 11 |
| COCA COLA CO | [KO](https://holderbook.com/stocks/KO/) | $476.6K | 5,865 | 0.2% | 11 |
| ALPHABET INC | [GOOGL](https://holderbook.com/stocks/GOOGL/) | $459.4K | 1,285 | 0.2% | 9 |
| ISHARES TR | [DVY](https://holderbook.com/stocks/DVY/) | $399.0K | 2,553 | 0.2% | 11 |
| ISHARES TR | [IWR](https://holderbook.com/stocks/IWR/) | $397.4K | 3,602 | 0.2% | 11 |
| VANGUARD INTL EQUITY INDEX F | [VNQI](https://holderbook.com/stocks/VNQI/) | $388.6K | 8,665 | 0.2% | 11 |
| ISHARES TR | [IWP](https://holderbook.com/stocks/IWP/) | $385.1K | 2,630 | 0.2% | 11 |
| MICROSOFT CORP | [MSFT](https://holderbook.com/stocks/MSFT/) | $361.1K | 968 | 0.2% | 11 |
| MONDELEZ INTL INC | [MDLZ](https://holderbook.com/stocks/MDLZ/) | $354.3K | 6,125 | 0.2% | 11 |
| ISHARES TR | [ESGD](https://holderbook.com/stocks/ESGD/) | $346.5K | 3,370 | 0.2% | 3 |
| VANGUARD INTL EQUITY INDEX F | [VEU](https://holderbook.com/stocks/VEU/) | $345.0K | 4,119 | 0.2% | 11 |
| SPDR SERIES TRUST | [SPSM](https://holderbook.com/stocks/SPSM/) | $330.1K | 5,725 | 0.1% | 11 |
| SPDR INDEX SHS FDS | [EFAX](https://holderbook.com/stocks/EFAX/) | $325.1K | 6,007 | 0.1% | 11 |
| VANGUARD INDEX FDS | [VO](https://holderbook.com/stocks/VO/) | $324.9K | 4,032 | 0.1% | 11 |
| ISHARES TR | [ILCV](https://holderbook.com/stocks/ILCV/) | $324.0K | 3,200 | 0.1% | 11 |
| ISHARES TR | [ICLN](https://holderbook.com/stocks/ICLN/) | $321.4K | 15,685 | 0.1% | 11 |
| SCHWAB STRATEGIC TR | [SCHG](https://holderbook.com/stocks/SCHG/) | $319.9K | 9,452 | 0.1% | 11 |
| VANECK ETF TRUST | [GRNB](https://holderbook.com/stocks/GRNB/) | $317.8K | 13,167 | 0.1% | 9 |
| SCHWAB STRATEGIC TR | [SCHM](https://holderbook.com/stocks/SCHM/) | $284.0K | 7,704 | 0.1% | 11 |
| LEGG MASON ETF INVT | [LRGE](https://holderbook.com/stocks/LRGE/) | $278.0K | 3,245 | 0.1% | 3 |
| BERKSHIRE HATHAWAY INC DEL | [BRKB](https://holderbook.com/stocks/BRKB/) | $267.2K | 534 | 0.1% | 11 |
| ALPHABET INC | [GOOG](https://holderbook.com/stocks/GOOG/) | $266.8K | 755 | 0.1% | 3 |
| NVIDIA CORPORATION | [NVDA](https://holderbook.com/stocks/NVDA/) | $258.5K | 1,292 | 0.1% | 6 |
| SPDR SERIES TRUST | [SPMD](https://holderbook.com/stocks/SPMD/) | $235.3K | 3,484 | 0.1% | 3 |
| BANK OF NY MELLON CORP | [BNY](https://holderbook.com/stocks/BNY/) | $234.0K | 1,618 | 0.1% | 1 |
| GE AEROSPACE | [GE](https://holderbook.com/stocks/GE/) | $214.9K | 575 | 0.1% | 1 |

## What the disclosed book did

Not the fund's return. This is the change in value of the positions disclosed on Form 13F, had they been left untouched, against SPY over the same quarter ends.

| Quarter | Book | Market | Difference | Priced |
|---|---|---|---|---|
| Q2 2026 | +8.1% | +14.8% | -6.7% | 100% |
| Q1 2026 | +0.5% | -4.6% | +5.2% | 100% |
| Q4 2025 | +0.7% | +2.4% | -1.7% | 100% |
| Q3 2025 | +5.4% | +7.8% | -2.4% | 100% |
| Q2 2025 | +6.2% | +10.5% | -4.3% | 100% |
| Q1 2025 | -0.9% | -4.6% | +3.7% | 100% |
| Q4 2024 | -2.1% | +2.1% | -4.2% | 100% |
| Q3 2024 | +6.2% | +5.4% | +0.8% | 100% |

## Quarter by quarter

| Quarter | Value | Positions |
|---|---|---|
| Q2 2026 | $221.3M | 102 |
| Q1 2026 | $205.8M | 97 |
| Q4 2025 | $200.7M | 97 |
| Q3 2025 | $200.4M | 93 |
| Q2 2025 | $193.5M | 91 |
| Q1 2025 | $186.0M | 91 |
| Q4 2024 | $193.0M | 90 |
| Q3 2024 | $197.1M | 92 |
| Q2 2024 | $189.7M | 93 |
| Q1 2024 | $186.3M | 91 |
| Q4 2023 | $175.0M | 90 |