# TIAA-CREF INDIVIDUAL & INSTITUTIONAL SERVICES, LLC

> Institutional holdings reported to the SEC as of Q2 2026 on Form 13F. CIK 882928. Source: https://holderbook.com/funds/882928-tiaa-cref-individual-institutional-services-llc/

- Reported value: $29.1B
- Positions: 751
- Weight of the ten largest: 42.1%
- Filed: 2026-08-10

A 13F reports long US equity positions only. Short positions, bonds, foreign listings, private holdings and cash are not visible, so this is not the manager's whole book.

## Holdings

| Security | Ticker | Value | Shares | Weight | Quarters held |
|---|---|---|---|---|---|
| ISHARES TR | [IEFA](https://holderbook.com/stocks/IEFA/) | $1.9B | 19,810,756 | 6.6% | 2 |
| VANGUARD INDEX FDS | [VUG](https://holderbook.com/stocks/VUG/) | $1.8B | 20,430,648 | 6.1% | 2 |
| VANGUARD INDEX FDS | [VTV](https://holderbook.com/stocks/VTV/) | $1.5B | 6,864,026 | 5.1% | 2 |
| VANGUARD TAX-MANAGED FDS | [VEA](https://holderbook.com/stocks/VEA/) | $1.4B | 20,266,641 | 5.0% | 2 |
| ISHARES TR | [IWY](https://holderbook.com/stocks/IWY/) | $1.4B | 4,777,201 | 4.8% | 2 |
| ISHARES TR | [IWX](https://holderbook.com/stocks/IWX/) | $1.0B | 9,859,021 | 3.6% | 2 |
| ISHARES INC | [IEMG](https://holderbook.com/stocks/IEMG/) | $1.0B | 12,508,671 | 3.6% | 2 |
| ISHARES TR | [MBB](https://holderbook.com/stocks/MBB/) | $725.8M | 7,678,893 | 2.5% | 2 |
| VANGUARD SCOTTSDALE FDS | [VONG](https://holderbook.com/stocks/VONG/) | $724.2M | 5,666,238 | 2.5% | 2 |
| ISHARES TR | [AGG](https://holderbook.com/stocks/AGG/) | $711.2M | 7,185,394 | 2.4% | 2 |
| VANGUARD MUN BD FDS | [VTEB](https://holderbook.com/stocks/VTEB/) | $667.2M | 13,190,508 | 2.3% | 2 |
| ISHARES TR | [MUB](https://holderbook.com/stocks/MUB/) | $645.3M | 5,996,446 | 2.2% | 2 |
| VANGUARD SCOTTSDALE FDS | [VONV](https://holderbook.com/stocks/VONV/) | $635.5M | 5,977,896 | 2.2% | 2 |
| SPDR INDEX SHS FDS | [SPDW](https://holderbook.com/stocks/SPDW/) | $613.3M | 12,172,046 | 2.1% | 2 |
| ISHARES TR | [IWF](https://holderbook.com/stocks/IWF/) | $523.8M | 4,218,106 | 1.8% | 2 |
| VANGUARD INTL EQUITY INDEX F | [VWO](https://holderbook.com/stocks/VWO/) | $466.5M | 7,814,885 | 1.6% | 2 |
| ISHARES TR | [USIG](https://holderbook.com/stocks/USIG/) | $459.8M | 8,965,515 | 1.6% | 2 |
| ISHARES TR | [IWS](https://holderbook.com/stocks/IWS/) | $450.0M | 2,733,733 | 1.5% | 2 |
| VANGUARD INDEX FDS | [VO](https://holderbook.com/stocks/VO/) | $435.0M | 5,399,546 | 1.5% | 2 |
| VANGUARD INDEX FDS | [VOO](https://holderbook.com/stocks/VOO/) | $416.3M | 606,086 | 1.4% | 2 |
| ISHARES TR | [IVV](https://holderbook.com/stocks/IVV/) | $392.4M | 523,959 | 1.4% | 2 |
| ISHARES TR | [SCZ](https://holderbook.com/stocks/SCZ/) | $370.9M | 4,508,820 | 1.3% | 2 |
| ISHARES TR | [GOVT](https://holderbook.com/stocks/GOVT/) | $360.4M | 15,819,740 | 1.2% | 2 |
| APPLE INC | [AAPL](https://holderbook.com/stocks/AAPL/) | $313.2M | 1,082,366 | 1.1% | 2 |
| ISHARES TR | [IWR](https://holderbook.com/stocks/IWR/) | $302.9M | 2,745,783 | 1.0% | 2 |
| NUSHARES ETF TR | [NULG](https://holderbook.com/stocks/NULG/) | $285.9M | 2,442,650 | 1.0% | 2 |
| ISHARES TR | [IWP](https://holderbook.com/stocks/IWP/) | $274.8M | 1,876,868 | 0.9% | 2 |
| ISHARES TR | [EMB](https://holderbook.com/stocks/EMB/) | $274.1M | 2,841,865 | 0.9% | 2 |
| VANGUARD INDEX FDS | [VOE](https://holderbook.com/stocks/VOE/) | $273.9M | 1,386,013 | 0.9% | 2 |
| ISHARES TR | [IWN](https://holderbook.com/stocks/IWN/) | $269.6M | 1,218,672 | 0.9% | 2 |
| ISHARES TR | [IWD](https://holderbook.com/stocks/IWD/) | $265.1M | 1,093,500 | 0.9% | 2 |
| SPDR SERIES TRUST | [SPYG](https://holderbook.com/stocks/SPYG/) | $254.5M | 2,138,543 | 0.9% | 2 |
| VANGUARD INDEX FDS | [VTI](https://holderbook.com/stocks/VTI/) | $253.8M | 685,831 | 0.9% | 2 |
| NUSHARES ETF TR | [NULV](https://holderbook.com/stocks/NULV/) | $251.7M | 5,034,628 | 0.9% | 2 |
| VANGUARD INDEX FDS | [VB](https://holderbook.com/stocks/VB/) | $238.0M | 785,131 | 0.8% | 2 |
| ISHARES TR | [ESGU](https://holderbook.com/stocks/ESGU/) | $218.8M | 1,336,785 | 0.8% | 2 |
| SCHWAB STRATEGIC TR | [SCHC](https://holderbook.com/stocks/SCHC/) | $215.4M | 4,476,230 | 0.7% | 2 |
| ISHARES TR | [IWO](https://holderbook.com/stocks/IWO/) | $215.3M | 546,451 | 0.7% | 2 |
| SPDR INDEX SHS FDS | [SPEM](https://holderbook.com/stocks/SPEM/) | $213.6M | 4,126,010 | 0.7% | 2 |
| SPDR SERIES TRUST | [SPYV](https://holderbook.com/stocks/SPYV/) | $212.5M | 3,495,135 | 0.7% | 2 |
| ISHARES TR | [USHY](https://holderbook.com/stocks/USHY/) | $195.7M | 5,287,519 | 0.7% | 2 |
| STATE STR SPDR S&P 500 ETF T | [SPY](https://holderbook.com/stocks/SPY/) | $191.9M | 256,923 | 0.7% | 2 |
| VANGUARD BD INDEX FDS | [BIV](https://holderbook.com/stocks/BIV/) | $186.8M | 2,435,399 | 0.6% | 2 |
| VANGUARD CHARLOTTE FDS | [BNDX](https://holderbook.com/stocks/BNDX/) | $173.1M | 3,573,990 | 0.6% | 2 |
| ISHARES TR | [EFV](https://holderbook.com/stocks/EFV/) | $166.3M | 2,172,399 | 0.6% | 2 |
| ISHARES TR | [IQLT](https://holderbook.com/stocks/IQLT/) | $157.6M | 3,181,448 | 0.5% | 2 |
| ISHARES TR | [EFA](https://holderbook.com/stocks/EFA/) | $153.0M | 1,473,034 | 0.5% | 2 |
| VANGUARD INDEX FDS | [VOT](https://holderbook.com/stocks/VOT/) | $152.3M | 497,262 | 0.5% | 2 |
| VANGUARD INDEX FDS | [VBR](https://holderbook.com/stocks/VBR/) | $150.1M | 617,562 | 0.5% | 2 |
| VANGUARD INDEX FDS | [VV](https://holderbook.com/stocks/VV/) | $143.1M | 416,066 | 0.5% | 2 |
| VANGUARD BD INDEX FDS | [BND](https://holderbook.com/stocks/BND/) | $138.0M | 1,879,506 | 0.5% | 2 |
| ISHARES TR | [IWM](https://holderbook.com/stocks/IWM/) | $135.3M | 450,354 | 0.5% | 2 |
| FLEXSHARES TR | [QDF](https://holderbook.com/stocks/QDF/) | $131.5M | 1,462,207 | 0.5% | 2 |
| VANGUARD INDEX FDS | [VBK](https://holderbook.com/stocks/VBK/) | $124.4M | 340,130 | 0.4% | 2 |
| ISHARES TR | [ESGD](https://holderbook.com/stocks/ESGD/) | $114.7M | 1,115,547 | 0.4% | 2 |
| ISHARES TR | [IWB](https://holderbook.com/stocks/IWB/) | $114.5M | 279,636 | 0.4% | 2 |
| MICROSOFT CORP | [MSFT](https://holderbook.com/stocks/MSFT/) | $106.3M | 284,912 | 0.4% | 2 |
| ALPHABET INC | [GOOGL](https://holderbook.com/stocks/GOOGL/) | $100.5M | 281,239 | 0.3% | 2 |
| NVIDIA CORPORATION | [NVDA](https://holderbook.com/stocks/NVDA/) | $92.9M | 464,261 | 0.3% | 2 |
| NUSHARES ETF TR | [NUDM](https://holderbook.com/stocks/NUDM/) | $87.0M | 2,172,754 | 0.3% | 2 |
| ISHARES TR | [SUB](https://holderbook.com/stocks/SUB/) | $86.6M | 813,111 | 0.3% | 2 |
| ALPHABET INC | [GOOG](https://holderbook.com/stocks/GOOG/) | $85.4M | 241,832 | 0.3% | 2 |
| JPMORGAN CHASE & CO | [JPM](https://holderbook.com/stocks/JPM/) | $79.3M | 242,256 | 0.3% | 2 |
| ISHARES INC | [EMXC](https://holderbook.com/stocks/EMXC/) | $73.4M | 717,949 | 0.3% | 2 |
| ISHARES TR | [IJH](https://holderbook.com/stocks/IJH/) | $70.9M | 919,199 | 0.2% | 2 |
| NUSHARES ETF TR | [NUSC](https://holderbook.com/stocks/NUSC/) | $62.1M | 1,191,187 | 0.2% | 2 |
| ISHARES TR | [QUAL](https://holderbook.com/stocks/QUAL/) | $61.4M | 279,970 | 0.2% | 2 |
| BERKSHIRE HATHAWAY INC DEL | [BRKB](https://holderbook.com/stocks/BRKB/) | $60.7M | 121,351 | 0.2% | 2 |
| ISHARES TR | [NYF](https://holderbook.com/stocks/NYF/) | $59.1M | 1,095,918 | 0.2% | 2 |
| BERKSHIRE HATHAWAY INC DEL | [BRKA](https://holderbook.com/stocks/BRKA/) | $58.4M | 78 | 0.2% | 2 |
| ISHARES INC | [ESGE](https://holderbook.com/stocks/ESGE/) | $57.0M | 1,041,491 | 0.2% | 2 |
| AMAZON COM INC | [AMZN](https://holderbook.com/stocks/AMZN/) | $56.1M | 235,304 | 0.2% | 2 |
| JOHNSON & JOHNSON | [JNJ](https://holderbook.com/stocks/JNJ/) | $54.2M | 213,596 | 0.2% | 2 |
| ISHARES TR | [IJR](https://holderbook.com/stocks/IJR/) | $53.7M | 361,883 | 0.2% | 2 |
| ISHARES TR | [EFG](https://holderbook.com/stocks/EFG/) | $53.4M | 429,048 | 0.2% | 2 |
| VANECK ETF TRUST | [EMLC](https://holderbook.com/stocks/EMLC/) | $52.7M | 2,063,157 | 0.2% | 2 |
| ELI LILLY & CO | [LLY](https://holderbook.com/stocks/LLY/) | $47.5M | 39,604 | 0.2% | 2 |
| SPDR SERIES TRUST | [MDYV](https://holderbook.com/stocks/MDYV/) | $47.4M | 499,862 | 0.2% | 2 |
| NUSHARES ETF TR | [NUEM](https://holderbook.com/stocks/NUEM/) | $45.6M | 1,073,878 | 0.2% | 2 |
| VANGUARD WORLD FD | [VGT](https://holderbook.com/stocks/VGT/) | $42.6M | 356,204 | 0.1% | 2 |
| ISHARES GOLD TR | [IAU](https://holderbook.com/stocks/IAU/) | $40.7M | 538,401 | 0.1% | 2 |
| ISHARES TR | [CMF](https://holderbook.com/stocks/CMF/) | $38.4M | 666,348 | 0.1% | 2 |
| ISHARES TR | [ESML](https://holderbook.com/stocks/ESML/) | $36.4M | 650,274 | 0.1% | 2 |
| ISHARES TR | [EEM](https://holderbook.com/stocks/EEM/) | $36.3M | 531,185 | 0.1% | 2 |
| NUSHARES ETF TR | [NUMV](https://holderbook.com/stocks/NUMV/) | $35.0M | 804,525 | 0.1% | 2 |
| EXXON MOBIL CORP | [XOMXXXX](https://holderbook.com/stocks/XOMXXXX/) | $34.1M | 249,121 | 0.1% | 2 |
| BROADCOM INC | [AVGO](https://holderbook.com/stocks/AVGO/) | $33.8M | 89,400 | 0.1% | 2 |
| SELECT SECTOR SPDR TR | [XLK](https://holderbook.com/stocks/XLK/) | $33.1M | 173,560 | 0.1% | 2 |
| ISHARES INC | [HEEM](https://holderbook.com/stocks/HEEM/) | $31.2M | 697,766 | 0.1% | 2 |
| ISHARES TR | [IAGG](https://holderbook.com/stocks/IAGG/) | $30.1M | 595,447 | 0.1% | 2 |
| INTERNATIONAL BUSINESS MACHS | [IBM](https://holderbook.com/stocks/IBM/) | $28.8M | 102,509 | 0.1% | 2 |
| ABBVIE INC | [ABBV](https://holderbook.com/stocks/ABBV/) | $27.5M | 109,397 | 0.1% | 2 |
| WALMART INC | [WMT](https://holderbook.com/stocks/WMT/) | $26.8M | 237,020 | 0.1% | 2 |
| ISHARES TR | [IWV](https://holderbook.com/stocks/IWV/) | $25.7M | 60,355 | 0.1% | 2 |
| VANECK ETF TRUST | [HYD](https://holderbook.com/stocks/HYD/) | $25.6M | 496,643 | 0.1% | 2 |
| HOME DEPOT INC | [HD](https://holderbook.com/stocks/HD/) | $25.1M | 71,169 | 0.1% | 2 |
| ORACLE CORP | [ORCL](https://holderbook.com/stocks/ORCL/) | $24.0M | 163,637 | 0.1% | 2 |
| PROCTER & GAMBLE CO | [PG](https://holderbook.com/stocks/PG/) | $22.1M | 150,979 | 0.1% | 2 |
| VISA INC | [V](https://holderbook.com/stocks/V/) | $21.6M | 63,062 | 0.1% | 2 |
| APPLIED MATLS INC | [AMAT](https://holderbook.com/stocks/AMAT/) | $21.5M | 29,721 | 0.1% | 2 |

## What the disclosed book did

Not the fund's return. This is the change in value of the positions disclosed on Form 13F, had they been left untouched, against SPY over the same quarter ends.

| Quarter | Book | Market | Difference | Priced |
|---|---|---|---|---|
| Q2 2026 | +10.8% | +14.8% | -4.0% | 100% |

## Quarter by quarter

| Quarter | Value | Positions |
|---|---|---|
| Q2 2026 | $29.1B | 751 |
| Q1 2026 | $26.0B | 702 |