# SAGE FINANCIAL GROUP INC

> Institutional holdings reported to the SEC as of Q2 2026 on Form 13F. CIK 882119. Source: https://holderbook.com/funds/882119-sage-financial-group-inc/

- Reported value: $1.8B
- Positions: 110
- Weight of the ten largest: 74.9%
- Filed: 2026-07-21

A 13F reports long US equity positions only. Short positions, bonds, foreign listings, private holdings and cash are not visible, so this is not the manager's whole book.

## Holdings

| Security | Ticker | Value | Shares | Weight | Quarters held |
|---|---|---|---|---|---|
| SCHWAB STRATEGIC TR | [SCHX](https://holderbook.com/stocks/SCHX/) | $677.0M | 23,002,052 | 37.5% | 31 |
| ISHARES TR | [IJH](https://holderbook.com/stocks/IJH/) | $114.8M | 1,488,196 | 6.4% | 31 |
| ISHARES TR | [IJR](https://holderbook.com/stocks/IJR/) | $92.3M | 622,538 | 5.1% | 31 |
| INVESCO EXCHANGE TRADED FD T | [RSP](https://holderbook.com/stocks/RSP/) | $86.7M | 407,650 | 4.8% | 3 |
| VANGUARD INTL EQUITY INDEX F | [VWO](https://holderbook.com/stocks/VWO/) | $78.0M | 1,306,682 | 4.3% | 31 |
| VANGUARD INDEX FDS | [VTV](https://holderbook.com/stocks/VTV/) | $76.2M | 349,814 | 4.2% | 31 |
| VANGUARD INDEX FDS | [VUG](https://holderbook.com/stocks/VUG/) | $70.5M | 817,902 | 3.9% | 31 |
| VANGUARD INTL EQUITY INDEX F | [VEU](https://holderbook.com/stocks/VEU/) | $63.0M | 752,152 | 3.5% | 31 |
| VANGUARD INDEX FDS | [VOO](https://holderbook.com/stocks/VOO/) | $55.8M | 81,282 | 3.1% | 31 |
| SCHWAB STRATEGIC TR | [SCHM](https://holderbook.com/stocks/SCHM/) | $37.1M | 1,005,202 | 2.1% | 31 |
| VANGUARD INDEX FDS | [VV](https://holderbook.com/stocks/VV/) | $36.5M | 106,130 | 2.0% | 31 |
| VANGUARD INDEX FDS | [VNQ](https://holderbook.com/stocks/VNQ/) | $29.5M | 305,846 | 1.6% | 17 |
| SCHWAB STRATEGIC TR | [SCHV](https://holderbook.com/stocks/SCHV/) | $27.0M | 776,729 | 1.5% | 31 |
| SCHWAB STRATEGIC TR | [SCHA](https://holderbook.com/stocks/SCHA/) | $25.7M | 711,360 | 1.4% | 31 |
| APPLE INC | [AAPL](https://holderbook.com/stocks/AAPL/) | $25.2M | 87,236 | 1.4% | 4 |
| VANGUARD INDEX FDS | [VBK](https://holderbook.com/stocks/VBK/) | $23.8M | 64,985 | 1.3% | 31 |
| VANGUARD INDEX FDS | [VO](https://holderbook.com/stocks/VO/) | $21.1M | 262,271 | 1.2% | 31 |
| VANGUARD INDEX FDS | [VOE](https://holderbook.com/stocks/VOE/) | $20.4M | 103,488 | 1.1% | 31 |
| SCHWAB STRATEGIC TR | [SCHP](https://holderbook.com/stocks/SCHP/) | $17.4M | 656,690 | 1.0% | 23 |
| SCHWAB STRATEGIC TR | [SCHG](https://holderbook.com/stocks/SCHG/) | $16.8M | 495,236 | 0.9% | 31 |
| SPDR SERIES TRUST | [SLYV](https://holderbook.com/stocks/SLYV/) | $16.7M | 152,819 | 0.9% | 31 |
| VANGUARD INDEX FDS | [VB](https://holderbook.com/stocks/VB/) | $16.2M | 53,537 | 0.9% | 17 |
| ISHARES TR | [IWF](https://holderbook.com/stocks/IWF/) | $14.7M | 118,651 | 0.8% | 31 |
| ISHARES INC | [IEMG](https://holderbook.com/stocks/IEMG/) | $13.2M | 159,308 | 0.7% | 15 |
| VANGUARD INDEX FDS | [VOT](https://holderbook.com/stocks/VOT/) | $11.6M | 37,754 | 0.6% | 31 |
| VANGUARD INDEX FDS | [VBR](https://holderbook.com/stocks/VBR/) | $11.3M | 46,304 | 0.6% | 31 |
| ISHARES TR | [IGF](https://holderbook.com/stocks/IGF/) | $8.5M | 128,052 | 0.5% | 17 |
| ISHARES TR | [ACWX](https://holderbook.com/stocks/ACWX/) | $7.8M | 102,415 | 0.4% | 26 |
| SPDR SERIES TRUST | [MDYV](https://holderbook.com/stocks/MDYV/) | $7.0M | 73,395 | 0.4% | 31 |
| ISHARES TR | [IVV](https://holderbook.com/stocks/IVV/) | $5.8M | 7,804 | 0.3% | 17 |
| STATE STR SPDR S&P 500 ETF T | [SPY](https://holderbook.com/stocks/SPY/) | $5.2M | 6,967 | 0.3% | 17 |
| GOLDMAN SACHS ETF TR | [JUST](https://holderbook.com/stocks/JUST/) | $4.6M | 43,398 | 0.3% | 21 |
| ISHARES TR | [IWD](https://holderbook.com/stocks/IWD/) | $4.5M | 18,535 | 0.2% | 31 |
| ISHARES TR | [EFV](https://holderbook.com/stocks/EFV/) | $3.9M | 51,564 | 0.2% | 15 |
| ISHARES TR | [IWS](https://holderbook.com/stocks/IWS/) | $3.9M | 23,453 | 0.2% | 31 |
| SPDR SERIES TRUST | [SLYG](https://holderbook.com/stocks/SLYG/) | $3.8M | 32,224 | 0.2% | 31 |
| JOHNSON & JOHNSON | [JNJ](https://holderbook.com/stocks/JNJ/) | $3.6M | 14,297 | 0.2% | 31 |
| VANGUARD INDEX FDS | [VTI](https://holderbook.com/stocks/VTI/) | $3.4M | 9,291 | 0.2% | 17 |
| ISHARES TR | [TIP](https://holderbook.com/stocks/TIP/) | $3.1M | 28,375 | 0.2% | 17 |
| J P MORGAN EXCHANGE TRADED F | [JPST](https://holderbook.com/stocks/JPST/) | $3.1M | 61,003 | 0.2% | 31 |
| ISHARES TR | [ITOT](https://holderbook.com/stocks/ITOT/) | $3.0M | 18,108 | 0.2% | 13 |
| ISHARES TR | [IWB](https://holderbook.com/stocks/IWB/) | $2.9M | 7,083 | 0.2% | 17 |
| ISHARES TR | [ESML](https://holderbook.com/stocks/ESML/) | $2.6M | 46,334 | 0.1% | 24 |
| SPDR SERIES TRUST | [MDYG](https://holderbook.com/stocks/MDYG/) | $2.3M | 20,716 | 0.1% | 17 |
| ISHARES TR | [MUB](https://holderbook.com/stocks/MUB/) | $2.2M | 20,315 | 0.1% | 9 |
| ISHARES TR | [IXUS](https://holderbook.com/stocks/IXUS/) | $2.0M | 20,577 | 0.1% | 31 |
| ISHARES TR | [IWP](https://holderbook.com/stocks/IWP/) | $1.8M | 12,170 | 0.1% | 31 |
| CATERPILLAR INC | [CAT](https://holderbook.com/stocks/CAT/) | $1.8M | 1,667 | 0.1% | 3 |
| ISHARES TR | [XJH](https://holderbook.com/stocks/XJH/) | $1.8M | 33,606 | 0.1% | 15 |
| ISHARES TR | [DSI](https://holderbook.com/stocks/DSI/) | $1.7M | 12,156 | 0.1% | 23 |
| ISHARES INC | [ESGE](https://holderbook.com/stocks/ESGE/) | $1.5M | 26,784 | 0.1% | 15 |
| ISHARES TR | [AOR](https://holderbook.com/stocks/AOR/) | $1.4M | 20,677 | 0.1% | 31 |
| SCHWAB STRATEGIC TR | [SCHE](https://holderbook.com/stocks/SCHE/) | $1.4M | 37,870 | 0.1% | 15 |
| ISHARES TR | [EFG](https://holderbook.com/stocks/EFG/) | $1.4M | 10,982 | 0.1% | 17 |
| J P MORGAN EXCHANGE TRADED F | [JMST](https://holderbook.com/stocks/JMST/) | $1.2M | 24,282 | 0.1% | 24 |
| ISHARES TR | [AGG](https://holderbook.com/stocks/AGG/) | $1.2M | 12,484 | 0.1% | 15 |
| SCHWAB STRATEGIC TR | [FNDX](https://holderbook.com/stocks/FNDX/) | $1.1M | 36,808 | 0.1% | 13 |
| ISHARES TR | [HDV](https://holderbook.com/stocks/HDV/) | $1.1M | 40,106 | 0.1% | 17 |
| SPDR INDEX SHS FDS | [CWI](https://holderbook.com/stocks/CWI/) | $1.1M | 25,978 | 0.1% | 31 |
| ISHARES INC | [EMXC](https://holderbook.com/stocks/EMXC/) | $1.0M | 10,014 | 0.1% | 17 |
| INVESCO QQQ TR | [QQQ](https://holderbook.com/stocks/QQQ/) | $965.8K | 1,311 | 0.1% | 17 |
| SCHWAB STRATEGIC TR | [SCHF](https://holderbook.com/stocks/SCHF/) | $930.8K | 33,602 | 0.1% | 17 |
| SCHWAB STRATEGIC TR | [SCHD](https://holderbook.com/stocks/SCHD/) | $881.3K | 27,792 | 0.0% | 31 |
| NUSHARES ETF TR | [NULV](https://holderbook.com/stocks/NULV/) | $833.8K | 16,680 | 0.0% | 18 |
| NUSHARES ETF TR | [NULG](https://holderbook.com/stocks/NULG/) | $779.2K | 6,656 | 0.0% | 15 |
| VANGUARD SCOTTSDALE FDS | [VCIT](https://holderbook.com/stocks/VCIT/) | $771.9K | 9,339 | 0.0% | 3 |
| ISHARES TR | [IJS](https://holderbook.com/stocks/IJS/) | $755.4K | 5,526 | 0.0% | 17 |
| ISHARES TR | [IGSB](https://holderbook.com/stocks/IGSB/) | $716.9K | 13,679 | 0.0% | 31 |
| ISHARES TR | [ESGD](https://holderbook.com/stocks/ESGD/) | $710.5K | 6,911 | 0.0% | 17 |
| ISHARES TR | [SUSA](https://holderbook.com/stocks/SUSA/) | $677.2K | 4,389 | 0.0% | 17 |
| ISHARES TR | [IVW](https://holderbook.com/stocks/IVW/) | $671.9K | 4,886 | 0.0% | 17 |
| VANGUARD STAR FDS | [VXUS](https://holderbook.com/stocks/VXUS/) | $666.6K | 7,798 | 0.0% | 15 |
| VANGUARD WHITEHALL FDS | [VYM](https://holderbook.com/stocks/VYM/) | $654.8K | 4,144 | 0.0% | 6 |
| ISHARES TR | [EFA](https://holderbook.com/stocks/EFA/) | $625.7K | 6,023 | 0.0% | 17 |
| ISHARES TR | [IYR](https://holderbook.com/stocks/IYR/) | $604.4K | 5,911 | 0.0% | 11 |
| ISHARES TR | [IMCV](https://holderbook.com/stocks/IMCV/) | $567.2K | 6,207 | 0.0% | 17 |
| STATE STR SPDR DOW JONES IND | [DIA](https://holderbook.com/stocks/DIA/) | $565.2K | 1,082 | 0.0% | 17 |
| ISHARES TR | [IWN](https://holderbook.com/stocks/IWN/) | $557.4K | 2,520 | 0.0% | 17 |
| ISHARES TR | [SHV](https://holderbook.com/stocks/SHV/) | $552.6K | 5,007 | 0.0% | 5 |
| SCHWAB STRATEGIC TR | [SCHB](https://holderbook.com/stocks/SCHB/) | $516.3K | 17,828 | 0.0% | 17 |
| VANECK ETF TRUST | [SHYD](https://holderbook.com/stocks/SHYD/) | $511.2K | 22,324 | 0.0% | 3 |
| ISHARES TR | [IWM](https://holderbook.com/stocks/IWM/) | $488.6K | 1,626 | 0.0% | 17 |
| ISHARES TR | [IJJ](https://holderbook.com/stocks/IJJ/) | $471.7K | 3,193 | 0.0% | 17 |
| VANECK ETF TRUST | [SMH](https://holderbook.com/stocks/SMH/) | $466.3K | 711 | 0.0% | 5 |
| ISHARES TR | [USMV](https://holderbook.com/stocks/USMV/) | $452.4K | 4,690 | 0.0% | 17 |
| VANGUARD SPECIALIZED FUNDS | [VIG](https://holderbook.com/stocks/VIG/) | $438.5K | 1,853 | 0.0% | 17 |
| INVESCO EXCH TRADED FD TR II | [BKLN](https://holderbook.com/stocks/BKLN/) | $432.9K | 21,252 | 0.0% | 17 |
| SPDR INDEX SHS FDS | [GII](https://holderbook.com/stocks/GII/) | $413.2K | 5,458 | 0.0% | 11 |
| GLOBAL X FDS | [AIQ](https://holderbook.com/stocks/AIQ/) | $409.9K | 6,248 | 0.0% | 6 |
| SPDR GOLD TR | [GLD](https://holderbook.com/stocks/GLD/) | $401.4K | 1,090 | 0.0% | 2 |
| SPDR SERIES TRUST | [SJNK](https://holderbook.com/stocks/SJNK/) | $394.3K | 15,753 | 0.0% | 7 |
| ISHARES TR | [AOK](https://holderbook.com/stocks/AOK/) | $393.9K | 9,495 | 0.0% | 3 |
| DIMENSIONAL ETF TRUST | [DFAX](https://holderbook.com/stocks/DFAX/) | $378.1K | 10,263 | 0.0% | 20 |
| ISHARES TR | [IJK](https://holderbook.com/stocks/IJK/) | $349.1K | 2,971 | 0.0% | 14 |
| NUSHARES ETF TR | [NUSC](https://holderbook.com/stocks/NUSC/) | $328.8K | 6,308 | 0.0% | 18 |
| ISHARES TR | [IVE](https://holderbook.com/stocks/IVE/) | $317.1K | 1,397 | 0.0% | 11 |
| ISHARES TR | [ESGU](https://holderbook.com/stocks/ESGU/) | $302.8K | 1,850 | 0.0% | 17 |
| ISHARES TR | [IWO](https://holderbook.com/stocks/IWO/) | $300.6K | 763 | 0.0% | 3 |
| J P MORGAN EXCHANGE TRADED F | [JPIB](https://holderbook.com/stocks/JPIB/) | $278.8K | 5,766 | 0.0% | 11 |
| ISHARES TR | [ICLN](https://holderbook.com/stocks/ICLN/) | $273.4K | 13,341 | 0.0% | 6 |

## What the disclosed book did

Not the fund's return. This is the change in value of the positions disclosed on Form 13F, had they been left untouched, against SPY over the same quarter ends.

| Quarter | Book | Market | Difference | Priced |
|---|---|---|---|---|
| Q2 2026 | +14.1% | +14.8% | -0.7% | 100% |
| Q1 2026 | -2.2% | -4.6% | +2.4% | 100% |
| Q4 2025 | +1.7% | +2.4% | -0.7% | 100% |
| Q3 2025 | +7.3% | +7.8% | -0.6% | 100% |
| Q2 2025 | +9.0% | +10.5% | -1.4% | 100% |
| Q1 2025 | -4.3% | -4.6% | +0.2% | 100% |
| Q4 2024 | +1.0% | +2.1% | -1.2% | 100% |
| Q3 2024 | +6.3% | +5.4% | +0.9% | 100% |

## Quarter by quarter

| Quarter | Value | Positions |
|---|---|---|
| Q2 2026 | $1.8B | 110 |
| Q1 2026 | $1.5B | 107 |
| Q4 2025 | $1.5B | 106 |
| Q3 2025 | $1.5B | 97 |
| Q2 2025 | $1.4B | 101 |
| Q1 2025 | $1.2B | 102 |
| Q4 2024 | $1.2B | 100 |
| Q3 2024 | $1.2B | 104 |
| Q2 2024 | $1.2B | 101 |
| Q1 2024 | $1.1B | 102 |
| Q4 2023 | $1.0B | 101 |
| Q3 2023 | $902.3M | 98 |