# ORRSTOWN FINANCIAL SERVICES INC

> Institutional holdings reported to the SEC as of Q2 2026 on Form 13F. CIK 826154. Source: https://holderbook.com/funds/826154-orrstown-financial-services-inc/

- Reported value: $673.7M
- Positions: 118
- Weight of the ten largest: 75.9%
- Filed: 2026-07-10

A 13F reports long US equity positions only. Short positions, bonds, foreign listings, private holdings and cash are not visible, so this is not the manager's whole book.

## Holdings

| Security | Ticker | Value | Shares | Weight | Quarters held |
|---|---|---|---|---|---|
| ISHARES TR | [IVV](https://holderbook.com/stocks/IVV/) | $174.2M | 232,565 | 25.9% | 11 |
| VANGUARD MALVERN FDS | [VCRB](https://holderbook.com/stocks/VCRB/) | $69.1M | 894,661 | 10.3% | 5 |
| J P MORGAN EXCHANGE TRADED F | [JAVA](https://holderbook.com/stocks/JAVA/) | $68.7M | 864,654 | 10.2% | 7 |
| FIDELITY COVINGTON TRUST | [FENI](https://holderbook.com/stocks/FENI/) | $61.6M | 1,534,642 | 9.1% | 9 |
| AMERICAN CENTY ETF TR | [AVUV](https://holderbook.com/stocks/AVUV/) | $40.6M | 325,361 | 6.0% | 11 |
| GOLDMAN SACHS ETF TR | [GSC](https://holderbook.com/stocks/GSC/) | $30.5M | 439,965 | 4.5% | 8 |
| J P MORGAN EXCHANGE TRADED F | [JEPI](https://holderbook.com/stocks/JEPI/) | $25.0M | 443,484 | 3.7% | 8 |
| J P MORGAN EXCHANGE TRADED F | [JGRO](https://holderbook.com/stocks/JGRO/) | $23.9M | 242,047 | 3.5% | 11 |
| J P MORGAN EXCHANGE TRADED F | [HELO](https://holderbook.com/stocks/HELO/) | $10.6M | 156,248 | 1.6% | 11 |
| VANGUARD BD INDEX FDS | [BIV](https://holderbook.com/stocks/BIV/) | $7.0M | 90,878 | 1.0% | 25 |
| ALPHABET INC | [GOOGL](https://holderbook.com/stocks/GOOGL/) | $6.7M | 18,633 | 1.0% | 25 |
| APPLE INC | [AAPL](https://holderbook.com/stocks/AAPL/) | $6.2M | 21,405 | 0.9% | 25 |
| NVIDIA CORPORATION | [NVDA](https://holderbook.com/stocks/NVDA/) | $5.9M | 29,731 | 0.9% | 17 |
| ISHARES TR | [IEFA](https://holderbook.com/stocks/IEFA/) | $5.7M | 59,194 | 0.8% | 11 |
| MICROSOFT CORP | [MSFT](https://holderbook.com/stocks/MSFT/) | $5.3M | 14,216 | 0.8% | 25 |
| ISHARES INC | [IEMG](https://holderbook.com/stocks/IEMG/) | $5.3M | 63,869 | 0.8% | 11 |
| GE AEROSPACE | [GE](https://holderbook.com/stocks/GE/) | $4.6M | 12,441 | 0.7% | 10 |
| VANGUARD INDEX FDS | [VB](https://holderbook.com/stocks/VB/) | $4.6M | 15,285 | 0.7% | 15 |
| APPLIED MATLS INC | [AMAT](https://holderbook.com/stocks/AMAT/) | $4.5M | 6,193 | 0.7% | 18 |
| AMAZON COM INC | [AMZN](https://holderbook.com/stocks/AMZN/) | $4.2M | 17,437 | 0.6% | 20 |
| LAM RESEARCH CORP | [LRCX](https://holderbook.com/stocks/LRCX/) | $4.1M | 9,493 | 0.6% | 7 |
| GE VERNOVA INC | [GEV](https://holderbook.com/stocks/GEV/) | $3.7M | 3,112 | 0.5% | 8 |
| INVESCO EXCH TRD SLF IDX FD | [OMFL](https://holderbook.com/stocks/OMFL/) | $3.5M | 50,660 | 0.5% | 11 |
| ADVANCED MICRO DEVICES INC | [AMD](https://holderbook.com/stocks/AMD/) | $3.3M | 5,657 | 0.5% | 8 |
| BROADCOM INC | [AVGO](https://holderbook.com/stocks/AVGO/) | $2.8M | 7,399 | 0.4% | 11 |
| ISHARES TR | [IWB](https://holderbook.com/stocks/IWB/) | $2.8M | 6,802 | 0.4% | 25 |
| JPMORGAN CHASE & CO | [JPM](https://holderbook.com/stocks/JPM/) | $2.7M | 8,327 | 0.4% | 25 |
| VANGUARD INDEX FDS | [VOO](https://holderbook.com/stocks/VOO/) | $2.6M | 3,766 | 0.4% | 10 |
| VISA INC | [V](https://holderbook.com/stocks/V/) | $2.6M | 7,487 | 0.4% | 25 |
| MICRON TECHNOLOGY INC | [MU](https://holderbook.com/stocks/MU/) | $2.5M | 2,165 | 0.4% | 5 |
| ISHARES TR | [IJH](https://holderbook.com/stocks/IJH/) | $2.4M | 31,287 | 0.4% | 11 |
| WALMART INC | [WMT](https://holderbook.com/stocks/WMT/) | $2.3M | 20,612 | 0.3% | 20 |
| TJX COS INC NEW | [TJX](https://holderbook.com/stocks/TJX/) | $1.9M | 12,833 | 0.3% | 25 |
| ELI LILLY & CO | [LLY](https://holderbook.com/stocks/LLY/) | $1.9M | 1,560 | 0.3% | 11 |
| META PLATFORMS INC | [META](https://holderbook.com/stocks/META/) | $1.8M | 3,249 | 0.3% | 11 |
| RTX CORPORATION | [RTX](https://holderbook.com/stocks/RTX/) | $1.8M | 9,414 | 0.3% | 11 |
| JOHNSON & JOHNSON | [JNJ](https://holderbook.com/stocks/JNJ/) | $1.8M | 7,006 | 0.3% | 25 |
| VANGUARD SCOTTSDALE FDS | [VTHR](https://holderbook.com/stocks/VTHR/) | $1.7M | 5,159 | 0.3% | 8 |
| COSTCO WHOLESALE CORPORATION | [COST](https://holderbook.com/stocks/COST/) | $1.7M | 1,793 | 0.2% | 17 |
| ISHARES TR | [ACWX](https://holderbook.com/stocks/ACWX/) | $1.7M | 21,899 | 0.2% | 8 |
| UNITEDHEALTH GROUP INC | [UNH](https://holderbook.com/stocks/UNH/) | $1.7M | 3,985 | 0.2% | 25 |
| PNC FINL SVCS GROUP INC | [PNC](https://holderbook.com/stocks/PNC/) | $1.5M | 6,098 | 0.2% | 8 |
| HOME DEPOT INC | [HD](https://holderbook.com/stocks/HD/) | $1.5M | 4,223 | 0.2% | 25 |
| EXXON MOBIL CORP | [XOMXXXX](https://holderbook.com/stocks/XOMXXXX/) | $1.5M | 10,744 | 0.2% | 25 |
| ISHARES TR | [AGG](https://holderbook.com/stocks/AGG/) | $1.4M | 13,875 | 0.2% | 8 |
| CATERPILLAR INC | [CAT](https://holderbook.com/stocks/CAT/) | $1.4M | 1,280 | 0.2% | 10 |
| ISHARES TR | [EFA](https://holderbook.com/stocks/EFA/) | $1.3M | 12,917 | 0.2% | 25 |
| UNION PAC CORP | [UNP](https://holderbook.com/stocks/UNP/) | $1.3M | 4,822 | 0.2% | 25 |
| AMERICAN EXPRESS CO | [AXP](https://holderbook.com/stocks/AXP/) | $1.3M | 3,859 | 0.2% | 25 |
| EATON CORP PLC | [ETN](https://holderbook.com/stocks/ETN/) | $1.3M | 3,037 | 0.2% | 16 |
| ISHARES TR | [MUB](https://holderbook.com/stocks/MUB/) | $1.3M | 11,822 | 0.2% | 5 |
| BERKSHIRE HATHAWAY INC DEL | [BRKB](https://holderbook.com/stocks/BRKB/) | $1.3M | 2,535 | 0.2% | 11 |
| MASTERCARD INCORPORATED | [MA](https://holderbook.com/stocks/MA/) | $1.3M | 2,439 | 0.2% | 24 |
| CISCO SYS INC | [CSCO](https://holderbook.com/stocks/CSCO/) | $1.2M | 10,170 | 0.2% | 8 |
| SELECT SECTOR SPDR TR | [XLU](https://holderbook.com/stocks/XLU/) | $1.2M | 26,092 | 0.2% | 11 |
| CHEVRON CORPORATION | [CVX](https://holderbook.com/stocks/CVX/) | $1.1M | 6,878 | 0.2% | 25 |
| AMGEN INC | [AMGN](https://holderbook.com/stocks/AMGN/) | $1.1M | 3,129 | 0.2% | 23 |
| PALO ALTO NETWORKS INC | [PANW](https://holderbook.com/stocks/PANW/) | $1.1M | 3,197 | 0.2% | 9 |
| ISHARES TR | [IWF](https://holderbook.com/stocks/IWF/) | $1.1M | 8,780 | 0.2% | 8 |
| ORACLE CORP | [ORCL](https://holderbook.com/stocks/ORCL/) | $1.0M | 7,133 | 0.2% | 11 |
| PROCTER & GAMBLE CO | [PG](https://holderbook.com/stocks/PG/) | $1.0M | 6,976 | 0.2% | 11 |
| SELECT SECTOR SPDR TR | [XLB](https://holderbook.com/stocks/XLB/) | $1.0M | 19,886 | 0.2% | 11 |
| CROWDSTRIKE HLDGS INC | [CRWD](https://holderbook.com/stocks/CRWD/) | $979.9K | 1,284 | 0.1% | 6 |
| TESLA INC | [TSLA](https://holderbook.com/stocks/TSLA/) | $961.5K | 2,286 | 0.1% | 11 |
| ABBVIE INC | [ABBV](https://holderbook.com/stocks/ABBV/) | $895.3K | 3,558 | 0.1% | 8 |
| STATE STR SPDR DOW JONES IND | [DIA](https://holderbook.com/stocks/DIA/) | $892.2K | 1,708 | 0.1% | 25 |
| SALESFORCE INC | [CRM](https://holderbook.com/stocks/CRM/) | $878.1K | 5,605 | 0.1% | 25 |
| NETFLIX INC | [NFLX](https://holderbook.com/stocks/NFLX/) | $850.7K | 11,915 | 0.1% | 11 |
| AMPHENOL CORP | [APH](https://holderbook.com/stocks/APH/) | $849.2K | 4,816 | 0.1% | 4 |
| ISHARES TR | [EEM](https://holderbook.com/stocks/EEM/) | $848.3K | 12,400 | 0.1% | 13 |
| MCDONALDS CORP | [MCD](https://holderbook.com/stocks/MCD/) | $843.1K | 3,119 | 0.1% | 25 |
| THERMO FISHER SCIENTIFIC INC | [TMO](https://holderbook.com/stocks/TMO/) | $827.7K | 1,651 | 0.1% | 10 |
| TRAVELERS COMPANIES INC | [TRV](https://holderbook.com/stocks/TRV/) | $811.8K | 2,459 | 0.1% | 25 |
| T-MOBILE US INC | [TMUS](https://holderbook.com/stocks/TMUS/) | $810.1K | 4,830 | 0.1% | 11 |
| SELECT SECTOR SPDR TR | [XLRE](https://holderbook.com/stocks/XLRE/) | $788.3K | 17,904 | 0.1% | 11 |
| ABBOTT LABORATORIES | [ABT](https://holderbook.com/stocks/ABT/) | $786.3K | 8,665 | 0.1% | 25 |
| VANGUARD SCOTTSDALE FDS | [VCSH](https://holderbook.com/stocks/VCSH/) | $776.6K | 9,827 | 0.1% | 11 |
| GOLDMAN SACHS GROUP INC | [GS](https://holderbook.com/stocks/GS/) | $766.6K | 758 | 0.1% | 5 |
| SANDISK CORP | [SNDK](https://holderbook.com/stocks/SNDK/) | $761.7K | 335 | 0.1% | 1 |
| BANK OF AMER CORP | [BAC](https://holderbook.com/stocks/BAC/) | $756.2K | 13,272 | 0.1% | 8 |
| BOOKING HOLDINGS INC | [BKNG](https://holderbook.com/stocks/BKNG/) | $754.0K | 4,230 | 0.1% | 8 |
| S&P GLOBAL INC | [SPGI](https://holderbook.com/stocks/SPGI/) | $728.2K | 1,788 | 0.1% | 17 |
| PEPSICO INC | [PEP](https://holderbook.com/stocks/PEP/) | $700.6K | 5,174 | 0.1% | 25 |
| ARISTA NETWORKS INC | [ANET](https://holderbook.com/stocks/ANET/) | $692.9K | 4,079 | 0.1% | 1 |
| QUALCOMM INC | [QCOM](https://holderbook.com/stocks/QCOM/) | $691.1K | 3,740 | 0.1% | 17 |
| CITIGROUP INC | [C](https://holderbook.com/stocks/C/) | $678.1K | 4,845 | 0.1% | 5 |
| INTUITIVE SURGICAL INC | [ISRG](https://holderbook.com/stocks/ISRG/) | $672.9K | 1,692 | 0.1% | 8 |
| STATE STR SPDR S&P 500 ETF T | [SPY](https://holderbook.com/stocks/SPY/) | $638.5K | 855 | 0.1% | 8 |
| SPDR SERIES TRUST | [SLYG](https://holderbook.com/stocks/SLYG/) | $605.8K | 5,085 | 0.1% | 3 |
| AMERICAN CENTY ETF TR | [FLV](https://holderbook.com/stocks/FLV/) | $603.7K | 7,425 | 0.1% | 11 |
| SERVICENOW INC | [NOW](https://holderbook.com/stocks/NOW/) | $593.0K | 5,973 | 0.1% | 13 |
| DISNEY WALT CO | [DIS](https://holderbook.com/stocks/DIS/) | $537.0K | 5,579 | 0.1% | 25 |
| MERCK & CO INC | [MRK](https://holderbook.com/stocks/MRK/) | $524.2K | 4,079 | 0.1% | 9 |
| UBER TECHNOLOGIES INC | [UBER](https://holderbook.com/stocks/UBER/) | $518.8K | 7,190 | 0.1% | 6 |
| ALPHABET INC | [GOOG](https://holderbook.com/stocks/GOOG/) | $516.2K | 1,461 | 0.1% | 8 |
| BLACKROCK INC | [BLK](https://holderbook.com/stocks/BLK/) | $489.4K | 509 | 0.1% | 6 |
| ACCENTURE PLC IRELAND | [ACN](https://holderbook.com/stocks/ACN/) | $486.9K | 3,913 | 0.1% | 10 |
| DIMENSIONAL ETF TRUST | [DFUS](https://holderbook.com/stocks/DFUS/) | $481.9K | 5,881 | 0.1% | 5 |
| SELECT SECTOR SPDR TR | [XLE](https://holderbook.com/stocks/XLE/) | $462.1K | 8,701 | 0.1% | 6 |
| SCHWAB CHARLES CORP | [SCHW](https://holderbook.com/stocks/SCHW/) | $449.8K | 4,875 | 0.1% | 3 |

## What the disclosed book did

Not the fund's return. This is the change in value of the positions disclosed on Form 13F, had they been left untouched, against SPY over the same quarter ends.

| Quarter | Book | Market | Difference | Priced |
|---|---|---|---|---|
| Q2 2026 | +11.7% | +14.8% | -3.1% | 100% |
| Q1 2026 | -1.6% | -4.6% | +3.1% | 100% |
| Q4 2025 | +2.1% | +2.4% | -0.3% | 100% |
| Q3 2025 | +6.5% | +7.8% | -1.4% | 100% |
| Q2 2025 | +8.2% | +10.5% | -2.3% | 100% |
| Q1 2025 | -3.5% | -4.6% | +1.1% | 100% |
| Q4 2024 | +0.4% | +2.1% | -1.8% | 100% |
| Q3 2024 | +4.6% | +5.4% | -0.8% | 100% |

## Quarter by quarter

| Quarter | Value | Positions |
|---|---|---|
| Q2 2026 | $673.7M | 118 |
| Q1 2026 | $597.5M | 117 |
| Q4 2025 | $599.8M | 118 |
| Q3 2025 | $584.4M | 127 |
| Q2 2025 | $474.7M | 141 |
| Q1 2025 | $420.1M | 129 |
| Q4 2024 | $372.7M | 134 |
| Q3 2024 | $338.5M | 142 |
| Q2 2024 | $189.4M | 81 |
| Q1 2024 | $179.5M | 80 |
| Q4 2023 | $125.0M | 74 |
| Q1 2022 | $53.6M | 70 |