# CREATIVE FINANCIAL DESIGNS INC /ADV

> Institutional holdings reported to the SEC as of Q2 2026 on Form 13F. CIK 819864. Source: https://holderbook.com/funds/819864-creative-financial-designs-inc-adv/

- Reported value: $2.1B
- Positions: 2,262
- Weight of the ten largest: 20.6%
- Filed: 2026-07-28

A 13F reports long US equity positions only. Short positions, bonds, foreign listings, private holdings and cash are not visible, so this is not the manager's whole book.

## Holdings

| Security | Ticker | Value | Shares | Weight | Quarters held |
|---|---|---|---|---|---|
| VANGUARD INDEX FDS | [VTV](https://holderbook.com/stocks/VTV/) | $96.5M | 443,005 | 4.6% | 31 |
| BNY MELLON ETF TRUST | [BKIE](https://holderbook.com/stocks/BKIE/) | $50.6M | 503,315 | 2.4% | 7 |
| VANGUARD SCOTTSDALE FDS | [VGIT](https://holderbook.com/stocks/VGIT/) | $45.6M | 772,897 | 2.2% | 20 |
| STRATEGY SHS | [ELCV](https://holderbook.com/stocks/ELCV/) | $39.9M | 1,213,511 | 1.9% | 7 |
| APPLE INC | [AAPL](https://holderbook.com/stocks/AAPL/) | $35.8M | 123,645 | 1.7% | 31 |
| ELI LILLY & CO | [LLY](https://holderbook.com/stocks/LLY/) | $35.5M | 29,603 | 1.7% | 31 |
| NORTHERN LTS FD TR IV | [PTL](https://holderbook.com/stocks/PTL/) | $33.6M | 117,590 | 1.6% | 10 |
| ISHARES TR | [GARP](https://holderbook.com/stocks/GARP/) | $33.3M | 403,015 | 1.6% | 2 |
| AMAZON COM INC | [AMZN](https://holderbook.com/stocks/AMZN/) | $31.1M | 130,330 | 1.5% | 31 |
| NORTHERN LTS FD TR IV | [BIBL](https://holderbook.com/stocks/BIBL/) | $29.6M | 512,048 | 1.4% | 31 |
| VANGUARD INDEX FDS | [VUG](https://holderbook.com/stocks/VUG/) | $28.9M | 335,461 | 1.4% | 31 |
| FIRST TR EXCHNG TRADED FD VI | [BUFR](https://holderbook.com/stocks/BUFR/) | $28.0M | 767,287 | 1.3% | 11 |
| AMERICAN CENTY ETF TR | [AVUS](https://holderbook.com/stocks/AVUS/) | $27.9M | 217,490 | 1.3% | 1 |
| SPDR SERIES TRUST | [SPTS](https://holderbook.com/stocks/SPTS/) | $27.3M | 942,567 | 1.3% | 22 |
| PACER FDS TR | [TRFK](https://holderbook.com/stocks/TRFK/) | $27.3M | 255,763 | 1.3% | 2 |
| CAPITAL GROUP DIVIDEND VALUE | [CGDV](https://holderbook.com/stocks/CGDV/) | $25.6M | 520,295 | 1.2% | 17 |
| VANGUARD WORLD FD | [MGK](https://holderbook.com/stocks/MGK/) | $24.6M | 279,673 | 1.2% | 25 |
| VANGUARD SCOTTSDALE FDS | [VCIT](https://holderbook.com/stocks/VCIT/) | $24.1M | 291,373 | 1.1% | 31 |
| NORTHERN LTS FD TR IV | [IBD](https://holderbook.com/stocks/IBD/) | $23.0M | 968,280 | 1.1% | 31 |
| NORTHERN LTS FD TR IV | [GLRY](https://holderbook.com/stocks/GLRY/) | $22.8M | 521,556 | 1.1% | 18 |
| ISHARES TR | [SLQD](https://holderbook.com/stocks/SLQD/) | $22.6M | 448,811 | 1.1% | 25 |
| VANGUARD SCOTTSDALE FDS | [VCSH](https://holderbook.com/stocks/VCSH/) | $22.2M | 281,160 | 1.1% | 31 |
| VANGUARD WORLD FD | [VPU](https://holderbook.com/stocks/VPU/) | $21.5M | 109,863 | 1.0% | 25 |
| FIRST TR EXCHANGE TRADED FD | [AIRR](https://holderbook.com/stocks/AIRR/) | $21.2M | 159,408 | 1.0% | 16 |
| ISHARES TR | [IMCB](https://holderbook.com/stocks/IMCB/) | $20.6M | 213,786 | 1.0% | 11 |
| INVESCO EXCHANGE TRADED FD T | [SPHQ](https://holderbook.com/stocks/SPHQ/) | $19.7M | 218,789 | 0.9% | 19 |
| NORTHERN LTS FD TR IV | [FDLS](https://holderbook.com/stocks/FDLS/) | $19.1M | 452,893 | 0.9% | 13 |
| PACER FDS TR | [COWZ](https://holderbook.com/stocks/COWZ/) | $18.9M | 303,930 | 0.9% | 25 |
| VANGUARD SCOTTSDALE FDS | [VONG](https://holderbook.com/stocks/VONG/) | $18.8M | 147,277 | 0.9% | 25 |
| TIMOTHY PLAN | [TPIF](https://holderbook.com/stocks/TPIF/) | $18.0M | 481,131 | 0.9% | 18 |
| INVESCO QQQ TR | [QQQ](https://holderbook.com/stocks/QQQ/) | $17.9M | 24,254 | 0.9% | 31 |
| VICTORY PORTFOLIOS II | [UITB](https://holderbook.com/stocks/UITB/) | $15.8M | 337,136 | 0.8% | 8 |
| AMERICAN CENTY ETF TR | [AVUV](https://holderbook.com/stocks/AVUV/) | $15.6M | 125,315 | 0.7% | 11 |
| VANGUARD INDEX FDS | [VOO](https://holderbook.com/stocks/VOO/) | $15.1M | 21,939 | 0.7% | 31 |
| PIMCO ETF TR | [MINO](https://holderbook.com/stocks/MINO/) | $14.6M | 319,021 | 0.7% | 9 |
| TIMOTHY PLAN | [TPSC](https://holderbook.com/stocks/TPSC/) | $14.5M | 302,545 | 0.7% | 18 |
| ISHARES TR | [IMCG](https://holderbook.com/stocks/IMCG/) | $14.1M | 142,953 | 0.7% | 29 |
| ISHARES TR | [IUSV](https://holderbook.com/stocks/IUSV/) | $13.8M | 125,306 | 0.7% | 25 |
| VANGUARD SCOTTSDALE FDS | [VGSH](https://holderbook.com/stocks/VGSH/) | $13.6M | 233,447 | 0.6% | 25 |
| FIRST TR EXCHANGE-TRADED FD | [ACYN](https://holderbook.com/stocks/ACYN/) | $13.4M | 646,615 | 0.6% | 1 |
| VANGUARD TAX-MANAGED FDS | [VEA](https://holderbook.com/stocks/VEA/) | $13.4M | 188,608 | 0.6% | 31 |
| CATERPILLAR INC | [CAT](https://holderbook.com/stocks/CAT/) | $12.4M | 11,662 | 0.6% | 31 |
| VALUED ADVISERS TR | [MBSF](https://holderbook.com/stocks/MBSF/) | $11.6M | 452,508 | 0.6% | 2 |
| VANGUARD WORLD FD | [VGT](https://holderbook.com/stocks/VGT/) | $11.4M | 95,436 | 0.5% | 25 |
| NVIDIA CORPORATION | [NVDA](https://holderbook.com/stocks/NVDA/) | $11.2M | 55,974 | 0.5% | 31 |
| VANGUARD INTL EQUITY INDEX F | [VWO](https://holderbook.com/stocks/VWO/) | $11.2M | 187,174 | 0.5% | 31 |
| CAPITAL GRP FIXED INCM ETF T | [CGMU](https://holderbook.com/stocks/CGMU/) | $11.1M | 402,606 | 0.5% | 9 |
| NORTHERN LTS FD TR IV | [WWJD](https://holderbook.com/stocks/WWJD/) | $10.4M | 272,496 | 0.5% | 26 |
| SPDR SERIES TRUST | [SPSB](https://holderbook.com/stocks/SPSB/) | $10.2M | 341,437 | 0.5% | 31 |
| SPDR SERIES TRUST | [SPYV](https://holderbook.com/stocks/SPYV/) | $10.2M | 167,230 | 0.5% | 31 |
| VANGUARD WHITEHALL FDS | [VYM](https://holderbook.com/stocks/VYM/) | $9.9M | 62,415 | 0.5% | 31 |
| FIRST TR EXCHANGE-TRADED FD | [LQTI](https://holderbook.com/stocks/LQTI/) | $9.7M | 501,671 | 0.5% | 3 |
| TIMOTHY PLAN | [TPLC](https://holderbook.com/stocks/TPLC/) | $9.6M | 191,486 | 0.5% | 27 |
| PIMCO ETF TR | [PYLD](https://holderbook.com/stocks/PYLD/) | $9.6M | 362,426 | 0.5% | 5 |
| UNIFIED SER TR | [OACP](https://holderbook.com/stocks/OACP/) | $9.4M | 413,399 | 0.4% | 1 |
| INVESCO EXCH TRADED FD TR II | [SPMO](https://holderbook.com/stocks/SPMO/) | $9.2M | 57,096 | 0.4% | 19 |
| J P MORGAN EXCHANGE TRADED F | [JMEE](https://holderbook.com/stocks/JMEE/) | $9.2M | 117,476 | 0.4% | 11 |
| SELECT SECTOR SPDR TR | [XLK](https://holderbook.com/stocks/XLK/) | $9.1M | 47,787 | 0.4% | 31 |
| DIMENSIONAL ETF TRUST | [DFCF](https://holderbook.com/stocks/DFCF/) | $9.0M | 212,109 | 0.4% | 16 |
| FIDELITY MERRIMACK STR TR | [FBND](https://holderbook.com/stocks/FBND/) | $8.8M | 194,201 | 0.4% | 24 |
| INVESCO EXCH TRADED FD TR II | [PIZ](https://holderbook.com/stocks/PIZ/) | $8.4M | 149,786 | 0.4% | 5 |
| SCHWAB STRATEGIC TR | [SCHZ](https://holderbook.com/stocks/SCHZ/) | $8.1M | 348,079 | 0.4% | 18 |
| ISHARES TR | [IJH](https://holderbook.com/stocks/IJH/) | $7.7M | 99,555 | 0.4% | 31 |
| ALPHABET INC | [GOOGL](https://holderbook.com/stocks/GOOGL/) | $7.6M | 21,147 | 0.4% | 31 |
| ISHARES TR | [EFV](https://holderbook.com/stocks/EFV/) | $7.2M | 93,759 | 0.3% | 31 |
| CAPITAL GROUP GROWTH ETF | [CGGR](https://holderbook.com/stocks/CGGR/) | $7.0M | 147,520 | 0.3% | 17 |
| MORGAN STANLEY ETF TRUST | [EVTR](https://holderbook.com/stocks/EVTR/) | $6.9M | 135,946 | 0.3% | 6 |
| BERKSHIRE HATHAWAY INC DEL | [BRKB](https://holderbook.com/stocks/BRKB/) | $6.7M | 13,410 | 0.3% | 31 |
| ISHARES TR | [IHI](https://holderbook.com/stocks/IHI/) | $6.7M | 135,649 | 0.3% | 25 |
| SPDR INDEX SHS FDS | [SPEM](https://holderbook.com/stocks/SPEM/) | $6.7M | 129,408 | 0.3% | 31 |
| AMERICAN CENTY ETF TR | [FDG](https://holderbook.com/stocks/FDG/) | $6.6M | 49,223 | 0.3% | 14 |
| J P MORGAN EXCHANGE TRADED F | [JPST](https://holderbook.com/stocks/JPST/) | $6.5M | 128,773 | 0.3% | 31 |
| STATE STR SPDR S&P 500 ETF T | [SPY](https://holderbook.com/stocks/SPY/) | $6.3M | 8,466 | 0.3% | 31 |
| FIRST TR EXCHANGE-TRADED FD | [RDVI](https://holderbook.com/stocks/RDVI/) | $6.2M | 209,963 | 0.3% | 3 |
| J P MORGAN EXCHANGE TRADED F | [JPIB](https://holderbook.com/stocks/JPIB/) | $6.1M | 126,496 | 0.3% | 5 |
| VANGUARD INDEX FDS | [VBK](https://holderbook.com/stocks/VBK/) | $6.1M | 16,724 | 0.3% | 31 |
| FIRST TR EXCHANGE-TRADED FD | [KNG](https://holderbook.com/stocks/KNG/) | $6.1M | 120,881 | 0.3% | 8 |
| BLACKROCK ETF TRUST | [DYNF](https://holderbook.com/stocks/DYNF/) | $6.1M | 89,112 | 0.3% | 10 |
| VANGUARD WORLD FD | [VHT](https://holderbook.com/stocks/VHT/) | $5.9M | 19,874 | 0.3% | 31 |
| MICROSOFT CORP | [MSFT](https://holderbook.com/stocks/MSFT/) | $5.9M | 15,805 | 0.3% | 31 |
| ISHARES TR | [IQLT](https://holderbook.com/stocks/IQLT/) | $5.9M | 118,867 | 0.3% | 16 |
| VANECK ETF TRUST | [SMH](https://holderbook.com/stocks/SMH/) | $5.9M | 8,922 | 0.3% | 31 |
| FIRST TR EXCHANGE-TRADED FD | [SDVD](https://holderbook.com/stocks/SDVD/) | $5.8M | 252,242 | 0.3% | 3 |
| INVESCO EXCHANGE TRADED FD T | [PPA](https://holderbook.com/stocks/PPA/) | $5.7M | 32,372 | 0.3% | 13 |
| FIRST TR EXCHNG TRADED FD VI | [BUFQ](https://holderbook.com/stocks/BUFQ/) | $5.6M | 143,587 | 0.3% | 4 |
| FIDELITY COVINGTON TRUST | [FDVV](https://holderbook.com/stocks/FDVV/) | $5.5M | 92,011 | 0.3% | 4 |
| VANGUARD INDEX FDS | [VO](https://holderbook.com/stocks/VO/) | $5.5M | 67,687 | 0.3% | 31 |
| SELECT SECTOR SPDR TR | [XLE](https://holderbook.com/stocks/XLE/) | $5.3M | 99,434 | 0.3% | 31 |
| CAPITAL GROUP CORE EQUITY ET | [CGUS](https://holderbook.com/stocks/CGUS/) | $5.1M | 115,401 | 0.2% | 17 |
| PACER FDS TR | [FLRT](https://holderbook.com/stocks/FLRT/) | $5.1M | 109,314 | 0.2% | 10 |
| SCHWAB STRATEGIC TR | [SCHG](https://holderbook.com/stocks/SCHG/) | $5.1M | 150,122 | 0.2% | 31 |
| INVESCO EXCHANGE TRADED FD T | [XMMO](https://holderbook.com/stocks/XMMO/) | $5.1M | 29,774 | 0.2% | 29 |
| ISHARES TR | [IEFA](https://holderbook.com/stocks/IEFA/) | $5.1M | 52,320 | 0.2% | 31 |
| NORTHERN LTS FD TR IV | [BLES](https://holderbook.com/stocks/BLES/) | $5.0M | 104,035 | 0.2% | 31 |
| VICTORY PORTFOLIOS II | [USTB](https://holderbook.com/stocks/USTB/) | $4.9M | 97,535 | 0.2% | 11 |
| WISDOMTREE TR | [WTV](https://holderbook.com/stocks/WTV/) | $4.9M | 47,989 | 0.2% | 15 |
| VANGUARD WORLD FD | [MGV](https://holderbook.com/stocks/MGV/) | $4.8M | 29,650 | 0.2% | 17 |
| SPDR SERIES TRUST | [SPAB](https://holderbook.com/stocks/SPAB/) | $4.7M | 185,685 | 0.2% | 12 |
| CHEVRON CORPORATION | [CVX](https://holderbook.com/stocks/CVX/) | $4.7M | 28,443 | 0.2% | 31 |
| SPDR SERIES TRUST | [SPYM](https://holderbook.com/stocks/SPYM/) | $4.6M | 51,899 | 0.2% | 27 |

## What the disclosed book did

Not the fund's return. This is the change in value of the positions disclosed on Form 13F, had they been left untouched, against SPY over the same quarter ends.

| Quarter | Book | Market | Difference | Priced |
|---|---|---|---|---|
| Q2 2026 | +9.9% | +14.8% | -4.9% | 100% |
| Q1 2026 | -0.9% | -4.6% | +3.7% | 100% |
| Q4 2025 | +1.8% | +2.4% | -0.5% | 100% |
| Q3 2025 | +5.3% | +7.8% | -2.5% | 100% |
| Q2 2025 | +5.8% | +10.5% | -4.6% | 100% |
| Q1 2025 | -1.8% | -4.6% | +2.7% | 100% |
| Q4 2024 | -1.0% | +2.1% | -3.2% | 100% |
| Q3 2024 | +5.2% | +5.4% | -0.2% | 100% |

## Quarter by quarter

| Quarter | Value | Positions |
|---|---|---|
| Q2 2026 | $2.1B | 2,262 |
| Q1 2026 | $1.6B | 2,160 |
| Q4 2025 | $1.6B | 2,062 |
| Q3 2025 | $1.5B | 2,047 |
| Q2 2025 | $1.4B | 2,008 |
| Q1 2025 | $1.3B | 2,050 |
| Q4 2024 | $1.2B | 1,789 |
| Q3 2024 | $1.2B | 1,678 |
| Q2 2024 | $1.1B | 1,640 |
| Q1 2024 | $1.1B | 1,660 |
| Q4 2023 | $984.7M | 1,602 |
| Q3 2023 | $857.6M | 1,500 |