# CITIZENS FINANCIAL GROUP INC/RI

> Institutional holdings reported to the SEC as of Q2 2026 on Form 13F. CIK 759944. Source: https://holderbook.com/funds/759944-citizens-financial-group-inc-ri/

- Reported value: $8.3B
- Positions: 1,047
- Weight of the ten largest: 34.5%
- Filed: 2026-08-07

A 13F reports long US equity positions only. Short positions, bonds, foreign listings, private holdings and cash are not visible, so this is not the manager's whole book.

## Holdings

| Security | Ticker | Value | Shares | Weight | Quarters held |
|---|---|---|---|---|---|
| VANGUARD INDEX FDS | [VOO](https://holderbook.com/stocks/VOO/) | $522.6M | 760,880 | 6.3% | 31 |
| APPLE INC | [AAPL](https://holderbook.com/stocks/AAPL/) | $392.5M | 1,356,311 | 4.7% | 31 |
| ISHARES TR | [IVV](https://holderbook.com/stocks/IVV/) | $332.0M | 443,357 | 4.0% | 31 |
| NVIDIA CORPORATION | [NVDA](https://holderbook.com/stocks/NVDA/) | $331.2M | 1,655,059 | 4.0% | 31 |
| ALPHABET INC | [GOOGL](https://holderbook.com/stocks/GOOGL/) | $257.4M | 720,332 | 3.1% | 31 |
| ISHARES TR | [IJH](https://holderbook.com/stocks/IJH/) | $237.2M | 3,076,331 | 2.9% | 31 |
| MICROSOFT CORP | [MSFT](https://holderbook.com/stocks/MSFT/) | $224.0M | 600,539 | 2.7% | 31 |
| ISHARES TR | [IEFA](https://holderbook.com/stocks/IEFA/) | $221.8M | 2,296,101 | 2.7% | 31 |
| STATE STR SPDR S&P 500 ETF T | [SPY](https://holderbook.com/stocks/SPY/) | $179.0M | 239,732 | 2.2% | 31 |
| AMAZON COM INC | [AMZN](https://holderbook.com/stocks/AMZN/) | $163.6M | 686,590 | 2.0% | 31 |
| VANGUARD TAX-MANAGED FDS | [VEA](https://holderbook.com/stocks/VEA/) | $153.0M | 2,146,728 | 1.8% | 31 |
| ISHARES INC | [IEMG](https://holderbook.com/stocks/IEMG/) | $138.1M | 1,667,104 | 1.7% | 31 |
| VANGUARD INDEX FDS | [VTV](https://holderbook.com/stocks/VTV/) | $136.5M | 626,479 | 1.6% | 30 |
| BROADCOM INC | [AVGO](https://holderbook.com/stocks/AVGO/) | $119.8M | 317,191 | 1.4% | 22 |
| ISHARES TR | [IWM](https://holderbook.com/stocks/IWM/) | $112.6M | 374,893 | 1.4% | 31 |
| JPMORGAN CHASE & CO | [JPM](https://holderbook.com/stocks/JPM/) | $108.6M | 331,758 | 1.3% | 31 |
| PROCTER & GAMBLE CO | [PG](https://holderbook.com/stocks/PG/) | $96.0M | 654,418 | 1.2% | 31 |
| MASTERCARD INCORPORATED | [MA](https://holderbook.com/stocks/MA/) | $94.7M | 184,306 | 1.1% | 31 |
| ELI LILLY & CO | [LLY](https://holderbook.com/stocks/LLY/) | $91.3M | 76,092 | 1.1% | 31 |
| ALPHABET INC | [GOOG](https://holderbook.com/stocks/GOOG/) | $90.7M | 256,623 | 1.1% | 31 |
| META PLATFORMS INC | [META](https://holderbook.com/stocks/META/) | $89.5M | 158,845 | 1.1% | 31 |
| BANK OF AMER CORP | [BAC](https://holderbook.com/stocks/BAC/) | $82.2M | 1,443,485 | 1.0% | 31 |
| ISHARES TR | [IUSG](https://holderbook.com/stocks/IUSG/) | $82.2M | 437,273 | 1.0% | 14 |
| VANGUARD BD INDEX FDS | [BIV](https://holderbook.com/stocks/BIV/) | $80.6M | 1,050,510 | 1.0% | 13 |
| INVESCO QQQ TR | [QQQ](https://holderbook.com/stocks/QQQ/) | $79.7M | 108,269 | 1.0% | 31 |
| VANGUARD INDEX FDS | [VO](https://holderbook.com/stocks/VO/) | $67.0M | 831,448 | 0.8% | 21 |
| EATON CORP PLC | [ETN](https://holderbook.com/stocks/ETN/) | $57.5M | 134,937 | 0.7% | 14 |
| SCHWAB STRATEGIC TR | [SCHF](https://holderbook.com/stocks/SCHF/) | $57.3M | 2,069,731 | 0.7% | 17 |
| VANGUARD INDEX FDS | [VB](https://holderbook.com/stocks/VB/) | $56.1M | 185,047 | 0.7% | 30 |
| SPDR SERIES TRUST | [SPYG](https://holderbook.com/stocks/SPYG/) | $54.8M | 460,749 | 0.7% | 26 |
| JOHNSON & JOHNSON | [JNJ](https://holderbook.com/stocks/JNJ/) | $53.5M | 210,648 | 0.6% | 31 |
| SELECT SECTOR SPDR TR | [XLK](https://holderbook.com/stocks/XLK/) | $52.3M | 274,476 | 0.6% | 31 |
| ABBVIE INC | [ABBV](https://holderbook.com/stocks/ABBV/) | $50.4M | 200,168 | 0.6% | 31 |
| ISHARES TR | [EFA](https://holderbook.com/stocks/EFA/) | $49.2M | 473,434 | 0.6% | 31 |
| QUANTA SVCS INC | [PWR](https://holderbook.com/stocks/PWR/) | $48.8M | 67,752 | 0.6% | 3 |
| VANGUARD INDEX FDS | [VNQ](https://holderbook.com/stocks/VNQ/) | $47.5M | 492,781 | 0.6% | 30 |
| GOLDMAN SACHS GROUP INC | [GS](https://holderbook.com/stocks/GS/) | $47.5M | 46,924 | 0.6% | 23 |
| VISA INC | [V](https://holderbook.com/stocks/V/) | $46.2M | 134,534 | 0.6% | 31 |
| J P MORGAN EXCHANGE TRADED F | [JPST](https://holderbook.com/stocks/JPST/) | $42.4M | 838,201 | 0.5% | 30 |
| STATE STR SPDR S&P MIDCAP 40 | [MDY](https://holderbook.com/stocks/MDY/) | $41.8M | 59,492 | 0.5% | 31 |
| CATERPILLAR INC | [CAT](https://holderbook.com/stocks/CAT/) | $39.8M | 37,369 | 0.5% | 31 |
| BERKSHIRE HATHAWAY INC DEL | [BRKB](https://holderbook.com/stocks/BRKB/) | $39.6M | 79,219 | 0.5% | 31 |
| COCA COLA CO | [KO](https://holderbook.com/stocks/KO/) | $39.6M | 484,121 | 0.5% | 31 |
| TESLA INC | [TSLA](https://holderbook.com/stocks/TSLA/) | $38.3M | 91,080 | 0.5% | 23 |
| HOME DEPOT INC | [HD](https://holderbook.com/stocks/HD/) | $36.9M | 104,640 | 0.4% | 31 |
| ISHARES TR | [SUB](https://holderbook.com/stocks/SUB/) | $36.0M | 337,842 | 0.4% | 16 |
| COSTCO WHOLESALE CORPORATION | [COST](https://holderbook.com/stocks/COST/) | $35.8M | 38,236 | 0.4% | 31 |
| CISCO SYS INC | [CSCO](https://holderbook.com/stocks/CSCO/) | $35.5M | 302,529 | 0.4% | 31 |
| MERCK & CO INC | [MRK](https://holderbook.com/stocks/MRK/) | $33.7M | 261,913 | 0.4% | 31 |
| PARKER-HANNIFIN CORP | [PH](https://holderbook.com/stocks/PH/) | $33.6M | 34,315 | 0.4% | 11 |
| ISHARES TR | [IJR](https://holderbook.com/stocks/IJR/) | $32.5M | 218,871 | 0.4% | 31 |
| INVESCO EXCH TRADED FD TR II | [QQQM](https://holderbook.com/stocks/QQQM/) | $32.1M | 106,000 | 0.4% | 13 |
| VANGUARD INTL EQUITY INDEX F | [VEU](https://holderbook.com/stocks/VEU/) | $30.7M | 366,569 | 0.4% | 31 |
| ISHARES TR | [IVW](https://holderbook.com/stocks/IVW/) | $30.1M | 218,740 | 0.4% | 31 |
| CITIGROUP INC | [C](https://holderbook.com/stocks/C/) | $29.3M | 209,223 | 0.4% | 31 |
| LINDE PLC | [LIN](https://holderbook.com/stocks/LIN/) | $27.8M | 53,542 | 0.3% | 14 |
| UNITED RENTALS INC | [URI](https://holderbook.com/stocks/URI/) | $27.6M | 24,337 | 0.3% | 14 |
| CUMMINS INC | [CMI](https://holderbook.com/stocks/CMI/) | $27.4M | 38,369 | 0.3% | 23 |
| CORNING INC | [GLW](https://holderbook.com/stocks/GLW/) | $27.2M | 106,412 | 0.3% | 9 |
| BANK OF NY MELLON CORP | [BNY](https://holderbook.com/stocks/BNY/) | $26.1M | 180,621 | 0.3% | 22 |
| WELLS FARGO & CO | [WFC](https://holderbook.com/stocks/WFC/) | $25.9M | 313,678 | 0.3% | 31 |
| VANGUARD INDEX FDS | [VUG](https://holderbook.com/stocks/VUG/) | $25.7M | 298,384 | 0.3% | 27 |
| HCA HEALTHCARE INC | [HCA](https://holderbook.com/stocks/HCA/) | $25.5M | 65,367 | 0.3% | 31 |
| WALMART INC | [WMT](https://holderbook.com/stocks/WMT/) | $25.4M | 223,983 | 0.3% | 31 |
| VERTEX PHARMACEUTICALS INC | [VRTX](https://holderbook.com/stocks/VRTX/) | $25.3M | 50,988 | 0.3% | 20 |
| DISNEY WALT CO | [DIS](https://holderbook.com/stocks/DIS/) | $24.2M | 251,858 | 0.3% | 31 |
| LOCKHEED MARTIN CORP | [LMT](https://holderbook.com/stocks/LMT/) | $23.5M | 46,115 | 0.3% | 31 |
| APPLIED MATLS INC | [AMAT](https://holderbook.com/stocks/AMAT/) | $23.4M | 32,374 | 0.3% | 31 |
| FIRST CTZNS BANCSHARES INC D | [FCNCA](https://holderbook.com/stocks/FCNCA/) | $23.4M | 11,238 | 0.3% | 4 |
| ISHARES TR | [IWV](https://holderbook.com/stocks/IWV/) | $23.4M | 54,790 | 0.3% | 17 |
| VANGUARD INTL EQUITY INDEX F | [VWO](https://holderbook.com/stocks/VWO/) | $23.3M | 390,325 | 0.3% | 31 |
| ORACLE CORP | [ORCL](https://holderbook.com/stocks/ORCL/) | $22.6M | 154,372 | 0.3% | 31 |
| AMERICAN EXPRESS CO | [AXP](https://holderbook.com/stocks/AXP/) | $22.3M | 65,806 | 0.3% | 31 |
| NETFLIX INC | [NFLX](https://holderbook.com/stocks/NFLX/) | $22.2M | 310,311 | 0.3% | 31 |
| CITIZENS FINL GROUP INC | [CFG](https://holderbook.com/stocks/CFG/) | $22.1M | 314,979 | 0.3% | 31 |
| ISHARES TR | [USMV](https://holderbook.com/stocks/USMV/) | $22.0M | 228,133 | 0.3% | 31 |
| LAM RESEARCH CORP | [LRCX](https://holderbook.com/stocks/LRCX/) | $21.5M | 49,672 | 0.3% | 7 |
| MICRON TECHNOLOGY INC | [MU](https://holderbook.com/stocks/MU/) | $21.3M | 18,479 | 0.3% | 11 |
| STRYKER CORPORATION | [SYK](https://holderbook.com/stocks/SYK/) | $21.1M | 67,075 | 0.3% | 31 |
| SELECT SECTOR SPDR TR | [XLF](https://holderbook.com/stocks/XLF/) | $20.9M | 389,725 | 0.3% | 21 |
| VANGUARD SPECIALIZED FUNDS | [VIG](https://holderbook.com/stocks/VIG/) | $20.8M | 87,802 | 0.3% | 31 |
| THERMO FISHER SCIENTIFIC INC | [TMO](https://holderbook.com/stocks/TMO/) | $19.4M | 38,783 | 0.2% | 31 |
| ISHARES TR | [IWF](https://holderbook.com/stocks/IWF/) | $19.3M | 155,757 | 0.2% | 31 |
| FIRST TR EXCH TRADED FD III | [FPEI](https://holderbook.com/stocks/FPEI/) | $19.2M | 997,535 | 0.2% | 9 |
| TJX COS INC NEW | [TJX](https://holderbook.com/stocks/TJX/) | $19.2M | 126,957 | 0.2% | 31 |
| 2023 ETF SERIES TRUST | [EAGL](https://holderbook.com/stocks/EAGL/) | $18.9M | 588,234 | 0.2% | 4 |
| ISHARES TR | [EEM](https://holderbook.com/stocks/EEM/) | $18.3M | 267,466 | 0.2% | 31 |
| SNOWFLAKE INC | [SNOW](https://holderbook.com/stocks/SNOW/) | $18.3M | 71,850 | 0.2% | 9 |
| ADVANCED MICRO DEVICES INC | [AMD](https://holderbook.com/stocks/AMD/) | $18.0M | 31,037 | 0.2% | 22 |
| VANGUARD INDEX FDS | [VTI](https://holderbook.com/stocks/VTI/) | $17.7M | 47,772 | 0.2% | 31 |
| SPDR SERIES TRUST | [SPYM](https://holderbook.com/stocks/SPYM/) | $17.4M | 198,111 | 0.2% | 9 |
| NEXTERA ENERGY INC | [NEE](https://holderbook.com/stocks/NEE/) | $17.0M | 194,124 | 0.2% | 31 |
| WISDOMTREE TR | [USFR](https://holderbook.com/stocks/USFR/) | $16.6M | 329,801 | 0.2% | 5 |
| ISHARES TR | [IDEV](https://holderbook.com/stocks/IDEV/) | $16.3M | 183,269 | 0.2% | 26 |
| KLA CORP | [KLAC](https://holderbook.com/stocks/KLAC/) | $16.2M | 53,754 | 0.2% | 10 |
| ISHARES TR | [IEI](https://holderbook.com/stocks/IEI/) | $16.1M | 137,479 | 0.2% | 9 |
| INTERNATIONAL BUSINESS MACHS | [IBM](https://holderbook.com/stocks/IBM/) | $16.1M | 57,229 | 0.2% | 31 |
| CHUBB LIMITED | [CB](https://holderbook.com/stocks/CB/) | $15.8M | 46,172 | 0.2% | 23 |
| PALO ALTO NETWORKS INC | [PANW](https://holderbook.com/stocks/PANW/) | $15.8M | 46,200 | 0.2% | 12 |
| ISHARES TR | [IVE](https://holderbook.com/stocks/IVE/) | $15.7M | 69,004 | 0.2% | 31 |

## What the disclosed book did

Not the fund's return. This is the change in value of the positions disclosed on Form 13F, had they been left untouched, against SPY over the same quarter ends.

| Quarter | Book | Market | Difference | Priced |
|---|---|---|---|---|
| Q2 2026 | +12.4% | +14.8% | -2.4% | 100% |
| Q1 2026 | -3.7% | -4.6% | +1.0% | 100% |
| Q4 2025 | +2.0% | +2.4% | -0.3% | 99% |
| Q3 2025 | +7.9% | +7.8% | +0.1% | 100% |
| Q2 2025 | +10.1% | +10.5% | -0.4% | 100% |
| Q1 2025 | -4.1% | -4.6% | +0.5% | 100% |
| Q4 2024 | +0.7% | +2.1% | -1.5% | 100% |
| Q3 2024 | +5.4% | +5.4% | +0.0% | 100% |

## Quarter by quarter

| Quarter | Value | Positions |
|---|---|---|
| Q2 2026 | $8.3B | 1,047 |
| Q1 2026 | $7.2B | 837 |
| Q4 2025 | $7.5B | 813 |
| Q3 2025 | $7.3B | 796 |
| Q2 2025 | $6.2B | 692 |
| Q1 2025 | $5.1B | 615 |
| Q4 2024 | $5.1B | 578 |
| Q3 2024 | $5.0B | 561 |
| Q2 2024 | $4.5B | 528 |
| Q1 2024 | $3.0B | 404 |
| Q4 2023 | $2.9B | 396 |
| Q3 2023 | $2.5B | 342 |