# PLANNING ALTERNATIVES LTD /ADV

> Institutional holdings reported to the SEC as of Q2 2026 on Form 13F. CIK 712011. Source: https://holderbook.com/funds/712011-planning-alternatives-ltd-adv/

- Reported value: $932.6M
- Positions: 129
- Weight of the ten largest: 83.9%
- Filed: 2026-08-12

A 13F reports long US equity positions only. Short positions, bonds, foreign listings, private holdings and cash are not visible, so this is not the manager's whole book.

## Holdings

| Security | Ticker | Value | Shares | Weight | Quarters held |
|---|---|---|---|---|---|
| ISHARES TR | [IVV](https://holderbook.com/stocks/IVV/) | $311.5M | 415,929 | 33.4% | 31 |
| INVESCO EXCH TRADED FD TR II | [SPMO](https://holderbook.com/stocks/SPMO/) | $121.4M | 751,352 | 13.0% | 6 |
| ISHARES TR | [IJH](https://holderbook.com/stocks/IJH/) | $100.8M | 1,307,580 | 10.8% | 31 |
| VANGUARD TAX-MANAGED FDS | [VEA](https://holderbook.com/stocks/VEA/) | $89.1M | 1,250,803 | 9.6% | 31 |
| ISHARES TR | [IJR](https://holderbook.com/stocks/IJR/) | $52.5M | 354,167 | 5.6% | 31 |
| INVESCO EXCH TRADED FD TR II | [IDMO](https://holderbook.com/stocks/IDMO/) | $30.4M | 503,718 | 3.3% | 2 |
| COLUMBIA ETF TR II | [XCEM](https://holderbook.com/stocks/XCEM/) | $20.7M | 391,645 | 2.2% | 15 |
| APPLE INC | [AAPL](https://holderbook.com/stocks/AAPL/) | $19.5M | 67,560 | 2.1% | 31 |
| VANGUARD INDEX FDS | [VUG](https://holderbook.com/stocks/VUG/) | $18.5M | 214,634 | 2.0% | 31 |
| SCHWAB STRATEGIC TR | [SCHF](https://holderbook.com/stocks/SCHF/) | $18.3M | 659,973 | 2.0% | 31 |
| STATE STR SPDR S&P 500 ETF T | [SPY](https://holderbook.com/stocks/SPY/) | $12.0M | 16,006 | 1.3% | 31 |
| VANGUARD INDEX FDS | [VTV](https://holderbook.com/stocks/VTV/) | $9.8M | 44,913 | 1.0% | 31 |
| SCHWAB STRATEGIC TR | [SCHX](https://holderbook.com/stocks/SCHX/) | $9.7M | 328,089 | 1.0% | 31 |
| WELLS FARGO & CO | [WFC](https://holderbook.com/stocks/WFC/) | $7.8M | 94,776 | 0.8% | 1 |
| NVIDIA CORPORATION | [NVDA](https://holderbook.com/stocks/NVDA/) | $5.8M | 28,742 | 0.6% | 9 |
| ISHARES TR | [ESGU](https://holderbook.com/stocks/ESGU/) | $5.3M | 32,609 | 0.6% | 24 |
| VANGUARD INDEX FDS | [VOO](https://holderbook.com/stocks/VOO/) | $5.0M | 7,209 | 0.5% | 12 |
| MICROSOFT CORP | [MSFT](https://holderbook.com/stocks/MSFT/) | $4.4M | 11,924 | 0.5% | 31 |
| SCHWAB STRATEGIC TR | [SCHB](https://holderbook.com/stocks/SCHB/) | $4.2M | 144,057 | 0.4% | 31 |
| VANGUARD SPECIALIZED FUNDS | [VIG](https://holderbook.com/stocks/VIG/) | $4.0M | 16,745 | 0.4% | 31 |
| LAM RESEARCH CORP | [LRCX](https://holderbook.com/stocks/LRCX/) | $3.4M | 7,747 | 0.4% | 7 |
| ISHARES TR | [IWV](https://holderbook.com/stocks/IWV/) | $3.2M | 7,516 | 0.3% | 31 |
| DTE ENERGY CO | [DTE](https://holderbook.com/stocks/DTE/) | $2.5M | 16,203 | 0.3% | 10 |
| ALPHABET INC | [GOOGL](https://holderbook.com/stocks/GOOGL/) | $2.5M | 6,903 | 0.3% | 6 |
| ISHARES TR | [EAGG](https://holderbook.com/stocks/EAGG/) | $2.3M | 48,782 | 0.2% | 8 |
| AMAZON COM INC | [AMZN](https://holderbook.com/stocks/AMZN/) | $2.2M | 9,405 | 0.2% | 10 |
| ISHARES TR | [IWF](https://holderbook.com/stocks/IWF/) | $2.0M | 16,252 | 0.2% | 31 |
| ISHARES TR | [ESGD](https://holderbook.com/stocks/ESGD/) | $2.0M | 19,007 | 0.2% | 21 |
| PHILIP MORRIS INTL INC | [PM](https://holderbook.com/stocks/PM/) | $1.9M | 10,749 | 0.2% | 30 |
| BROADCOM INC | [AVGO](https://holderbook.com/stocks/AVGO/) | $1.9M | 5,147 | 0.2% | 5 |
| CATERPILLAR INC | [CAT](https://holderbook.com/stocks/CAT/) | $1.9M | 1,798 | 0.2% | 9 |
| VANGUARD BD INDEX FDS | [BND](https://holderbook.com/stocks/BND/) | $1.8M | 24,267 | 0.2% | 9 |
| ALPHABET INC | [GOOG](https://holderbook.com/stocks/GOOG/) | $1.8M | 5,004 | 0.2% | 6 |
| BERKSHIRE HATHAWAY INC DEL | [BRKB](https://holderbook.com/stocks/BRKB/) | $1.7M | 3,417 | 0.2% | 22 |
| ISHARES BITCOIN TRUST ETF | [IBIT](https://holderbook.com/stocks/IBIT/) | $1.6M | 47,435 | 0.2% | 7 |
| ELI LILLY & CO | [LLY](https://holderbook.com/stocks/LLY/) | $1.5M | 1,266 | 0.2% | 12 |
| ISHARES TR | [ESML](https://holderbook.com/stocks/ESML/) | $1.5M | 26,808 | 0.2% | 21 |
| ISHARES TR | [MUB](https://holderbook.com/stocks/MUB/) | $1.5M | 13,501 | 0.2% | 5 |
| ISHARES TR | [IJS](https://holderbook.com/stocks/IJS/) | $1.4M | 10,251 | 0.2% | 31 |
| JPMORGAN CHASE & CO | [JPM](https://holderbook.com/stocks/JPM/) | $1.4M | 4,236 | 0.1% | 9 |
| ISHARES TR | [IEFA](https://holderbook.com/stocks/IEFA/) | $1.4M | 14,039 | 0.1% | 31 |
| ISHARES U S ETF TR | [NEAR](https://holderbook.com/stocks/NEAR/) | $1.1M | 21,997 | 0.1% | 15 |
| J P MORGAN EXCHANGE TRADED F | [JPUS](https://holderbook.com/stocks/JPUS/) | $1.1M | 7,922 | 0.1% | 31 |
| TESLA INC | [TSLA](https://holderbook.com/stocks/TSLA/) | $1.1M | 2,591 | 0.1% | 7 |
| MICRON TECHNOLOGY INC | [MU](https://holderbook.com/stocks/MU/) | $1.1M | 931 | 0.1% | 2 |
| INVESCO MUN OPPORTUNIT TR | [VMO](https://holderbook.com/stocks/VMO/) | $1.0M | 103,000 | 0.1% | 15 |
| INTERNATIONAL BUSINESS MACHS | [IBM](https://holderbook.com/stocks/IBM/) | $1.0M | 3,594 | 0.1% | 31 |
| APPLIED MATLS INC | [AMAT](https://holderbook.com/stocks/AMAT/) | $915.3K | 1,266 | 0.1% | 2 |
| VISA INC | [V](https://holderbook.com/stocks/V/) | $913.6K | 2,663 | 0.1% | 7 |
| ADVANCED MICRO DEVICES INC | [AMD](https://holderbook.com/stocks/AMD/) | $902.4K | 1,553 | 0.1% | 2 |
| JOHNSON & JOHNSON | [JNJ](https://holderbook.com/stocks/JNJ/) | $892.4K | 3,514 | 0.1% | 4 |
| META PLATFORMS INC | [META](https://holderbook.com/stocks/META/) | $861.3K | 1,529 | 0.1% | 8 |
| SCHWAB STRATEGIC TR | [SCHM](https://holderbook.com/stocks/SCHM/) | $831.0K | 22,540 | 0.1% | 31 |
| MONDELEZ INTL INC | [MDLZ](https://holderbook.com/stocks/MDLZ/) | $815.4K | 14,097 | 0.1% | 30 |
| CISCO SYS INC | [CSCO](https://holderbook.com/stocks/CSCO/) | $790.7K | 6,732 | 0.1% | 6 |
| VANGUARD INDEX FDS | [VTI](https://holderbook.com/stocks/VTI/) | $760.4K | 2,055 | 0.1% | 7 |
| ABBVIE INC | [ABBV](https://holderbook.com/stocks/ABBV/) | $724.5K | 2,879 | 0.1% | 8 |
| INTEL CORP | [INTC](https://holderbook.com/stocks/INTC/) | $707.0K | 5,063 | 0.1% | 2 |
| TEXAS INSTRS INC | [TXN](https://holderbook.com/stocks/TXN/) | $657.4K | 2,206 | 0.1% | 6 |
| INVESCO QQQ TR | [QQQ](https://holderbook.com/stocks/QQQ/) | $655.9K | 891 | 0.1% | 9 |
| LINDE PLC | [LIN](https://holderbook.com/stocks/LIN/) | $653.3K | 1,259 | 0.1% | 6 |
| COSTCO WHOLESALE CORPORATION | [COST](https://holderbook.com/stocks/COST/) | $638.9K | 683 | 0.1% | 6 |
| HOME DEPOT INC | [HD](https://holderbook.com/stocks/HD/) | $621.1K | 1,761 | 0.1% | 4 |
| COMPASS INC | [COMP](https://holderbook.com/stocks/COMP/) | $616.5K | 50,000 | 0.1% | 11 |
| FORD MTR CO | [F](https://holderbook.com/stocks/F/) | $611.2K | 43,972 | 0.1% | 31 |
| GRACO INC | [GGG](https://holderbook.com/stocks/GGG/) | $593.1K | 7,844 | 0.1% | 31 |
| EXXON MOBIL CORP | [XOMXXXX](https://holderbook.com/stocks/XOMXXXX/) | $566.9K | 4,146 | 0.1% | 5 |
| PROCTER & GAMBLE CO | [PG](https://holderbook.com/stocks/PG/) | $554.0K | 3,778 | 0.1% | 31 |
| AMERICAN EXPRESS CO | [AXP](https://holderbook.com/stocks/AXP/) | $531.5K | 1,571 | 0.1% | 6 |
| GE VERNOVA INC | [GEV](https://holderbook.com/stocks/GEV/) | $527.5K | 449 | 0.1% | 2 |
| GE AEROSPACE | [GE](https://holderbook.com/stocks/GE/) | $503.8K | 1,348 | 0.1% | 5 |
| SCHWAB STRATEGIC TR | [SCHA](https://holderbook.com/stocks/SCHA/) | $495.1K | 13,702 | 0.1% | 31 |
| ILLINOIS TOOL WKS INC | [ITW](https://holderbook.com/stocks/ITW/) | $489.0K | 1,808 | 0.1% | 25 |
| WALMART INC | [WMT](https://holderbook.com/stocks/WMT/) | $486.6K | 4,296 | 0.1% | 4 |
| KLA CORP | [KLAC](https://holderbook.com/stocks/KLAC/) | $485.5K | 1,609 | 0.1% | 2 |
| CITIGROUP INC | [C](https://holderbook.com/stocks/C/) | $477.7K | 3,413 | 0.1% | 3 |
| ISHARES TR | [ITOT](https://holderbook.com/stocks/ITOT/) | $458.3K | 2,790 | 0.0% | 6 |
| UNITEDHEALTH GROUP INC | [UNH](https://holderbook.com/stocks/UNH/) | $449.3K | 1,081 | 0.0% | 1 |
| MERCK & CO INC | [MRK](https://holderbook.com/stocks/MRK/) | $440.5K | 3,428 | 0.0% | 3 |
| PALO ALTO NETWORKS INC | [PANW](https://holderbook.com/stocks/PANW/) | $424.2K | 1,244 | 0.0% | 1 |
| SEAGATE TECHNOLOGY HLDNGS PL | [STX](https://holderbook.com/stocks/STX/) | $402.4K | 417 | 0.0% | 1 |
| MARVELL TECHNOLOGY INC | [MRVL](https://holderbook.com/stocks/MRVL/) | $400.7K | 1,345 | 0.0% | 1 |
| CHEVRON CORPORATION | [CVX](https://holderbook.com/stocks/CVX/) | $393.1K | 2,372 | 0.0% | 19 |
| GOLDMAN SACHS GROUP INC | [GS](https://holderbook.com/stocks/GS/) | $390.4K | 386 | 0.0% | 3 |
| MORGAN STANLEY | [MS](https://holderbook.com/stocks/MS/) | $384.4K | 1,839 | 0.0% | 1 |
| ISHARES GOLD TR | [IAU](https://holderbook.com/stocks/IAU/) | $350.3K | 4,639 | 0.0% | 3 |
| CROWDSTRIKE HLDGS INC | [CRWD](https://holderbook.com/stocks/CRWD/) | $341.9K | 448 | 0.0% | 1 |
| MORNINGSTAR INC | [MORN](https://holderbook.com/stocks/MORN/) | $333.6K | 2,138 | 0.0% | 17 |
| MASTERCARD INCORPORATED | [MA](https://holderbook.com/stocks/MA/) | $322.3K | 628 | 0.0% | 5 |
| ARISTA NETWORKS INC | [ANET](https://holderbook.com/stocks/ANET/) | $318.4K | 1,874 | 0.0% | 1 |
| ANALOG DEVICES INC | [ADI](https://holderbook.com/stocks/ADI/) | $311.4K | 784 | 0.0% | 2 |
| TJX COS INC NEW | [TJX](https://holderbook.com/stocks/TJX/) | $305.3K | 2,015 | 0.0% | 3 |
| RTX CORPORATION | [RTX](https://holderbook.com/stocks/RTX/) | $296.5K | 1,563 | 0.0% | 2 |
| BANK OF AMER CORP | [BAC](https://holderbook.com/stocks/BAC/) | $291.8K | 5,121 | 0.0% | 3 |
| DIMENSIONAL ETF TRUST | [DFAX](https://holderbook.com/stocks/DFAX/) | $284.1K | 7,713 | 0.0% | 1 |
| BANK OF NY MELLON CORP | [BNY](https://holderbook.com/stocks/BNY/) | $282.4K | 1,953 | 0.0% | 1 |
| PALANTIR TECHNOLOGIES INC | [PLTR](https://holderbook.com/stocks/PLTR/) | $280.5K | 2,404 | 0.0% | 4 |
| THERMO FISHER SCIENTIFIC INC | [TMO](https://holderbook.com/stocks/TMO/) | $277.8K | 554 | 0.0% | 4 |
| S&P GLOBAL INC | [SPGI](https://holderbook.com/stocks/SPGI/) | $266.3K | 654 | 0.0% | 2 |
| AMPHENOL CORP | [APH](https://holderbook.com/stocks/APH/) | $264.5K | 1,500 | 0.0% | 3 |

## What the disclosed book did

Not the fund's return. This is the change in value of the positions disclosed on Form 13F, had they been left untouched, against SPY over the same quarter ends.

| Quarter | Book | Market | Difference | Priced |
|---|---|---|---|---|
| Q2 2026 | +17.7% | +14.8% | +2.8% | 100% |
| Q1 2026 | -2.4% | -4.6% | +2.3% | 100% |
| Q4 2025 | +2.0% | +2.4% | -0.4% | 100% |
| Q3 2025 | +7.1% | +7.8% | -0.7% | 100% |
| Q2 2025 | +9.4% | +10.5% | -1.1% | 100% |
| Q1 2025 | -2.7% | -4.6% | +1.8% | 100% |
| Q4 2024 | -1.0% | +2.1% | -3.1% | 100% |
| Q3 2024 | +6.7% | +5.4% | +1.2% | 100% |

## Quarter by quarter

| Quarter | Value | Positions |
|---|---|---|
| Q2 2026 | $932.6M | 129 |
| Q1 2026 | $774.8M | 111 |
| Q4 2025 | $793.9M | 98 |
| Q3 2025 | $778.7M | 88 |
| Q2 2025 | $718.6M | 80 |
| Q1 2025 | $652.3M | 76 |
| Q4 2024 | $650.5M | 61 |
| Q3 2024 | $657.0M | 58 |
| Q2 2024 | $617.6M | 58 |
| Q1 2024 | $608.5M | 49 |
| Q4 2023 | $570.9M | 49 |
| Q3 2023 | $516.0M | 46 |