# PENSION & WEALTH MANAGEMENT ADVISORS, INC.

> Institutional holdings reported to the SEC as of Q2 2026 on Form 13F. CIK 2145782. Source: https://holderbook.com/funds/2145782-pension-wealth-management-advisors-inc/

- Reported value: $370.9M
- Positions: 544
- Weight of the ten largest: 51.3%
- Filed: 2026-08-07

A 13F reports long US equity positions only. Short positions, bonds, foreign listings, private holdings and cash are not visible, so this is not the manager's whole book.

## Holdings

| Security | Ticker | Value | Shares | Weight | Quarters held |
|---|---|---|---|---|---|
| SCHWAB STRATEGIC TR | [SCHK](https://holderbook.com/stocks/SCHK/) | $47.2M | 1,308,887 | 12.7% | 15 |
| FIDELITY MERRIMACK STR TR | [FBND](https://holderbook.com/stocks/FBND/) | $27.4M | 603,317 | 7.4% | 15 |
| SSGA ACTIVE ETF TR | [TOTL](https://holderbook.com/stocks/TOTL/) | $25.7M | 651,453 | 6.9% | 15 |
| VANGUARD INDEX FDS | [VTI](https://holderbook.com/stocks/VTI/) | $25.2M | 68,204 | 6.8% | 13 |
| ISHARES TR | [IXUS](https://holderbook.com/stocks/IXUS/) | $16.5M | 173,127 | 4.5% | 15 |
| CAPITAL GROUP INTERNATIONAL | [CGIE](https://holderbook.com/stocks/CGIE/) | $13.7M | 371,968 | 3.7% | 4 |
| WISDOMTREE TR | [DGRW](https://holderbook.com/stocks/DGRW/) | $10.7M | 112,047 | 2.9% | 15 |
| ISHARES TR | [IVV](https://holderbook.com/stocks/IVV/) | $9.8M | 13,074 | 2.6% | 15 |
| WISDOMTREE TR | [DGS](https://holderbook.com/stocks/DGS/) | $7.4M | 113,641 | 2.0% | 15 |
| BLACKROCK ETF TRUST II | [CLOA](https://holderbook.com/stocks/CLOA/) | $6.5M | 125,500 | 1.8% | 7 |
| VANECK ETF TRUST | [FLTR](https://holderbook.com/stocks/FLTR/) | $6.2M | 243,513 | 1.7% | 15 |
| APPLE INC | [AAPL](https://holderbook.com/stocks/AAPL/) | $4.8M | 16,683 | 1.3% | 15 |
| NVIDIA CORPORATION | [NVDA](https://holderbook.com/stocks/NVDA/) | $4.3M | 21,362 | 1.2% | 15 |
| ISHARES TR | [IJH](https://holderbook.com/stocks/IJH/) | $4.0M | 51,864 | 1.1% | 15 |
| VANGUARD SPECIALIZED FUNDS | [VIG](https://holderbook.com/stocks/VIG/) | $3.6M | 15,402 | 1.0% | 15 |
| VANGUARD WORLD FD | [VDC](https://holderbook.com/stocks/VDC/) | $3.5M | 15,639 | 1.0% | 15 |
| BERKSHIRE HATHAWAY INC DEL | [BRKB](https://holderbook.com/stocks/BRKB/) | $3.4M | 6,721 | 0.9% | 15 |
| VANGUARD INDEX FDS | [VB](https://holderbook.com/stocks/VB/) | $3.3M | 10,933 | 0.9% | 15 |
| ISHARES TR | [SHYG](https://holderbook.com/stocks/SHYG/) | $3.2M | 76,211 | 0.9% | 15 |
| VANGUARD INDEX FDS | [VO](https://holderbook.com/stocks/VO/) | $3.0M | 36,719 | 0.8% | 15 |
| ALPHABET INC | [GOOGL](https://holderbook.com/stocks/GOOGL/) | $2.9M | 8,182 | 0.8% | 15 |
| PHILIP MORRIS INTL INC | [PM](https://holderbook.com/stocks/PM/) | $2.7M | 14,865 | 0.7% | 9 |
| SCHWAB STRATEGIC TR | [FNDF](https://holderbook.com/stocks/FNDF/) | $2.7M | 50,786 | 0.7% | 15 |
| AMAZON COM INC | [AMZN](https://holderbook.com/stocks/AMZN/) | $2.6M | 11,000 | 0.7% | 15 |
| INVESCO EXCHANGE TRADED FD T | [RSP](https://holderbook.com/stocks/RSP/) | $2.6M | 12,050 | 0.7% | 15 |
| MICROSOFT CORP | [MSFT](https://holderbook.com/stocks/MSFT/) | $2.5M | 6,814 | 0.7% | 15 |
| ISHARES TR | [USMV](https://holderbook.com/stocks/USMV/) | $2.5M | 25,842 | 0.7% | 15 |
| VANGUARD STAR FDS | [VXUS](https://holderbook.com/stocks/VXUS/) | $2.5M | 28,993 | 0.7% | 15 |
| BLACKSTONE SECD LENDING FD | [BXSL](https://holderbook.com/stocks/BXSL/) | $2.4M | 100,486 | 0.6% | 4 |
| JANUS DETROIT STR TR | [JSMD](https://holderbook.com/stocks/JSMD/) | $2.3M | 22,689 | 0.6% | 15 |
| APPLIED DIGITAL CORP | [APLD](https://holderbook.com/stocks/APLD/) | $2.2M | 57,904 | 0.6% | 8 |
| FIDELITY COVINGTON TRUST | [FELC](https://holderbook.com/stocks/FELC/) | $2.1M | 49,853 | 0.6% | 5 |
| VANGUARD INDEX FDS | [VTV](https://holderbook.com/stocks/VTV/) | $2.0M | 9,040 | 0.5% | 11 |
| ISHARES TR | [IJR](https://holderbook.com/stocks/IJR/) | $1.9M | 12,964 | 0.5% | 7 |
| STATE STR SPDR S&P 500 ETF T | [SPY](https://holderbook.com/stocks/SPY/) | $1.9M | 2,549 | 0.5% | 15 |
| ISHARES TR | [ICSH](https://holderbook.com/stocks/ICSH/) | $1.8M | 34,792 | 0.5% | 15 |
| SCHWAB STRATEGIC TR | [FNDA](https://holderbook.com/stocks/FNDA/) | $1.7M | 44,176 | 0.5% | 15 |
| GOLDMAN SACHS BDC INC | [GSBD](https://holderbook.com/stocks/GSBD/) | $1.6M | 171,030 | 0.4% | 7 |
| WISDOMTREE TR | [DHS](https://holderbook.com/stocks/DHS/) | $1.6M | 14,105 | 0.4% | 15 |
| SELECT SECTOR SPDR TR | [XLK](https://holderbook.com/stocks/XLK/) | $1.6M | 8,337 | 0.4% | 15 |
| META PLATFORMS INC | [META](https://holderbook.com/stocks/META/) | $1.6M | 2,770 | 0.4% | 15 |
| CORNING INC | [GLW](https://holderbook.com/stocks/GLW/) | $1.5M | 5,961 | 0.4% | 3 |
| MORGAN STANLEY DIRECT LENDIN | [MSDL](https://holderbook.com/stocks/MSDL/) | $1.5M | 96,296 | 0.4% | 4 |
| SPDR SERIES TRUST | [CWB](https://holderbook.com/stocks/CWB/) | $1.4M | 12,764 | 0.4% | 7 |
| BLACKROCK CORE BD TR | [BHK](https://holderbook.com/stocks/BHK/) | $1.3M | 145,707 | 0.4% | 15 |
| VERTIV HOLDINGS CO | [VRT](https://holderbook.com/stocks/VRT/) | $1.3M | 3,852 | 0.3% | 8 |
| APPLIED MATLS INC | [AMAT](https://holderbook.com/stocks/AMAT/) | $1.2M | 1,656 | 0.3% | 15 |
| VANGUARD INTL EQUITY INDEX F | [VEU](https://holderbook.com/stocks/VEU/) | $1.2M | 14,175 | 0.3% | 7 |
| CISCO SYS INC | [CSCO](https://holderbook.com/stocks/CSCO/) | $1.1M | 9,641 | 0.3% | 15 |
| STATE STR SPDR DOW JONES IND | [DIA](https://holderbook.com/stocks/DIA/) | $1.1M | 2,093 | 0.3% | 7 |
| VANGUARD WORLD FD | [VFH](https://holderbook.com/stocks/VFH/) | $1.1M | 8,304 | 0.3% | 10 |
| ISHARES TR | [IWF](https://holderbook.com/stocks/IWF/) | $1.1M | 8,588 | 0.3% | 7 |
| ALTRIA GROUP INC | [MO](https://holderbook.com/stocks/MO/) | $1.1M | 14,686 | 0.3% | 15 |
| BLACKROCK ENHANCED INTL DIV | [BGY](https://holderbook.com/stocks/BGY/) | $1.0M | 182,641 | 0.3% | 15 |
| ISHARES TR | [IWR](https://holderbook.com/stocks/IWR/) | $1.0M | 9,408 | 0.3% | 7 |
| BLACKROCK FLOATING RATE INCO | [FRA](https://holderbook.com/stocks/FRA/) | $1.0M | 94,184 | 0.3% | 15 |
| ISHARES TR | [IHI](https://holderbook.com/stocks/IHI/) | $1.0M | 20,795 | 0.3% | 1 |
| ISHARES TR | [ISCF](https://holderbook.com/stocks/ISCF/) | $1.0M | 23,644 | 0.3% | 6 |
| JPMORGAN CHASE & CO | [JPM](https://holderbook.com/stocks/JPM/) | $1.0M | 3,105 | 0.3% | 15 |
| FIDELITY COVINGTON TRUST | [FDIS](https://holderbook.com/stocks/FDIS/) | $1.0M | 9,879 | 0.3% | 15 |
| ALPHABET INC | [GOOG](https://holderbook.com/stocks/GOOG/) | $999.3K | 2,827 | 0.3% | 15 |
| CITIGROUP INC | [C](https://holderbook.com/stocks/C/) | $958.9K | 6,851 | 0.3% | 3 |
| BLACKROCK ENHANCED EQUITY DI | [BDJ](https://holderbook.com/stocks/BDJ/) | $908.9K | 94,969 | 0.2% | 15 |
| FIDELITY COVINGTON TRUST | [FFSM](https://holderbook.com/stocks/FFSM/) | $907.9K | 23,760 | 0.2% | 11 |
| HOME DEPOT INC | [HD](https://holderbook.com/stocks/HD/) | $884.1K | 2,505 | 0.2% | 15 |
| ISHARES INC | [CEMB](https://holderbook.com/stocks/CEMB/) | $880.8K | 19,293 | 0.2% | 15 |
| VANGUARD WHITEHALL FDS | [VYMI](https://holderbook.com/stocks/VYMI/) | $860.1K | 8,757 | 0.2% | 15 |
| ARES CAPITAL CORP | [ARCC](https://holderbook.com/stocks/ARCC/) | $842.8K | 45,481 | 0.2% | 6 |
| VANGUARD INDEX FDS | [VOE](https://holderbook.com/stocks/VOE/) | $823.7K | 4,168 | 0.2% | 15 |
| BLACKSTONE INC | [BX](https://holderbook.com/stocks/BX/) | $818.9K | 6,958 | 0.2% | 15 |
| WELLTOWER INC | [WELL](https://holderbook.com/stocks/WELL/) | $818.5K | 3,605 | 0.2% | 7 |
| ISHARES TR | [IYC](https://holderbook.com/stocks/IYC/) | $808.8K | 8,000 | 0.2% | 7 |
| BANK OF AMER CORP | [BAC](https://holderbook.com/stocks/BAC/) | $798.8K | 14,019 | 0.2% | 3 |
| VANGUARD WHITEHALL FDS | [VYM](https://holderbook.com/stocks/VYM/) | $789.4K | 4,994 | 0.2% | 15 |
| UNITED RENTALS INC | [URI](https://holderbook.com/stocks/URI/) | $780.6K | 689 | 0.2% | 3 |
| SPDR SERIES TRUST | [SDY](https://holderbook.com/stocks/SDY/) | $750.6K | 4,932 | 0.2% | 7 |
| ISHARES TR | [IJT](https://holderbook.com/stocks/IJT/) | $750.2K | 4,200 | 0.2% | 7 |
| VANGUARD SCOTTSDALE FDS | [VTWO](https://holderbook.com/stocks/VTWO/) | $741.1K | 6,104 | 0.2% | 7 |
| VANGUARD INTL EQUITY INDEX F | [VSS](https://holderbook.com/stocks/VSS/) | $738.8K | 4,788 | 0.2% | 7 |
| WISDOMTREE TR | [DES](https://holderbook.com/stocks/DES/) | $709.3K | 17,434 | 0.2% | 15 |
| BRISTOL-MYERS SQUIBB CO | [BMY](https://holderbook.com/stocks/BMY/) | $709.0K | 12,304 | 0.2% | 8 |
| VISA INC | [V](https://holderbook.com/stocks/V/) | $700.3K | 2,040 | 0.2% | 13 |
| WISDOMTREE TR | [EPI](https://holderbook.com/stocks/EPI/) | $681.6K | 15,933 | 0.2% | 7 |
| ISHARES TR | [IDV](https://holderbook.com/stocks/IDV/) | $678.9K | 16,385 | 0.2% | 15 |
| ISHARES TR | [AOA](https://holderbook.com/stocks/AOA/) | $671.3K | 6,877 | 0.2% | 15 |
| DANAHER CORP DEL | [DHR](https://holderbook.com/stocks/DHR/) | $671.2K | 3,522 | 0.2% | 15 |
| MONDELEZ INTL INC | [MDLZ](https://holderbook.com/stocks/MDLZ/) | $662.4K | 11,452 | 0.2% | 8 |
| VANECK ETF TRUST | [EMLC](https://holderbook.com/stocks/EMLC/) | $649.7K | 25,419 | 0.2% | 15 |
| EATON CORP PLC | [ETN](https://holderbook.com/stocks/ETN/) | $613.2K | 1,438 | 0.2% | 11 |
| COCA COLA CO | [KO](https://holderbook.com/stocks/KO/) | $610.7K | 7,514 | 0.2% | 15 |
| IRON MTN INC DEL | [IRM](https://holderbook.com/stocks/IRM/) | $569.3K | 4,507 | 0.2% | 3 |
| INVESCO QQQ TR | [QQQ](https://holderbook.com/stocks/QQQ/) | $562.9K | 764 | 0.2% | 15 |
| ARES MANAGEMENT CORPORATION | [ARES](https://holderbook.com/stocks/ARES/) | $555.6K | 4,991 | 0.1% | 11 |
| EXXON MOBIL CORP | [XOMXXXX](https://holderbook.com/stocks/XOMXXXX/) | $552.1K | 4,037 | 0.1% | 15 |
| PATRIA INVESTMENTS LIMITED | [PAX](https://holderbook.com/stocks/PAX/) | $547.8K | 49,890 | 0.1% | 15 |
| DOUBLELINE INCOME SOLUTIONS | [DSL](https://holderbook.com/stocks/DSL/) | $545.8K | 49,346 | 0.1% | 15 |
| PIMCO EQUITY SER | [MFEM](https://holderbook.com/stocks/MFEM/) | $544.1K | 19,268 | 0.1% | 15 |
| ITURAN LOCATION AND CONTROL | [ITRN](https://holderbook.com/stocks/ITRN/) | $543.0K | 8,901 | 0.1% | 3 |
| ISHARES TR | [IVW](https://holderbook.com/stocks/IVW/) | $527.7K | 3,837 | 0.1% | 10 |
| JOHNSON & JOHNSON | [JNJ](https://holderbook.com/stocks/JNJ/) | $525.6K | 2,069 | 0.1% | 15 |

## What the disclosed book did

Not the fund's return. This is the change in value of the positions disclosed on Form 13F, had they been left untouched, against SPY over the same quarter ends.

| Quarter | Book | Market | Difference | Priced |
|---|---|---|---|---|
| Q2 2026 | +9.8% | +14.8% | -5.0% | 100% |
| Q1 2026 | -2.0% | -4.6% | +2.6% | 100% |
| Q4 2025 | +1.0% | +2.4% | -1.4% | 100% |
| Q3 2025 | +5.2% | +7.8% | -2.6% | 100% |
| Q2 2025 | +6.2% | +10.5% | -4.2% | 100% |
| Q1 2025 | -1.7% | -4.6% | +2.8% | 100% |
| Q4 2024 | -2.1% | +2.1% | -4.2% | 100% |
| Q3 2024 | +5.8% | +5.4% | +0.4% | 99% |

## Quarter by quarter

| Quarter | Value | Positions |
|---|---|---|
| Q2 2026 | $370.9M | 544 |
| Q1 2026 | $337.2M | 514 |
| Q4 2025 | $337.3M | 537 |
| Q3 2025 | $317.2M | 539 |
| Q2 2025 | $298.4M | 500 |
| Q1 2025 | $268.9M | 480 |
| Q4 2024 | $250.4M | 474 |
| Q3 2024 | $195.0M | 379 |
| Q2 2024 | $174.2M | 362 |
| Q1 2024 | $152.0M | 349 |
| Q4 2023 | $158.7M | 318 |
| Q3 2023 | $138.8M | 268 |