# S&A Financial Services, Inc.

> Institutional holdings reported to the SEC as of Q2 2026 on Form 13F. CIK 2140428. Source: https://holderbook.com/funds/2140428-s-a-financial-services-inc/

- Reported value: $163.8M
- Positions: 88
- Weight of the ten largest: 48.2%
- Filed: 2026-07-27

A 13F reports long US equity positions only. Short positions, bonds, foreign listings, private holdings and cash are not visible, so this is not the manager's whole book.

## Holdings

| Security | Ticker | Value | Shares | Weight | Quarters held |
|---|---|---|---|---|---|
| ISHARES TR | [SHYG](https://holderbook.com/stocks/SHYG/) | $11.9M | 280,282 | 7.3% | 1 |
| SPDR SERIES TRUST | [SPHY](https://holderbook.com/stocks/SPHY/) | $11.3M | 483,315 | 6.9% | 1 |
| VANGUARD WORLD FD | [VGT](https://holderbook.com/stocks/VGT/) | $9.8M | 82,055 | 6.0% | 1 |
| SCHWAB STRATEGIC TR | [SCHG](https://holderbook.com/stocks/SCHG/) | $8.8M | 260,171 | 5.4% | 1 |
| AMERICAN CENTY ETF TR | [AVLV](https://holderbook.com/stocks/AVLV/) | $8.7M | 95,843 | 5.3% | 1 |
| ISHARES TR | [IYW](https://holderbook.com/stocks/IYW/) | $6.5M | 25,761 | 4.0% | 1 |
| AMERICAN CENTY ETF TR | [AVUS](https://holderbook.com/stocks/AVUS/) | $6.3M | 49,473 | 3.9% | 1 |
| APPLE INC | [AAPL](https://holderbook.com/stocks/AAPL/) | $5.4M | 18,523 | 3.3% | 1 |
| J P MORGAN EXCHANGE TRADED F | [JEPI](https://holderbook.com/stocks/JEPI/) | $5.3M | 94,713 | 3.3% | 1 |
| BONDBLOXX ETF TRUST | [XONE](https://holderbook.com/stocks/XONE/) | $4.8M | 97,673 | 2.9% | 1 |
| SSGA ACTIVE ETF TR | [SRLN](https://holderbook.com/stocks/SRLN/) | $4.7M | 117,121 | 2.9% | 1 |
| J P MORGAN EXCHANGE TRADED F | [JEPQ](https://holderbook.com/stocks/JEPQ/) | $4.7M | 76,042 | 2.9% | 1 |
| ISHARES TR | [SOXX](https://holderbook.com/stocks/SOXX/) | $4.3M | 6,642 | 2.6% | 1 |
| BNY MELLON ETF TRUST | [BKGI](https://holderbook.com/stocks/BKGI/) | $3.9M | 86,420 | 2.4% | 1 |
| BONDBLOXX ETF TRUST | [BBBS](https://holderbook.com/stocks/BBBS/) | $3.2M | 62,030 | 1.9% | 1 |
| BONDBLOXX ETF TRUST | [XHLF](https://holderbook.com/stocks/XHLF/) | $3.1M | 62,586 | 1.9% | 1 |
| ISHARES TR | [IYC](https://holderbook.com/stocks/IYC/) | $3.1M | 30,645 | 1.9% | 1 |
| FIDELITY COVINGTON TRUST | [FDVV](https://holderbook.com/stocks/FDVV/) | $2.7M | 44,655 | 1.6% | 1 |
| BONDBLOXX ETF TRUST | [XTWO](https://holderbook.com/stocks/XTWO/) | $2.4M | 48,429 | 1.4% | 1 |
| J P MORGAN EXCHANGE TRADED F | [JPIE](https://holderbook.com/stocks/JPIE/) | $2.3M | 50,490 | 1.4% | 1 |
| BONDBLOXX ETF TRUST | [XFIV](https://holderbook.com/stocks/XFIV/) | $2.2M | 46,165 | 1.4% | 1 |
| VANGUARD TAX-MANAGED FDS | [VEA](https://holderbook.com/stocks/VEA/) | $2.2M | 30,222 | 1.3% | 1 |
| COPART INC | [CPRT](https://holderbook.com/stocks/CPRT/) | $2.1M | 76,208 | 1.3% | 1 |
| ISHARES TR | [HDV](https://holderbook.com/stocks/HDV/) | $2.1M | 78,203 | 1.3% | 1 |
| VANGUARD WORLD FD | [VHT](https://holderbook.com/stocks/VHT/) | $2.1M | 7,022 | 1.3% | 1 |
| VANGUARD INDEX FDS | [VOO](https://holderbook.com/stocks/VOO/) | $2.0M | 2,884 | 1.2% | 1 |
| COSTCO WHOLESALE CORPORATION | [COST](https://holderbook.com/stocks/COST/) | $1.8M | 1,906 | 1.1% | 1 |
| VANGUARD WORLD FD | [VDC](https://holderbook.com/stocks/VDC/) | $1.6M | 7,097 | 1.0% | 1 |
| WELLTOWER INC | [WELL](https://holderbook.com/stocks/WELL/) | $1.5M | 6,768 | 0.9% | 1 |
| ISHARES TR | [IYK](https://holderbook.com/stocks/IYK/) | $1.5M | 20,173 | 0.9% | 1 |
| PIMCO ETF TR | [PYLD](https://holderbook.com/stocks/PYLD/) | $1.5M | 54,851 | 0.9% | 1 |
| ISHARES TR | [IFRA](https://holderbook.com/stocks/IFRA/) | $1.4M | 22,137 | 0.9% | 1 |
| ISHARES TR | [DVY](https://holderbook.com/stocks/DVY/) | $1.2M | 7,647 | 0.7% | 1 |
| SELECT SECTOR SPDR TR | [XLV](https://holderbook.com/stocks/XLV/) | $1.2M | 7,395 | 0.7% | 1 |
| AMAZON COM INC | [AMZN](https://holderbook.com/stocks/AMZN/) | $1.2M | 4,837 | 0.7% | 1 |
| WALMART INC | [WMT](https://holderbook.com/stocks/WMT/) | $1.1M | 9,317 | 0.6% | 1 |
| MICROSOFT CORP | [MSFT](https://holderbook.com/stocks/MSFT/) | $1.0M | 2,752 | 0.6% | 1 |
| BONDBLOXX ETF TRUST | [XTEN](https://holderbook.com/stocks/XTEN/) | $923.2K | 20,255 | 0.6% | 1 |
| SCHWAB STRATEGIC TR | [SCHX](https://holderbook.com/stocks/SCHX/) | $843.0K | 28,643 | 0.5% | 1 |
| BONDBLOXX ETF TRUST | [PCMM](https://holderbook.com/stocks/PCMM/) | $843.0K | 16,902 | 0.5% | 1 |
| SCHWAB STRATEGIC TR | [SCHD](https://holderbook.com/stocks/SCHD/) | $828.5K | 26,129 | 0.5% | 1 |
| BONDBLOXX ETF TRUST | [BBBI](https://holderbook.com/stocks/BBBI/) | $803.3K | 15,623 | 0.5% | 1 |
| EVERGY INC | [EVRG](https://holderbook.com/stocks/EVRG/) | $773.7K | 8,952 | 0.5% | 1 |
| META PLATFORMS INC | [META](https://holderbook.com/stocks/META/) | $771.9K | 1,370 | 0.5% | 1 |
| NEOS ETF TRUST | [CSHI](https://holderbook.com/stocks/CSHI/) | $767.6K | 15,410 | 0.5% | 1 |
| BERKSHIRE HATHAWAY INC DEL | [BRKB](https://holderbook.com/stocks/BRKB/) | $679.0K | 1,357 | 0.4% | 1 |
| ALPHABET INC | [GOOGL](https://holderbook.com/stocks/GOOGL/) | $671.9K | 1,880 | 0.4% | 1 |
| VANGUARD WORLD FD | [VCR](https://holderbook.com/stocks/VCR/) | $660.9K | 1,666 | 0.4% | 1 |
| VANGUARD INDEX FDS | [VTI](https://holderbook.com/stocks/VTI/) | $618.6K | 1,672 | 0.4% | 1 |
| SELECT SECTOR SPDR TR | [XLU](https://holderbook.com/stocks/XLU/) | $601.9K | 13,274 | 0.4% | 1 |
| BNY MELLON ETF TRUST II | [BEDY](https://holderbook.com/stocks/BEDY/) | $546.3K | 18,834 | 0.3% | 1 |
| BONDBLOXX ETF TRUST | [XTRE](https://holderbook.com/stocks/XTRE/) | $538.4K | 10,980 | 0.3% | 1 |
| ISHARES TR | [IDU](https://holderbook.com/stocks/IDU/) | $521.8K | 4,553 | 0.3% | 1 |
| ELI LILLY & CO | [LLY](https://holderbook.com/stocks/LLY/) | $509.6K | 425 | 0.3% | 1 |
| SPDR GOLD TR | [GLD](https://holderbook.com/stocks/GLD/) | $502.1K | 1,363 | 0.3% | 1 |
| CISCO SYS INC | [CSCO](https://holderbook.com/stocks/CSCO/) | $497.9K | 4,239 | 0.3% | 1 |
| INVESCO EXCHANGE TRADED FD T | [PPA](https://holderbook.com/stocks/PPA/) | $460.7K | 2,608 | 0.3% | 1 |
| SELECT SECTOR SPDR TR | [XLE](https://holderbook.com/stocks/XLE/) | $446.5K | 8,408 | 0.3% | 1 |
| TESLA INC | [TSLA](https://holderbook.com/stocks/TSLA/) | $443.3K | 1,054 | 0.3% | 1 |
| ISHARES TR | [IVE](https://holderbook.com/stocks/IVE/) | $433.2K | 1,908 | 0.3% | 1 |
| ISHARES TR | [LQD](https://holderbook.com/stocks/LQD/) | $426.9K | 3,914 | 0.3% | 1 |
| SELECT SECTOR SPDR TR | [XLP](https://holderbook.com/stocks/XLP/) | $419.1K | 5,046 | 0.3% | 1 |
| FIRST FINL BANKSHARES INC | [FFIN](https://holderbook.com/stocks/FFIN/) | $413.5K | 11,950 | 0.3% | 1 |
| SELECT SECTOR SPDR TR | [XLK](https://holderbook.com/stocks/XLK/) | $379.3K | 1,991 | 0.2% | 1 |
| NVIDIA CORPORATION | [NVDA](https://holderbook.com/stocks/NVDA/) | $350.2K | 1,750 | 0.2% | 1 |
| ISHARES TR | [IVW](https://holderbook.com/stocks/IVW/) | $338.2K | 2,459 | 0.2% | 1 |
| ISHARES TR | [IVV](https://holderbook.com/stocks/IVV/) | $336.4K | 449 | 0.2% | 1 |
| VERIZON COMMUNICATIONS INC | [VZ](https://holderbook.com/stocks/VZ/) | $324.5K | 7,664 | 0.2% | 1 |
| CATERPILLAR INC | [CAT](https://holderbook.com/stocks/CAT/) | $319.5K | 300 | 0.2% | 1 |
| ISHARES TR | [MUB](https://holderbook.com/stocks/MUB/) | $317.0K | 2,945 | 0.2% | 1 |
| KINDER MORGAN INC DEL | [KMI](https://holderbook.com/stocks/KMI/) | $306.4K | 9,585 | 0.2% | 1 |
| GE AEROSPACE | [GE](https://holderbook.com/stocks/GE/) | $303.3K | 812 | 0.2% | 1 |
| INTEL CORP | [INTC](https://holderbook.com/stocks/INTC/) | $296.0K | 2,120 | 0.2% | 1 |
| EXXON MOBIL CORP | [XOMXXXX](https://holderbook.com/stocks/XOMXXXX/) | $292.9K | 2,142 | 0.2% | 1 |
| STATE STR SPDR S&P MIDCAP 40 | [MDY](https://holderbook.com/stocks/MDY/) | $278.9K | 396 | 0.2% | 1 |
| VANGUARD WORLD FD | [VPU](https://holderbook.com/stocks/VPU/) | $275.1K | 1,406 | 0.2% | 1 |
| FIDELITY COVINGTON TRUST | [FELV](https://holderbook.com/stocks/FELV/) | $273.0K | 6,811 | 0.2% | 1 |
| BARRICK MNG CORP | [B](https://holderbook.com/stocks/B/) | $269.3K | 7,331 | 0.2% | 1 |
| ISHARES TR | [FLOT](https://holderbook.com/stocks/FLOT/) | $264.2K | 5,174 | 0.2% | 1 |
| DOMINION ENERGY INC | [D](https://holderbook.com/stocks/D/) | $261.5K | 3,829 | 0.2% | 1 |
| VANGUARD WHITEHALL FDS | [VYM](https://holderbook.com/stocks/VYM/) | $247.3K | 1,565 | 0.2% | 1 |
| ORACLE CORP | [ORCL](https://holderbook.com/stocks/ORCL/) | $245.9K | 1,678 | 0.2% | 1 |
| BP PLC | [BP](https://holderbook.com/stocks/BP/) | $231.4K | 6,262 | 0.1% | 1 |
| GE VERNOVA INC | [GEV](https://holderbook.com/stocks/GEV/) | $230.3K | 196 | 0.1% | 1 |
| CORNING INC | [GLW](https://holderbook.com/stocks/GLW/) | $210.7K | 825 | 0.1% | 1 |
| AT&T INC | [T](https://holderbook.com/stocks/T/) | $209.6K | 10,125 | 0.1% | 1 |
| INVESCO EXCHANGE TRADED FD T | [RSPH](https://holderbook.com/stocks/RSPH/) | $207.2K | 6,243 | 0.1% | 1 |
| VANGUARD WORLD FD | [VOX](https://holderbook.com/stocks/VOX/) | $203.6K | 1,107 | 0.1% | 1 |

## Quarter by quarter

| Quarter | Value | Positions |
|---|---|---|
| Q2 2026 | $163.8M | 88 |