# RETIREMITTEN FINANCIAL LLC

> Institutional holdings reported to the SEC as of Q2 2026 on Form 13F. CIK 2127635. Source: https://holderbook.com/funds/2127635-retiremitten-financial-llc/

- Reported value: $237.1M
- Positions: 47
- Weight of the ten largest: 91.8%
- Filed: 2026-08-10

A 13F reports long US equity positions only. Short positions, bonds, foreign listings, private holdings and cash are not visible, so this is not the manager's whole book.

## Holdings

| Security | Ticker | Value | Shares | Weight | Quarters held |
|---|---|---|---|---|---|
| SPDR SERIES TRUST | [SPYM](https://holderbook.com/stocks/SPYM/) | $47.3M | 538,570 | 20.0% | 2 |
| SPDR SERIES TRUST | [SPYG](https://holderbook.com/stocks/SPYG/) | $34.6M | 291,147 | 14.6% | 2 |
| VANGUARD WHITEHALL FDS | [VYM](https://holderbook.com/stocks/VYM/) | $32.5M | 205,468 | 13.7% | 2 |
| SPDR SERIES TRUST | [SPAB](https://holderbook.com/stocks/SPAB/) | $32.0M | 1,252,023 | 13.5% | 2 |
| SPDR INDEX SHS FDS | [SPDW](https://holderbook.com/stocks/SPDW/) | $19.6M | 389,769 | 8.3% | 2 |
| SPDR SERIES TRUST | [SPHY](https://holderbook.com/stocks/SPHY/) | $15.1M | 642,152 | 6.3% | 2 |
| ISHARES TR | [ILTB](https://holderbook.com/stocks/ILTB/) | $13.8M | 280,658 | 5.8% | 2 |
| SPDR SERIES TRUST | [SPMD](https://holderbook.com/stocks/SPMD/) | $9.7M | 144,168 | 4.1% | 2 |
| VANGUARD BD INDEX FDS | [BSV](https://holderbook.com/stocks/BSV/) | $8.1M | 103,693 | 3.4% | 2 |
| SPDR SERIES TRUST | [SPSM](https://holderbook.com/stocks/SPSM/) | $5.0M | 86,282 | 2.1% | 2 |
| ISHARES TR | [USRT](https://holderbook.com/stocks/USRT/) | $4.8M | 71,672 | 2.0% | 2 |
| SPDR INDEX SHS FDS | [SPEM](https://holderbook.com/stocks/SPEM/) | $3.4M | 65,384 | 1.4% | 2 |
| ISHARES TR | [ITOT](https://holderbook.com/stocks/ITOT/) | $1.0M | 6,092 | 0.4% | 2 |
| CATERPILLAR INC | [CAT](https://holderbook.com/stocks/CAT/) | $888.0K | 834 | 0.4% | 2 |
| VANGUARD INDEX FDS | [VUG](https://holderbook.com/stocks/VUG/) | $879.1K | 10,205 | 0.4% | 2 |
| STATE STR SPDR S&P 500 ETF T | [SPY](https://holderbook.com/stocks/SPY/) | $803.0K | 1,075 | 0.3% | 2 |
| ISHARES TR | [IVV](https://holderbook.com/stocks/IVV/) | $633.6K | 846 | 0.3% | 2 |
| SCHWAB STRATEGIC TR | [SCHX](https://holderbook.com/stocks/SCHX/) | $581.3K | 19,753 | 0.2% | 2 |
| APPLE INC | [AAPL](https://holderbook.com/stocks/AAPL/) | $483.2K | 1,670 | 0.2% | 2 |
| CUMMINS INC | [CMI](https://holderbook.com/stocks/CMI/) | $434.4K | 609 | 0.2% | 2 |
| ISHARES TR | [IWF](https://holderbook.com/stocks/IWF/) | $430.0K | 3,463 | 0.2% | 2 |
| VANGUARD INDEX FDS | [VO](https://holderbook.com/stocks/VO/) | $424.2K | 5,265 | 0.2% | 2 |
| INVESCO QQQ TR | [QQQ](https://holderbook.com/stocks/QQQ/) | $419.7K | 570 | 0.2% | 2 |
| SCHWAB STRATEGIC TR | [SCHF](https://holderbook.com/stocks/SCHF/) | $362.9K | 13,101 | 0.2% | 2 |
| VANGUARD SCOTTSDALE FDS | [VCIT](https://holderbook.com/stocks/VCIT/) | $348.1K | 4,212 | 0.1% | 2 |
| ISHARES TR | [AGG](https://holderbook.com/stocks/AGG/) | $294.3K | 2,973 | 0.1% | 2 |
| XCEL ENERGY INC | [XEL](https://holderbook.com/stocks/XEL/) | $290.5K | 3,617 | 0.1% | 2 |
| NVIDIA CORPORATION | [NVDA](https://holderbook.com/stocks/NVDA/) | $283.9K | 1,419 | 0.1% | 2 |
| VANGUARD TAX-MANAGED FDS | [VEA](https://holderbook.com/stocks/VEA/) | $278.1K | 3,903 | 0.1% | 2 |
| ISHARES TR | [IEFA](https://holderbook.com/stocks/IEFA/) | $272.6K | 2,823 | 0.1% | 2 |
| BERKSHIRE HATHAWAY INC DEL | [BRKB](https://holderbook.com/stocks/BRKB/) | $267.7K | 535 | 0.1% | 2 |
| ISHARES TR | [IWD](https://holderbook.com/stocks/IWD/) | $258.2K | 1,065 | 0.1% | 2 |
| BROADCOM INC | [AVGO](https://holderbook.com/stocks/AVGO/) | $250.4K | 663 | 0.1% | 2 |
| VANGUARD INDEX FDS | [VBR](https://holderbook.com/stocks/VBR/) | $248.1K | 1,021 | 0.1% | 2 |
| VANGUARD INDEX FDS | [VTI](https://holderbook.com/stocks/VTI/) | $246.8K | 667 | 0.1% | 2 |
| JPMORGAN CHASE & CO | [JPM](https://holderbook.com/stocks/JPM/) | $204.9K | 626 | 0.1% | 2 |
| ISHARES INC | [IEMG](https://holderbook.com/stocks/IEMG/) | $201.1K | 2,428 | 0.1% | 2 |
| BLACKROCK CORPOR HI YLD FD I | [HYT](https://holderbook.com/stocks/HYT/) | $134.0K | 15,659 | 0.1% | 2 |
| DNP SELECT INCOME FD INC | [DNP](https://holderbook.com/stocks/DNP/) | $133.3K | 12,350 | 0.1% | 2 |
| ABERDEEN MULTI-MARKET INCOME | [MMT](https://holderbook.com/stocks/MMT/) | $70.7K | 16,062 | 0.0% | 2 |
| ALLSPRING INCOME OPPORTUNIT | [EAD](https://holderbook.com/stocks/EAD/) | $65.0K | 10,000 | 0.0% | 2 |
| JEFFERIES FINL GR VAR 30 DUE 080630 | - | $28.7K | 28,000 | 0.0% | 2 |
| Pacific Gas  Electric Co Note Mw Clbl | - | $11.8K | 12,000 | 0.0% | 2 |
| FNMA PL CA3872    35 49 DUE 070149 | - | $9.2K | 100,000 | 0.0% | 2 |
| FNMA PL CA2374      4 48 DUE 090148 | - | $6.9K | 104,000 | 0.0% | 2 |
| FNMA PL BK0677      3 50 DUE 020150 | - | $4.1K | 26,000 | 0.0% | 2 |
| FNMA PL AV1823    35 28 DUE 120128 | - | $441 | 11,000 | 0.0% | 2 |

## What the disclosed book did

Not the fund's return. This is the change in value of the positions disclosed on Form 13F, had they been left untouched, against SPY over the same quarter ends.

| Quarter | Book | Market | Difference | Priced |
|---|---|---|---|---|
| Q2 2026 | +9.7% | +14.8% | -5.1% | 100% |

## Quarter by quarter

| Quarter | Value | Positions |
|---|---|---|
| Q2 2026 | $237.1M | 47 |
| Q1 2026 | $206.8M | 183 |