# KRM WEALTH MANAGEMENT L.L.C.

> Institutional holdings reported to the SEC as of Q2 2026 on Form 13F. CIK 2126518. Source: https://holderbook.com/funds/2126518-krm-wealth-management-l-l-c/

- Reported value: $227.3M
- Positions: 46
- Weight of the ten largest: 86.9%
- Filed: 2026-08-07

A 13F reports long US equity positions only. Short positions, bonds, foreign listings, private holdings and cash are not visible, so this is not the manager's whole book.

## Holdings

| Security | Ticker | Value | Shares | Weight | Quarters held |
|---|---|---|---|---|---|
| VANGUARD BD INDEX FDS | [BND](https://holderbook.com/stocks/BND/) | $31.9M | 434,192 | 14.0% | 3 |
| SCHWAB STRATEGIC TR | [SCHV](https://holderbook.com/stocks/SCHV/) | $30.8M | 885,859 | 13.6% | 3 |
| SCHWAB STRATEGIC TR | [SCHG](https://holderbook.com/stocks/SCHG/) | $30.1M | 889,375 | 13.2% | 3 |
| VANGUARD TAX-MANAGED FDS | [VEA](https://holderbook.com/stocks/VEA/) | $28.6M | 401,505 | 12.6% | 3 |
| VANECK ETF TRUST | [MOAT](https://holderbook.com/stocks/MOAT/) | $22.9M | 220,050 | 10.1% | 3 |
| SCHWAB STRATEGIC TR | [SCHO](https://holderbook.com/stocks/SCHO/) | $18.8M | 780,780 | 8.3% | 3 |
| SCHWAB STRATEGIC TR | [FNDF](https://holderbook.com/stocks/FNDF/) | $14.2M | 269,162 | 6.2% | 3 |
| SCHWAB STRATEGIC TR | [SCHA](https://holderbook.com/stocks/SCHA/) | $9.2M | 255,555 | 4.1% | 3 |
| VANGUARD INDEX FDS | [VNQ](https://holderbook.com/stocks/VNQ/) | $5.6M | 57,680 | 2.4% | 3 |
| VANGUARD INTL EQUITY INDEX F | [VWO](https://holderbook.com/stocks/VWO/) | $5.4M | 91,096 | 2.4% | 3 |
| SCHWAB STRATEGIC TR | [FNDA](https://holderbook.com/stocks/FNDA/) | $5.1M | 134,251 | 2.2% | 3 |
| SCHWAB STRATEGIC TR | [FNDE](https://holderbook.com/stocks/FNDE/) | $2.7M | 69,130 | 1.2% | 3 |
| VANGUARD INDEX FDS | [VOO](https://holderbook.com/stocks/VOO/) | $2.0M | 2,972 | 0.9% | 3 |
| CATERPILLAR INC | [CAT](https://holderbook.com/stocks/CAT/) | $1.9M | 1,754 | 0.8% | 3 |
| SCHWAB STRATEGIC TR | [SCHF](https://holderbook.com/stocks/SCHF/) | $1.7M | 61,967 | 0.8% | 3 |
| VANGUARD BD INDEX FDS | [BIV](https://holderbook.com/stocks/BIV/) | $1.3M | 17,554 | 0.6% | 3 |
| VANGUARD MUN BD FDS | [VTEB](https://holderbook.com/stocks/VTEB/) | $1.1M | 21,228 | 0.5% | 3 |
| ISHARES TR | [IVW](https://holderbook.com/stocks/IVW/) | $1.1M | 7,772 | 0.5% | 3 |
| VANGUARD SCOTTSDALE FDS | [VGSH](https://holderbook.com/stocks/VGSH/) | $883.6K | 15,182 | 0.4% | 3 |
| APPLE INC | [AAPL](https://holderbook.com/stocks/AAPL/) | $824.0K | 2,848 | 0.4% | 3 |
| ISHARES TR | [MUB](https://holderbook.com/stocks/MUB/) | $803.4K | 7,465 | 0.4% | 3 |
| SCHWAB STRATEGIC TR | [SCHB](https://holderbook.com/stocks/SCHB/) | $788.1K | 27,213 | 0.3% | 3 |
| ISHARES TR | [IVE](https://holderbook.com/stocks/IVE/) | $786.0K | 3,462 | 0.3% | 3 |
| DIMENSIONAL ETF TRUST | [DFAC](https://holderbook.com/stocks/DFAC/) | $752.2K | 16,956 | 0.3% | 3 |
| VANGUARD WHITEHALL FDS | [VYM](https://holderbook.com/stocks/VYM/) | $690.6K | 4,370 | 0.3% | 3 |
| SCHWAB STRATEGIC TR | [SCHZ](https://holderbook.com/stocks/SCHZ/) | $670.5K | 28,989 | 0.3% | 3 |
| VANGUARD INDEX FDS | [VB](https://holderbook.com/stocks/VB/) | $668.5K | 2,206 | 0.3% | 3 |
| VANGUARD INDEX FDS | [VUG](https://holderbook.com/stocks/VUG/) | $487.5K | 5,660 | 0.2% | 3 |
| SELECT SECTOR SPDR TR | [XLK](https://holderbook.com/stocks/XLK/) | $463.7K | 2,434 | 0.2% | 3 |
| ISHARES TR | [SUB](https://holderbook.com/stocks/SUB/) | $408.2K | 3,834 | 0.2% | 3 |
| UNITED PARCEL SVCS INC | [UPS](https://holderbook.com/stocks/UPS/) | $384.4K | 3,576 | 0.2% | 1 |
| ORION GROUP HLDGS INC | [ORN](https://holderbook.com/stocks/ORN/) | $378.5K | 22,502 | 0.2% | 2 |
| ISHARES TR | [IWM](https://holderbook.com/stocks/IWM/) | $349.3K | 1,163 | 0.2% | 3 |
| MICROSOFT CORP | [MSFT](https://holderbook.com/stocks/MSFT/) | $346.0K | 928 | 0.2% | 3 |
| VANGUARD WORLD FD | [VGT](https://holderbook.com/stocks/VGT/) | $334.7K | 2,800 | 0.1% | 3 |
| GE AEROSPACE | [GE](https://holderbook.com/stocks/GE/) | $304.7K | 815 | 0.1% | 3 |
| ISHARES TR | [IVV](https://holderbook.com/stocks/IVV/) | $283.6K | 379 | 0.1% | 2 |
| SPDR SERIES TRUST | [SPYV](https://holderbook.com/stocks/SPYV/) | $280.9K | 4,621 | 0.1% | 3 |
| ISHARES TR | [IEFA](https://holderbook.com/stocks/IEFA/) | $261.8K | 2,710 | 0.1% | 3 |
| SCHWAB STRATEGIC TR | [SCHH](https://holderbook.com/stocks/SCHH/) | $252.2K | 10,652 | 0.1% | 3 |
| VANGUARD INDEX FDS | [VTV](https://holderbook.com/stocks/VTV/) | $241.3K | 1,107 | 0.1% | 2 |
| ISHARES TR | [IWF](https://holderbook.com/stocks/IWF/) | $230.1K | 1,853 | 0.1% | 3 |
| GE VERNOVA INC | [GEV](https://holderbook.com/stocks/GEV/) | $227.0K | 193 | 0.1% | 1 |
| MEDTRONIC PLC | [MDT](https://holderbook.com/stocks/MDT/) | $219.6K | 2,807 | 0.1% | 3 |
| ALPHABET INC | [GOOG](https://holderbook.com/stocks/GOOG/) | $214.2K | 606 | 0.1% | 1 |
| VANGUARD BD INDEX FDS | [BSV](https://holderbook.com/stocks/BSV/) | $203.8K | 2,616 | 0.1% | 1 |

## What the disclosed book did

Not the fund's return. This is the change in value of the positions disclosed on Form 13F, had they been left untouched, against SPY over the same quarter ends.

| Quarter | Book | Market | Difference | Priced |
|---|---|---|---|---|
| Q2 2026 | +9.4% | +14.8% | -5.4% | 100% |
| Q1 2026 | -1.1% | -4.6% | +3.6% | 100% |

## Quarter by quarter

| Quarter | Value | Positions |
|---|---|---|
| Q2 2026 | $227.3M | 46 |
| Q1 2026 | $191.9M | 43 |
| Q4 2025 | $182.4M | 40 |