# JOURNEY RETIREMENT PLANNING & INVESTMENT MANAGEMENT LLC

> Institutional holdings reported to the SEC as of Q3 2026 on Form 13F. CIK 2122180. Source: https://holderbook.com/funds/2122180-journey-retirement-planning-investment-management-llc/

- Reported value: $139.6M
- Positions: 170
- Weight of the ten largest: 33.3%
- Filed: 2026-10-09

A 13F reports long US equity positions only. Short positions, bonds, foreign listings, private holdings and cash are not visible, so this is not the manager's whole book.

## Holdings

| Security | Ticker | Value | Shares | Weight | Quarters held |
|---|---|---|---|---|---|
| SPDR SERIES TRUST | [SPYG](https://holderbook.com/stocks/SPYG/) | $9.7M | 78,528 | 6.9% | 4 |
| NVIDIA CORPORATION | [NVDA](https://holderbook.com/stocks/NVDA/) | $8.5M | 37,364 | 6.1% | 4 |
| MICROSOFT CORP | [MSFT](https://holderbook.com/stocks/MSFT/) | $5.0M | 9,700 | 3.6% | 4 |
| AMAZON COM INC | [AMZN](https://holderbook.com/stocks/AMZN/) | $4.1M | 16,518 | 2.9% | 4 |
| ALPHABET INC | [GOOGL](https://holderbook.com/stocks/GOOGL/) | $3.9M | 11,410 | 2.8% | 4 |
| SPDR SERIES TRUST | [BIL](https://holderbook.com/stocks/BIL/) | $3.7M | 40,792 | 2.7% | 4 |
| META PLATFORMS INC | [META](https://holderbook.com/stocks/META/) | $3.3M | 4,560 | 2.4% | 4 |
| APPLE INC | [AAPL](https://holderbook.com/stocks/AAPL/) | $3.0M | 8,921 | 2.1% | 4 |
| TESLA INC | [TSLA](https://holderbook.com/stocks/TSLA/) | $2.7M | 7,573 | 1.9% | 4 |
| ALPHABET INC | [GOOG](https://holderbook.com/stocks/GOOG/) | $2.5M | 7,389 | 1.8% | 4 |
| VISA INC | [V](https://holderbook.com/stocks/V/) | $2.4M | 6,627 | 1.7% | 4 |
| BROADCOM INC | [AVGO](https://holderbook.com/stocks/AVGO/) | $1.8M | 5,048 | 1.3% | 4 |
| VERIZON COMMUNICATIONS INC | [VZ](https://holderbook.com/stocks/VZ/) | $1.6M | 35,048 | 1.2% | 4 |
| BOEING CO | [BA](https://holderbook.com/stocks/BA/) | $1.6M | 8,416 | 1.1% | 4 |
| PHILIP MORRIS INTL INC | [PM](https://holderbook.com/stocks/PM/) | $1.5M | 7,701 | 1.1% | 4 |
| NETFLIX INC | [NFLX](https://holderbook.com/stocks/NFLX/) | $1.4M | 20,407 | 1.0% | 4 |
| MICRON TECHNOLOGY INC | [MU](https://holderbook.com/stocks/MU/) | $1.4M | 1,323 | 1.0% | 2 |
| JOHNSON & JOHNSON | [JNJ](https://holderbook.com/stocks/JNJ/) | $1.3M | 5,083 | 1.0% | 4 |
| GILEAD SCIENCES INC | [GILD](https://holderbook.com/stocks/GILD/) | $1.3M | 8,940 | 1.0% | 4 |
| MEDTRONIC PLC | [MDT](https://holderbook.com/stocks/MDT/) | $1.3M | 15,092 | 0.9% | 4 |
| RTX CORPORATION | [RTX](https://holderbook.com/stocks/RTX/) | $1.2M | 6,517 | 0.9% | 4 |
| MERCK & CO INC | [MRK](https://holderbook.com/stocks/MRK/) | $1.2M | 8,236 | 0.9% | 4 |
| ORACLE CORP | [ORCL](https://holderbook.com/stocks/ORCL/) | $1.2M | 8,451 | 0.8% | 4 |
| INNOVATOR ETFS TRUST | [BALT](https://holderbook.com/stocks/BALT/) | $1.1M | 32,825 | 0.8% | 4 |
| ADVANCED MICRO DEVICES INC | [AMD](https://holderbook.com/stocks/AMD/) | $1.1M | 1,875 | 0.8% | 2 |
| CME GROUP INC | [CME](https://holderbook.com/stocks/CME/) | $1.1M | 4,375 | 0.8% | 4 |
| CONOCOPHILLIPS | [COP](https://holderbook.com/stocks/COP/) | $1.1M | 9,057 | 0.8% | 4 |
| INNOVATOR ETFS TRUST | [EALT](https://holderbook.com/stocks/EALT/) | $1.1M | 30,803 | 0.8% | 4 |
| SALESFORCE INC | [CRM](https://holderbook.com/stocks/CRM/) | $1.1M | 4,759 | 0.8% | 4 |
| SHOPIFY INC | [SHOP](https://holderbook.com/stocks/SHOP/) | $1.1M | 7,111 | 0.8% | 4 |
| EXXONMOBIL HOLDINGS CORP COM SHS | [XOM](https://holderbook.com/stocks/XOM/) | $1.1M | 6,478 | 0.8% | 1 |
| MONSTER BEVERAGE CORP NEW | [MNST](https://holderbook.com/stocks/MNST/) | $993.3K | 23,866 | 0.7% | 4 |
| APPLIED MATLS INC | [AMAT](https://holderbook.com/stocks/AMAT/) | $960.5K | 1,877 | 0.7% | 4 |
| ABBVIE INC | [ABBV](https://holderbook.com/stocks/ABBV/) | $957.8K | 3,661 | 0.7% | 4 |
| COCA COLA CO | [KO](https://holderbook.com/stocks/KO/) | $955.6K | 11,099 | 0.7% | 4 |
| VERTEX PHARMACEUTICALS INC | [VRTX](https://holderbook.com/stocks/VRTX/) | $954.1K | 1,825 | 0.7% | 4 |
| BANK OF AMER CORP | [BAC](https://holderbook.com/stocks/BAC/) | $934.1K | 17,160 | 0.7% | 4 |
| ELI LILLY & CO | [LLY](https://holderbook.com/stocks/LLY/) | $922.9K | 797 | 0.7% | 4 |
| MCDONALDS CORP | [MCD](https://holderbook.com/stocks/MCD/) | $916.2K | 3,967 | 0.7% | 4 |
| BECTON DICKINSON & CO | [BDX](https://holderbook.com/stocks/BDX/) | $904.4K | 5,051 | 0.6% | 4 |
| TEXAS INSTRS INC | [TXN](https://holderbook.com/stocks/TXN/) | $898.7K | 3,208 | 0.6% | 4 |
| MONDELEZ INTL INC | [MDLZ](https://holderbook.com/stocks/MDLZ/) | $875.9K | 15,149 | 0.6% | 4 |
| DISNEY WALT CO | [DIS](https://holderbook.com/stocks/DIS/) | $872.7K | 8,318 | 0.6% | 4 |
| SHELL PLC | [SHEL](https://holderbook.com/stocks/SHEL/) | $871.6K | 9,168 | 0.6% | 1 |
| SCHWAB CHARLES CORP | [SCHW](https://holderbook.com/stocks/SCHW/) | $870.0K | 8,900 | 0.6% | 4 |
| AIR PRODUCTS AND CHEMICALS I | [APD](https://holderbook.com/stocks/APD/) | $867.1K | 3,115 | 0.6% | 4 |
| PEPSICO INC | [PEP](https://holderbook.com/stocks/PEP/) | $857.3K | 6,765 | 0.6% | 4 |
| PROCTER & GAMBLE CO | [PG](https://holderbook.com/stocks/PG/) | $809.4K | 5,571 | 0.6% | 4 |
| OCCIDENTAL PETE CORP | [OXY](https://holderbook.com/stocks/OXY/) | $789.9K | 14,278 | 0.6% | 4 |
| UNION PAC CORP | [UNP](https://holderbook.com/stocks/UNP/) | $781.3K | 2,870 | 0.6% | 4 |
| JPMORGAN CHASE & CO | [JPM](https://holderbook.com/stocks/JPM/) | $777.5K | 2,349 | 0.6% | 4 |
| SCHWAB STRATEGIC TR | [SCHD](https://holderbook.com/stocks/SCHD/) | $773.2K | 23,769 | 0.6% | 4 |
| QUALCOMM INC | [QCOM](https://holderbook.com/stocks/QCOM/) | $767.3K | 4,168 | 0.5% | 4 |
| ENBRIDGE INC | [ENB](https://holderbook.com/stocks/ENB/) | $754.8K | 16,235 | 0.5% | 4 |
| CHEVRON CORPORATION | [CVX](https://holderbook.com/stocks/CVX/) | $754.5K | 3,694 | 0.5% | 4 |
| ISHARES TR | [HAWX](https://holderbook.com/stocks/HAWX/) | $742.9K | 16,363 | 0.5% | 4 |
| SIMON PPTY GROUP INC NEW | [SPG](https://holderbook.com/stocks/SPG/) | $737.5K | 3,672 | 0.5% | 4 |
| DUKE ENERGY CORP NEW | [DUK](https://holderbook.com/stocks/DUK/) | $735.8K | 6,453 | 0.5% | 4 |
| WASTE MGMT INC DEL | [WM](https://holderbook.com/stocks/WM/) | $721.0K | 3,535 | 0.5% | 4 |
| AMERICAN EXPRESS CO | [AXP](https://holderbook.com/stocks/AXP/) | $681.3K | 2,239 | 0.5% | 4 |
| LAM RESEARCH CORP | [LRCX](https://holderbook.com/stocks/LRCX/) | $665.0K | 2,024 | 0.5% | 2 |
| SPDR SERIES TRUST | [SPYV](https://holderbook.com/stocks/SPYV/) | $639.6K | 10,462 | 0.5% | 4 |
| RAYONIER INC | [RYN](https://holderbook.com/stocks/RYN/) | $639.0K | 34,802 | 0.5% | 1 |
| AUTOMATIC DATA PROCESSING IN | [ADP](https://holderbook.com/stocks/ADP/) | $631.5K | 2,446 | 0.5% | 4 |
| MASTERCARD INCORPORATED | [MA](https://holderbook.com/stocks/MA/) | $629.6K | 1,141 | 0.5% | 4 |
| SUN CMNTYS INC | [SUI](https://holderbook.com/stocks/SUI/) | $615.2K | 5,553 | 0.4% | 2 |
| AMERICAN ELEC PWR CO INC | [AEP](https://holderbook.com/stocks/AEP/) | $611.4K | 5,152 | 0.4% | 4 |
| REGENERON PHARMACEUTICALS | [REGN](https://holderbook.com/stocks/REGN/) | $611.2K | 805 | 0.4% | 4 |
| BROOKFIELD CORP | [BN](https://holderbook.com/stocks/BN/) | $603.7K | 16,556 | 0.4% | 4 |
| CATERPILLAR INC | [CAT](https://holderbook.com/stocks/CAT/) | $597.2K | 736 | 0.4% | 4 |
| STARBUCKS CORP | [SBUX](https://holderbook.com/stocks/SBUX/) | $583.4K | 6,209 | 0.4% | 4 |
| BERKSHIRE HATHAWAY INC DEL | [BRKB](https://holderbook.com/stocks/BRKB/) | $571.6K | 1,148 | 0.4% | 4 |
| REPUBLIC SVCS INC | [RSG](https://holderbook.com/stocks/RSG/) | $563.1K | 2,683 | 0.4% | 4 |
| ZOETIS INC | [ZTS](https://holderbook.com/stocks/ZTS/) | $562.5K | 8,055 | 0.4% | 1 |
| AUTODESK INC | [ADSK](https://holderbook.com/stocks/ADSK/) | $558.8K | 2,673 | 0.4% | 4 |
| SNAP ON INC | [SNA](https://holderbook.com/stocks/SNA/) | $558.4K | 1,536 | 0.4% | 4 |
| HOME DEPOT INC | [HD](https://holderbook.com/stocks/HD/) | $548.1K | 1,925 | 0.4% | 4 |
| LOCKHEED MARTIN CORP | [LMT](https://holderbook.com/stocks/LMT/) | $538.2K | 1,056 | 0.4% | 4 |
| CISCO SYS INC | [CSCO](https://holderbook.com/stocks/CSCO/) | $530.4K | 4,927 | 0.4% | 4 |
| THERMO FISHER SCIENTIFIC INC | [TMO](https://holderbook.com/stocks/TMO/) | $521.1K | 771 | 0.4% | 4 |
| COMCAST CORP NEW | [CMCSA](https://holderbook.com/stocks/CMCSA/) | $511.9K | 23,522 | 0.4% | 4 |
| INTEL CORP | [INTC](https://holderbook.com/stocks/INTC/) | $505.8K | 4,207 | 0.4% | 2 |
| WEC ENERGY GROUP INC | [WEC](https://holderbook.com/stocks/WEC/) | $499.6K | 4,956 | 0.4% | 4 |
|  | - | $491.9K | 5,768 | 0.4% | 1 |
| WILLIS TOWERS WATSON PLC LTD | [WTW](https://holderbook.com/stocks/WTW/) | $486.0K | 1,686 | 0.3% | 3 |
| NOVO-NORDISK A S | [NVO](https://holderbook.com/stocks/NVO/) | $483.0K | 12,740 | 0.3% | 4 |
| ARES MANAGEMENT CORPORATION | [ARES](https://holderbook.com/stocks/ARES/) | $479.4K | 4,126 | 0.3% | 4 |
| EXPEDITORS INTL WASH INC | [EXPD](https://holderbook.com/stocks/EXPD/) | $467.9K | 2,533 | 0.3% | 4 |
| WELLS FARGO & CO | [WFC](https://holderbook.com/stocks/WFC/) | $464.8K | 5,805 | 0.3% | 4 |
| CORNING INC | [GLW](https://holderbook.com/stocks/GLW/) | $464.2K | 3,018 | 0.3% | 4 |
| LOWES COS INC | [LOW](https://holderbook.com/stocks/LOW/) | $456.4K | 2,476 | 0.3% | 4 |
| DEERE & CO | [DE](https://holderbook.com/stocks/DE/) | $445.2K | 662 | 0.3% | 4 |
| WALMART INC | [WMT](https://holderbook.com/stocks/WMT/) | $443.6K | 4,268 | 0.3% | 4 |
| MARVELL TECHNOLOGY INC | [MRVL](https://holderbook.com/stocks/MRVL/) | $429.9K | 1,627 | 0.3% | 1 |
| INNOVATOR ETFS TRUST | [PAPR](https://holderbook.com/stocks/PAPR/) | $429.9K | 9,956 | 0.3% | 4 |
| INNOVATOR ETFS TRUST | [POCT](https://holderbook.com/stocks/POCT/) | $429.1K | 8,961 | 0.3% | 4 |
| CITIGROUP INC | [C](https://holderbook.com/stocks/C/) | $426.1K | 3,290 | 0.3% | 4 |
| INNOVATOR ETFS TRUST | [PJAN](https://holderbook.com/stocks/PJAN/) | $424.9K | 8,378 | 0.3% | 4 |
| INNOVATOR ETFS TRUST | [PJUL](https://holderbook.com/stocks/PJUL/) | $422.5K | 8,505 | 0.3% | 4 |
| WATSCO INC | [WSO](https://holderbook.com/stocks/WSO/) | $416.9K | 1,377 | 0.3% | 4 |

## What the disclosed book did

Not the fund's return. This is the change in value of the positions disclosed on Form 13F, had they been left untouched, against SPY over the same quarter ends.

| Quarter | Book | Market | Difference | Priced |
|---|---|---|---|---|
| Q2 2026 | +6.3% | +14.8% | -8.5% | 100% |
| Q1 2026 | -5.6% | -4.6% | -1.0% | 100% |

## Quarter by quarter

| Quarter | Value | Positions |
|---|---|---|
| Q3 2026 | $139.6M | 170 |
| Q2 2026 | $128.3M | 154 |
| Q1 2026 | $113.5M | 133 |
| Q4 2025 | $487.1M | 248 |