# Tortuga Wealth Management, Inc

> Institutional holdings reported to the SEC as of Q2 2026 on Form 13F. CIK 2118051. Source: https://holderbook.com/funds/2118051-tortuga-wealth-management-inc/

- Reported value: $131.8M
- Positions: 135
- Weight of the ten largest: 40.7%
- Filed: 2026-07-31

A 13F reports long US equity positions only. Short positions, bonds, foreign listings, private holdings and cash are not visible, so this is not the manager's whole book.

## Holdings

| Security | Ticker | Value | Shares | Weight | Quarters held |
|---|---|---|---|---|---|
| NVIDIA CORPORATION | [NVDA](https://holderbook.com/stocks/NVDA/) | $9.0M | 45,168 | 6.9% | 3 |
| APPLE INC | [AAPL](https://holderbook.com/stocks/AAPL/) | $8.3M | 28,653 | 6.3% | 3 |
| ALPHABET INC | [GOOG](https://holderbook.com/stocks/GOOG/) | $7.6M | 21,430 | 5.7% | 3 |
| MICROSOFT CORP | [MSFT](https://holderbook.com/stocks/MSFT/) | $7.1M | 19,102 | 5.4% | 3 |
| MCKESSON CORP | [MCK](https://holderbook.com/stocks/MCK/) | $5.9M | 7,747 | 4.4% | 3 |
| AMAZON COM INC | [AMZN](https://holderbook.com/stocks/AMZN/) | $4.0M | 16,799 | 3.0% | 3 |
| STATE STR SPDR S&P 500 ETF T | [SPY](https://holderbook.com/stocks/SPY/) | $3.5M | 4,656 | 2.6% | 3 |
| INTERNATIONAL BUSINESS MACHS | [IBM](https://holderbook.com/stocks/IBM/) | $3.1M | 10,922 | 2.3% | 3 |
| AMGEN INC | [AMGN](https://holderbook.com/stocks/AMGN/) | $2.6M | 7,146 | 2.0% | 3 |
| JPMORGAN CHASE & CO | [JPM](https://holderbook.com/stocks/JPM/) | $2.6M | 7,870 | 2.0% | 3 |
| JOHNSON & JOHNSON | [JNJ](https://holderbook.com/stocks/JNJ/) | $2.4M | 9,482 | 1.8% | 3 |
| BROADCOM INC | [AVGO](https://holderbook.com/stocks/AVGO/) | $2.0M | 5,291 | 1.5% | 3 |
| BANK OF AMER CORP | [BAC](https://holderbook.com/stocks/BAC/) | $1.8M | 31,990 | 1.4% | 3 |
| INVESCO QQQ TR | [QQQ](https://holderbook.com/stocks/QQQ/) | $1.7M | 2,327 | 1.3% | 3 |
| CISCO SYS INC | [CSCO](https://holderbook.com/stocks/CSCO/) | $1.7M | 14,146 | 1.3% | 3 |
| QUALCOMM INC | [QCOM](https://holderbook.com/stocks/QCOM/) | $1.6M | 8,775 | 1.2% | 3 |
| AMERICAN CENTY ETF TR | [AVUV](https://holderbook.com/stocks/AVUV/) | $1.6M | 12,631 | 1.2% | 3 |
| META PLATFORMS INC | [META](https://holderbook.com/stocks/META/) | $1.6M | 2,772 | 1.2% | 3 |
| VERIZON COMMUNICATIONS INC | [VZ](https://holderbook.com/stocks/VZ/) | $1.5M | 35,724 | 1.1% | 3 |
| TESLA INC | [TSLA](https://holderbook.com/stocks/TSLA/) | $1.5M | 3,585 | 1.1% | 3 |
| VANGUARD INDEX FDS | [VTI](https://holderbook.com/stocks/VTI/) | $1.5M | 4,054 | 1.1% | 3 |
| PACER FDS TR | [PTLC](https://holderbook.com/stocks/PTLC/) | $1.4M | 24,788 | 1.1% | 3 |
| ALPHABET INC | [GOOGL](https://holderbook.com/stocks/GOOGL/) | $1.3M | 3,606 | 1.0% | 3 |
| SPDR SERIES TRUST | [BILS](https://holderbook.com/stocks/BILS/) | $1.3M | 12,837 | 1.0% | 2 |
| STARBUCKS CORP | [SBUX](https://holderbook.com/stocks/SBUX/) | $1.2M | 12,199 | 0.9% | 1 |
| AB ACTIVE ETFS INC | [YEAR](https://holderbook.com/stocks/YEAR/) | $1.2M | 24,193 | 0.9% | 3 |
| CHEVRON CORPORATION | [CVX](https://holderbook.com/stocks/CVX/) | $1.2M | 7,259 | 0.9% | 3 |
| NORTHERN LTS FD TR IV | [BUYW](https://holderbook.com/stocks/BUYW/) | $1.2M | 79,634 | 0.9% | 2 |
| COSTCO WHOLESALE CORPORATION | [COST](https://holderbook.com/stocks/COST/) | $1.1M | 1,224 | 0.9% | 3 |
| SPDR SERIES TRUST | [BIL](https://holderbook.com/stocks/BIL/) | $1.1M | 12,057 | 0.8% | 1 |
| DUKE ENERGY CORP NEW | [DUK](https://holderbook.com/stocks/DUK/) | $1.1M | 8,540 | 0.8% | 2 |
| BERKSHIRE HATHAWAY INC DEL | [BRKB](https://holderbook.com/stocks/BRKB/) | $1.1M | 2,154 | 0.8% | 3 |
| ABBVIE INC | [ABBV](https://holderbook.com/stocks/ABBV/) | $1.0M | 4,133 | 0.8% | 3 |
| PALANTIR TECHNOLOGIES INC | [PLTR](https://holderbook.com/stocks/PLTR/) | $1.0M | 8,806 | 0.8% | 1 |
| ISHARES TR | [IGV](https://holderbook.com/stocks/IGV/) | $917.8K | 10,130 | 0.7% | 2 |
| GLOBAL X FDS | [QYLD](https://holderbook.com/stocks/QYLD/) | $915.5K | 49,674 | 0.7% | 3 |
| J P MORGAN EXCHANGE TRADED F | [JPST](https://holderbook.com/stocks/JPST/) | $912.5K | 18,047 | 0.7% | 3 |
| GOLDMAN SACHS ETF TR | [GPIX](https://holderbook.com/stocks/GPIX/) | $882.9K | 15,886 | 0.7% | 3 |
| SOUTHERN CO | [SO](https://holderbook.com/stocks/SO/) | $860.3K | 8,988 | 0.7% | 3 |
| AT&T INC | [T](https://holderbook.com/stocks/T/) | $848.7K | 40,999 | 0.6% | 3 |
| EXXON MOBIL CORP | [XOMXXXX](https://holderbook.com/stocks/XOMXXXX/) | $804.5K | 5,886 | 0.6% | 3 |
| CAPITAL GROUP GROWTH ETF | [CGGR](https://holderbook.com/stocks/CGGR/) | $801.3K | 16,976 | 0.6% | 3 |
| UNITEDHEALTH GROUP INC | [UNH](https://holderbook.com/stocks/UNH/) | $786.4K | 1,891 | 0.6% | 3 |
| PACER FDS TR | [PTNQ](https://holderbook.com/stocks/PTNQ/) | $786.0K | 8,866 | 0.6% | 3 |
| BLACKROCK ETF TRUST II | [CALI](https://holderbook.com/stocks/CALI/) | $765.5K | 15,149 | 0.6% | 2 |
| BRISTOL-MYERS SQUIBB CO | [BMY](https://holderbook.com/stocks/BMY/) | $762.2K | 13,228 | 0.6% | 3 |
| ELI LILLY & CO | [LLY](https://holderbook.com/stocks/LLY/) | $755.6K | 630 | 0.6% | 3 |
| INTEL CORP | [INTC](https://holderbook.com/stocks/INTC/) | $741.8K | 5,312 | 0.6% | 3 |
| INNOVATOR ETFS TRUST | [SFLR](https://holderbook.com/stocks/SFLR/) | $738.3K | 19,133 | 0.6% | 3 |
| RTX CORPORATION | [RTX](https://holderbook.com/stocks/RTX/) | $732.6K | 3,861 | 0.6% | 3 |
| NETFLIX INC | [NFLX](https://holderbook.com/stocks/NFLX/) | $702.3K | 9,836 | 0.5% | 3 |
| BLACKROCK ETF TRUST II | [SHYM](https://holderbook.com/stocks/SHYM/) | $698.0K | 31,092 | 0.5% | 1 |
| SPOTIFY TECHNOLOGY S A | [SPOT](https://holderbook.com/stocks/SPOT/) | $672.2K | 1,464 | 0.5% | 3 |
| CAPITAL GRP FIXED INCM ETF T | [CGSD](https://holderbook.com/stocks/CGSD/) | $661.1K | 25,693 | 0.5% | 3 |
| PFIZER INC | [PFE](https://holderbook.com/stocks/PFE/) | $613.2K | 25,466 | 0.5% | 3 |
| SELECT SECTOR SPDR TR | [XLK](https://holderbook.com/stocks/XLK/) | $590.6K | 3,101 | 0.4% | 3 |
| FIRST TR EXCHANGE-TRADED FD | [FTSM](https://holderbook.com/stocks/FTSM/) | $571.8K | 9,573 | 0.4% | 3 |
| ORACLE CORP | [ORCL](https://holderbook.com/stocks/ORCL/) | $567.5K | 3,873 | 0.4% | 3 |
| CITIGROUP INC | [C](https://holderbook.com/stocks/C/) | $553.9K | 3,958 | 0.4% | 3 |
| FIRST TR EXCHNG TRADED FD VI | [BUFR](https://holderbook.com/stocks/BUFR/) | $545.5K | 14,933 | 0.4% | 3 |
| VANECK ETF TRUST | [SMH](https://holderbook.com/stocks/SMH/) | $539.5K | 822 | 0.4% | 3 |
| MARVELL TECHNOLOGY INC | [MRVL](https://holderbook.com/stocks/MRVL/) | $537.1K | 1,802 | 0.4% | 1 |
| CAPITAL GROUP GBL GROWTH EQT | [CGGO](https://holderbook.com/stocks/CGGO/) | $529.5K | 12,509 | 0.4% | 1 |
| BLACKROCK MUNIHLDNGS CALI | [MUC](https://holderbook.com/stocks/MUC/) | $517.0K | 47,047 | 0.4% | 3 |
| SALESFORCE INC | [CRM](https://holderbook.com/stocks/CRM/) | $505.4K | 3,224 | 0.4% | 3 |
| ADVANCED MICRO DEVICES INC | [AMD](https://holderbook.com/stocks/AMD/) | $501.9K | 864 | 0.4% | 1 |
| NOVO-NORDISK A S | [NVO](https://holderbook.com/stocks/NVO/) | $491.3K | 10,250 | 0.4% | 3 |
| ISHARES TR | [IWD](https://holderbook.com/stocks/IWD/) | $484.1K | 1,997 | 0.4% | 3 |
| AMERICAN CENTY ETF TR | [AVUS](https://holderbook.com/stocks/AVUS/) | $462.6K | 3,615 | 0.4% | 3 |
| PACER FDS TR | [COWZ](https://holderbook.com/stocks/COWZ/) | $459.9K | 7,394 | 0.3% | 3 |
| BOOKING HOLDINGS INC | [BKNG](https://holderbook.com/stocks/BKNG/) | $456.5K | 2,561 | 0.3% | 3 |
| ENBRIDGE INC | [ENB](https://holderbook.com/stocks/ENB/) | $438.8K | 8,095 | 0.3% | 2 |
| GE AEROSPACE | [GE](https://holderbook.com/stocks/GE/) | $438.7K | 1,174 | 0.3% | 2 |
| TAIWAN SEMICONDUCTOR MANUFAC | [TSM](https://holderbook.com/stocks/TSM/) | $432.8K | 906 | 0.3% | 2 |
| GOLDMAN SACHS GROUP INC | [GS](https://holderbook.com/stocks/GS/) | $432.4K | 427 | 0.3% | 3 |
| CVS HEALTH CORP | [CVS](https://holderbook.com/stocks/CVS/) | $410.3K | 3,966 | 0.3% | 3 |
| CATERPILLAR INC | [CAT](https://holderbook.com/stocks/CAT/) | $408.9K | 384 | 0.3% | 3 |
| MICRON TECHNOLOGY INC | [MU](https://holderbook.com/stocks/MU/) | $407.5K | 353 | 0.3% | 1 |
| ISHARES TR | [DVY](https://holderbook.com/stocks/DVY/) | $399.3K | 2,553 | 0.3% | 3 |
| TEXAS INSTRS INC | [TXN](https://holderbook.com/stocks/TXN/) | $398.2K | 1,336 | 0.3% | 2 |
| ISHARES TR | [ITOT](https://holderbook.com/stocks/ITOT/) | $393.7K | 2,396 | 0.3% | 3 |
| FIRST TR EXCH TRADED FD III | [FPE](https://holderbook.com/stocks/FPE/) | $392.3K | 21,938 | 0.3% | 3 |
| FIRST TR EXCHANGE-TRADED FD | [RDVI](https://holderbook.com/stocks/RDVI/) | $388.8K | 13,225 | 0.3% | 3 |
| FIRST TR EXCHANGE-TRADED FD | [RDVY](https://holderbook.com/stocks/RDVY/) | $382.6K | 4,720 | 0.3% | 3 |
| BOEING CO | [BA](https://holderbook.com/stocks/BA/) | $366.3K | 1,692 | 0.3% | 3 |
| ISHARES TR | [DGRO](https://holderbook.com/stocks/DGRO/) | $366.0K | 4,829 | 0.3% | 1 |
| TARGET CORP | [TGT](https://holderbook.com/stocks/TGT/) | $365.4K | 2,798 | 0.3% | 3 |
| APPLIED MATLS INC | [AMAT](https://holderbook.com/stocks/AMAT/) | $364.4K | 504 | 0.3% | 1 |
| PALO ALTO NETWORKS INC | [PANW](https://holderbook.com/stocks/PANW/) | $363.5K | 1,066 | 0.3% | 2 |
| GE VERNOVA INC | [GEV](https://holderbook.com/stocks/GEV/) | $363.0K | 309 | 0.3% | 2 |
| MERCK & CO INC | [MRK](https://holderbook.com/stocks/MRK/) | $354.2K | 2,757 | 0.3% | 2 |
| GLOBAL X FDS | [XYLD](https://holderbook.com/stocks/XYLD/) | $348.7K | 8,549 | 0.3% | 3 |
| AMERICAN CENTY ETF TR | [AVDE](https://holderbook.com/stocks/AVDE/) | $347.5K | 3,897 | 0.3% | 1 |
| SELECT SECTOR SPDR TR | [XLF](https://holderbook.com/stocks/XLF/) | $347.0K | 6,473 | 0.3% | 3 |
| SELECT SECTOR SPDR TR | [XLU](https://holderbook.com/stocks/XLU/) | $346.1K | 7,631 | 0.3% | 2 |
| VANECK ETF TRUST | [BIZD](https://holderbook.com/stocks/BIZD/) | $335.5K | 26,503 | 0.3% | 3 |
| J P MORGAN EXCHANGE TRADED F | [JMST](https://holderbook.com/stocks/JMST/) | $334.0K | 6,548 | 0.3% | 3 |
| HUBBELL INC | [HUBB](https://holderbook.com/stocks/HUBB/) | $331.7K | 634 | 0.3% | 2 |
| REALTY INCOME CORP | [O](https://holderbook.com/stocks/O/) | $326.8K | 5,274 | 0.2% | 3 |
| AB ACTIVE ETFS INC | [SYFI](https://holderbook.com/stocks/SYFI/) | $321.3K | 8,994 | 0.2% | 3 |

## What the disclosed book did

Not the fund's return. This is the change in value of the positions disclosed on Form 13F, had they been left untouched, against SPY over the same quarter ends.

| Quarter | Book | Market | Difference | Priced |
|---|---|---|---|---|
| Q2 2026 | +10.2% | +14.8% | -4.6% | 100% |
| Q1 2026 | -4.0% | -4.6% | +0.6% | 100% |

## Quarter by quarter

| Quarter | Value | Positions |
|---|---|---|
| Q2 2026 | $131.8M | 135 |
| Q1 2026 | $106.9M | 119 |
| Q4 2025 | $94.9M | 104 |