# Virginia Estate & Retirement Planning Advisors Inc.

> Institutional holdings reported to the SEC as of Q2 2026 on Form 13F. CIK 2115327. Source: https://holderbook.com/funds/2115327-virginia-estate-retirement-planning-advisors-inc/

- Reported value: $83.0M
- Positions: 186
- Weight of the ten largest: 86.7%
- Filed: 2026-07-28

A 13F reports long US equity positions only. Short positions, bonds, foreign listings, private holdings and cash are not visible, so this is not the manager's whole book.

## Holdings

| Security | Ticker | Value | Shares | Weight | Quarters held |
|---|---|---|---|---|---|
| ISHARES TR | [SGOV](https://holderbook.com/stocks/SGOV/) | $23.3M | 231,753 | 28.1% | 2 |
| SCHWAB STRATEGIC TR | [SCHD](https://holderbook.com/stocks/SCHD/) | $10.9M | 10,533,989 | 13.1% | 1 |
| VANGUARD INDEX FDS | [VOO](https://holderbook.com/stocks/VOO/) | $9.6M | 13,974 | 11.5% | 1 |
| SCHWAB STRATEGIC TR | [SCHP](https://holderbook.com/stocks/SCHP/) | $8.7M | 8,707,371 | 10.5% | 1 |
| INVESCO QQQ TR | [QQQ](https://holderbook.com/stocks/QQQ/) | $6.2M | 8,470 | 7.5% | 2 |
| SCHWAB STRATEGIC TR | [SCHF](https://holderbook.com/stocks/SCHF/) | $2.8M | 89,530 | 3.4% | 2 |
| INVESCO EXCHANGE TRADED FD T | [RSP](https://holderbook.com/stocks/RSP/) | $2.8M | 31,239 | 3.4% | 1 |
| INVESCO EXCHANGE TRADED FD T | [XSMO](https://holderbook.com/stocks/XSMO/) | $2.7M | 12,839 | 3.3% | 1 |
| SPROTT ASSET MANAGEMENT LP | [PSLV](https://holderbook.com/stocks/PSLV/) | $2.6M | 84,891 | 3.1% | 2 |
| ETF SER SOLUTIONS | [SPDV](https://holderbook.com/stocks/SPDV/) | $2.3M | 74,580 | 2.7% | 1 |
| APPLE INC | [AAPL](https://holderbook.com/stocks/AAPL/) | $1.5M | 5,096 | 1.8% | 2 |
| GLOBAL X FDS | [URA](https://holderbook.com/stocks/URA/) | $1.1M | 16,702 | 1.3% | 1 |
| VANECK ETF TRUST | [GDX](https://holderbook.com/stocks/GDX/) | $798.6K | 10,580 | 1.0% | 1 |
| SCHWAB STRATEGIC TR | [SCHC](https://holderbook.com/stocks/SCHC/) | $467.2K | 467,217 | 0.6% | 1 |
| SPDR SERIES TRUST | [ROKT](https://holderbook.com/stocks/ROKT/) | $405.0K | 4,561 | 0.5% | 1 |
| SCHWAB STRATEGIC TR | [SCHR](https://holderbook.com/stocks/SCHR/) | $404.3K | 404,337 | 0.5% | 1 |
| AMAZON COM INC | [AMZN](https://holderbook.com/stocks/AMZN/) | $398.8K | 4,085 | 0.5% | 2 |
| APPLIED MATLS INC | [AMAT](https://holderbook.com/stocks/AMAT/) | $321.7K | 445 | 0.4% | 2 |
| NVIDIA CORPORATION | [NVDA](https://holderbook.com/stocks/NVDA/) | $286.5K | 1,432 | 0.3% | 2 |
| MICROSOFT CORP | [MSFT](https://holderbook.com/stocks/MSFT/) | $255.1K | 684 | 0.3% | 2 |
| SPDR SERIES TRUST | [FLRN](https://holderbook.com/stocks/FLRN/) | $204.3K | 2,229 | 0.2% | 2 |
| VANGUARD INDEX FDS | [VUG](https://holderbook.com/stocks/VUG/) | $191.4K | 2,222 | 0.2% | 1 |
| AXON ENTERPRISE INC | [AXON](https://holderbook.com/stocks/AXON/) | $185.0K | 330 | 0.2% | 2 |
| DOMINION ENERGY INC | [D](https://holderbook.com/stocks/D/) | $182.0K | 2,665 | 0.2% | 1 |
| ALPHABET INC | [GOOGL](https://holderbook.com/stocks/GOOGL/) | $171.5K | 480 | 0.2% | 2 |
| ALTRIA GROUP INC | [MO](https://holderbook.com/stocks/MO/) | $162.3K | 2,256 | 0.2% | 1 |
| DICKS SPORTING GOODS INC | [DKS](https://holderbook.com/stocks/DKS/) | $161.9K | 714 | 0.2% | 1 |
| ETF SER SOLUTIONS | [VUSE](https://holderbook.com/stocks/VUSE/) | $147.5K | 917 | 0.2% | 1 |
| META PLATFORMS INC | [META](https://holderbook.com/stocks/META/) | $143.6K | 255 | 0.2% | 2 |
| ISHARES TR | [IFGL](https://holderbook.com/stocks/IFGL/) | $140.8K | 1,276 | 0.2% | 1 |
| ISHARES TR | [IWM](https://holderbook.com/stocks/IWM/) | $138.6K | 409 | 0.2% | 2 |
| EXXON MOBIL CORP | [XOMXXXX](https://holderbook.com/stocks/XOMXXXX/) | $125.6K | 919 | 0.2% | 1 |
| JPMORGAN CHASE & CO | [JPM](https://holderbook.com/stocks/JPM/) | $124.7K | 381 | 0.2% | 2 |
| APTUS DRAWDOWN MANAGED | [ADME](https://holderbook.com/stocks/ADME/) | $111.4K | 2,885 | 0.1% | 1 |
| HOME DEPOT INC | [HD](https://holderbook.com/stocks/HD/) | $109.1K | 310 | 0.1% | 2 |
| PHILIP MORRIS INTL INC | [PM](https://holderbook.com/stocks/PM/) | $106.9K | 591 | 0.1% | 2 |
| ORACLE CORP | [ORCL](https://holderbook.com/stocks/ORCL/) | $100.6K | 682 | 0.1% | 2 |
| SELECT SECTOR SPDR TR | [XLI](https://holderbook.com/stocks/XLI/) | $96.0K | 504 | 0.1% | 1 |
| JOHNSON & JOHNSON | [JNJ](https://holderbook.com/stocks/JNJ/) | $87.3K | 343 | 0.1% | 2 |
| ABBVIE INC | [ABBV](https://holderbook.com/stocks/ABBV/) | $85.1K | 338 | 0.1% | 2 |
| ISHARES TR | [AGG](https://holderbook.com/stocks/AGG/) | $70.1K | 443 | 0.1% | 2 |
| ISHARES INC | [IEMG](https://holderbook.com/stocks/IEMG/) | $70.1K | 726 | 0.1% | 1 |
| INTERNATIONAL BUSINESS MACHS | [IBM](https://holderbook.com/stocks/IBM/) | $53.7K | 191 | 0.1% | 2 |
| AUTOMATIC DATA PROCESSING IN | [ADP](https://holderbook.com/stocks/ADP/) | $52.2K | 233 | 0.1% | 2 |
| PFIZER INC | [PFE](https://holderbook.com/stocks/PFE/) | $50.9K | 2,114 | 0.1% | 2 |
| ADVANCED MICRO DEVICES INC | [AMD](https://holderbook.com/stocks/AMD/) | $49.4K | 85 | 0.1% | 2 |
| WALMART INC | [WMT](https://holderbook.com/stocks/WMT/) | $47.5K | 417 | 0.1% | 2 |
| SELECT SECTOR SPDR TR | [XLK](https://holderbook.com/stocks/XLK/) | $45.8K | 336 | 0.1% | 2 |
| INTEL CORP | [INTC](https://holderbook.com/stocks/INTC/) | $42.6K | 305 | 0.1% | 2 |
| WELLS FARGO & CO | [WFC](https://holderbook.com/stocks/WFC/) | $41.1K | 497 | 0.0% | 2 |
| COMMERCE BANCSHARES INC | [CBSH](https://holderbook.com/stocks/CBSH/) | $40.6K | 703 | 0.0% | 2 |
| CHEVRON CORPORATION | [CVX](https://holderbook.com/stocks/CVX/) | $39.8K | 240 | 0.0% | 2 |
| CITIGROUP INC | [C](https://holderbook.com/stocks/C/) | $38.6K | 276 | 0.0% | 2 |
| BROADCOM INC | [AVGO](https://holderbook.com/stocks/AVGO/) | $37.8K | 100 | 0.0% | 2 |
| CSX CORP | [CSX](https://holderbook.com/stocks/CSX/) | $37.5K | 789 | 0.0% | 2 |
| VANGUARD BD INDEX FDS | [BND](https://holderbook.com/stocks/BND/) | $37.1K | 108 | 0.0% | 2 |
| ISHARES TR | [IDGT](https://holderbook.com/stocks/IDGT/) | $36.6K | 475 | 0.0% | 1 |
| ENBRIDGE INC | [ENB](https://holderbook.com/stocks/ENB/) | $36.1K | 665 | 0.0% | 2 |
| PEPSICO INC | [PEP](https://holderbook.com/stocks/PEP/) | $35.2K | 260 | 0.0% | 2 |
| NEXTERA ENERGY INC | [NEE](https://holderbook.com/stocks/NEE/) | $35.2K | 401 | 0.0% | 2 |
| BERKSHIRE HATHAWAY INC DEL | [BRKB](https://holderbook.com/stocks/BRKB/) | $35.0K | 70 | 0.0% | 2 |
| ESSENTIAL UTILS INC | [WTRG](https://holderbook.com/stocks/WTRG/) | $33.7K | 879 | 0.0% | 2 |
| UDR INC | [UDR](https://holderbook.com/stocks/UDR/) | $33.4K | 837 | 0.0% | 1 |
| DEERE & CO | [DE](https://holderbook.com/stocks/DE/) | $31.7K | 50 | 0.0% | 2 |
| LOWES COS INC | [LOW](https://holderbook.com/stocks/LOW/) | $30.9K | 140 | 0.0% | 2 |
| L3HARRIS TECHNOLOGIES INC | [LHX](https://holderbook.com/stocks/LHX/) | $30.8K | 106 | 0.0% | 2 |
| EMERSON ELEC CO | [EMR](https://holderbook.com/stocks/EMR/) | $30.5K | 213 | 0.0% | 2 |
| PROCTER & GAMBLE CO | [PG](https://holderbook.com/stocks/PG/) | $30.2K | 206 | 0.0% | 2 |
| ISHARES TR | [IEF](https://holderbook.com/stocks/IEF/) | $28.6K | 285 | 0.0% | 1 |
| ABBOTT LABORATORIES | [ABT](https://holderbook.com/stocks/ABT/) | $28.0K | 309 | 0.0% | 2 |
| MARKEL GROUP INC | [MKL](https://holderbook.com/stocks/MKL/) | $27.3K | 14 | 0.0% | 2 |
| PAYCHEX INC | [PAYX](https://holderbook.com/stocks/PAYX/) | $26.7K | 272 | 0.0% | 2 |
| COSTCO WHOLESALE CORPORATION | [COST](https://holderbook.com/stocks/COST/) | $26.2K | 28 | 0.0% | 2 |
| ISHARES TR | [ILF](https://holderbook.com/stocks/ILF/) | $26.0K | 190 | 0.0% | 1 |
| BRISTOL-MYERS SQUIBB CO | [BMY](https://holderbook.com/stocks/BMY/) | $25.4K | 441 | 0.0% | 2 |
| DISNEY WALT CO | [DIS](https://holderbook.com/stocks/DIS/) | $25.4K | 264 | 0.0% | 1 |
| SELECT SECTOR SPDR TR | [XLV](https://holderbook.com/stocks/XLV/) | $25.2K | 276 | 0.0% | 2 |
| ISHARES TR | [IXC](https://holderbook.com/stocks/IXC/) | $24.3K | 107 | 0.0% | 2 |
| ANALOG DEVICES INC | [ADI](https://holderbook.com/stocks/ADI/) | $23.8K | 60 | 0.0% | 1 |
| DUKE ENERGY CORP NEW | [DUK](https://holderbook.com/stocks/DUK/) | $23.4K | 185 | 0.0% | 1 |
| MONDELEZ INTL INC | [MDLZ](https://holderbook.com/stocks/MDLZ/) | $23.2K | 400 | 0.0% | 2 |
| REALTY INCOME CORP | [O](https://holderbook.com/stocks/O/) | $22.3K | 360 | 0.0% | 2 |
| AIR PRODUCTS AND CHEMICALS I | [APD](https://holderbook.com/stocks/APD/) | $22.3K | 76 | 0.0% | 2 |
| NORFOLK SOUTHN CORP | [NSC](https://holderbook.com/stocks/NSC/) | $22.0K | 70 | 0.0% | 2 |
| TEREX CORP NEW | [TEX](https://holderbook.com/stocks/TEX/) | $21.8K | 108 | 0.0% | 2 |
| CVS HEALTH CORP | [CVS](https://holderbook.com/stocks/CVS/) | $19.3K | 8,110 | 0.0% | 2 |
| VISA INC | [V](https://holderbook.com/stocks/V/) | $19.2K | 56 | 0.0% | 2 |
| ALIBABA GROUP HLDG LTD | [BABA](https://holderbook.com/stocks/BABA/) | $19.2K | 200 | 0.0% | 2 |
| PALO ALTO NETWORKS INC | [PANW](https://holderbook.com/stocks/PANW/) | $19.1K | 56 | 0.0% | 1 |
| AMGEN INC | [AMGN](https://holderbook.com/stocks/AMGN/) | $18.6K | 49 | 0.0% | 2 |
| INGERSOLL RAND INC | [IR](https://holderbook.com/stocks/IR/) | $18.1K | 221 | 0.0% | 1 |
| ISHARES TR | [IWP](https://holderbook.com/stocks/IWP/) | $17.9K | 74 | 0.0% | 1 |
| MERCK & CO INC | [MRK](https://holderbook.com/stocks/MRK/) | $17.3K | 135 | 0.0% | 2 |
| MCDONALDS CORP | [MCD](https://holderbook.com/stocks/MCD/) | $17.0K | 63 | 0.0% | 2 |
| MASTERCARD INCORPORATED | [MA](https://holderbook.com/stocks/MA/) | $16.9K | 33 | 0.0% | 2 |
| UNITEDHEALTH GROUP INC | [UNH](https://holderbook.com/stocks/UNH/) | $16.2K | 39 | 0.0% | 2 |
| ISHARES TR | [QUAL](https://holderbook.com/stocks/QUAL/) | $16.0K | 55 | 0.0% | 1 |
| NNN REIT INC | [NNN](https://holderbook.com/stocks/NNN/) | $16.0K | 343 | 0.0% | 2 |
| TJX COS INC NEW | [TJX](https://holderbook.com/stocks/TJX/) | $15.5K | 102 | 0.0% | 2 |
| WATSCO INC | [WSO](https://holderbook.com/stocks/WSO/) | $15.0K | 36 | 0.0% | 1 |

## Quarter by quarter

| Quarter | Value | Positions |
|---|---|---|
| Q2 2026 | $83.0M | 186 |
| Q1 2026 | $57.2M | 159 |