# Financial Concepts Unlimited, Inc.

> Institutional holdings reported to the SEC as of Q2 2026 on Form 13F. CIK 2112099. Source: https://holderbook.com/funds/2112099-financial-concepts-unlimited-inc/

- Reported value: $127.5M
- Positions: 44
- Weight of the ten largest: 79.6%
- Filed: 2026-08-06

A 13F reports long US equity positions only. Short positions, bonds, foreign listings, private holdings and cash are not visible, so this is not the manager's whole book.

## Holdings

| Security | Ticker | Value | Shares | Weight | Quarters held |
|---|---|---|---|---|---|
| INVESCO QQQ TR | [QQQ](https://holderbook.com/stocks/QQQ/) | $20.0M | 27,121 | 15.7% | 2 |
| STATE STR SPDR DOW JONES IND | [DIA](https://holderbook.com/stocks/DIA/) | $19.1M | 36,569 | 15.0% | 2 |
| STATE STR SPDR S&P 500 ETF T | [SPY](https://holderbook.com/stocks/SPY/) | $11.6M | 15,504 | 9.1% | 2 |
| FEDERATED HERMES ETF TRUST | [FLCV](https://holderbook.com/stocks/FLCV/) | $11.0M | 307,724 | 8.7% | 2 |
| NVIDIA CORPORATION | [NVDA](https://holderbook.com/stocks/NVDA/) | $9.2M | 45,956 | 7.2% | 2 |
| FEDERATED HERMES ETF TRUST | [FSCC](https://holderbook.com/stocks/FSCC/) | $7.5M | 201,958 | 5.9% | 2 |
| ISHARES TR | [IVV](https://holderbook.com/stocks/IVV/) | $6.6M | 8,849 | 5.2% | 2 |
| SPDR SERIES TRUST | [SLYG](https://holderbook.com/stocks/SLYG/) | $5.9M | 49,817 | 4.7% | 2 |
| FEDERATED HERMES ETF TRUST | [MKTN](https://holderbook.com/stocks/MKTN/) | $5.3M | 202,773 | 4.1% | 2 |
| SPDR SERIES TRUST | [MDYG](https://holderbook.com/stocks/MDYG/) | $5.2M | 46,591 | 4.1% | 2 |
| FEDERATED HERMES ETF TRUST | [FDV](https://holderbook.com/stocks/FDV/) | $3.8M | 122,172 | 3.0% | 2 |
| ISHARES TR | [DGRO](https://holderbook.com/stocks/DGRO/) | $3.4M | 44,808 | 2.7% | 2 |
| ISHARES TR | [OEF](https://holderbook.com/stocks/OEF/) | $2.3M | 6,169 | 1.8% | 2 |
| FEDERATED HERMES ETF TRUST | [FCSH](https://holderbook.com/stocks/FCSH/) | $2.0M | 81,965 | 1.6% | 2 |
| APPLE INC | [AAPL](https://holderbook.com/stocks/AAPL/) | $1.9M | 6,570 | 1.5% | 2 |
| VANGUARD BD INDEX FDS | [BSV](https://holderbook.com/stocks/BSV/) | $1.8M | 22,601 | 1.4% | 2 |
| AMAZON COM INC | [AMZN](https://holderbook.com/stocks/AMZN/) | $777.7K | 3,263 | 0.6% | 2 |
| TESLA INC | [TSLA](https://holderbook.com/stocks/TSLA/) | $765.5K | 1,820 | 0.6% | 2 |
| VANGUARD INDEX FDS | [VOO](https://holderbook.com/stocks/VOO/) | $747.3K | 1,088 | 0.6% | 2 |
| ISHARES TR | [IBB](https://holderbook.com/stocks/IBB/) | $661.3K | 3,477 | 0.5% | 2 |
| SCHWAB STRATEGIC TR | [SCHM](https://holderbook.com/stocks/SCHM/) | $627.4K | 17,017 | 0.5% | 2 |
| SCHWAB STRATEGIC TR | [SCHA](https://holderbook.com/stocks/SCHA/) | $532.9K | 14,749 | 0.4% | 2 |
| JPMORGAN CHASE & CO | [JPM](https://holderbook.com/stocks/JPM/) | $507.0K | 1,549 | 0.4% | 2 |
| ELI LILLY & CO | [LLY](https://holderbook.com/stocks/LLY/) | $487.0K | 406 | 0.4% | 2 |
| FIDELITY 500 INDEX | - | $410.5K | 1,571 | 0.3% | 2 |
| VANGUARD INDEX FDS | - | $382.0K | 4,492 | 0.3% | 2 |
| SCHWAB STRATEGIC TR | [SCHF](https://holderbook.com/stocks/SCHF/) | $375.6K | 13,560 | 0.3% | 2 |
| HOME DEPOT INC | [HD](https://holderbook.com/stocks/HD/) | $373.8K | 1,060 | 0.3% | 2 |
| WALMART INC | [WMT](https://holderbook.com/stocks/WMT/) | $365.6K | 3,228 | 0.3% | 2 |
| MICROSOFT CORP | [MSFT](https://holderbook.com/stocks/MSFT/) | $351.0K | 941 | 0.3% | 2 |
| MARRIOTT INTL INC NEW | [MAR](https://holderbook.com/stocks/MAR/) | $311.3K | 840 | 0.2% | 2 |
| ALPHABET INC | [GOOGL](https://holderbook.com/stocks/GOOGL/) | $297.4K | 832 | 0.2% | 2 |
| SPDR GOLD TR | [GLD](https://holderbook.com/stocks/GLD/) | $287.7K | 781 | 0.2% | 2 |
| SCHWAB STRATEGIC TR | [SCHC](https://holderbook.com/stocks/SCHC/) | $276.4K | 5,743 | 0.2% | 2 |
| VANGUARD SPECIALIZED FUNDS | [VIG](https://holderbook.com/stocks/VIG/) | $275.7K | 1,165 | 0.2% | 2 |
| INVESCO EXCHANGE TRADED FD T | [PPA](https://holderbook.com/stocks/PPA/) | $261.4K | 1,480 | 0.2% | 2 |
| FIDELITY COVINGTON TRUST | [FDVV](https://holderbook.com/stocks/FDVV/) | $260.9K | 4,328 | 0.2% | 2 |
| EXXON MOBIL CORP | [XOMXXXX](https://holderbook.com/stocks/XOMXXXX/) | $259.9K | 1,901 | 0.2% | 2 |
| META PLATFORMS INC | [META](https://holderbook.com/stocks/META/) | $256.8K | 456 | 0.2% | 2 |
| SPDR SERIES TRUST | [SDY](https://holderbook.com/stocks/SDY/) | $235.4K | 1,547 | 0.2% | 2 |
| DIMENSIONAL ETF TRUST | [DFAT](https://holderbook.com/stocks/DFAT/) | $224.0K | 3,204 | 0.2% | 2 |
| CISCO SYS INC | [CSCO](https://holderbook.com/stocks/CSCO/) | $219.8K | 1,871 | 0.2% | 1 |
| SCHWAB STRATEGIC TR | [SCHX](https://holderbook.com/stocks/SCHX/) | $208.9K | 7,097 | 0.2% | 1 |
| ALPHABET INC | [GOOG](https://holderbook.com/stocks/GOOG/) | $200.7K | 568 | 0.2% | 1 |

## What the disclosed book did

Not the fund's return. This is the change in value of the positions disclosed on Form 13F, had they been left untouched, against SPY over the same quarter ends.

| Quarter | Book | Market | Difference | Priced |
|---|---|---|---|---|
| Q2 2026 | +15.1% | +14.8% | +0.3% | 100% |

## Quarter by quarter

| Quarter | Value | Positions |
|---|---|---|
| Q2 2026 | $127.5M | 44 |
| Q1 2026 | $111.6M | 43 |