# Steffes Financial, Ltd.

> Institutional holdings reported to the SEC as of Q2 2026 on Form 13F. CIK 2110878. Source: https://holderbook.com/funds/2110878-steffes-financial-ltd/

- Reported value: $231.6M
- Positions: 36
- Weight of the ten largest: 92.8%
- Filed: 2026-08-14

A 13F reports long US equity positions only. Short positions, bonds, foreign listings, private holdings and cash are not visible, so this is not the manager's whole book.

## Holdings

| Security | Ticker | Value | Shares | Weight | Quarters held |
|---|---|---|---|---|---|
| ISHARES TR | [ITOT](https://holderbook.com/stocks/ITOT/) | $66.1M | 402,246 | 28.5% | 3 |
| VANGUARD INDEX FDS | [VOO](https://holderbook.com/stocks/VOO/) | $51.1M | 74,410 | 22.1% | 3 |
| SCHWAB STRATEGIC TR | [SCHG](https://holderbook.com/stocks/SCHG/) | $28.2M | 832,673 | 12.2% | 3 |
| VANGUARD ADMIRAL FDS INC | [VOOG](https://holderbook.com/stocks/VOOG/) | $26.1M | 315,325 | 11.2% | 3 |
| VANGUARD TAX-MANAGED FDS | [VEA](https://holderbook.com/stocks/VEA/) | $22.8M | 319,617 | 9.8% | 3 |
| CAPITAL GROUP DIVIDEND VALUE | [CGDV](https://holderbook.com/stocks/CGDV/) | $7.2M | 146,787 | 3.1% | 3 |
| APPLE INC | [AAPL](https://holderbook.com/stocks/AAPL/) | $3.8M | 13,288 | 1.7% | 3 |
| VANGUARD WHITEHALL FDS | [VYM](https://holderbook.com/stocks/VYM/) | $3.6M | 22,678 | 1.5% | 3 |
| VANGUARD MALVERN FDS | [VCRB](https://holderbook.com/stocks/VCRB/) | $3.4M | 43,663 | 1.5% | 2 |
| VANGUARD STAR FDS | [VXUS](https://holderbook.com/stocks/VXUS/) | $2.6M | 30,898 | 1.1% | 3 |
| ALPHABET INC | [GOOGL](https://holderbook.com/stocks/GOOGL/) | $2.3M | 6,518 | 1.0% | 3 |
| VANGUARD INDEX FDS | [VB](https://holderbook.com/stocks/VB/) | $2.3M | 7,578 | 1.0% | 3 |
| AMAZON COM INC | [AMZN](https://holderbook.com/stocks/AMZN/) | $1.6M | 6,811 | 0.7% | 3 |
| ALPHABET INC | [GOOG](https://holderbook.com/stocks/GOOG/) | $1.5M | 4,195 | 0.6% | 3 |
| ISHARES TR | [IJH](https://holderbook.com/stocks/IJH/) | $851.9K | 11,048 | 0.4% | 3 |
| NVIDIA CORPORATION | [NVDA](https://holderbook.com/stocks/NVDA/) | $735.1K | 3,674 | 0.3% | 3 |
| VANGUARD SCOTTSDALE FDS | [VCIT](https://holderbook.com/stocks/VCIT/) | $708.5K | 8,572 | 0.3% | 2 |
| SCHWAB STRATEGIC TR | [SCHD](https://holderbook.com/stocks/SCHD/) | $661.5K | 20,862 | 0.3% | 3 |
| VANGUARD INDEX FDS | [VTI](https://holderbook.com/stocks/VTI/) | $617.0K | 1,667 | 0.3% | 3 |
| AMERICAN CENTY ETF TR | [AVGE](https://holderbook.com/stocks/AVGE/) | $556.4K | 5,615 | 0.2% | 1 |
| MICROSOFT CORP | [MSFT](https://holderbook.com/stocks/MSFT/) | $471.1K | 1,263 | 0.2% | 3 |
| PFIZER INC | [PFE](https://holderbook.com/stocks/PFE/) | $451.1K | 18,733 | 0.2% | 3 |
| SCHWAB STRATEGIC TR | [SCHB](https://holderbook.com/stocks/SCHB/) | $446.6K | 15,422 | 0.2% | 3 |
| LINDE PLC | [LIN](https://holderbook.com/stocks/LIN/) | $445.8K | 859 | 0.2% | 3 |
| ISHARES TR | [IVV](https://holderbook.com/stocks/IVV/) | $361.0K | 482 | 0.2% | 1 |
| TESLA INC | [TSLA](https://holderbook.com/stocks/TSLA/) | $347.4K | 826 | 0.1% | 3 |
| VANGUARD WORLD FD | [MGK](https://holderbook.com/stocks/MGK/) | $279.1K | 3,175 | 0.1% | 3 |
| COSTCO WHOLESALE CORPORATION | [COST](https://holderbook.com/stocks/COST/) | $261.0K | 279 | 0.1% | 3 |
| ISHARES TR | [IJR](https://holderbook.com/stocks/IJR/) | $251.1K | 1,693 | 0.1% | 3 |
| AMERICAN CENTY ETF TR | [AVEM](https://holderbook.com/stocks/AVEM/) | $243.7K | 2,526 | 0.1% | 1 |
| WALMART INC | [WMT](https://holderbook.com/stocks/WMT/) | $243.6K | 2,151 | 0.1% | 3 |
| VANGUARD SCOTTSDALE FDS | [VGSH](https://holderbook.com/stocks/VGSH/) | $237.5K | 4,081 | 0.1% | 2 |
| INVESCO EXCHANGE TRADED FD T | [XLG](https://holderbook.com/stocks/XLG/) | $234.2K | 3,825 | 0.1% | 3 |
| ONEOK INC NEW | [OKE](https://holderbook.com/stocks/OKE/) | $214.9K | 2,472 | 0.1% | 2 |
| SPDR GOLD TR | [GLD](https://holderbook.com/stocks/GLD/) | $208.5K | 566 | 0.1% | 2 |
| VANGUARD INDEX FDS | [VOT](https://holderbook.com/stocks/VOT/) | $205.5K | 671 | 0.1% | 1 |

## What the disclosed book did

Not the fund's return. This is the change in value of the positions disclosed on Form 13F, had they been left untouched, against SPY over the same quarter ends.

| Quarter | Book | Market | Difference | Priced |
|---|---|---|---|---|
| Q2 2026 | +15.1% | +14.8% | +0.3% | 100% |
| Q1 2026 | -4.9% | -4.6% | -0.2% | 100% |

## Quarter by quarter

| Quarter | Value | Positions |
|---|---|---|
| Q2 2026 | $231.6M | 36 |
| Q1 2026 | $189.5M | 32 |
| Q4 2025 | $191.5M | 27 |