# Reality Financial Planning Services, LLC

> Institutional holdings reported to the SEC as of Q2 2026 on Form 13F. CIK 2110687. Source: https://holderbook.com/funds/2110687-reality-financial-planning-services-llc/

- Reported value: $103.6M
- Positions: 18
- Weight of the ten largest: 92.3%
- Filed: 2026-08-17

A 13F reports long US equity positions only. Short positions, bonds, foreign listings, private holdings and cash are not visible, so this is not the manager's whole book.

## Holdings

| Security | Ticker | Value | Shares | Weight | Quarters held |
|---|---|---|---|---|---|
| VANGUARD INDEX FDS | [VTI](https://holderbook.com/stocks/VTI/) | $20.4M | 55,140 | 19.7% | 3 |
| VANGUARD SPECIALIZED FUNDS | [VIG](https://holderbook.com/stocks/VIG/) | $18.8M | 79,591 | 18.2% | 3 |
| VANGUARD WHITEHALL FDS | [VYM](https://holderbook.com/stocks/VYM/) | $17.2M | 108,910 | 16.6% | 3 |
| ISHARES TR | [IVV](https://holderbook.com/stocks/IVV/) | $9.5M | 12,692 | 9.2% | 3 |
| WISDOMTREE TR | [USFR](https://holderbook.com/stocks/USFR/) | $8.1M | 161,387 | 7.8% | 3 |
| VANGUARD BD INDEX FDS | [BND](https://holderbook.com/stocks/BND/) | $7.3M | 100,088 | 7.1% | 3 |
| INVESCO QQQ TR | [QQQ](https://holderbook.com/stocks/QQQ/) | $3.8M | 5,137 | 3.7% | 3 |
| VANGUARD INDEX FDS | [VOO](https://holderbook.com/stocks/VOO/) | $3.7M | 5,351 | 3.5% | 3 |
| VANGUARD WORLD FD | [VPU](https://holderbook.com/stocks/VPU/) | $3.4M | 17,460 | 3.3% | 3 |
| ISHARES TR | [USMV](https://holderbook.com/stocks/USMV/) | $3.3M | 34,214 | 3.2% | 3 |
| SCHWAB STRATEGIC TR | [SCHO](https://holderbook.com/stocks/SCHO/) | $1.8M | 73,797 | 1.7% | 3 |
| VANGUARD STAR FDS | [VXUS](https://holderbook.com/stocks/VXUS/) | $1.5M | 17,781 | 1.5% | 3 |
| SPDR SERIES TRUST | [SDY](https://holderbook.com/stocks/SDY/) | $1.1M | 7,310 | 1.1% | 3 |
| ISHARES TR | [DVY](https://holderbook.com/stocks/DVY/) | $983.8K | 6,294 | 0.9% | 3 |
| VANGUARD INDEX FDS | [VNQ](https://holderbook.com/stocks/VNQ/) | $943.2K | 9,781 | 0.9% | 3 |
| INVESCO EXCH TRADED FD TR II | [QQQM](https://holderbook.com/stocks/QQQM/) | $920.1K | 3,037 | 0.9% | 3 |
| APPLE INC | [AAPL](https://holderbook.com/stocks/AAPL/) | $392.1K | 1,355 | 0.4% | 3 |
| JPMORGAN CHASE & CO | [JPM](https://holderbook.com/stocks/JPM/) | $361.0K | 1,103 | 0.3% | 3 |

## What the disclosed book did

Not the fund's return. This is the change in value of the positions disclosed on Form 13F, had they been left untouched, against SPY over the same quarter ends.

| Quarter | Book | Market | Difference | Priced |
|---|---|---|---|---|
| Q2 2026 | +9.4% | +14.8% | -5.4% | 100% |
| Q1 2026 | -1.4% | -4.6% | +3.2% | 100% |

## Quarter by quarter

| Quarter | Value | Positions |
|---|---|---|
| Q2 2026 | $103.6M | 18 |
| Q1 2026 | $103.6M | 20 |
| Q4 2025 | $104.4M | 20 |