# Ballast Financial Advisors LLC

> Institutional holdings reported to the SEC as of Q2 2026 on Form 13F. CIK 2109821. Source: https://holderbook.com/funds/2109821-ballast-financial-advisors-llc/

- Reported value: $110.5M
- Positions: 71
- Weight of the ten largest: 59.8%
- Filed: 2026-08-13

A 13F reports long US equity positions only. Short positions, bonds, foreign listings, private holdings and cash are not visible, so this is not the manager's whole book.

## Holdings

| Security | Ticker | Value | Shares | Weight | Quarters held |
|---|---|---|---|---|---|
| SCHWAB STRATEGIC TR | [SCHX](https://holderbook.com/stocks/SCHX/) | $12.6M | 427,141 | 11.4% | 3 |
| SCHWAB STRATEGIC TR | [SCHZ](https://holderbook.com/stocks/SCHZ/) | $12.1M | 523,539 | 11.0% | 3 |
| ISHARES TR | [ISTB](https://holderbook.com/stocks/ISTB/) | $12.0M | 248,050 | 10.8% | 3 |
| SCHWAB STRATEGIC TR | [FNDF](https://holderbook.com/stocks/FNDF/) | $6.1M | 115,801 | 5.5% | 3 |
| AMERICAN CENTY ETF TR | [AVUV](https://holderbook.com/stocks/AVUV/) | $4.9M | 39,110 | 4.4% | 3 |
| AMERICAN CENTY ETF TR | [AVLV](https://holderbook.com/stocks/AVLV/) | $4.7M | 51,252 | 4.2% | 3 |
| J P MORGAN EXCHANGE TRADED F | [JQUA](https://holderbook.com/stocks/JQUA/) | $4.5M | 62,901 | 4.1% | 3 |
| SCHWAB STRATEGIC TR | [SCHF](https://holderbook.com/stocks/SCHF/) | $3.8M | 138,002 | 3.5% | 3 |
| VANGUARD INDEX FDS | [VBK](https://holderbook.com/stocks/VBK/) | $2.8M | 7,778 | 2.6% | 3 |
| VANGUARD SPECIALIZED FUNDS | [VIG](https://holderbook.com/stocks/VIG/) | $2.5M | 10,602 | 2.3% | 3 |
| VANGUARD INDEX FDS | [VUG](https://holderbook.com/stocks/VUG/) | $2.4M | 28,423 | 2.2% | 3 |
| SCHWAB STRATEGIC TR | [SCHG](https://holderbook.com/stocks/SCHG/) | $2.3M | 68,197 | 2.1% | 3 |
| DIMENSIONAL ETF TRUST | [DFEM](https://holderbook.com/stocks/DFEM/) | $2.0M | 49,952 | 1.8% | 3 |
| DIMENSIONAL ETF TRUST | [DFIS](https://holderbook.com/stocks/DFIS/) | $1.8M | 51,835 | 1.6% | 3 |
| SCHWAB STRATEGIC TR | [SCHV](https://holderbook.com/stocks/SCHV/) | $1.7M | 47,753 | 1.5% | 3 |
| FIDELITY MERRIMACK STR TR | [FBND](https://holderbook.com/stocks/FBND/) | $1.6M | 35,392 | 1.5% | 3 |
| VANGUARD BD INDEX FDS | [BND](https://holderbook.com/stocks/BND/) | $1.5M | 20,870 | 1.4% | 3 |
| SCHWAB STRATEGIC TR | [FNDX](https://holderbook.com/stocks/FNDX/) | $1.4M | 44,248 | 1.2% | 3 |
| DIMENSIONAL ETF TRUST | [DFAR](https://holderbook.com/stocks/DFAR/) | $1.3M | 47,965 | 1.1% | 3 |
| VANGUARD INDEX FDS | [VTV](https://holderbook.com/stocks/VTV/) | $1.2M | 5,409 | 1.1% | 3 |
| VANGUARD SCOTTSDALE FDS | [VCIT](https://holderbook.com/stocks/VCIT/) | $1.1M | 13,780 | 1.0% | 3 |
| VANGUARD INDEX FDS | [VBR](https://holderbook.com/stocks/VBR/) | $1.1M | 4,619 | 1.0% | 3 |
| DIMENSIONAL ETF TRUST | [DISV](https://holderbook.com/stocks/DISV/) | $1.1M | 26,405 | 1.0% | 3 |
| VANGUARD SCOTTSDALE FDS | [VCSH](https://holderbook.com/stocks/VCSH/) | $1.0M | 13,077 | 0.9% | 3 |
| VANGUARD INDEX FDS | [VB](https://holderbook.com/stocks/VB/) | $1.0M | 3,359 | 0.9% | 3 |
| VANGUARD INSTL INDEX FD | [VBIL](https://holderbook.com/stocks/VBIL/) | $984.7K | 13,012 | 0.9% | 3 |
| ISHARES TR | [SOXX](https://holderbook.com/stocks/SOXX/) | $967.4K | 1,510 | 0.9% | 3 |
| SCHWAB STRATEGIC TR | [FNDC](https://holderbook.com/stocks/FNDC/) | $900.8K | 18,551 | 0.8% | 3 |
| VANGUARD INDEX FDS | [VOO](https://holderbook.com/stocks/VOO/) | $882.6K | 1,285 | 0.8% | 3 |
| GRAYSCALE BITCOIN TRUST ETF | [GBTC](https://holderbook.com/stocks/GBTC/) | $808.5K | 17,761 | 0.7% | 3 |
| INVESCO QQQ TR | [QQQ](https://holderbook.com/stocks/QQQ/) | $798.5K | 1,084 | 0.7% | 3 |
| ISHARES TR | [IXUS](https://holderbook.com/stocks/IXUS/) | $788.0K | 8,257 | 0.7% | 3 |
| FIDELITY COVINGTON TRUST | [FVAL](https://holderbook.com/stocks/FVAL/) | $757.2K | 9,716 | 0.7% | 3 |
| J P MORGAN EXCHANGE TRADED F | [JCPB](https://holderbook.com/stocks/JCPB/) | $749.4K | 15,965 | 0.7% | 3 |
| VANGUARD BD INDEX FDS | [BSV](https://holderbook.com/stocks/BSV/) | $723.5K | 9,286 | 0.7% | 3 |
| VANGUARD INDEX FDS | [VV](https://holderbook.com/stocks/VV/) | $674.4K | 1,961 | 0.6% | 3 |
| STATE STR SPDR S&P 500 ETF T | [SPY](https://holderbook.com/stocks/SPY/) | $654.3K | 876 | 0.6% | 3 |
| ALPHABET INC | [GOOGL](https://holderbook.com/stocks/GOOGL/) | $640.7K | 1,793 | 0.6% | 3 |
| ISHARES TR | [IWR](https://holderbook.com/stocks/IWR/) | $632.3K | 5,732 | 0.6% | 3 |
| VANGUARD WHITEHALL FDS | [VIGI](https://holderbook.com/stocks/VIGI/) | $624.6K | 6,689 | 0.6% | 3 |
| VANGUARD INTL EQUITY INDEX F | [VT](https://holderbook.com/stocks/VT/) | $579.2K | 3,690 | 0.5% | 3 |
| DIMENSIONAL ETF TRUST | [DFAI](https://holderbook.com/stocks/DFAI/) | $561.6K | 13,616 | 0.5% | 3 |
| IONQ INC | [IONQ](https://holderbook.com/stocks/IONQ/) | $532.6K | 10,000 | 0.5% | 3 |
| ISHARES TR | [DGRO](https://holderbook.com/stocks/DGRO/) | $508.4K | 6,708 | 0.5% | 3 |
| DIMENSIONAL ETF TRUST | [DFAC](https://holderbook.com/stocks/DFAC/) | $431.8K | 9,735 | 0.4% | 3 |
| APPLE INC | [AAPL](https://holderbook.com/stocks/AAPL/) | $423.7K | 1,464 | 0.4% | 3 |
| SSGA ACTIVE ETF TR | [TOTL](https://holderbook.com/stocks/TOTL/) | $415.2K | 10,519 | 0.4% | 3 |
| SCHWAB STRATEGIC TR | [SCHC](https://holderbook.com/stocks/SCHC/) | $384.1K | 7,982 | 0.3% | 3 |
| J P MORGAN EXCHANGE TRADED F | [JPST](https://holderbook.com/stocks/JPST/) | $372.7K | 7,370 | 0.3% | 3 |
| ELI LILLY & CO | [LLY](https://holderbook.com/stocks/LLY/) | $359.8K | 300 | 0.3% | 3 |
| VANGUARD WHITEHALL FDS | [VYM](https://holderbook.com/stocks/VYM/) | $342.9K | 2,170 | 0.3% | 3 |
| VANGUARD INTL EQUITY INDEX F | [VWO](https://holderbook.com/stocks/VWO/) | $323.1K | 5,412 | 0.3% | 3 |
| DIMENSIONAL ETF TRUST | [DFUS](https://holderbook.com/stocks/DFUS/) | $321.5K | 3,924 | 0.3% | 3 |
| VANGUARD INDEX FDS | [VO](https://holderbook.com/stocks/VO/) | $315.2K | 3,912 | 0.3% | 3 |
| JPMORGAN CHASE & CO | [JPM](https://holderbook.com/stocks/JPM/) | $311.6K | 952 | 0.3% | 3 |
| TJX COS INC NEW | [TJX](https://holderbook.com/stocks/TJX/) | $309.3K | 2,041 | 0.3% | 3 |
| SELECT SECTOR SPDR TR | [XLU](https://holderbook.com/stocks/XLU/) | $289.6K | 6,386 | 0.3% | 3 |
| SCHWAB STRATEGIC TR | [FNDE](https://holderbook.com/stocks/FNDE/) | $283.7K | 7,150 | 0.3% | 3 |
| BANK OF AMER CORP | [BAC](https://holderbook.com/stocks/BAC/) | $272.6K | 4,784 | 0.2% | 3 |
| SPDR INDEX SHS FDS | [SPDW](https://holderbook.com/stocks/SPDW/) | $271.3K | 5,384 | 0.2% | 3 |
| VANGUARD STAR FDS | [VXUS](https://holderbook.com/stocks/VXUS/) | $271.0K | 3,170 | 0.2% | 3 |
| ISHARES TR | [SMMD](https://holderbook.com/stocks/SMMD/) | $269.1K | 2,937 | 0.2% | 2 |
| SCHWAB STRATEGIC TR | [SCHD](https://holderbook.com/stocks/SCHD/) | $262.4K | 8,276 | 0.2% | 3 |
| MICROSOFT CORP | [MSFT](https://holderbook.com/stocks/MSFT/) | $259.5K | 696 | 0.2% | 3 |
| SELECT SECTOR SPDR TR | [XLK](https://holderbook.com/stocks/XLK/) | $253.6K | 1,331 | 0.2% | 1 |
| SPDR INDEX SHS FDS | [EWX](https://holderbook.com/stocks/EWX/) | $250.2K | 3,367 | 0.2% | 3 |
| AMERICAN CENTY ETF TR | [AVUS](https://holderbook.com/stocks/AVUS/) | $229.8K | 1,794 | 0.2% | 1 |
| NEWMONT CORP | [NEM](https://holderbook.com/stocks/NEM/) | $225.3K | 2,412 | 0.2% | 2 |
| SPDR SERIES TRUST | [SPYG](https://holderbook.com/stocks/SPYG/) | $211.8K | 1,780 | 0.2% | 1 |
| RBB FD INC | [TBIL](https://holderbook.com/stocks/TBIL/) | $205.2K | 4,116 | 0.2% | 3 |
| NUSCALE PWR CORP | [SMR](https://holderbook.com/stocks/SMR/) | $202.6K | 20,201 | 0.2% | 3 |

## What the disclosed book did

Not the fund's return. This is the change in value of the positions disclosed on Form 13F, had they been left untouched, against SPY over the same quarter ends.

| Quarter | Book | Market | Difference | Priced |
|---|---|---|---|---|
| Q2 2026 | +9.0% | +14.8% | -5.8% | 100% |
| Q1 2026 | -0.8% | -4.6% | +3.8% | 100% |

## Quarter by quarter

| Quarter | Value | Positions |
|---|---|---|
| Q2 2026 | $110.5M | 71 |
| Q1 2026 | $97.5M | 68 |
| Q4 2025 | $97.1M | 70 |