# Arnold Financial Planning LLC

> Institutional holdings reported to the SEC as of Q2 2026 on Form 13F. CIK 2107020. Source: https://holderbook.com/funds/2107020-arnold-financial-planning-llc/

- Reported value: $134.1M
- Positions: 41
- Weight of the ten largest: 79.1%
- Filed: 2026-07-14

A 13F reports long US equity positions only. Short positions, bonds, foreign listings, private holdings and cash are not visible, so this is not the manager's whole book.

## Holdings

| Security | Ticker | Value | Shares | Weight | Quarters held |
|---|---|---|---|---|---|
| SCHWAB STRATEGIC TR | [SCHX](https://holderbook.com/stocks/SCHX/) | $16.3M | 553,571 | 12.1% | 3 |
| SCHWAB STRATEGIC TR | [SCHZ](https://holderbook.com/stocks/SCHZ/) | $15.9M | 686,760 | 11.8% | 3 |
| SCHWAB STRATEGIC TR | [SCHO](https://holderbook.com/stocks/SCHO/) | $13.2M | 547,509 | 9.9% | 3 |
| SCHWAB STRATEGIC TR | [SCHF](https://holderbook.com/stocks/SCHF/) | $12.3M | 442,962 | 9.2% | 3 |
| SCHWAB STRATEGIC TR | [SCHA](https://holderbook.com/stocks/SCHA/) | $10.2M | 281,147 | 7.6% | 3 |
| DIMENSIONAL ETF TRUST | [DFAC](https://holderbook.com/stocks/DFAC/) | $8.9M | 199,973 | 6.6% | 3 |
| SCHWAB STRATEGIC TR | [SCHV](https://holderbook.com/stocks/SCHV/) | $8.8M | 253,746 | 6.6% | 3 |
| SPDR SERIES TRUST | [SLYV](https://holderbook.com/stocks/SLYV/) | $8.2M | 75,505 | 6.1% | 3 |
| SCHWAB STRATEGIC TR | [SCHC](https://holderbook.com/stocks/SCHC/) | $6.7M | 138,331 | 5.0% | 3 |
| DIMENSIONAL ETF TRUST | [DFCF](https://holderbook.com/stocks/DFCF/) | $5.7M | 135,325 | 4.3% | 3 |
| APPLE INC | [AAPL](https://holderbook.com/stocks/AAPL/) | $5.2M | 17,885 | 3.9% | 3 |
| SCHWAB STRATEGIC TR | [SCHE](https://holderbook.com/stocks/SCHE/) | $3.7M | 102,585 | 2.8% | 3 |
| TESLA INC | [TSLA](https://holderbook.com/stocks/TSLA/) | $2.6M | 6,159 | 1.9% | 1 |
| DIMENSIONAL ETF TRUST | [DFAI](https://holderbook.com/stocks/DFAI/) | $2.0M | 48,277 | 1.5% | 3 |
| VANGUARD INDEX FDS | [VTI](https://holderbook.com/stocks/VTI/) | $1.4M | 3,840 | 1.1% | 3 |
| DIMENSIONAL ETF TRUST | [DFAX](https://holderbook.com/stocks/DFAX/) | $1.2M | 32,577 | 0.9% | 3 |
| ISHARES TR | [FLOT](https://holderbook.com/stocks/FLOT/) | $1.2M | 23,138 | 0.9% | 1 |
| DIMENSIONAL ETF TRUST | [DFAE](https://holderbook.com/stocks/DFAE/) | $940.1K | 23,379 | 0.7% | 3 |
| ISHARES TR | [SGOV](https://holderbook.com/stocks/SGOV/) | $912.3K | 9,062 | 0.7% | 3 |
| INVESCO QQQ TR | [QQQ](https://holderbook.com/stocks/QQQ/) | $854.2K | 1,160 | 0.6% | 1 |
| NVIDIA CORPORATION | [NVDA](https://holderbook.com/stocks/NVDA/) | $853.6K | 4,266 | 0.6% | 3 |
| ISHARES TR | [IVV](https://holderbook.com/stocks/IVV/) | $748.9K | 1,000 | 0.6% | 1 |
| ISHARES TR | [IWP](https://holderbook.com/stocks/IWP/) | $710.4K | 4,852 | 0.5% | 1 |
| ISHARES TR | [IJR](https://holderbook.com/stocks/IJR/) | $690.2K | 4,654 | 0.5% | 3 |
| DIMENSIONAL ETF TRUST | [DFAR](https://holderbook.com/stocks/DFAR/) | $482.1K | 18,429 | 0.4% | 3 |
| SPDR SERIES TRUST | [XBI](https://holderbook.com/stocks/XBI/) | $430.1K | 2,718 | 0.3% | 1 |
| VANGUARD TAX-MANAGED FDS | [VEA](https://holderbook.com/stocks/VEA/) | $424.2K | 5,954 | 0.3% | 1 |
| SPDR SERIES TRUST | [KRE](https://holderbook.com/stocks/KRE/) | $398.0K | 5,317 | 0.3% | 1 |
| ISHARES TR | [IWN](https://holderbook.com/stocks/IWN/) | $319.4K | 1,444 | 0.2% | 1 |
| META PLATFORMS INC | [META](https://holderbook.com/stocks/META/) | $295.7K | 525 | 0.2% | 3 |
| AT&T INC | [T](https://holderbook.com/stocks/T/) | $271.5K | 13,116 | 0.2% | 1 |
| ISHARES INC | [IEMG](https://holderbook.com/stocks/IEMG/) | $259.7K | 3,135 | 0.2% | 1 |
| VANGUARD MALVERN FDS | [VTIP](https://holderbook.com/stocks/VTIP/) | $256.0K | 5,096 | 0.2% | 3 |
| VANGUARD BD INDEX FDS | [BSV](https://holderbook.com/stocks/BSV/) | $246.7K | 3,167 | 0.2% | 1 |
| SCHWAB STRATEGIC TR | [FNDA](https://holderbook.com/stocks/FNDA/) | $241.3K | 6,341 | 0.2% | 3 |
| MICROSOFT CORP | [MSFT](https://holderbook.com/stocks/MSFT/) | $231.3K | 620 | 0.2% | 1 |
| ISHARES TR | [IBDU](https://holderbook.com/stocks/IBDU/) | $228.3K | 9,857 | 0.2% | 2 |
| ISHARES TR | [IBDT](https://holderbook.com/stocks/IBDT/) | $225.0K | 8,910 | 0.2% | 2 |
| BERKSHIRE HATHAWAY INC DEL | [BRKB](https://holderbook.com/stocks/BRKB/) | $222.7K | 445 | 0.2% | 1 |
| AMAZON COM INC | [AMZN](https://holderbook.com/stocks/AMZN/) | $220.2K | 924 | 0.2% | 1 |
| SCHWAB STRATEGIC TR | [SCHM](https://holderbook.com/stocks/SCHM/) | $217.3K | 5,895 | 0.2% | 1 |

## What the disclosed book did

Not the fund's return. This is the change in value of the positions disclosed on Form 13F, had they been left untouched, against SPY over the same quarter ends.

| Quarter | Book | Market | Difference | Priced |
|---|---|---|---|---|
| Q2 2026 | +9.2% | +14.8% | -5.6% | 100% |
| Q1 2026 | +0.1% | -4.6% | +4.8% | 100% |

## Quarter by quarter

| Quarter | Value | Positions |
|---|---|---|
| Q2 2026 | $134.1M | 41 |
| Q1 2026 | $107.0M | 26 |
| Q4 2025 | $97.0M | 24 |