# Finhabits Advisors LLC

> Institutional holdings reported to the SEC as of Q2 2026 on Form 13F. CIK 2106949. Source: https://holderbook.com/funds/2106949-finhabits-advisors-llc/

- Reported value: $118.9M
- Positions: 15
- Weight of the ten largest: 87.9%
- Filed: 2026-08-14

A 13F reports long US equity positions only. Short positions, bonds, foreign listings, private holdings and cash are not visible, so this is not the manager's whole book.

## Holdings

| Security | Ticker | Value | Shares | Weight | Quarters held |
|---|---|---|---|---|---|
| ISHARES TR | [ITOT](https://holderbook.com/stocks/ITOT/) | $21.8M | 132,959 | 18.4% | 3 |
| VANGUARD SCOTTSDALE FDS | [VCSH](https://holderbook.com/stocks/VCSH/) | $12.0M | 151,248 | 10.0% | 3 |
| ISHARES TR | [LQD](https://holderbook.com/stocks/LQD/) | $11.9M | 108,943 | 10.0% | 3 |
| VANGUARD INTL EQUITY INDEX F | [VWO](https://holderbook.com/stocks/VWO/) | $10.8M | 180,536 | 9.1% | 3 |
| BLACKROCK ETF TRUST | [DYNF](https://holderbook.com/stocks/DYNF/) | $9.5M | 140,398 | 8.0% | 3 |
| VANGUARD MALVERN FDS | [VTIP](https://holderbook.com/stocks/VTIP/) | $9.5M | 188,426 | 8.0% | 3 |
| VANGUARD TAX-MANAGED FDS | [VEA](https://holderbook.com/stocks/VEA/) | $9.0M | 125,849 | 7.5% | 3 |
| GOLDMAN SACHS ETF TR | [GBIL](https://holderbook.com/stocks/GBIL/) | $8.4M | 84,227 | 7.1% | 3 |
| ISHARES TR | [EMB](https://holderbook.com/stocks/EMB/) | $6.2M | 63,869 | 5.2% | 3 |
| VANGUARD SCOTTSDALE FDS | [VMBS](https://holderbook.com/stocks/VMBS/) | $5.5M | 117,741 | 4.6% | 3 |
| VANGUARD MUN BD FDS | [VTEB](https://holderbook.com/stocks/VTEB/) | $4.9M | 96,556 | 4.1% | 3 |
| VANGUARD INDEX FDS | [VNQ](https://holderbook.com/stocks/VNQ/) | $3.9M | 40,782 | 3.3% | 3 |
| BLACKROCK ETF TRUST II | [BINC](https://holderbook.com/stocks/BINC/) | $3.1M | 58,350 | 2.6% | 3 |
| ISHARES U S ETF TR | [NEAR](https://holderbook.com/stocks/NEAR/) | $2.1M | 41,416 | 1.8% | 3 |
| ETFS GOLD TR | [SGOL](https://holderbook.com/stocks/SGOL/) | $435.0K | 11,378 | 0.4% | 3 |

## What the disclosed book did

Not the fund's return. This is the change in value of the positions disclosed on Form 13F, had they been left untouched, against SPY over the same quarter ends.

| Quarter | Book | Market | Difference | Priced |
|---|---|---|---|---|
| Q2 2026 | +6.3% | +14.8% | -8.5% | 100% |
| Q1 2026 | -1.1% | -4.6% | +3.5% | 100% |

## Quarter by quarter

| Quarter | Value | Positions |
|---|---|---|
| Q2 2026 | $118.9M | 15 |
| Q1 2026 | $108.4M | 15 |
| Q4 2025 | $106.6M | 15 |