# Approach Retirement Advisors, LLC

> Institutional holdings reported to the SEC as of Q2 2026 on Form 13F. CIK 2106948. Source: https://holderbook.com/funds/2106948-approach-retirement-advisors-llc/

- Reported value: $137.7M
- Positions: 82
- Weight of the ten largest: 56.4%
- Filed: 2026-07-15

A 13F reports long US equity positions only. Short positions, bonds, foreign listings, private holdings and cash are not visible, so this is not the manager's whole book.

## Holdings

| Security | Ticker | Value | Shares | Weight | Quarters held |
|---|---|---|---|---|---|
| DIMENSIONAL ETF TRUST | [DFAC](https://holderbook.com/stocks/DFAC/) | $23.3M | 526,067 | 16.9% | 3 |
| AFLAC INC | [AFL](https://holderbook.com/stocks/AFL/) | $12.5M | 106,635 | 9.1% | 3 |
| DIMENSIONAL ETF TRUST | [DFCF](https://holderbook.com/stocks/DFCF/) | $9.0M | 214,289 | 6.6% | 3 |
| AMERICAN CENTY ETF TR | [AVUS](https://holderbook.com/stocks/AVUS/) | $7.7M | 59,933 | 5.6% | 3 |
| DIMENSIONAL ETF TRUST | [DFSD](https://holderbook.com/stocks/DFSD/) | $7.2M | 151,303 | 5.2% | 3 |
| DIMENSIONAL ETF TRUST | [DFIC](https://holderbook.com/stocks/DFIC/) | $4.3M | 115,422 | 3.1% | 3 |
| DIMENSIONAL ETF TRUST | [DFAI](https://holderbook.com/stocks/DFAI/) | $3.8M | 93,290 | 2.8% | 3 |
| AMERICAN CENTY ETF TR | [AVDE](https://holderbook.com/stocks/AVDE/) | $3.4M | 38,255 | 2.5% | 3 |
| ISHARES TR | [STIP](https://holderbook.com/stocks/STIP/) | $3.4M | 33,043 | 2.5% | 3 |
| VANGUARD BD INDEX FDS | [VUSB](https://holderbook.com/stocks/VUSB/) | $2.9M | 57,989 | 2.1% | 3 |
| AMERICAN CENTY ETF TR | [AVIG](https://holderbook.com/stocks/AVIG/) | $2.8M | 67,793 | 2.0% | 3 |
| DIMENSIONAL ETF TRUST | [DUHP](https://holderbook.com/stocks/DUHP/) | $2.7M | 64,079 | 1.9% | 3 |
| BERKSHIRE HATHAWAY INC DEL | [BRKB](https://holderbook.com/stocks/BRKB/) | $2.6M | 5,140 | 1.9% | 3 |
| VANGUARD MALVERN FDS | [VTIP](https://holderbook.com/stocks/VTIP/) | $2.6M | 51,102 | 1.9% | 3 |
| DIMENSIONAL ETF TRUST | [DFSV](https://holderbook.com/stocks/DFSV/) | $2.4M | 60,762 | 1.7% | 3 |
| AMERICAN CENTY ETF TR | [AVSF](https://holderbook.com/stocks/AVSF/) | $2.2M | 46,438 | 1.6% | 3 |
| DIMENSIONAL ETF TRUST | [DFAE](https://holderbook.com/stocks/DFAE/) | $2.0M | 49,941 | 1.5% | 3 |
| AMERICAN CENTY ETF TR | [AVUV](https://holderbook.com/stocks/AVUV/) | $1.9M | 15,534 | 1.4% | 3 |
| DIMENSIONAL ETF TRUST | [DFEM](https://holderbook.com/stocks/DFEM/) | $1.9M | 46,276 | 1.4% | 3 |
| AMERICAN CENTY ETF TR | [AVLV](https://holderbook.com/stocks/AVLV/) | $1.8M | 19,482 | 1.3% | 3 |
| ISHARES TR | [SGOV](https://holderbook.com/stocks/SGOV/) | $1.7M | 17,325 | 1.3% | 1 |
| AMERICAN CENTY ETF TR | [AVEM](https://holderbook.com/stocks/AVEM/) | $1.7M | 17,492 | 1.2% | 3 |
| STATE STR SPDR S&P 500 ETF T | [SPY](https://holderbook.com/stocks/SPY/) | $1.5M | 2,031 | 1.1% | 3 |
| VANGUARD SPECIALIZED FUNDS | [VIG](https://holderbook.com/stocks/VIG/) | $1.3M | 5,533 | 1.0% | 3 |
| VANGUARD INDEX FDS | [VTV](https://holderbook.com/stocks/VTV/) | $1.3M | 5,750 | 0.9% | 3 |
| EXXON MOBIL CORP | [XOMXXXX](https://holderbook.com/stocks/XOMXXXX/) | $1.2M | 8,911 | 0.9% | 3 |
| DIMENSIONAL ETF TRUST | [DISV](https://holderbook.com/stocks/DISV/) | $1.2M | 30,213 | 0.9% | 3 |
| DIMENSIONAL ETF TRUST | [DFIV](https://holderbook.com/stocks/DFIV/) | $1.2M | 21,625 | 0.8% | 3 |
| DIMENSIONAL ETF TRUST | [DIHP](https://holderbook.com/stocks/DIHP/) | $1.1M | 31,608 | 0.8% | 3 |
| AMERICAN CENTY ETF TR | [AVSC](https://holderbook.com/stocks/AVSC/) | $1.0M | 14,297 | 0.8% | 3 |
| VANGUARD TAX-MANAGED FDS | [VEA](https://holderbook.com/stocks/VEA/) | $962.4K | 13,506 | 0.7% | 3 |
| DIMENSIONAL ETF TRUST | [DFLV](https://holderbook.com/stocks/DFLV/) | $895.7K | 22,652 | 0.7% | 3 |
| ADVANCED MICRO DEVICES INC | [AMD](https://holderbook.com/stocks/AMD/) | $867.3K | 1,493 | 0.6% | 3 |
| TAIWAN SEMICONDUCTOR MANUFAC | [TSM](https://holderbook.com/stocks/TSM/) | $828.6K | 1,735 | 0.6% | 3 |
| DIMENSIONAL ETF TRUST | [DFAR](https://holderbook.com/stocks/DFAR/) | $807.5K | 30,866 | 0.6% | 3 |
| PROCTER & GAMBLE CO | [PG](https://holderbook.com/stocks/PG/) | $788.7K | 5,378 | 0.6% | 3 |
| VANGUARD INDEX FDS | [VTI](https://holderbook.com/stocks/VTI/) | $775.4K | 2,095 | 0.6% | 3 |
| DIMENSIONAL ETF TRUST | [DFAT](https://holderbook.com/stocks/DFAT/) | $748.1K | 10,703 | 0.5% | 3 |
| VANGUARD INTL EQUITY INDEX F | [VT](https://holderbook.com/stocks/VT/) | $728.0K | 4,638 | 0.5% | 3 |
| VANGUARD INDEX FDS | [VUG](https://holderbook.com/stocks/VUG/) | $714.8K | 8,297 | 0.5% | 3 |
| INTERNATIONAL BUSINESS MACHS | [IBM](https://holderbook.com/stocks/IBM/) | $702.2K | 2,497 | 0.5% | 3 |
| VANGUARD INSTL INDEX FD | [VBIL](https://holderbook.com/stocks/VBIL/) | $700.7K | 9,258 | 0.5% | 3 |
| COCA COLA CO | [KO](https://holderbook.com/stocks/KO/) | $585.7K | 7,207 | 0.4% | 3 |
| SOUTHERN CO | [SO](https://holderbook.com/stocks/SO/) | $580.8K | 6,067 | 0.4% | 3 |
| DIMENSIONAL ETF TRUST | [DFAS](https://holderbook.com/stocks/DFAS/) | $541.1K | 6,571 | 0.4% | 3 |
| DIMENSIONAL ETF TRUST | [DFUV](https://holderbook.com/stocks/DFUV/) | $525.6K | 9,555 | 0.4% | 3 |
| DIMENSIONAL ETF TRUST | [DFAX](https://holderbook.com/stocks/DFAX/) | $521.9K | 14,166 | 0.4% | 3 |
| MICROSOFT CORP | [MSFT](https://holderbook.com/stocks/MSFT/) | $519.5K | 1,392 | 0.4% | 3 |
| ISHARES TR | [SUB](https://holderbook.com/stocks/SUB/) | $504.6K | 4,739 | 0.4% | 3 |
| DIMENSIONAL ETF TRUST | [DFEV](https://holderbook.com/stocks/DFEV/) | $474.0K | 11,109 | 0.3% | 3 |
| SPDR SERIES TRUST | [SPYM](https://holderbook.com/stocks/SPYM/) | $466.2K | 5,304 | 0.3% | 3 |
| ALPHABET INC | [GOOGL](https://holderbook.com/stocks/GOOGL/) | $452.1K | 1,265 | 0.3% | 3 |
| VANGUARD INTL EQUITY INDEX F | [VWO](https://holderbook.com/stocks/VWO/) | $442.6K | 7,414 | 0.3% | 3 |
| DUKE ENERGY CORP NEW | [DUK](https://holderbook.com/stocks/DUK/) | $426.5K | 3,369 | 0.3% | 3 |
| SPDR SERIES TRUST | [SDY](https://holderbook.com/stocks/SDY/) | $408.0K | 2,680 | 0.3% | 3 |
| APPLE INC | [AAPL](https://holderbook.com/stocks/AAPL/) | $395.3K | 1,366 | 0.3% | 3 |
| VANGUARD INDEX FDS | [VO](https://holderbook.com/stocks/VO/) | $394.6K | 4,897 | 0.3% | 3 |
| DOUBLELINE INCOME SOLUTIONS | [DSL](https://holderbook.com/stocks/DSL/) | $384.2K | 34,739 | 0.3% | 3 |
| DIMENSIONAL ETF TRUST | [DEHP](https://holderbook.com/stocks/DEHP/) | $382.1K | 8,934 | 0.3% | 3 |
| DIMENSIONAL ETF TRUST | [DFGR](https://holderbook.com/stocks/DFGR/) | $376.4K | 12,994 | 0.3% | 3 |
| VANGUARD WHITEHALL FDS | [VYM](https://holderbook.com/stocks/VYM/) | $364.6K | 2,307 | 0.3% | 3 |
| ISHARES TR | [IWM](https://holderbook.com/stocks/IWM/) | $360.5K | 1,200 | 0.3% | 3 |
| ISHARES TR | [AOR](https://holderbook.com/stocks/AOR/) | $347.9K | 5,006 | 0.3% | 3 |
| AMERICAN CENTY ETF TR | [AVDV](https://holderbook.com/stocks/AVDV/) | $329.8K | 3,200 | 0.2% | 3 |
| THERMO FISHER SCIENTIFIC INC | [TMO](https://holderbook.com/stocks/TMO/) | $326.0K | 650 | 0.2% | 3 |
| VANGUARD MALVERN FDS | [VCRB](https://holderbook.com/stocks/VCRB/) | $315.5K | 4,084 | 0.2% | 3 |
| CHEVRON CORPORATION | [CVX](https://holderbook.com/stocks/CVX/) | $311.5K | 1,879 | 0.2% | 3 |
| ISHARES TR | [IJH](https://holderbook.com/stocks/IJH/) | $308.4K | 4,000 | 0.2% | 3 |
| DIMENSIONAL ETF TRUST | [DFAW](https://holderbook.com/stocks/DFAW/) | $301.4K | 3,640 | 0.2% | 1 |
| META PLATFORMS INC | [META](https://holderbook.com/stocks/META/) | $286.5K | 508 | 0.2% | 3 |
| VANGUARD INDEX FDS | [VB](https://holderbook.com/stocks/VB/) | $280.4K | 924 | 0.2% | 3 |
| VANGUARD SCOTTSDALE FDS | [VGSH](https://holderbook.com/stocks/VGSH/) | $279.7K | 4,806 | 0.2% | 3 |
| AMERICAN CENTY ETF TR | [AVIV](https://holderbook.com/stocks/AVIV/) | $275.8K | 3,561 | 0.2% | 3 |
| TEXAS INSTRS INC | [TXN](https://holderbook.com/stocks/TXN/) | $268.0K | 899 | 0.2% | 1 |
| CENTRAL SECS CORP | [CET](https://holderbook.com/stocks/CET/) | $260.5K | 4,967 | 0.2% | 3 |
| AMAZON COM INC | [AMZN](https://holderbook.com/stocks/AMZN/) | $257.6K | 1,081 | 0.2% | 3 |
| MOLINA HEALTHCARE INC | [MOH](https://holderbook.com/stocks/MOH/) | $251.6K | 1,100 | 0.2% | 1 |
| SCHWAB STRATEGIC TR | [SCHD](https://holderbook.com/stocks/SCHD/) | $237.8K | 7,500 | 0.2% | 3 |
| NVIDIA CORPORATION | [NVDA](https://holderbook.com/stocks/NVDA/) | $231.3K | 1,156 | 0.2% | 1 |
| DIMENSIONAL ETF TRUST | [DXIV](https://holderbook.com/stocks/DXIV/) | $213.5K | 3,050 | 0.2% | 2 |
| VANGUARD INDEX FDS | [VBR](https://holderbook.com/stocks/VBR/) | $206.7K | 850 | 0.2% | 1 |
| VANGUARD INDEX FDS | [VNQ](https://holderbook.com/stocks/VNQ/) | $206.1K | 2,137 | 0.1% | 1 |

## What the disclosed book did

Not the fund's return. This is the change in value of the positions disclosed on Form 13F, had they been left untouched, against SPY over the same quarter ends.

| Quarter | Book | Market | Difference | Priced |
|---|---|---|---|---|
| Q2 2026 | +8.5% | +14.8% | -6.3% | 100% |
| Q1 2026 | +0.5% | -4.6% | +5.2% | 100% |

## Quarter by quarter

| Quarter | Value | Positions |
|---|---|---|
| Q2 2026 | $137.7M | 82 |
| Q1 2026 | $120.2M | 79 |
| Q4 2025 | $116.1M | 78 |