# True Freedom Investing, LLC

> Institutional holdings reported to the SEC as of Q2 2026 on Form 13F. CIK 2096483. Source: https://holderbook.com/funds/2096483-true-freedom-investing-llc/

- Reported value: $1.3B
- Positions: 97
- Weight of the ten largest: 74.6%
- Filed: 2026-08-12

A 13F reports long US equity positions only. Short positions, bonds, foreign listings, private holdings and cash are not visible, so this is not the manager's whole book.

## Holdings

| Security | Ticker | Value | Shares | Weight | Quarters held |
|---|---|---|---|---|---|
| ISHARES TR | [IJS](https://holderbook.com/stocks/IJS/) | $225.8M | 1,906,412 | 17.7% | 2 |
| ISHARES TR | [IWM](https://holderbook.com/stocks/IWM/) | $224.3M | 904,461 | 17.6% | 3 |
| ISHARES TR | [IJK](https://holderbook.com/stocks/IJK/) | $223.1M | 2,217,617 | 17.5% | 2 |
| SPDR GOLD TR | [GLD](https://holderbook.com/stocks/GLD/) | $92.7M | 215,495 | 7.3% | 6 |
| VANGUARD BD INDEX FDS | [BIV](https://holderbook.com/stocks/BIV/) | $38.3M | 496,303 | 3.0% | 3 |
| SELECT SECTOR SPDR TR | [XLE](https://holderbook.com/stocks/XLE/) | $35.2M | 575,117 | 2.8% | 5 |
| SCHWAB STRATEGIC TR | [SCHX](https://holderbook.com/stocks/SCHX/) | $33.6M | 1,309,369 | 2.6% | 5 |
| VANGUARD BD INDEX FDS | [BND](https://holderbook.com/stocks/BND/) | $31.1M | 422,886 | 2.4% | 6 |
| SCHWAB STRATEGIC TR | [SCHF](https://holderbook.com/stocks/SCHF/) | $28.2M | 1,137,902 | 2.2% | 5 |
| STATE STR SPDR S&P 500 ETF T | [SPY](https://holderbook.com/stocks/SPY/) | $20.7M | 31,865 | 1.6% | 6 |
| ISHARES TR | [IEF](https://holderbook.com/stocks/IEF/) | $14.1M | 147,572 | 1.1% | 2 |
| CONOCOPHILLIPS | [COP](https://holderbook.com/stocks/COP/) | $10.5M | 79,821 | 0.8% | 3 |
| EXXON MOBIL CORP | [XOMXXXX](https://holderbook.com/stocks/XOMXXXX/) | $10.0M | 58,918 | 0.8% | 3 |
| MICROSOFT CORP | [MSFT](https://holderbook.com/stocks/MSFT/) | $8.0M | 21,698 | 0.6% | 5 |
| PHILLIPS 66 | [PSX](https://holderbook.com/stocks/PSX/) | $7.4M | 40,371 | 0.6% | 3 |
| QUALCOMM INC | [QCOM](https://holderbook.com/stocks/QCOM/) | $7.0M | 54,373 | 0.5% | 3 |
| CHEVRON CORPORATION | [CVX](https://holderbook.com/stocks/CVX/) | $6.8M | 33,020 | 0.5% | 3 |
| MERCK & CO INC | [MRK](https://holderbook.com/stocks/MRK/) | $6.8M | 56,676 | 0.5% | 3 |
| VERIZON COMMUNICATIONS INC | [VZ](https://holderbook.com/stocks/VZ/) | $6.6M | 130,558 | 0.5% | 2 |
| ASTRAZENECA PLC | [AZN](https://holderbook.com/stocks/AZN/) | $6.5M | 33,173 | 0.5% | 2 |
| SCHWAB STRATEGIC TR | [SCHD](https://holderbook.com/stocks/SCHD/) | $6.4M | 207,724 | 0.5% | 3 |
| APPLE INC | [AAPL](https://holderbook.com/stocks/AAPL/) | $6.2M | 24,299 | 0.5% | 3 |
| CITIGROUP INC | [C](https://holderbook.com/stocks/C/) | $6.1M | 54,166 | 0.5% | 3 |
| AMGEN INC | [AMGN](https://holderbook.com/stocks/AMGN/) | $6.1M | 17,242 | 0.5% | 3 |
| ABBVIE INC | [ABBV](https://holderbook.com/stocks/ABBV/) | $6.0M | 27,808 | 0.5% | 3 |
| JPMORGAN CHASE & CO | [JPM](https://holderbook.com/stocks/JPM/) | $6.0M | 20,417 | 0.5% | 3 |
| SCHWAB STRATEGIC TR | [SCHB](https://holderbook.com/stocks/SCHB/) | $6.0M | 237,535 | 0.5% | 3 |
| PEPSICO INC | [PEP](https://holderbook.com/stocks/PEP/) | $5.8M | 37,081 | 0.5% | 6 |
| SPDR SERIES TRUST | [SPMD](https://holderbook.com/stocks/SPMD/) | $5.7M | 96,433 | 0.4% | 3 |
| DIMENSIONAL ETF TRUST | [DFAS](https://holderbook.com/stocks/DFAS/) | $5.7M | 79,900 | 0.4% | 4 |
| DUKE ENERGY CORP NEW | [DUK](https://holderbook.com/stocks/DUK/) | $5.7M | 43,354 | 0.4% | 2 |
| ISHARES TR | [IGSB](https://holderbook.com/stocks/IGSB/) | $5.7M | 107,643 | 0.4% | 3 |
| SOUTHERN CO | [SO](https://holderbook.com/stocks/SO/) | $5.6M | 58,431 | 0.4% | 2 |
| WASTE MGMT INC DEL | [WM](https://holderbook.com/stocks/WM/) | $5.6M | 24,494 | 0.4% | 3 |
| BROADCOM INC | [AVGO](https://holderbook.com/stocks/AVGO/) | $5.5M | 17,865 | 0.4% | 5 |
| TEXAS INSTRS INC | [TXN](https://holderbook.com/stocks/TXN/) | $5.5M | 28,388 | 0.4% | 3 |
| MCDONALDS CORP | [MCD](https://holderbook.com/stocks/MCD/) | $5.3M | 16,995 | 0.4% | 3 |
| KIMBERLY-CLARK CORP | [KMB](https://holderbook.com/stocks/KMB/) | $5.1M | 52,561 | 0.4% | 3 |
| OMNICOM GROUP INC | [OMC](https://holderbook.com/stocks/OMC/) | $5.0M | 67,047 | 0.4% | 3 |
| PROCTER & GAMBLE CO | [PG](https://holderbook.com/stocks/PG/) | $5.0M | 34,791 | 0.4% | 3 |
| BERKSHIRE HATHAWAY INC DEL | [BRKB](https://holderbook.com/stocks/BRKB/) | $5.0M | 10,458 | 0.4% | 3 |
| AMERICAN TOWER CORP | [AMT](https://holderbook.com/stocks/AMT/) | $5.0M | 28,891 | 0.4% | 2 |
| SCHWAB STRATEGIC TR | [SCHE](https://holderbook.com/stocks/SCHE/) | $5.0M | 151,319 | 0.4% | 3 |
| METLIFE INC | [MET](https://holderbook.com/stocks/MET/) | $4.7M | 67,120 | 0.4% | 3 |
| TAIWAN SEMICONDUCTOR MANUFAC | [TSM](https://holderbook.com/stocks/TSM/) | $4.7M | 13,826 | 0.4% | 4 |
| INTERNATIONAL PAPER CO | [IP](https://holderbook.com/stocks/IP/) | $4.6M | 128,121 | 0.4% | 3 |
| UNILEVER PLC | [UL](https://holderbook.com/stocks/UL/) | $4.5M | 79,194 | 0.4% | 3 |
| ABBOTT LABORATORIES | [ABT](https://holderbook.com/stocks/ABT/) | $4.5M | 43,409 | 0.3% | 3 |
| GENUINE PARTS CO | [GPC](https://holderbook.com/stocks/GPC/) | $4.4M | 41,937 | 0.3% | 3 |
| AUTOMATIC DATA PROCESSING IN | [ADP](https://holderbook.com/stocks/ADP/) | $4.3M | 21,073 | 0.3% | 3 |
| SELECT SECTOR SPDR TR | [XLRE](https://holderbook.com/stocks/XLRE/) | $4.1M | 101,235 | 0.3% | 3 |
| NVIDIA CORPORATION | [NVDA](https://holderbook.com/stocks/NVDA/) | $3.9M | 22,443 | 0.3% | 6 |
| ELEVANCE HEALTH INC FORMERLY | [ELV](https://holderbook.com/stocks/ELV/) | $3.8M | 13,017 | 0.3% | 3 |
| IQVIA HLDGS INC | [IQV](https://holderbook.com/stocks/IQV/) | $3.8M | 22,297 | 0.3% | 3 |
| BLUEROCK PVT REAL ESTATE FD | [BPRE](https://holderbook.com/stocks/BPRE/) | $3.7M | 219,883 | 0.3% | 3 |
| META PLATFORMS INC | [META](https://holderbook.com/stocks/META/) | $3.6M | 6,241 | 0.3% | 2 |
| PALO ALTO NETWORKS INC | [PANW](https://holderbook.com/stocks/PANW/) | $3.5M | 21,607 | 0.3% | 2 |
| INVESCO QQQ TR | [QQQ](https://holderbook.com/stocks/QQQ/) | $3.4M | 5,871 | 0.3% | 6 |
| ISHARES TR | [EEM](https://holderbook.com/stocks/EEM/) | $3.4M | 59,452 | 0.3% | 5 |
| VEEVA SYS INC | [VEEV](https://holderbook.com/stocks/VEEV/) | $3.3M | 19,048 | 0.3% | 3 |
| ALPHABET INC | [GOOG](https://holderbook.com/stocks/GOOG/) | $3.3M | 11,635 | 0.3% | 3 |
| DEXCOM INC | [DXCM](https://holderbook.com/stocks/DXCM/) | $3.3M | 53,078 | 0.3% | 2 |
| GENERAL DYNAMICS CORP | [GD](https://holderbook.com/stocks/GD/) | $3.3M | 9,515 | 0.3% | 3 |
| SALESFORCE INC | [CRM](https://holderbook.com/stocks/CRM/) | $3.2M | 17,292 | 0.3% | 2 |
| AMAZON COM INC | [AMZN](https://holderbook.com/stocks/AMZN/) | $3.1M | 15,092 | 0.2% | 6 |
| ISHARES TR | [IVW](https://holderbook.com/stocks/IVW/) | $3.0M | 26,946 | 0.2% | 6 |
| INTUIT | [INTU](https://holderbook.com/stocks/INTU/) | $2.9M | 6,804 | 0.2% | 3 |
| MASTERCARD INCORPORATED | [MA](https://holderbook.com/stocks/MA/) | $2.8M | 5,642 | 0.2% | 3 |
| SCHWAB STRATEGIC TR | [SCHO](https://holderbook.com/stocks/SCHO/) | $2.7M | 111,927 | 0.2% | 3 |
| PALANTIR TECHNOLOGIES INC | [PLTR](https://holderbook.com/stocks/PLTR/) | $1.8M | 12,097 | 0.1% | 6 |
| ISHARES TR | [HYG](https://holderbook.com/stocks/HYG/) | $1.3M | 16,856 | 0.1% | 6 |
| ISHARES TR | [LQD](https://holderbook.com/stocks/LQD/) | $1.3M | 12,251 | 0.1% | 6 |
| ISHARES TR | [SGOV](https://holderbook.com/stocks/SGOV/) | $1.1M | 11,244 | 0.1% | 2 |
| CION INVT CORP | [CION](https://holderbook.com/stocks/CION/) | $979.0K | 143,122 | 0.1% | 3 |
| SCHWAB STRATEGIC TR | [SCHP](https://holderbook.com/stocks/SCHP/) | $922.0K | 34,649 | 0.1% | 3 |
| VANGUARD INDEX FDS | [VTI](https://holderbook.com/stocks/VTI/) | $796.6K | 2,483 | 0.1% | 6 |
| ISHARES TR | [IYM](https://holderbook.com/stocks/IYM/) | $683.5K | 3,886 | 0.1% | 2 |
| RTX CORPORATION | [RTX](https://holderbook.com/stocks/RTX/) | $615.6K | 3,191 | 0.0% | 3 |
| WALMART INC | [WMT](https://holderbook.com/stocks/WMT/) | $586.3K | 4,718 | 0.0% | 3 |
| TESLA INC | [TSLA](https://holderbook.com/stocks/TSLA/) | $565.4K | 1,521 | 0.0% | 3 |
| ROYAL GOLD INC | [RGLD](https://holderbook.com/stocks/RGLD/) | $459.9K | 1,807 | 0.0% | 3 |
| 3M CO | [MMM](https://holderbook.com/stocks/MMM/) | $444.0K | 3,057 | 0.0% | 3 |
| ISHARES GOLD TR | [IAU](https://holderbook.com/stocks/IAU/) | $377.2K | 4,279 | 0.0% | 3 |
| SLB LIMITED | [SLB](https://holderbook.com/stocks/SLB/) | $358.0K | 6,966 | 0.0% | 2 |
| MARVELL TECHNOLOGY INC | [MRVL](https://holderbook.com/stocks/MRVL/) | $331.9K | 3,350 | 0.0% | 2 |
| ETFS GOLD TR | [SGOL](https://holderbook.com/stocks/SGOL/) | $327.9K | 7,349 | 0.0% | 3 |
| SCHWAB STRATEGIC TR | [SCHM](https://holderbook.com/stocks/SCHM/) | $304.9K | 9,849 | 0.0% | 3 |
| FRANCO NEV CORP | [FNV](https://holderbook.com/stocks/FNV/) | $282.4K | 1,143 | 0.0% | 3 |
| EDISON INTL | [EIX](https://holderbook.com/stocks/EIX/) | $276.9K | 3,784 | 0.0% | 3 |
| CURTISS WRIGHT CORP | [CW](https://holderbook.com/stocks/CW/) | $272.4K | 400 | 0.0% | 3 |
| SPDR SERIES TRUST | [BIL](https://holderbook.com/stocks/BIL/) | $232.8K | 2,541 | 0.0% | 3 |
| ISHARES TR | [IYZ](https://holderbook.com/stocks/IYZ/) | $228.6K | 5,814 | 0.0% | 6 |
| INVESCO EXCH TRADED FD TR II | [SPLV](https://holderbook.com/stocks/SPLV/) | $210.0K | 2,871 | 0.0% | 2 |
| ROIVANT SCIENCES LTD | [ROIV](https://holderbook.com/stocks/ROIV/) | $208.0K | 7,508 | 0.0% | 3 |
| MSC INCOME FUND INC | [MSIF](https://holderbook.com/stocks/MSIF/) | $171.4K | 14,073 | 0.0% | 2 |
| LIGHTPATH TECHNOLOGIES INC | [LPTH](https://holderbook.com/stocks/LPTH/) | $110.8K | 11,043 | 0.0% | 2 |
| SURF AIR MOBILITY INC | [SRFM](https://holderbook.com/stocks/SRFM/) | $34.9K | 30,339 | 0.0% | 2 |

## What the disclosed book did

Not the fund's return. This is the change in value of the positions disclosed on Form 13F, had they been left untouched, against SPY over the same quarter ends.

| Quarter | Book | Market | Difference | Priced |
|---|---|---|---|---|
| Q2 2026 | +10.3% | +14.8% | -4.5% | 100% |
| Q1 2026 | -5.2% | -4.6% | -0.6% | 100% |
| Q4 2025 | +3.1% | +2.4% | +0.7% | 100% |
| Q3 2025 | +8.9% | +7.8% | +1.0% | 100% |
| Q1 2025 | -0.2% | -4.6% | +4.3% | 100% |

## Quarter by quarter

| Quarter | Value | Positions |
|---|---|---|
| Q2 2026 | $1.3B | 97 |
| Q1 2026 | $1.3B | 98 |
| Q4 2025 | $1.5B | 156 |
| Q3 2025 | $280.1M | 70 |
| Q2 2025 | $254.1M | 57 |
| Q4 2024 | $230.4M | 56 |