# United Financial Planning Group LLC

> Institutional holdings reported to the SEC as of Q2 2026 on Form 13F. CIK 2088337. Source: https://holderbook.com/funds/2088337-united-financial-planning-group-llc/

- Reported value: $196.9M
- Positions: 465
- Weight of the ten largest: 76.4%
- Filed: 2026-08-06

A 13F reports long US equity positions only. Short positions, bonds, foreign listings, private holdings and cash are not visible, so this is not the manager's whole book.

## Holdings

| Security | Ticker | Value | Shares | Weight | Quarters held |
|---|---|---|---|---|---|
| VANGUARD INDEX FDS | [VTV](https://holderbook.com/stocks/VTV/) | $35.3M | 161,587 | 17.9% | 4 |
| VANGUARD INDEX FDS | [VUG](https://holderbook.com/stocks/VUG/) | $33.2M | 385,232 | 16.9% | 4 |
| VANGUARD TAX-MANAGED FDS | [VEA](https://holderbook.com/stocks/VEA/) | $32.1M | 450,640 | 16.3% | 3 |
| ISHARES TR | [IJH](https://holderbook.com/stocks/IJH/) | $10.3M | 133,020 | 5.2% | 4 |
| ISHARES TR | [IJR](https://holderbook.com/stocks/IJR/) | $8.9M | 60,191 | 4.5% | 4 |
| ISHARES INC | [IEMG](https://holderbook.com/stocks/IEMG/) | $8.6M | 103,354 | 4.4% | 4 |
| VANGUARD INDEX FDS | [VNQ](https://holderbook.com/stocks/VNQ/) | $6.9M | 71,064 | 3.5% | 4 |
| VANGUARD CHARLOTTE FDS | [BNDX](https://holderbook.com/stocks/BNDX/) | $6.2M | 127,387 | 3.1% | 4 |
| VANGUARD BD INDEX FDS | [BSV](https://holderbook.com/stocks/BSV/) | $4.8M | 62,065 | 2.5% | 4 |
| VANGUARD INDEX FDS | [VO](https://holderbook.com/stocks/VO/) | $4.2M | 51,820 | 2.1% | 3 |
| ABBVIE INC | [ABBV](https://holderbook.com/stocks/ABBV/) | $2.9M | 11,412 | 1.5% | 4 |
| VANGUARD INDEX FDS | [VTI](https://holderbook.com/stocks/VTI/) | $2.6M | 7,078 | 1.3% | 4 |
| ISHARES TR | [IGSB](https://holderbook.com/stocks/IGSB/) | $2.4M | 44,979 | 1.2% | 4 |
| APPLE INC | [AAPL](https://holderbook.com/stocks/AAPL/) | $2.2M | 7,621 | 1.1% | 4 |
| VANGUARD INDEX FDS | [VB](https://holderbook.com/stocks/VB/) | $2.2M | 7,245 | 1.1% | 4 |
| ISHARES TR | [IDEV](https://holderbook.com/stocks/IDEV/) | $2.1M | 23,377 | 1.1% | 4 |
| VANGUARD STAR FDS | [VXUS](https://holderbook.com/stocks/VXUS/) | $1.7M | 20,403 | 0.9% | 4 |
| VANGUARD INTL EQUITY INDEX F | [VWO](https://holderbook.com/stocks/VWO/) | $1.7M | 27,787 | 0.8% | 4 |
| VANGUARD BD INDEX FDS | [BIV](https://holderbook.com/stocks/BIV/) | $1.5M | 19,823 | 0.8% | 3 |
| SPDR GOLD TR | [GLD](https://holderbook.com/stocks/GLD/) | $1.5M | 4,047 | 0.8% | 4 |
| NVIDIA CORPORATION | [NVDA](https://holderbook.com/stocks/NVDA/) | $1.2M | 5,820 | 0.6% | 4 |
| ISHARES SILVER TR | [SLV](https://holderbook.com/stocks/SLV/) | $1.1M | 20,571 | 0.6% | 4 |
| WALMART INC | [WMT](https://holderbook.com/stocks/WMT/) | $1.1M | 9,398 | 0.5% | 4 |
| STATE STR SPDR S&P 500 ETF T | [SPY](https://holderbook.com/stocks/SPY/) | $993.7K | 1,331 | 0.5% | 4 |
| VANGUARD INDEX FDS | [VOO](https://holderbook.com/stocks/VOO/) | $964.5K | 1,404 | 0.5% | 4 |
| CONSOLIDATED EDISON INC | [ED](https://holderbook.com/stocks/ED/) | $901.8K | 8,152 | 0.5% | 4 |
| MICROSOFT CORP | [MSFT](https://holderbook.com/stocks/MSFT/) | $725.5K | 1,945 | 0.4% | 4 |
| BROADCOM INC | [AVGO](https://holderbook.com/stocks/AVGO/) | $603.5K | 1,598 | 0.3% | 4 |
| ALPHABET INC | [GOOGL](https://holderbook.com/stocks/GOOGL/) | $585.9K | 1,639 | 0.3% | 4 |
| ISHARES TR | [IWD](https://holderbook.com/stocks/IWD/) | $484.9K | 2,000 | 0.2% | 3 |
| NEWMONT CORP | [NEM](https://holderbook.com/stocks/NEM/) | $479.6K | 5,135 | 0.2% | 4 |
| BERKSHIRE HATHAWAY INC DEL | [BRKB](https://holderbook.com/stocks/BRKB/) | $476.4K | 952 | 0.2% | 3 |
| VANGUARD WHITEHALL FDS | [VYM](https://holderbook.com/stocks/VYM/) | $471.4K | 2,983 | 0.2% | 3 |
| BARRICK MNG CORP | [B](https://holderbook.com/stocks/B/) | $434.5K | 11,829 | 0.2% | 1 |
| ALPHABET INC | [GOOG](https://holderbook.com/stocks/GOOG/) | $423.5K | 1,198 | 0.2% | 4 |
| VISA INC | [V](https://holderbook.com/stocks/V/) | $419.9K | 1,224 | 0.2% | 4 |
| AMAZON COM INC | [AMZN](https://holderbook.com/stocks/AMZN/) | $409.5K | 1,718 | 0.2% | 4 |
| MOODYS CORP | [MCO](https://holderbook.com/stocks/MCO/) | $397.2K | 877 | 0.2% | 4 |
| SELECT SECTOR SPDR TR | [XLE](https://holderbook.com/stocks/XLE/) | $354.1K | 6,667 | 0.2% | 4 |
| INVESCO QQQ TR | [QQQ](https://holderbook.com/stocks/QQQ/) | $343.9K | 467 | 0.2% | 4 |
| VANGUARD BD INDEX FDS | [BLV](https://holderbook.com/stocks/BLV/) | $343.8K | 4,988 | 0.2% | 4 |
| META PLATFORMS INC | [META](https://holderbook.com/stocks/META/) | $331.2K | 588 | 0.2% | 4 |
| VANGUARD WORLD FD | [VPU](https://holderbook.com/stocks/VPU/) | $331.0K | 1,691 | 0.2% | 4 |
| ISHARES TR | [IVV](https://holderbook.com/stocks/IVV/) | $318.8K | 426 | 0.2% | 4 |
| VANGUARD SPECIALIZED FUNDS | [VIG](https://holderbook.com/stocks/VIG/) | $311.7K | 1,317 | 0.2% | 3 |
| EXXON MOBIL CORP | [XOMXXXX](https://holderbook.com/stocks/XOMXXXX/) | $278.9K | 2,040 | 0.1% | 4 |
| CENTRAL SECS CORP | [CET](https://holderbook.com/stocks/CET/) | $262.7K | 5,009 | 0.1% | 1 |
| CONSTELLATION ENERGY CORP | [CEG](https://holderbook.com/stocks/CEG/) | $251.1K | 1,011 | 0.1% | 2 |
| TESLA INC | [TSLA](https://holderbook.com/stocks/TSLA/) | $242.7K | 577 | 0.1% | 4 |
| JPMORGAN CHASE & CO | [JPM](https://holderbook.com/stocks/JPM/) | $241.7K | 738 | 0.1% | 4 |
| ISHARES TR | [LQD](https://holderbook.com/stocks/LQD/) | $237.6K | 2,178 | 0.1% | 4 |
| MCDONALDS CORP | [MCD](https://holderbook.com/stocks/MCD/) | $227.1K | 840 | 0.1% | 4 |
| ING GROEP N.V. | [ING](https://holderbook.com/stocks/ING/) | $219.5K | 6,995 | 0.1% | 1 |
| ORACLE CORP | [ORCL](https://holderbook.com/stocks/ORCL/) | $212.8K | 1,452 | 0.1% | 4 |
| FEDEX CORP | [FDX](https://holderbook.com/stocks/FDX/) | $208.0K | 664 | 0.1% | 4 |
| SEAGATE TECHNOLOGY HLDNGS PL | [STX](https://holderbook.com/stocks/STX/) | $182.4K | 189 | 0.1% | 1 |
| VANGUARD SCOTTSDALE FDS | [VCSH](https://holderbook.com/stocks/VCSH/) | $176.8K | 2,237 | 0.1% | 4 |
| VANGUARD INDEX FDS | [VV](https://holderbook.com/stocks/VV/) | $158.5K | 461 | 0.1% | 4 |
| AGNICO EAGLE MINES LTD | [AEM](https://holderbook.com/stocks/AEM/) | $156.7K | 1,010 | 0.1% | 1 |
| ISHARES TR | [IEFA](https://holderbook.com/stocks/IEFA/) | $150.2K | 1,555 | 0.1% | 3 |
| NISOURCE INC | [NI](https://holderbook.com/stocks/NI/) | $146.2K | 3,075 | 0.1% | 1 |
| CATERPILLAR INC | [CAT](https://holderbook.com/stocks/CAT/) | $143.1K | 134 | 0.1% | 3 |
| EXELON CORP | [EXC](https://holderbook.com/stocks/EXC/) | $137.8K | 2,955 | 0.1% | 2 |
| CALAMOS CONV & HIGH INCOME F | [CHY](https://holderbook.com/stocks/CHY/) | $136.2K | 10,000 | 0.1% | 1 |
| QUALCOMM INC | [QCOM](https://holderbook.com/stocks/QCOM/) | $134.0K | 725 | 0.1% | 4 |
| INTERNATIONAL BUSINESS MACHS | [IBM](https://holderbook.com/stocks/IBM/) | $132.7K | 472 | 0.1% | 4 |
| SANDISK CORP | [SNDK](https://holderbook.com/stocks/SNDK/) | $131.9K | 58 | 0.1% | 2 |
| MORGAN STANLEY | [MS](https://holderbook.com/stocks/MS/) | $127.5K | 610 | 0.1% | 4 |
| VANGUARD BD INDEX FDS | [BND](https://holderbook.com/stocks/BND/) | $127.1K | 1,731 | 0.1% | 4 |
| ISHARES INC | [PICK](https://holderbook.com/stocks/PICK/) | $125.7K | 2,162 | 0.1% | 3 |
| BOEING CO | [BA](https://holderbook.com/stocks/BA/) | $124.2K | 574 | 0.1% | 4 |
| MEXICO FD INC | [MXF](https://holderbook.com/stocks/MXF/) | $114.9K | 5,255 | 0.1% | 1 |
| FIDELITY WISE ORIGIN BITCOIN | [FBTC](https://holderbook.com/stocks/FBTC/) | $101.8K | 1,995 | 0.1% | 4 |
| MOTOROLA SOLUTIONS INC | [MSI](https://holderbook.com/stocks/MSI/) | $101.3K | 244 | 0.1% | 4 |
| HOME DEPOT INC | [HD](https://holderbook.com/stocks/HD/) | $98.4K | 279 | 0.0% | 4 |
| MSC INCOME FUND INC | [MSIF](https://holderbook.com/stocks/MSIF/) | $96.8K | 8,363 | 0.0% | 2 |
| VANGUARD INDEX FDS | [VBR](https://holderbook.com/stocks/VBR/) | $95.5K | 393 | 0.0% | 4 |
| BANK OF AMER CORP | [BAC](https://holderbook.com/stocks/BAC/) | $91.6K | 1,607 | 0.0% | 4 |
| ELI LILLY & CO | [LLY](https://holderbook.com/stocks/LLY/) | $88.8K | 74 | 0.0% | 3 |
| ISHARES TR | [EFA](https://holderbook.com/stocks/EFA/) | $87.4K | 841 | 0.0% | 4 |
| VANGUARD INDEX FDS | [VXF](https://holderbook.com/stocks/VXF/) | $86.9K | 353 | 0.0% | 4 |
| JOHNSON & JOHNSON | [JNJ](https://holderbook.com/stocks/JNJ/) | $86.1K | 339 | 0.0% | 4 |
| TAIWAN SEMICONDUCTOR MANUFAC | [TSM](https://holderbook.com/stocks/TSM/) | $81.2K | 170 | 0.0% | 1 |
| ASE TECHNOLOGY HLDG CO LTD | [ASX](https://holderbook.com/stocks/ASX/) | $81.1K | 1,797 | 0.0% | 1 |
| GOLDMAN SACHS GROUP INC | [GS](https://holderbook.com/stocks/GS/) | $78.9K | 78 | 0.0% | 4 |
| SCHWAB STRATEGIC TR | [SCHZ](https://holderbook.com/stocks/SCHZ/) | $77.8K | 3,362 | 0.0% | 4 |
| LINDE PLC | [LIN](https://holderbook.com/stocks/LIN/) | $75.2K | 145 | 0.0% | 1 |
| NOVARTIS AG | [NVS](https://holderbook.com/stocks/NVS/) | $70.5K | 450 | 0.0% | 1 |
| INVESCO EXCHANGE TRADED FD T | [PHO](https://holderbook.com/stocks/PHO/) | $69.7K | 1,060 | 0.0% | 1 |
| ISHARES TR | [IWM](https://holderbook.com/stocks/IWM/) | $64.0K | 213 | 0.0% | 4 |
| ISHARES TR | [ITOT](https://holderbook.com/stocks/ITOT/) | $63.6K | 387 | 0.0% | 2 |
| BLACKSTONE INC | [BX](https://holderbook.com/stocks/BX/) | $62.4K | 530 | 0.0% | 4 |
| MERCK & CO INC | [MRK](https://holderbook.com/stocks/MRK/) | $60.3K | 469 | 0.0% | 4 |
| LAM RESEARCH CORP | [LRCX](https://holderbook.com/stocks/LRCX/) | $55.9K | 129 | 0.0% | 3 |
| D R HORTON INC | [DHI](https://holderbook.com/stocks/DHI/) | $54.2K | 333 | 0.0% | 4 |
| SPDR SERIES TRUST | [SDY](https://holderbook.com/stocks/SDY/) | $54.0K | 355 | 0.0% | 3 |
| VANGUARD WORLD FD | [VGT](https://holderbook.com/stocks/VGT/) | $52.6K | 440 | 0.0% | 4 |
| SPACE EXPLORATION TECHN CORP | [SPCX](https://holderbook.com/stocks/SPCX/) | $50.7K | 297 | 0.0% | 1 |
| ANALOG DEVICES INC | [ADI](https://holderbook.com/stocks/ADI/) | $50.4K | 127 | 0.0% | 4 |
| FEDEX FGHT HLDG CO INC | - | $50.1K | 332 | 0.0% | 1 |

## What the disclosed book did

Not the fund's return. This is the change in value of the positions disclosed on Form 13F, had they been left untouched, against SPY over the same quarter ends.

| Quarter | Book | Market | Difference | Priced |
|---|---|---|---|---|
| Q2 2026 | +11.3% | +14.8% | -3.5% | 100% |
| Q1 2026 | -0.8% | -4.6% | +3.8% | 100% |
| Q4 2025 | +1.7% | +2.4% | -0.7% | 115% |

## Quarter by quarter

| Quarter | Value | Positions |
|---|---|---|
| Q2 2026 | $196.9M | 465 |
| Q1 2026 | $169.2M | 462 |
| Q4 2025 | $164.8M | 487 |
| Q3 2025 | $158.9M | 215 |