# Napier Financial, LLC

> Institutional holdings reported to the SEC as of Q2 2026 on Form 13F. CIK 2086579. Source: https://holderbook.com/funds/2086579-napier-financial-llc/

- Reported value: $480.0M
- Positions: 472
- Weight of the ten largest: 53.7%
- Filed: 2026-07-31

A 13F reports long US equity positions only. Short positions, bonds, foreign listings, private holdings and cash are not visible, so this is not the manager's whole book.

## Holdings

| Security | Ticker | Value | Shares | Weight | Quarters held |
|---|---|---|---|---|---|
| ISHARES TR | [IWB](https://holderbook.com/stocks/IWB/) | $62.6M | 152,880 | 13.0% | 3 |
| ISHARES TR | [IVV](https://holderbook.com/stocks/IVV/) | $45.9M | 61,286 | 9.6% | 3 |
| ISHARES TR | [EFA](https://holderbook.com/stocks/EFA/) | $26.0M | 250,152 | 5.4% | 3 |
| ISHARES TR | [IEI](https://holderbook.com/stocks/IEI/) | $20.3M | 173,124 | 4.2% | 3 |
| ISHARES TR | [IWD](https://holderbook.com/stocks/IWD/) | $19.4M | 80,154 | 4.0% | 3 |
| VANGUARD INDEX FDS | [VO](https://holderbook.com/stocks/VO/) | $18.7M | 231,680 | 3.9% | 3 |
| FIRST TR EXCHANGE-TRADED FD | [RDVY](https://holderbook.com/stocks/RDVY/) | $18.1M | 223,682 | 3.8% | 3 |
| ISHARES TR | [EEM](https://holderbook.com/stocks/EEM/) | $15.9M | 232,637 | 3.3% | 3 |
| WISDOMTREE TR | [USFR](https://holderbook.com/stocks/USFR/) | $15.7M | 311,012 | 3.3% | 3 |
| STATE STR SPDR S&P 500 ETF T | [SPY](https://holderbook.com/stocks/SPY/) | $15.0M | 20,044 | 3.1% | 3 |
| VANECK ETF TRUST | [MOAT](https://holderbook.com/stocks/MOAT/) | $13.0M | 125,479 | 2.7% | 3 |
| ISHARES TR | [IWF](https://holderbook.com/stocks/IWF/) | $12.8M | 103,237 | 2.7% | 3 |
| VANGUARD INDEX FDS | [VB](https://holderbook.com/stocks/VB/) | $11.9M | 39,347 | 2.5% | 3 |
| VANGUARD SCOTTSDALE FDS | [VCSH](https://holderbook.com/stocks/VCSH/) | $11.7M | 147,734 | 2.4% | 3 |
| VANGUARD SCOTTSDALE FDS | [VCIT](https://holderbook.com/stocks/VCIT/) | $11.3M | 137,118 | 2.4% | 3 |
| APPLE INC | [AAPL](https://holderbook.com/stocks/AAPL/) | $9.3M | 32,083 | 1.9% | 3 |
| WORLD GOLD TR | [GLDM](https://holderbook.com/stocks/GLDM/) | $9.1M | 114,725 | 1.9% | 3 |
| ISHARES TR | [SHY](https://holderbook.com/stocks/SHY/) | $7.0M | 85,389 | 1.5% | 3 |
| VANGUARD SCOTTSDALE FDS | [VONE](https://holderbook.com/stocks/VONE/) | $6.5M | 19,114 | 1.3% | 3 |
| SPDR SERIES TRUST | [SPSM](https://holderbook.com/stocks/SPSM/) | $6.4M | 110,389 | 1.3% | 3 |
| VANECK ETF TRUST | [ANGL](https://holderbook.com/stocks/ANGL/) | $6.1M | 207,774 | 1.3% | 3 |
| DIMENSIONAL ETF TRUST | [DFAS](https://holderbook.com/stocks/DFAS/) | $5.9M | 71,522 | 1.2% | 3 |
| ISHARES TR | [USIG](https://holderbook.com/stocks/USIG/) | $5.7M | 111,352 | 1.2% | 3 |
| SPDR SERIES TRUST | [BIL](https://holderbook.com/stocks/BIL/) | $5.2M | 56,383 | 1.1% | 3 |
| VANGUARD TAX-MANAGED FDS | [VEA](https://holderbook.com/stocks/VEA/) | $5.1M | 71,983 | 1.1% | 3 |
| SSGA ACTIVE ETF TR | [TOTL](https://holderbook.com/stocks/TOTL/) | $4.5M | 114,819 | 0.9% | 3 |
| ISHARES TR | [FLOT](https://holderbook.com/stocks/FLOT/) | $3.8M | 74,740 | 0.8% | 3 |
| SPDR SERIES TRUST | [SPTS](https://holderbook.com/stocks/SPTS/) | $3.6M | 125,393 | 0.8% | 3 |
| THERMO FISHER SCIENTIFIC INC | [TMO](https://holderbook.com/stocks/TMO/) | $3.6M | 7,252 | 0.8% | 3 |
| SPDR SERIES TRUST | [SPTI](https://holderbook.com/stocks/SPTI/) | $3.3M | 114,614 | 0.7% | 3 |
| ISHARES INC | [IEMG](https://holderbook.com/stocks/IEMG/) | $2.7M | 32,808 | 0.6% | 3 |
| ISHARES TR | [FALN](https://holderbook.com/stocks/FALN/) | $2.4M | 86,617 | 0.5% | 3 |
| MICROSOFT CORP | [MSFT](https://holderbook.com/stocks/MSFT/) | $2.3M | 6,033 | 0.5% | 3 |
| VANGUARD INDEX FDS | [VTI](https://holderbook.com/stocks/VTI/) | $2.1M | 5,801 | 0.4% | 2 |
| VANGUARD CHARLOTTE FDS | [BNDX](https://holderbook.com/stocks/BNDX/) | $2.0M | 41,848 | 0.4% | 3 |
| ALPHABET INC | [GOOG](https://holderbook.com/stocks/GOOG/) | $1.8M | 5,027 | 0.4% | 2 |
| NVIDIA CORPORATION | [NVDA](https://holderbook.com/stocks/NVDA/) | $1.8M | 8,844 | 0.4% | 2 |
| SPDR SERIES TRUST | [EFIV](https://holderbook.com/stocks/EFIV/) | $1.7M | 23,155 | 0.4% | 3 |
| VANGUARD WORLD FD | [ESGV](https://holderbook.com/stocks/ESGV/) | $1.6M | 12,437 | 0.3% | 3 |
| ISHARES TR | [XVV](https://holderbook.com/stocks/XVV/) | $1.6M | 28,651 | 0.3% | 3 |
| ISHARES TR | [IAGG](https://holderbook.com/stocks/IAGG/) | $1.6M | 32,103 | 0.3% | 3 |
| ALPHABET INC | [GOOGL](https://holderbook.com/stocks/GOOGL/) | $1.5M | 4,332 | 0.3% | 2 |
| ISHARES TR | [EMB](https://holderbook.com/stocks/EMB/) | $1.5M | 16,000 | 0.3% | 3 |
| SSGA ACTIVE ETF TR | [SRLN](https://holderbook.com/stocks/SRLN/) | $1.3M | 33,506 | 0.3% | 3 |
| GLOBAL X FDS | [CPTL](https://holderbook.com/stocks/CPTL/) | $1.3M | 28,589 | 0.3% | 2 |
| JPMORGAN CHASE & CO | [JPM](https://holderbook.com/stocks/JPM/) | $1.2M | 3,652 | 0.2% | 2 |
| NUSHARES ETF TR | [NUSC](https://holderbook.com/stocks/NUSC/) | $1.2M | 22,903 | 0.2% | 2 |
| JOHNSON & JOHNSON | [JNJ](https://holderbook.com/stocks/JNJ/) | $1.1M | 4,473 | 0.2% | 2 |
| VANGUARD INDEX FDS | [VOE](https://holderbook.com/stocks/VOE/) | $1.1M | 5,458 | 0.2% | 2 |
| SPDR SERIES TRUST | [SPTM](https://holderbook.com/stocks/SPTM/) | $1.1M | 11,782 | 0.2% | 3 |
| RTX CORPORATION | [RTX](https://holderbook.com/stocks/RTX/) | $950.3K | 5,009 | 0.2% | 2 |
| ISHARES INC | [ESGE](https://holderbook.com/stocks/ESGE/) | $949.7K | 17,366 | 0.2% | 3 |
| NUSHARES ETF TR | [NUDM](https://holderbook.com/stocks/NUDM/) | $907.5K | 22,676 | 0.2% | 3 |
| SCHWAB STRATEGIC TR | [SCHJ](https://holderbook.com/stocks/SCHJ/) | $856.7K | 34,740 | 0.2% | 3 |
| ISHARES TR | [MBB](https://holderbook.com/stocks/MBB/) | $792.0K | 8,379 | 0.2% | 2 |
| ISHARES TR | [VLUE](https://holderbook.com/stocks/VLUE/) | $716.0K | 3,584 | 0.1% | 2 |
| WALMART INC | [WMT](https://holderbook.com/stocks/WMT/) | $705.8K | 6,232 | 0.1% | 2 |
| ISHARES TR | [IXN](https://holderbook.com/stocks/IXN/) | $693.5K | 4,800 | 0.1% | 2 |
| NUSHARES ETF TR | [NUMG](https://holderbook.com/stocks/NUMG/) | $653.6K | 13,919 | 0.1% | 3 |
| SPDR SERIES TRUST | [SHE](https://holderbook.com/stocks/SHE/) | $649.6K | 4,206 | 0.1% | 2 |
| SELECT SECTOR SPDR TR | [XLV](https://holderbook.com/stocks/XLV/) | $631.8K | 3,982 | 0.1% | 2 |
| ISHARES TR | [ICLN](https://holderbook.com/stocks/ICLN/) | $624.3K | 30,470 | 0.1% | 3 |
| WISDOMTREE TR | [HEDJ](https://holderbook.com/stocks/HEDJ/) | $600.4K | 10,533 | 0.1% | 3 |
| EXXON MOBIL CORP | [XOMXXXX](https://holderbook.com/stocks/XOMXXXX/) | $588.1K | 4,302 | 0.1% | 2 |
| BERKSHIRE HATHAWAY INC DEL | [BRKB](https://holderbook.com/stocks/BRKB/) | $567.9K | 1,135 | 0.1% | 2 |
| ISHARES TR | [ESGU](https://holderbook.com/stocks/ESGU/) | $566.3K | 3,460 | 0.1% | 2 |
| INTEL CORP | [INTC](https://holderbook.com/stocks/INTC/) | $549.7K | 3,937 | 0.1% | 2 |
| BANK OF AMER CORP | [BAC](https://holderbook.com/stocks/BAC/) | $539.7K | 9,472 | 0.1% | 2 |
| BROADCOM INC | [AVGO](https://holderbook.com/stocks/AVGO/) | $525.8K | 1,392 | 0.1% | 2 |
| CISCO SYS INC | [CSCO](https://holderbook.com/stocks/CSCO/) | $524.7K | 4,467 | 0.1% | 2 |
| VANGUARD INDEX FDS | [VUG](https://holderbook.com/stocks/VUG/) | $520.8K | 6,046 | 0.1% | 2 |
| CATERPILLAR INC | [CAT](https://holderbook.com/stocks/CAT/) | $517.5K | 486 | 0.1% | 2 |
| VANGUARD INDEX FDS | [VV](https://holderbook.com/stocks/VV/) | $514.8K | 1,497 | 0.1% | 2 |
| ISHARES TR | [IVW](https://holderbook.com/stocks/IVW/) | $513.8K | 3,736 | 0.1% | 2 |
| INVESCO EXCHANGE TRADED FD T | [RSP](https://holderbook.com/stocks/RSP/) | $505.1K | 2,374 | 0.1% | 2 |
| STATE STR SPDR S&P MIDCAP 40 | [MDY](https://holderbook.com/stocks/MDY/) | $495.9K | 705 | 0.1% | 2 |
| INVESCO QQQ TR | [QQQ](https://holderbook.com/stocks/QQQ/) | $495.6K | 673 | 0.1% | 2 |
| HOME DEPOT INC | [HD](https://holderbook.com/stocks/HD/) | $485.5K | 1,377 | 0.1% | 2 |
| TESLA INC | [TSLA](https://holderbook.com/stocks/TSLA/) | $466.0K | 1,108 | 0.1% | 2 |
| ISHARES TR | [SUSC](https://holderbook.com/stocks/SUSC/) | $447.7K | 19,338 | 0.1% | 3 |
| BOEING CO | [BA](https://holderbook.com/stocks/BA/) | $439.9K | 2,032 | 0.1% | 2 |
| ISHARES TR | [QUAL](https://holderbook.com/stocks/QUAL/) | $420.4K | 1,916 | 0.1% | 2 |
| AMAZON COM INC | [AMZN](https://holderbook.com/stocks/AMZN/) | $410.7K | 1,723 | 0.1% | 2 |
| MARVELL TECHNOLOGY INC | [MRVL](https://holderbook.com/stocks/MRVL/) | $402.0K | 1,349 | 0.1% | 2 |
| VERIZON COMMUNICATIONS INC | [VZ](https://holderbook.com/stocks/VZ/) | $379.7K | 8,967 | 0.1% | 2 |
| CLOUDFLARE INC | [NET](https://holderbook.com/stocks/NET/) | $374.5K | 1,527 | 0.1% | 2 |
| INTERNATIONAL BUSINESS MACHS | [IBM](https://holderbook.com/stocks/IBM/) | $365.5K | 1,300 | 0.1% | 2 |
| CSX CORP | [CSX](https://holderbook.com/stocks/CSX/) | $346.5K | 7,290 | 0.1% | 2 |
| INVESCO EXCHANGE TRADED FD T | [PHO](https://holderbook.com/stocks/PHO/) | $320.5K | 4,639 | 0.1% | 2 |
| PROSHARES TR | [NOBL](https://holderbook.com/stocks/NOBL/) | $311.7K | 5,551 | 0.1% | 2 |
| CARRIER GLOBAL CORPORATION | [CARR](https://holderbook.com/stocks/CARR/) | $304.3K | 4,148 | 0.1% | 2 |
| NORTHROP GRUMMAN CORP | [NOC](https://holderbook.com/stocks/NOC/) | $303.5K | 596 | 0.1% | 2 |
| GENERAL DYNAMICS CORP | [GD](https://holderbook.com/stocks/GD/) | $303.2K | 856 | 0.1% | 2 |
| SCHWAB STRATEGIC TR | [SCHB](https://holderbook.com/stocks/SCHB/) | $302.0K | 10,428 | 0.1% | 3 |
| ADVANCED MICRO DEVICES INC | [AMD](https://holderbook.com/stocks/AMD/) | $296.6K | 511 | 0.1% | 2 |
| WAYFAIR INC | [W](https://holderbook.com/stocks/W/) | $288.6K | 3,123 | 0.1% | 2 |
| ROYALTY PHARMA PLC | [RPRX](https://holderbook.com/stocks/RPRX/) | $288.6K | 5,147 | 0.1% | 2 |
| ABBVIE INC | [ABBV](https://holderbook.com/stocks/ABBV/) | $287.8K | 1,144 | 0.1% | 2 |
| STATE STR SPDR DOW JONES IND | [DIA](https://holderbook.com/stocks/DIA/) | $276.9K | 530 | 0.1% | 2 |
| PROLOGIS INC. | [PLD](https://holderbook.com/stocks/PLD/) | $274.3K | 2,025 | 0.1% | 2 |

## What the disclosed book did

Not the fund's return. This is the change in value of the positions disclosed on Form 13F, had they been left untouched, against SPY over the same quarter ends.

| Quarter | Book | Market | Difference | Priced |
|---|---|---|---|---|
| Q2 2026 | +9.7% | +14.8% | -5.1% | 100% |
| Q1 2026 | -2.2% | -4.6% | +2.5% | 100% |

## Quarter by quarter

| Quarter | Value | Positions |
|---|---|---|
| Q2 2026 | $480.0M | 472 |
| Q1 2026 | $436.0M | 609 |
| Q4 2025 | $400.4M | 53 |