# Vilga Financial Planning LLC

> Institutional holdings reported to the SEC as of Q3 2026 on Form 13F. CIK 2083456. Source: https://holderbook.com/funds/2083456-vilga-financial-planning-llc/

- Reported value: $167.6M
- Positions: 102
- Weight of the ten largest: 51.1%
- Filed: 2026-10-09

A 13F reports long US equity positions only. Short positions, bonds, foreign listings, private holdings and cash are not visible, so this is not the manager's whole book.

## Holdings

| Security | Ticker | Value | Shares | Weight | Quarters held |
|---|---|---|---|---|---|
| VANGUARD TAX-MANAGED FDS | [VEA](https://holderbook.com/stocks/VEA/) | $23.6M | 334,906 | 14.1% | 2 |
| UNITED THERAPEUTICS CORP DEL | [UTHR](https://holderbook.com/stocks/UTHR/) | $10.8M | 20,003 | 6.5% | 1 |
| XERIS BIOPHARMA HOLDINGS INC | [XERS](https://holderbook.com/stocks/XERS/) | $10.1M | 1,060,000 | 6.0% | 1 |
| SCHWAB STRATEGIC TR | [SCHP](https://holderbook.com/stocks/SCHP/) | $9.4M | 373,311 | 5.6% | 2 |
| VANGUARD INTL EQUITY INDEX F | [VWO](https://holderbook.com/stocks/VWO/) | $5.7M | 96,381 | 3.4% | 2 |
| ISHARES TR | [ICSH](https://holderbook.com/stocks/ICSH/) | $5.6M | 111,647 | 3.4% | 2 |
| NVIDIA CORPORATION | [NVDA](https://holderbook.com/stocks/NVDA/) | $5.5M | 24,214 | 3.3% | 2 |
| SELECT SECTOR SPDR TR | [XLK](https://holderbook.com/stocks/XLK/) | $5.2M | 26,743 | 3.1% | 2 |
| ISHARES TR | [IJH](https://holderbook.com/stocks/IJH/) | $5.2M | 72,192 | 3.1% | 2 |
| ISHARES TR | [IEFA](https://holderbook.com/stocks/IEFA/) | $4.4M | 45,070 | 2.6% | 2 |
| APPLE INC | [AAPL](https://holderbook.com/stocks/AAPL/) | $4.3M | 12,998 | 2.6% | 2 |
| ALPHABET INC | [GOOG](https://holderbook.com/stocks/GOOG/) | $3.7M | 10,901 | 2.2% | 2 |
| VANGUARD SCOTTSDALE FDS | [VTWO](https://holderbook.com/stocks/VTWO/) | $3.6M | 32,470 | 2.2% | 2 |
| VANGUARD STAR FDS | [VXUS](https://holderbook.com/stocks/VXUS/) | $3.5M | 40,864 | 2.1% | 2 |
| ISHARES INC | [IEMG](https://holderbook.com/stocks/IEMG/) | $3.0M | 37,068 | 1.8% | 2 |
| VANGUARD INDEX FDS | [VTV](https://holderbook.com/stocks/VTV/) | $2.8M | 13,148 | 1.7% | 2 |
| ALPHABET INC | [GOOGL](https://holderbook.com/stocks/GOOGL/) | $2.7M | 7,963 | 1.6% | 2 |
| MICROSOFT CORP | [MSFT](https://holderbook.com/stocks/MSFT/) | $2.3M | 4,568 | 1.4% | 2 |
| AMAZON COM INC | [AMZN](https://holderbook.com/stocks/AMZN/) | $2.3M | 9,268 | 1.4% | 2 |
| VANGUARD INDEX FDS | [VOO](https://holderbook.com/stocks/VOO/) | $2.2M | 3,196 | 1.3% | 2 |
| ABIVAX SA | [ABVX](https://holderbook.com/stocks/ABVX/) | $2.2M | 22,000 | 1.3% | 1 |
| VANGUARD INDEX FDS | [VO](https://holderbook.com/stocks/VO/) | $2.1M | 26,950 | 1.3% | 2 |
| VANGUARD INDEX FDS | [VTI](https://holderbook.com/stocks/VTI/) | $1.9M | 5,199 | 1.2% | 2 |
| MICRON TECHNOLOGY INC | [MU](https://holderbook.com/stocks/MU/) | $1.9M | 1,792 | 1.1% | 2 |
| VEEVA SYS INC | [VEEV](https://holderbook.com/stocks/VEEV/) | $1.7M | 6,000 | 1.0% | 1 |
| CORCEPT THERAPEUTICS INC | [CORT](https://holderbook.com/stocks/CORT/) | $1.5M | 13,046 | 0.9% | 1 |
| VANGUARD INDEX FDS | [VB](https://holderbook.com/stocks/VB/) | $1.3M | 4,712 | 0.8% | 2 |
| SELECT SECTOR SPDR TR | [XLI](https://holderbook.com/stocks/XLI/) | $1.3M | 7,763 | 0.8% | 2 |
| SELECT SECTOR SPDR TR | [XLC](https://holderbook.com/stocks/XLC/) | $1.3M | 11,322 | 0.7% | 2 |
| SELECT SECTOR SPDR TR | [XLF](https://holderbook.com/stocks/XLF/) | $1.2M | 23,052 | 0.7% | 2 |
| TAIWAN SEMICONDUCTOR MANUFAC | [TSM](https://holderbook.com/stocks/TSM/) | $1.2M | 2,600 | 0.7% | 2 |
| ISHARES TR | [IJR](https://holderbook.com/stocks/IJR/) | $1.2M | 8,700 | 0.7% | 2 |
| ISHARES TR | [IVV](https://holderbook.com/stocks/IVV/) | $1.2M | 1,517 | 0.7% | 2 |
| META PLATFORMS INC | [META](https://holderbook.com/stocks/META/) | $1.2M | 1,601 | 0.7% | 2 |
| VANGUARD CHARLOTTE FDS | [BNDX](https://holderbook.com/stocks/BNDX/) | $1.1M | 23,963 | 0.7% | 2 |
| ISHARES TR | [CMF](https://holderbook.com/stocks/CMF/) | $1.0M | 18,626 | 0.6% | 2 |
| SELECT SECTOR SPDR TR | [XLY](https://holderbook.com/stocks/XLY/) | $1.0M | 9,252 | 0.6% | 2 |
| BROADCOM INC | [AVGO](https://holderbook.com/stocks/AVGO/) | $990.0K | 2,819 | 0.6% | 2 |
| VANGUARD SCOTTSDALE FDS | [VCIT](https://holderbook.com/stocks/VCIT/) | $989.8K | 12,640 | 0.6% | 2 |
| SELECT SECTOR SPDR TR | [XLV](https://holderbook.com/stocks/XLV/) | $978.0K | 5,807 | 0.6% | 2 |
| BERKSHIRE HATHAWAY INC DEL | [BRKB](https://holderbook.com/stocks/BRKB/) | $955.1K | 1,918 | 0.6% | 2 |
| VANGUARD INTL EQUITY INDEX F | [VEU](https://holderbook.com/stocks/VEU/) | $912.7K | 11,000 | 0.5% | 2 |
| VISA INC | [V](https://holderbook.com/stocks/V/) | $898.0K | 2,499 | 0.5% | 2 |
| ELI LILLY & CO | [LLY](https://holderbook.com/stocks/LLY/) | $884.0K | 764 | 0.5% | 2 |
| ISHARES TR | [EFA](https://holderbook.com/stocks/EFA/) | $843.7K | 8,121 | 0.5% | 2 |
| DIMENSIONAL ETF TRUST | [DFAT](https://holderbook.com/stocks/DFAT/) | $795.3K | 11,970 | 0.5% | 2 |
| REDDIT INC | [RDDT](https://holderbook.com/stocks/RDDT/) | $767.2K | 5,386 | 0.5% | 1 |
| DIMENSIONAL ETF TRUST | [DFAC](https://holderbook.com/stocks/DFAC/) | $751.9K | 16,915 | 0.4% | 2 |
| JPMORGAN CHASE & CO | [JPM](https://holderbook.com/stocks/JPM/) | $726.8K | 2,197 | 0.4% | 2 |
| VANGUARD INTL EQUITY INDEX F | [VT](https://holderbook.com/stocks/VT/) | $663.6K | 4,204 | 0.4% | 2 |
| ADVANCED MICRO DEVICES INC | [AMD](https://holderbook.com/stocks/AMD/) | $630.1K | 1,030 | 0.4% | 2 |
| TESLA INC | [TSLA](https://holderbook.com/stocks/TSLA/) | $595.7K | 1,679 | 0.4% | 2 |
| DIMENSIONAL ETF TRUST | [DFAX](https://holderbook.com/stocks/DFAX/) | $496.2K | 13,404 | 0.3% | 2 |
| SELECT SECTOR SPDR TR | [XLP](https://holderbook.com/stocks/XLP/) | $458.1K | 5,683 | 0.3% | 2 |
| EXXONMOBIL HOLDINGS CORP COM SHS | [XOM](https://holderbook.com/stocks/XOM/) | $445.9K | 2,740 | 0.3% | 1 |
| JOHNSON & JOHNSON | [JNJ](https://holderbook.com/stocks/JNJ/) | $435.5K | 1,645 | 0.3% | 2 |
| BANK OF AMER CORP | [BAC](https://holderbook.com/stocks/BAC/) | $424.0K | 7,790 | 0.3% | 2 |
| SELECT SECTOR SPDR TR | [XLE](https://holderbook.com/stocks/XLE/) | $396.5K | 6,447 | 0.2% | 2 |
| SPDR GOLD TR | [GLD](https://holderbook.com/stocks/GLD/) | $380.8K | 1,000 | 0.2% | 2 |
| VANGUARD INDEX FDS | [VNQ](https://holderbook.com/stocks/VNQ/) | $378.5K | 4,223 | 0.2% | 2 |
| VANGUARD INTL EQUITY INDEX F | [VSS](https://holderbook.com/stocks/VSS/) | $369.2K | 2,378 | 0.2% | 2 |
| ABBVIE INC | [ABBV](https://holderbook.com/stocks/ABBV/) | $359.9K | 1,376 | 0.2% | 2 |
| AMERICAN CENTY ETF TR | [AVEM](https://holderbook.com/stocks/AVEM/) | $353.1K | 3,756 | 0.2% | 2 |
| CATERPILLAR INC | [CAT](https://holderbook.com/stocks/CAT/) | $351.1K | 433 | 0.2% | 2 |
| SELECT SECTOR SPDR TR | [XLU](https://holderbook.com/stocks/XLU/) | $346.5K | 8,786 | 0.2% | 2 |
| GE AEROSPACE | [GE](https://holderbook.com/stocks/GE/) | $342.9K | 1,098 | 0.2% | 2 |
| ISHARES TR | [VLUE](https://holderbook.com/stocks/VLUE/) | $342.5K | 1,730 | 0.2% | 2 |
| COSTCO WHOLESALE CORPORATION | [COST](https://holderbook.com/stocks/COST/) | $339.6K | 373 | 0.2% | 2 |
| UNITEDHEALTH GROUP INC | [UNH](https://holderbook.com/stocks/UNH/) | $323.8K | 882 | 0.2% | 2 |
| FLEX LTD | [FLEX](https://holderbook.com/stocks/FLEX/) | $322.4K | 2,931 | 0.2% | 2 |
| WALMART INC | [WMT](https://holderbook.com/stocks/WMT/) | $318.5K | 3,065 | 0.2% | 2 |
| MERCK & CO INC | [MRK](https://holderbook.com/stocks/MRK/) | $308.1K | 2,120 | 0.2% | 2 |
| UNITED RENTALS INC | [URI](https://holderbook.com/stocks/URI/) | $299.2K | 299 | 0.2% | 2 |
| ROCKET LAB CORP | [RKLB](https://holderbook.com/stocks/RKLB/) | $292.7K | 4,200 | 0.2% | 2 |
| INVESCO QQQ TR | [QQQ](https://holderbook.com/stocks/QQQ/) | $290.3K | 392 | 0.2% | 2 |
| COCA COLA CO | [KO](https://holderbook.com/stocks/KO/) | $288.1K | 3,347 | 0.2% | 2 |
| SELECT SECTOR SPDR TR | [XLB](https://holderbook.com/stocks/XLB/) | $288.0K | 5,914 | 0.2% | 2 |
| GE VERNOVA INC | [GEV](https://holderbook.com/stocks/GEV/) | $284.2K | 299 | 0.2% | 1 |
| VERTEX PHARMACEUTICALS INC | [VRTX](https://holderbook.com/stocks/VRTX/) | $268.2K | 513 | 0.2% | 2 |
| HOME DEPOT INC | [HD](https://holderbook.com/stocks/HD/) | $266.6K | 937 | 0.2% | 2 |
| DIMENSIONAL ETF TRUST | [DFGR](https://holderbook.com/stocks/DFGR/) | $263.1K | 9,728 | 0.2% | 2 |
| ISHARES TR | [IWM](https://holderbook.com/stocks/IWM/) | $255.7K | 920 | 0.2% | 2 |
| CISCO SYS INC | [CSCO](https://holderbook.com/stocks/CSCO/) | $252.8K | 2,349 | 0.2% | 2 |
| PALANTIR TECHNOLOGIES INC | [PLTR](https://holderbook.com/stocks/PLTR/) | $252.5K | 1,350 | 0.2% | 1 |
| RTX CORPORATION | [RTX](https://holderbook.com/stocks/RTX/) | $249.9K | 1,346 | 0.1% | 2 |
| SCHWAB STRATEGIC TR | [SCHE](https://holderbook.com/stocks/SCHE/) | $239.5K | 6,571 | 0.1% | 2 |
| SELECT SECTOR SPDR TR | [XLRE](https://holderbook.com/stocks/XLRE/) | $238.5K | 5,830 | 0.1% | 2 |
| PROSHARES TR II | - | $238.2K | 12,000 | 0.1% | 2 |
| LAM RESEARCH CORP | [LRCX](https://holderbook.com/stocks/LRCX/) | $235.5K | 717 | 0.1% | 2 |
| INTEL CORP | [INTC](https://holderbook.com/stocks/INTC/) | $234.6K | 1,951 | 0.1% | 2 |
| BOOKING HOLDINGS INC | [BKNG](https://holderbook.com/stocks/BKNG/) | $230.8K | 1,417 | 0.1% | 2 |
| WISDOMTREE TR | [USFR](https://holderbook.com/stocks/USFR/) | $220.5K | 4,376 | 0.1% | 2 |
| GRANITESHARES ETF TR | [NVDL](https://holderbook.com/stocks/NVDL/) | $220.3K | 6,000 | 0.1% | 1 |
| NETFLIX INC | [NFLX](https://holderbook.com/stocks/NFLX/) | $220.1K | 3,163 | 0.1% | 2 |
| VANGUARD INDEX FDS | [VXF](https://holderbook.com/stocks/VXF/) | $217.0K | 937 | 0.1% | 1 |
| TOWER SEMICONDUCTOR LTD | [TSEM](https://holderbook.com/stocks/TSEM/) | $216.7K | 953 | 0.1% | 2 |
| PROCTER & GAMBLE CO | [PG](https://holderbook.com/stocks/PG/) | $208.8K | 1,437 | 0.1% | 1 |
| DIMENSIONAL ETF TRUST | [DFEV](https://holderbook.com/stocks/DFEV/) | $206.7K | 4,874 | 0.1% | 2 |
| MORGAN STANLEY | [MS](https://holderbook.com/stocks/MS/) | $203.5K | 1,082 | 0.1% | 2 |
| DIMENSIONAL ETF TRUST | [DFAE](https://holderbook.com/stocks/DFAE/) | $203.0K | 5,164 | 0.1% | 2 |

## Quarter by quarter

| Quarter | Value | Positions |
|---|---|---|
| Q3 2026 | $167.6M | 102 |
| Q2 2026 | $132.0M | 93 |