# Harbor Asset Planning, Inc.

> Institutional holdings reported to the SEC as of Q2 2026 on Form 13F. CIK 2077050. Source: https://holderbook.com/funds/2077050-harbor-asset-planning-inc/

- Reported value: $133.2M
- Positions: 416
- Weight of the ten largest: 32.6%
- Filed: 2026-07-22

A 13F reports long US equity positions only. Short positions, bonds, foreign listings, private holdings and cash are not visible, so this is not the manager's whole book.

## Holdings

| Security | Ticker | Value | Shares | Weight | Quarters held |
|---|---|---|---|---|---|
| VANGUARD INDEX FDS | [VTI](https://holderbook.com/stocks/VTI/) | $5.9M | 15,839 | 4.4% | 5 |
| SCHWAB STRATEGIC TR | [SCHG](https://holderbook.com/stocks/SCHG/) | $5.8M | 170,469 | 4.3% | 5 |
| VANGUARD INDEX FDS | [VTV](https://holderbook.com/stocks/VTV/) | $5.4M | 24,962 | 4.1% | 5 |
| ISHARES TR | [IVV](https://holderbook.com/stocks/IVV/) | $4.9M | 6,566 | 3.7% | 5 |
| INVESCO EXCH TRADED FD TR II | [RWL](https://holderbook.com/stocks/RWL/) | $4.9M | 38,065 | 3.7% | 5 |
| GOLDMAN SACHS ETF TR | [GSIE](https://holderbook.com/stocks/GSIE/) | $3.7M | 79,962 | 2.7% | 5 |
| INVESCO EXCHANGE TRADED FD T | [RSPN](https://holderbook.com/stocks/RSPN/) | $3.6M | 55,570 | 2.7% | 5 |
| VANGUARD WORLD FD | [VGT](https://holderbook.com/stocks/VGT/) | $3.4M | 28,589 | 2.6% | 5 |
| ISHARES TR | [SMLF](https://holderbook.com/stocks/SMLF/) | $3.0M | 33,709 | 2.3% | 5 |
| DIMENSIONAL ETF TRUST | [DFAI](https://holderbook.com/stocks/DFAI/) | $3.0M | 72,498 | 2.2% | 5 |
| SCHWAB STRATEGIC TR | [SCHX](https://holderbook.com/stocks/SCHX/) | $2.8M | 95,764 | 2.1% | 5 |
| INVESCO EXCHANGE TRADED FD T | [XMHQ](https://holderbook.com/stocks/XMHQ/) | $2.6M | 23,111 | 2.0% | 5 |
| ISHARES TR | [SGOV](https://holderbook.com/stocks/SGOV/) | $2.4M | 23,476 | 1.8% | 5 |
| FIDELITY COVINGTON TRUST | [FNCL](https://holderbook.com/stocks/FNCL/) | $2.3M | 29,865 | 1.7% | 5 |
| VANGUARD INDEX FDS | [VBK](https://holderbook.com/stocks/VBK/) | $2.2M | 6,124 | 1.7% | 5 |
| SELECT SECTOR SPDR TR | [XLI](https://holderbook.com/stocks/XLI/) | $2.2M | 11,782 | 1.6% | 5 |
| AMPLIFY ETF TR | [DIVO](https://holderbook.com/stocks/DIVO/) | $2.0M | 44,705 | 1.5% | 5 |
| SCHWAB STRATEGIC TR | [FNDX](https://holderbook.com/stocks/FNDX/) | $2.0M | 65,443 | 1.5% | 5 |
| VANGUARD INDEX FDS | [VV](https://holderbook.com/stocks/VV/) | $2.0M | 5,909 | 1.5% | 5 |
| VANGUARD WORLD FD | [VHT](https://holderbook.com/stocks/VHT/) | $1.9M | 6,226 | 1.4% | 5 |
| VANECK ETF TRUST | [FLTR](https://holderbook.com/stocks/FLTR/) | $1.7M | 64,674 | 1.2% | 5 |
| ALPHABET INC | [GOOGL](https://holderbook.com/stocks/GOOGL/) | $1.6M | 4,505 | 1.2% | 5 |
| FIDELITY COVINGTON TRUST | [FMDE](https://holderbook.com/stocks/FMDE/) | $1.6M | 39,110 | 1.2% | 5 |
| APPLE INC | [AAPL](https://holderbook.com/stocks/AAPL/) | $1.6M | 5,368 | 1.2% | 5 |
| AMERICAN CENTY ETF TR | [AVUV](https://holderbook.com/stocks/AVUV/) | $1.5M | 11,958 | 1.1% | 5 |
| AMERICAN CENTY ETF TR | [AVDE](https://holderbook.com/stocks/AVDE/) | $1.4M | 16,121 | 1.1% | 5 |
| ISHARES TR | [IWB](https://holderbook.com/stocks/IWB/) | $1.4M | 3,409 | 1.0% | 5 |
| ISHARES TR | [SOXX](https://holderbook.com/stocks/SOXX/) | $1.4M | 2,171 | 1.0% | 5 |
| FIDELITY COVINGTON TRUST | [FDVV](https://holderbook.com/stocks/FDVV/) | $1.4M | 22,397 | 1.0% | 5 |
| DIMENSIONAL ETF TRUST | [DFUS](https://holderbook.com/stocks/DFUS/) | $1.3M | 16,394 | 1.0% | 5 |
| VANGUARD WHITEHALL FDS | [VYMI](https://holderbook.com/stocks/VYMI/) | $1.3M | 13,367 | 1.0% | 5 |
| VANGUARD WORLD FD | [MGC](https://holderbook.com/stocks/MGC/) | $1.3M | 4,758 | 1.0% | 5 |
| ISHARES TR | [IWF](https://holderbook.com/stocks/IWF/) | $1.3M | 10,487 | 1.0% | 5 |
| VANGUARD INDEX FDS | [VUG](https://holderbook.com/stocks/VUG/) | $1.3M | 14,741 | 1.0% | 5 |
| SCHWAB STRATEGIC TR | [FNDA](https://holderbook.com/stocks/FNDA/) | $1.1M | 28,471 | 0.8% | 5 |
| ISHARES TR | [FLOT](https://holderbook.com/stocks/FLOT/) | $1.0M | 20,248 | 0.8% | 5 |
| ISHARES TR | [IWR](https://holderbook.com/stocks/IWR/) | $1.0M | 9,294 | 0.8% | 5 |
| ISHARES TR | [IWD](https://holderbook.com/stocks/IWD/) | $951.6K | 3,927 | 0.7% | 5 |
| VANGUARD WELLINGTON FD | [VFMO](https://holderbook.com/stocks/VFMO/) | $862.0K | 3,455 | 0.6% | 5 |
| INVESCO EXCHANGE TRADED FD T | [PRF](https://holderbook.com/stocks/PRF/) | $850.3K | 15,738 | 0.6% | 5 |
| PACER FDS TR | [COWZ](https://holderbook.com/stocks/COWZ/) | $840.8K | 13,518 | 0.6% | 5 |
| FIDELITY COVINGTON TRUST | [FELV](https://holderbook.com/stocks/FELV/) | $828.6K | 20,668 | 0.6% | 5 |
| ISHARES TR | [DSI](https://holderbook.com/stocks/DSI/) | $809.6K | 5,686 | 0.6% | 5 |
| J P MORGAN EXCHANGE TRADED F | [JMEE](https://holderbook.com/stocks/JMEE/) | $781.0K | 10,008 | 0.6% | 5 |
| INVESCO EXCHANGE TRADED FD T | [SPHQ](https://holderbook.com/stocks/SPHQ/) | $772.6K | 8,576 | 0.6% | 5 |
| JOHN HANCOCK EXCHANGE TRADED | [JHMM](https://holderbook.com/stocks/JHMM/) | $751.8K | 10,030 | 0.6% | 5 |
| INVESCO QQQ TR | [QQQ](https://holderbook.com/stocks/QQQ/) | $728.6K | 989 | 0.5% | 5 |
| MICROSOFT CORP | [MSFT](https://holderbook.com/stocks/MSFT/) | $661.5K | 1,774 | 0.5% | 5 |
| SPDR SERIES TRUST | [SDY](https://holderbook.com/stocks/SDY/) | $611.7K | 4,019 | 0.5% | 5 |
| ISHARES TR | [IYG](https://holderbook.com/stocks/IYG/) | $607.9K | 6,719 | 0.5% | 5 |
| SELECT SECTOR SPDR TR | [XLK](https://holderbook.com/stocks/XLK/) | $600.3K | 3,150 | 0.5% | 5 |
| INTEL CORP | [INTC](https://holderbook.com/stocks/INTC/) | $598.5K | 4,286 | 0.4% | 5 |
| SCHWAB STRATEGIC TR | [SCHB](https://holderbook.com/stocks/SCHB/) | $563.4K | 19,454 | 0.4% | 5 |
| HOME DEPOT INC | [HD](https://holderbook.com/stocks/HD/) | $563.0K | 1,596 | 0.4% | 5 |
| J P MORGAN EXCHANGE TRADED F | [JEPI](https://holderbook.com/stocks/JEPI/) | $557.0K | 9,860 | 0.4% | 5 |
| FIDELITY COVINGTON TRUST | [FELC](https://holderbook.com/stocks/FELC/) | $544.0K | 12,981 | 0.4% | 5 |
| INVESCO EXCHANGE TRADED FD T | [PWB](https://holderbook.com/stocks/PWB/) | $533.1K | 3,164 | 0.4% | 5 |
| INVESCO EXCHANGE TRADED FD T | [RSPH](https://holderbook.com/stocks/RSPH/) | $526.7K | 15,870 | 0.4% | 5 |
| ISHARES TR | [QUAL](https://holderbook.com/stocks/QUAL/) | $518.7K | 2,364 | 0.4% | 5 |
| ATN INTL INC | [ATNI](https://holderbook.com/stocks/ATNI/) | $502.4K | 18,965 | 0.4% | 5 |
| INVESCO EXCH TRADED FD TR II | [SPLV](https://holderbook.com/stocks/SPLV/) | $496.4K | 6,628 | 0.4% | 5 |
| VANGUARD WORLD FD | [VPU](https://holderbook.com/stocks/VPU/) | $484.3K | 2,475 | 0.4% | 5 |
| VANGUARD SPECIALIZED FUNDS | [VIG](https://holderbook.com/stocks/VIG/) | $425.8K | 1,799 | 0.3% | 5 |
| ISHARES TR | [IJR](https://holderbook.com/stocks/IJR/) | $409.4K | 2,760 | 0.3% | 5 |
| VANGUARD INDEX FDS | [VB](https://holderbook.com/stocks/VB/) | $407.6K | 1,345 | 0.3% | 5 |
| VANGUARD WORLD FD | [VDC](https://holderbook.com/stocks/VDC/) | $406.9K | 1,803 | 0.3% | 5 |
| INVESCO EXCHANGE TRADED FD T | [XMMO](https://holderbook.com/stocks/XMMO/) | $404.5K | 2,377 | 0.3% | 5 |
| SCHWAB STRATEGIC TR | [SCHD](https://holderbook.com/stocks/SCHD/) | $403.4K | 12,722 | 0.3% | 5 |
| VANGUARD WELLINGTON FD | [VFMF](https://holderbook.com/stocks/VFMF/) | $400.9K | 2,266 | 0.3% | 5 |
| SELECT SECTOR SPDR TR | [XLF](https://holderbook.com/stocks/XLF/) | $391.3K | 7,299 | 0.3% | 5 |
| GLOBAL X FDS | [PAVE](https://holderbook.com/stocks/PAVE/) | $388.7K | 6,596 | 0.3% | 5 |
| INVESCO EXCHANGE TRADED FD T | [RSPF](https://holderbook.com/stocks/RSPF/) | $370.5K | 4,776 | 0.3% | 5 |
| BERKSHIRE HATHAWAY INC DEL | [BRKB](https://holderbook.com/stocks/BRKB/) | $368.8K | 737 | 0.3% | 5 |
| VANGUARD WORLD FD | [ESGV](https://holderbook.com/stocks/ESGV/) | $356.5K | 2,696 | 0.3% | 5 |
| VANGUARD INDEX FDS | [VBR](https://holderbook.com/stocks/VBR/) | $349.5K | 1,438 | 0.3% | 5 |
| AMERICAN CENTY ETF TR | [AVSC](https://holderbook.com/stocks/AVSC/) | $348.1K | 4,745 | 0.3% | 2 |
| ISHARES TR | [DVY](https://holderbook.com/stocks/DVY/) | $346.8K | 2,218 | 0.3% | 5 |
| AUTODESK INC | [ADSK](https://holderbook.com/stocks/ADSK/) | $346.5K | 1,782 | 0.3% | 5 |
| VANGUARD WORLD FD | [VOX](https://holderbook.com/stocks/VOX/) | $311.5K | 1,695 | 0.2% | 5 |
| ISHARES TR | [IWY](https://holderbook.com/stocks/IWY/) | $307.0K | 1,056 | 0.2% | 5 |
| FIDELITY COVINGTON TRUST | [FIDU](https://holderbook.com/stocks/FIDU/) | $303.0K | 3,041 | 0.2% | 5 |
| FIRST TR EXCHANGE-TRADED FD | [FTCS](https://holderbook.com/stocks/FTCS/) | $299.3K | 3,187 | 0.2% | 5 |
| SCHWAB STRATEGIC TR | [SCHV](https://holderbook.com/stocks/SCHV/) | $290.3K | 8,338 | 0.2% | 5 |
| VANGUARD TAX-MANAGED FDS | [VEA](https://holderbook.com/stocks/VEA/) | $287.2K | 4,031 | 0.2% | 5 |
| FIDELITY COVINGTON TRUST | [FESM](https://holderbook.com/stocks/FESM/) | $285.5K | 5,911 | 0.2% | 4 |
| SELECT SECTOR SPDR TR | [XLC](https://holderbook.com/stocks/XLC/) | $273.0K | 2,550 | 0.2% | 5 |
| AMAZON COM INC | [AMZN](https://holderbook.com/stocks/AMZN/) | $270.8K | 1,136 | 0.2% | 5 |
| VANGUARD WORLD FD | [VDE](https://holderbook.com/stocks/VDE/) | $270.5K | 1,802 | 0.2% | 5 |
| GLOBAL X FDS | [AIQ](https://holderbook.com/stocks/AIQ/) | $266.8K | 4,066 | 0.2% | 5 |
| PULTE GROUP INC | [PHM](https://holderbook.com/stocks/PHM/) | $258.8K | 1,886 | 0.2% | 5 |
| ANALOG DEVICES INC | [ADI](https://holderbook.com/stocks/ADI/) | $250.6K | 631 | 0.2% | 5 |
| STATE STR SPDR S&P 500 ETF T | [SPY](https://holderbook.com/stocks/SPY/) | $249.6K | 335 | 0.2% | 5 |
| CONSOLIDATED EDISON INC | [ED](https://holderbook.com/stocks/ED/) | $244.6K | 2,211 | 0.2% | 5 |
| ISHARES TR | [SUSA](https://holderbook.com/stocks/SUSA/) | $241.3K | 1,564 | 0.2% | 5 |
| ELI LILLY & CO | [LLY](https://holderbook.com/stocks/LLY/) | $240.3K | 200 | 0.2% | 5 |
| JOHNSON & JOHNSON | [JNJ](https://holderbook.com/stocks/JNJ/) | $236.1K | 929 | 0.2% | 5 |
| SCHWAB STRATEGIC TR | [FNDB](https://holderbook.com/stocks/FNDB/) | $213.9K | 7,022 | 0.2% | 5 |
| INVESCO EXCHANGE TRADED FD T | [EQWL](https://holderbook.com/stocks/EQWL/) | $213.7K | 1,657 | 0.2% | 5 |
| NUSHARES ETF TR | [NUSC](https://holderbook.com/stocks/NUSC/) | $210.3K | 4,034 | 0.2% | 5 |
| ISHARES INC | [POWR](https://holderbook.com/stocks/POWR/) | $209.9K | 7,506 | 0.2% | 5 |

## What the disclosed book did

Not the fund's return. This is the change in value of the positions disclosed on Form 13F, had they been left untouched, against SPY over the same quarter ends.

| Quarter | Book | Market | Difference | Priced |
|---|---|---|---|---|
| Q2 2026 | +13.1% | +14.8% | -1.7% | 100% |
| Q1 2026 | -1.8% | -4.6% | +2.8% | 100% |
| Q4 2025 | +2.2% | +2.4% | -0.2% | 100% |
| Q3 2025 | +6.7% | +7.8% | -1.1% | 100% |

## Quarter by quarter

| Quarter | Value | Positions |
|---|---|---|
| Q2 2026 | $133.2M | 416 |
| Q1 2026 | $118.9M | 420 |
| Q4 2025 | $117.0M | 442 |
| Q3 2025 | $111.7M | 409 |
| Q2 2025 | $104.7M | 410 |