# Independence Financial Advisors, LLC

> Institutional holdings reported to the SEC as of Q3 2026 on Form 13F. CIK 2066080. Source: https://holderbook.com/funds/2066080-independence-financial-advisors-llc/

- Reported value: $398.3M
- Positions: 55
- Weight of the ten largest: 64.3%
- Filed: 2026-10-08

A 13F reports long US equity positions only. Short positions, bonds, foreign listings, private holdings and cash are not visible, so this is not the manager's whole book.

## Holdings

| Security | Ticker | Value | Shares | Weight | Quarters held |
|---|---|---|---|---|---|
| FIDELITY COVINGTON TRUST | [FELG](https://holderbook.com/stocks/FELG/) | $63.1M | 1,399,471 | 15.8% | 7 |
| FIDELITY COVINGTON TRUST | [FTEC](https://holderbook.com/stocks/FTEC/) | $45.2M | 150,522 | 11.3% | 7 |
| FIDELITY COVINGTON TRUST | [FELV](https://holderbook.com/stocks/FELV/) | $29.0M | 700,113 | 7.3% | 7 |
| ISHARES TR | [TIP](https://holderbook.com/stocks/TIP/) | $21.3M | 205,008 | 5.4% | 7 |
| ISHARES TR | [IEI](https://holderbook.com/stocks/IEI/) | $21.0M | 184,973 | 5.3% | 7 |
| ISHARES TR | [PFF](https://holderbook.com/stocks/PFF/) | $17.5M | 592,489 | 4.4% | 2 |
| ISHARES TR | [ICVT](https://holderbook.com/stocks/ICVT/) | $16.9M | 149,820 | 4.2% | 7 |
| FIDELITY COVINGTON TRUST | [FDVV](https://holderbook.com/stocks/FDVV/) | $14.3M | 235,945 | 3.6% | 7 |
| SPDR GOLD TR | [GLD](https://holderbook.com/stocks/GLD/) | $14.1M | 36,897 | 3.5% | 7 |
| FIDELITY COVINGTON TRUST | [FCOM](https://holderbook.com/stocks/FCOM/) | $13.9M | 193,054 | 3.5% | 7 |
| FIDELITY COVINGTON TRUST | [FENI](https://holderbook.com/stocks/FENI/) | $13.8M | 344,597 | 3.5% | 6 |
| FIDELITY COVINGTON TRUST | [FIDU](https://holderbook.com/stocks/FIDU/) | $12.6M | 142,295 | 3.2% | 7 |
| FIDELITY COVINGTON TRUST | [FMAT](https://holderbook.com/stocks/FMAT/) | $12.5M | 223,656 | 3.1% | 2 |
| FIDELITY COVINGTON TRUST | [FDIS](https://holderbook.com/stocks/FDIS/) | $12.5M | 131,483 | 3.1% | 6 |
| ISHARES TR | [IJJ](https://holderbook.com/stocks/IJJ/) | $10.0M | 72,279 | 2.5% | 2 |
| ISHARES TR | [IJS](https://holderbook.com/stocks/IJS/) | $7.6M | 58,951 | 1.9% | 2 |
| ISHARES TR | [ISTB](https://holderbook.com/stocks/ISTB/) | $7.6M | 159,811 | 1.9% | 7 |
| ISHARES TR | [IJT](https://holderbook.com/stocks/IJT/) | $7.4M | 46,017 | 1.9% | 6 |
| FRANKLIN TEMPLETON ETF TR | [FLBL](https://holderbook.com/stocks/FLBL/) | $7.3M | 316,116 | 1.8% | 7 |
| ISHARES TR | [FALN](https://holderbook.com/stocks/FALN/) | $7.2M | 278,978 | 1.8% | 2 |
| ISHARES TR | [LQD](https://holderbook.com/stocks/LQD/) | $7.0M | 68,890 | 1.8% | 2 |
| ISHARES TR | [IUSV](https://holderbook.com/stocks/IUSV/) | $6.5M | 58,613 | 1.6% | 7 |
| ISHARES TR | [IUSG](https://holderbook.com/stocks/IUSG/) | $5.4M | 27,672 | 1.3% | 7 |
| ISHARES TR | [IJK](https://holderbook.com/stocks/IJK/) | $5.0M | 45,543 | 1.3% | 6 |
| VANGUARD INDEX FDS | [VTI](https://holderbook.com/stocks/VTI/) | $3.5M | 9,459 | 0.9% | 7 |
| VANGUARD INDEX FDS | [VOO](https://holderbook.com/stocks/VOO/) | $1.9M | 2,670 | 0.5% | 7 |
| JPMORGAN CHASE & CO | [JPM](https://holderbook.com/stocks/JPM/) | $1.3M | 3,975 | 0.3% | 6 |
| VANGUARD SPECIALIZED FUNDS | [VIG](https://holderbook.com/stocks/VIG/) | $932.6K | 3,997 | 0.2% | 7 |
| MICROSOFT CORP | [MSFT](https://holderbook.com/stocks/MSFT/) | $841.0K | 1,640 | 0.2% | 7 |
| FIDELITY COVINGTON TRUST | [FHLC](https://holderbook.com/stocks/FHLC/) | $812.8K | 9,949 | 0.2% | 7 |
| APPLE INC | [AAPL](https://holderbook.com/stocks/AAPL/) | $757.8K | 2,276 | 0.2% | 7 |
| ISHARES TR | [SHY](https://holderbook.com/stocks/SHY/) | $751.6K | 9,256 | 0.2% | 7 |
| EXXONMOBIL HOLDINGS CORP COM SHS | [XOM](https://holderbook.com/stocks/XOM/) | $702.3K | 4,315 | 0.2% | 1 |
| BERKSHIRE HATHAWAY INC DEL | [BRKB](https://holderbook.com/stocks/BRKB/) | $654.0K | 1,313 | 0.2% | 7 |
| INVESCO EXCHANGE TRADED FD T | [RSP](https://holderbook.com/stocks/RSP/) | $646.7K | 3,109 | 0.2% | 7 |
| M & T BK CORP | [MTB](https://holderbook.com/stocks/MTB/) | $589.3K | 2,708 | 0.1% | 7 |
| ISHARES TR | [IEF](https://holderbook.com/stocks/IEF/) | $585.1K | 6,551 | 0.1% | 7 |
| JOHN HANCOCK EXCHANGE TRADED | [JHMM](https://holderbook.com/stocks/JHMM/) | $574.5K | 8,036 | 0.1% | 7 |
| TORONTO DOMINION BK ONT | [TD](https://holderbook.com/stocks/TD/) | $475.5K | 4,046 | 0.1% | 7 |
| INDEPENDENT BK CORP MASS | [INDB](https://holderbook.com/stocks/INDB/) | $448.0K | 5,769 | 0.1% | 7 |
| CRH PLC | [CRH](https://holderbook.com/stocks/CRH/) | $447.2K | 5,401 | 0.1% | 7 |
| FIDELITY COVINGTON TRUST | [FUTY](https://holderbook.com/stocks/FUTY/) | $429.9K | 8,421 | 0.1% | 7 |
| FIDELITY COVINGTON TRUST | [FREL](https://holderbook.com/stocks/FREL/) | $374.3K | 13,770 | 0.1% | 7 |
| HOME DEPOT INC | [HD](https://holderbook.com/stocks/HD/) | $367.6K | 1,292 | 0.1% | 7 |
| GE AEROSPACE | [GE](https://holderbook.com/stocks/GE/) | $338.1K | 1,083 | 0.1% | 7 |
| INVESCO QQQ TR | [QQQ](https://holderbook.com/stocks/QQQ/) | $308.0K | 416 | 0.1% | 3 |
| ALPHABET INC | [GOOG](https://holderbook.com/stocks/GOOG/) | $306.0K | 898 | 0.1% | 5 |
| RTX CORPORATION | [RTX](https://holderbook.com/stocks/RTX/) | $293.4K | 1,580 | 0.1% | 5 |
| FIDELITY COVINGTON TRUST | [FNCL](https://holderbook.com/stocks/FNCL/) | $290.3K | 3,833 | 0.1% | 7 |
| GE VERNOVA INC | [GEV](https://holderbook.com/stocks/GEV/) | $268.7K | 283 | 0.1% | 4 |
| ISHARES TR | [STIP](https://holderbook.com/stocks/STIP/) | $265.9K | 2,667 | 0.1% | 7 |
| TRAVELERS COMPANIES INC | [TRV](https://holderbook.com/stocks/TRV/) | $236.9K | 665 | 0.1% | 2 |
| AT&T INC | [T](https://holderbook.com/stocks/T/) | $214.7K | 8,800 | 0.1% | 1 |
| TESLA INC | [TSLA](https://holderbook.com/stocks/TSLA/) | $209.3K | 590 | 0.1% | 5 |
| ISHARES TR | [IXUS](https://holderbook.com/stocks/IXUS/) | $200.6K | 2,111 | 0.1% | 2 |

## What the disclosed book did

Not the fund's return. This is the change in value of the positions disclosed on Form 13F, had they been left untouched, against SPY over the same quarter ends.

| Quarter | Book | Market | Difference | Priced |
|---|---|---|---|---|
| Q2 2026 | +8.9% | +14.8% | -6.0% | 100% |
| Q1 2026 | -2.7% | -4.6% | +1.9% | 100% |
| Q4 2025 | +0.8% | +2.4% | -1.5% | 100% |
| Q3 2025 | +5.7% | +7.8% | -2.1% | 100% |
| Q2 2025 | +7.4% | +10.5% | -3.1% | 100% |

## Quarter by quarter

| Quarter | Value | Positions |
|---|---|---|
| Q3 2026 | $398.3M | 55 |
| Q2 2026 | $385.5M | 55 |
| Q1 2026 | $333.2M | 51 |
| Q4 2025 | $363.8M | 55 |
| Q3 2025 | $328.3M | 53 |
| Q2 2025 | $257.1M | 51 |
| Q1 2025 | $263.0M | 47 |