# Innovative Wealth Building LLC

> Institutional holdings reported to the SEC as of Q2 2026 on Form 13F. CIK 2062596. Source: https://holderbook.com/funds/2062596-innovative-wealth-building-llc/

- Reported value: $172.1M
- Positions: 84
- Weight of the ten largest: 66.4%
- Filed: 2026-07-23

A 13F reports long US equity positions only. Short positions, bonds, foreign listings, private holdings and cash are not visible, so this is not the manager's whole book.

## Holdings

| Security | Ticker | Value | Shares | Weight | Quarters held |
|---|---|---|---|---|---|
| VANGUARD INDEX FDS | [VOO](https://holderbook.com/stocks/VOO/) | $61.4M | 89,416 | 35.7% | 7 |
| ISHARES TR | [IVV](https://holderbook.com/stocks/IVV/) | $8.9M | 11,941 | 5.2% | 7 |
| PGIM ETF TR | [PULS](https://holderbook.com/stocks/PULS/) | $8.0M | 162,456 | 4.7% | 7 |
| VANGUARD WORLD FD | [VGT](https://holderbook.com/stocks/VGT/) | $7.0M | 58,592 | 4.1% | 7 |
| DIMENSIONAL ETF TRUST | [DFUS](https://holderbook.com/stocks/DFUS/) | $6.5M | 79,244 | 3.8% | 7 |
| INVESCO QQQ TR | [QQQ](https://holderbook.com/stocks/QQQ/) | $6.1M | 8,220 | 3.5% | 7 |
| VANGUARD INDEX FDS | [VO](https://holderbook.com/stocks/VO/) | $4.4M | 55,003 | 2.6% | 7 |
| ISHARES TR | [DGRO](https://holderbook.com/stocks/DGRO/) | $4.3M | 56,201 | 2.5% | 7 |
| BNY MELLON ETF TRUST | [BKIE](https://holderbook.com/stocks/BKIE/) | $4.2M | 41,755 | 2.4% | 7 |
| ISHARES TR | [AGG](https://holderbook.com/stocks/AGG/) | $3.5M | 35,347 | 2.0% | 7 |
| VANGUARD INDEX FDS | [VTI](https://holderbook.com/stocks/VTI/) | $3.3M | 9,014 | 1.9% | 7 |
| ISHARES TR | [IJR](https://holderbook.com/stocks/IJR/) | $3.3M | 22,137 | 1.9% | 7 |
| J P MORGAN EXCHANGE TRADED F | [JEPI](https://holderbook.com/stocks/JEPI/) | $3.1M | 55,531 | 1.8% | 7 |
| SPDR SERIES TRUST | [SPYD](https://holderbook.com/stocks/SPYD/) | $2.4M | 50,494 | 1.4% | 7 |
| GOLDMAN SACHS ETF TR | [GSLC](https://holderbook.com/stocks/GSLC/) | $2.4M | 16,614 | 1.4% | 7 |
| VANGUARD INDEX FDS | [VUG](https://holderbook.com/stocks/VUG/) | $1.9M | 21,501 | 1.1% | 7 |
| ISHARES TR | [USHY](https://holderbook.com/stocks/USHY/) | $1.8M | 49,532 | 1.1% | 7 |
| ISHARES TR | [IEFA](https://holderbook.com/stocks/IEFA/) | $1.8M | 18,888 | 1.1% | 7 |
| SCHWAB STRATEGIC TR | [SCHO](https://holderbook.com/stocks/SCHO/) | $1.7M | 70,100 | 1.0% | 7 |
| APPLE INC | [AAPL](https://holderbook.com/stocks/AAPL/) | $1.5M | 5,182 | 0.9% | 7 |
| ISHARES TR | [IUSG](https://holderbook.com/stocks/IUSG/) | $1.4M | 7,433 | 0.8% | 7 |
| VANGUARD BD INDEX FDS | [BND](https://holderbook.com/stocks/BND/) | $1.4M | 18,953 | 0.8% | 2 |
| VANGUARD STAR FDS | [VXUS](https://holderbook.com/stocks/VXUS/) | $1.3M | 15,509 | 0.8% | 2 |
| VANGUARD INDEX FDS | [VB](https://holderbook.com/stocks/VB/) | $1.2M | 3,849 | 0.7% | 7 |
| ISHARES TR | [IJH](https://holderbook.com/stocks/IJH/) | $1.2M | 14,936 | 0.7% | 7 |
| DOMINION ENERGY INC | [D](https://holderbook.com/stocks/D/) | $1.1M | 16,729 | 0.7% | 7 |
| VANGUARD MALVERN FDS | [VTIP](https://holderbook.com/stocks/VTIP/) | $1.1M | 22,589 | 0.7% | 5 |
| VANGUARD TAX-MANAGED FDS | [VEA](https://holderbook.com/stocks/VEA/) | $1.1M | 15,345 | 0.6% | 7 |
| MICROSOFT CORP | [MSFT](https://holderbook.com/stocks/MSFT/) | $1.1M | 2,929 | 0.6% | 7 |
| ISHARES TR | [IJJ](https://holderbook.com/stocks/IJJ/) | $1.0M | 6,870 | 0.6% | 7 |
| ISHARES TR | [IWR](https://holderbook.com/stocks/IWR/) | $969.4K | 8,787 | 0.6% | 7 |
| FRANKLIN TEMPLETON ETF TR | [INCM](https://holderbook.com/stocks/INCM/) | $945.7K | 32,773 | 0.5% | 7 |
| ISHARES TR | [VLUE](https://holderbook.com/stocks/VLUE/) | $921.5K | 4,612 | 0.5% | 7 |
| ADVISORS INNER CIRCLE FD II | [ARP](https://holderbook.com/stocks/ARP/) | $913.8K | 28,142 | 0.5% | 3 |
| ISHARES TR | [IUSV](https://holderbook.com/stocks/IUSV/) | $847.7K | 7,696 | 0.5% | 7 |
| INVESCO EXCH TRADED FD TR II | [SPMO](https://holderbook.com/stocks/SPMO/) | $838.8K | 5,193 | 0.5% | 3 |
| STATE STR SPDR S&P 500 ETF T | [SPY](https://holderbook.com/stocks/SPY/) | $811.5K | 1,087 | 0.5% | 7 |
| NVIDIA CORPORATION | [NVDA](https://holderbook.com/stocks/NVDA/) | $779.1K | 3,894 | 0.5% | 7 |
| J P MORGAN EXCHANGE TRADED F | [JEPQ](https://holderbook.com/stocks/JEPQ/) | $726.8K | 11,826 | 0.4% | 7 |
| STATE STR SPDR DOW JONES IND | [DIA](https://holderbook.com/stocks/DIA/) | $716.1K | 1,371 | 0.4% | 7 |
| VANGUARD SPECIALIZED FUNDS | [VIG](https://holderbook.com/stocks/VIG/) | $682.4K | 2,884 | 0.4% | 3 |
| SPDR SERIES TRUST | [SPYG](https://holderbook.com/stocks/SPYG/) | $642.6K | 5,401 | 0.4% | 7 |
| VANGUARD WHITEHALL FDS | [VYM](https://holderbook.com/stocks/VYM/) | $599.7K | 3,795 | 0.3% | 7 |
| MCDONALDS CORP | [MCD](https://holderbook.com/stocks/MCD/) | $488.9K | 1,809 | 0.3% | 7 |
| CATERPILLAR INC | [CAT](https://holderbook.com/stocks/CAT/) | $438.7K | 412 | 0.3% | 3 |
| VANGUARD INDEX FDS | [VTV](https://holderbook.com/stocks/VTV/) | $429.7K | 1,972 | 0.2% | 5 |
| PNC FINL SVCS GROUP INC | [PNC](https://holderbook.com/stocks/PNC/) | $416.3K | 1,691 | 0.2% | 4 |
| JOHNSON & JOHNSON | [JNJ](https://holderbook.com/stocks/JNJ/) | $402.8K | 1,586 | 0.2% | 3 |
| ISHARES TR | [SHV](https://holderbook.com/stocks/SHV/) | $398.8K | 3,614 | 0.2% | 2 |
| AT&T INC | [T](https://holderbook.com/stocks/T/) | $396.9K | 19,173 | 0.2% | 1 |
| VANGUARD INDEX FDS | [VV](https://holderbook.com/stocks/VV/) | $381.1K | 1,108 | 0.2% | 5 |
| PROSHARES TR | [QLD](https://holderbook.com/stocks/QLD/) | $377.7K | 3,903 | 0.2% | 2 |
| VANGUARD BD INDEX FDS | [BIV](https://holderbook.com/stocks/BIV/) | $367.5K | 4,791 | 0.2% | 1 |
| AMAZON COM INC | [AMZN](https://holderbook.com/stocks/AMZN/) | $366.6K | 1,538 | 0.2% | 5 |
| BERKSHIRE HATHAWAY INC DEL | [BRKB](https://holderbook.com/stocks/BRKB/) | $357.3K | 714 | 0.2% | 6 |
| VANGUARD CHARLOTTE FDS | [BNDX](https://holderbook.com/stocks/BNDX/) | $351.2K | 7,253 | 0.2% | 1 |
| SCHWAB STRATEGIC TR | [SCHD](https://holderbook.com/stocks/SCHD/) | $338.6K | 10,678 | 0.2% | 4 |
| VANGUARD INDEX FDS | [VBK](https://holderbook.com/stocks/VBK/) | $332.2K | 908 | 0.2% | 2 |
| MICRON TECHNOLOGY INC | [MU](https://holderbook.com/stocks/MU/) | $328.0K | 284 | 0.2% | 1 |
| JPMORGAN CHASE & CO | [JPM](https://holderbook.com/stocks/JPM/) | $323.0K | 987 | 0.2% | 7 |
| TESLA INC | [TSLA](https://holderbook.com/stocks/TSLA/) | $321.3K | 764 | 0.2% | 5 |
| VANGUARD WORLD FD | [VHT](https://holderbook.com/stocks/VHT/) | $315.0K | 1,053 | 0.2% | 7 |
| VISA INC | [V](https://holderbook.com/stocks/V/) | $287.8K | 839 | 0.2% | 6 |
| VANECK ETF TRUST | [SMH](https://holderbook.com/stocks/SMH/) | $287.7K | 439 | 0.2% | 1 |
| VANGUARD ADMIRAL FDS INC | [VOOG](https://holderbook.com/stocks/VOOG/) | $277.5K | 3,358 | 0.2% | 7 |
| INTEL CORP | [INTC](https://holderbook.com/stocks/INTC/) | $263.7K | 1,888 | 0.2% | 1 |
| TEXAS INSTRS INC | [TXN](https://holderbook.com/stocks/TXN/) | $262.9K | 882 | 0.2% | 1 |
| BANK OF AMER CORP | [BAC](https://holderbook.com/stocks/BAC/) | $255.7K | 4,488 | 0.1% | 4 |
| VANGUARD SCOTTSDALE FDS | [VONG](https://holderbook.com/stocks/VONG/) | $238.2K | 1,864 | 0.1% | 1 |
| LOWES COS INC | [LOW](https://holderbook.com/stocks/LOW/) | $233.1K | 1,057 | 0.1% | 4 |
| VANGUARD INDEX FDS | [VBR](https://holderbook.com/stocks/VBR/) | $230.3K | 948 | 0.1% | 1 |
| EXXON MOBIL CORP | [XOMXXXX](https://holderbook.com/stocks/XOMXXXX/) | $229.0K | 1,675 | 0.1% | 2 |
| SPDR SERIES TRUST | [SPYV](https://holderbook.com/stocks/SPYV/) | $229.0K | 3,767 | 0.1% | 1 |
| VANGUARD MUN BD FDS | [VTEB](https://holderbook.com/stocks/VTEB/) | $228.2K | 4,511 | 0.1% | 7 |
| NORTHROP GRUMMAN CORP | [NOC](https://holderbook.com/stocks/NOC/) | $224.4K | 441 | 0.1% | 7 |
| SIMPLIFY EXCHANGE TRADED FUN | [CTA](https://holderbook.com/stocks/CTA/) | $219.3K | 8,453 | 0.1% | 2 |
| TRUIST FINL CORP | [TFC](https://holderbook.com/stocks/TFC/) | $217.9K | 4,373 | 0.1% | 1 |
| ISHARES TR | [IWF](https://holderbook.com/stocks/IWF/) | $211.6K | 1,704 | 0.1% | 1 |
| VERIZON COMMUNICATIONS INC | [VZ](https://holderbook.com/stocks/VZ/) | $211.0K | 4,984 | 0.1% | 1 |
| AMERICAN CENTY ETF TR | [AVUV](https://holderbook.com/stocks/AVUV/) | $207.6K | 1,664 | 0.1% | 1 |
| ASML HLDG NV | [ASML](https://holderbook.com/stocks/ASML/) | $207.0K | 104 | 0.1% | 1 |
| LAM RESEARCH CORP | [LRCX](https://holderbook.com/stocks/LRCX/) | $205.4K | 474 | 0.1% | 1 |
| HOME DEPOT INC | [HD](https://holderbook.com/stocks/HD/) | $204.2K | 579 | 0.1% | 1 |
| AGF INVTS TR | [BTAL](https://holderbook.com/stocks/BTAL/) | $195.6K | 17,542 | 0.1% | 2 |

## What the disclosed book did

Not the fund's return. This is the change in value of the positions disclosed on Form 13F, had they been left untouched, against SPY over the same quarter ends.

| Quarter | Book | Market | Difference | Priced |
|---|---|---|---|---|
| Q2 2026 | +13.0% | +14.8% | -1.8% | 100% |
| Q1 2026 | -3.2% | -4.6% | +1.4% | 100% |
| Q4 2025 | +1.6% | +2.4% | -0.8% | 100% |
| Q3 2025 | +6.6% | +7.8% | -1.2% | 100% |
| Q2 2025 | +8.5% | +10.5% | -2.0% | 100% |
| Q1 2025 | -3.5% | -4.6% | +1.0% | 100% |

## Quarter by quarter

| Quarter | Value | Positions |
|---|---|---|
| Q2 2026 | $172.1M | 84 |
| Q1 2026 | $142.2M | 70 |
| Q4 2025 | $137.2M | 61 |
| Q3 2025 | $128.3M | 55 |
| Q2 2025 | $120.6M | 51 |
| Q1 2025 | $108.5M | 50 |
| Q4 2024 | $110.6M | 52 |