# Northstar Financial Companies, Inc.

> Institutional holdings reported to the SEC as of Q2 2026 on Form 13F. CIK 2059828. Source: https://holderbook.com/funds/2059828-northstar-financial-companies-inc/

- Reported value: $148.4M
- Positions: 117
- Weight of the ten largest: 38.1%
- Filed: 2026-08-06

A 13F reports long US equity positions only. Short positions, bonds, foreign listings, private holdings and cash are not visible, so this is not the manager's whole book.

## Holdings

| Security | Ticker | Value | Shares | Weight | Quarters held |
|---|---|---|---|---|---|
| ISHARES TR | [IWB](https://holderbook.com/stocks/IWB/) | $13.6M | 33,254 | 9.2% | 7 |
| VISA INC | [V](https://holderbook.com/stocks/V/) | $9.1M | 26,647 | 6.2% | 7 |
| VANGUARD ADMIRAL FDS INC | [VOOG](https://holderbook.com/stocks/VOOG/) | $5.8M | 69,714 | 3.9% | 7 |
| APPLE INC | [AAPL](https://holderbook.com/stocks/AAPL/) | $5.2M | 18,132 | 3.5% | 7 |
| VANGUARD TAX-MANAGED FDS | [VEA](https://holderbook.com/stocks/VEA/) | $4.6M | 64,217 | 3.1% | 7 |
| MICRON TECHNOLOGY INC | [MU](https://holderbook.com/stocks/MU/) | $4.4M | 3,796 | 3.0% | 6 |
| J P MORGAN EXCHANGE TRADED F | [JPST](https://holderbook.com/stocks/JPST/) | $3.6M | 72,039 | 2.5% | 7 |
| MICROSOFT CORP | [MSFT](https://holderbook.com/stocks/MSFT/) | $3.5M | 9,473 | 2.4% | 7 |
| AMAZON COM INC | [AMZN](https://holderbook.com/stocks/AMZN/) | $3.4M | 14,164 | 2.3% | 7 |
| CHEVRON CORPORATION | [CVX](https://holderbook.com/stocks/CVX/) | $3.3M | 19,706 | 2.2% | 7 |
| VERIZON COMMUNICATIONS INC | [VZ](https://holderbook.com/stocks/VZ/) | $3.2M | 76,119 | 2.2% | 7 |
| EXXON MOBIL CORP | [XOMXXXX](https://holderbook.com/stocks/XOMXXXX/) | $3.0M | 22,288 | 2.1% | 7 |
| VANGUARD INDEX FDS | [VB](https://holderbook.com/stocks/VB/) | $3.0M | 10,019 | 2.0% | 7 |
| JOHNSON & JOHNSON | [JNJ](https://holderbook.com/stocks/JNJ/) | $3.0M | 11,932 | 2.0% | 7 |
| ALPHABET INC | [GOOG](https://holderbook.com/stocks/GOOG/) | $2.8M | 7,942 | 1.9% | 7 |
| ISHARES GOLD TR | [IAU](https://holderbook.com/stocks/IAU/) | $2.7M | 35,557 | 1.8% | 4 |
| ELI LILLY & CO | [LLY](https://holderbook.com/stocks/LLY/) | $2.5M | 2,098 | 1.7% | 7 |
| ISHARES TR | [IAK](https://holderbook.com/stocks/IAK/) | $2.4M | 17,251 | 1.6% | 3 |
| NVIDIA CORPORATION | [NVDA](https://holderbook.com/stocks/NVDA/) | $2.4M | 12,081 | 1.6% | 7 |
| AMERICAN ELEC PWR CO INC | [AEP](https://holderbook.com/stocks/AEP/) | $2.4M | 17,345 | 1.6% | 3 |
| NEXTERA ENERGY INC | [NEE](https://holderbook.com/stocks/NEE/) | $2.2M | 25,183 | 1.5% | 3 |
| JPMORGAN CHASE & CO | [JPM](https://holderbook.com/stocks/JPM/) | $2.2M | 6,637 | 1.5% | 7 |
| INVESCO EXCHANGE TRADED FD T | [PPA](https://holderbook.com/stocks/PPA/) | $1.9M | 10,733 | 1.3% | 3 |
| INVESCO QQQ TR | [QQQ](https://holderbook.com/stocks/QQQ/) | $1.8M | 2,448 | 1.2% | 7 |
| ISHARES TR | [KXI](https://holderbook.com/stocks/KXI/) | $1.8M | 26,415 | 1.2% | 3 |
| ISHARES TR | [IUSB](https://holderbook.com/stocks/IUSB/) | $1.7M | 35,960 | 1.1% | 3 |
| BERKSHIRE HATHAWAY INC DEL | [BRKB](https://holderbook.com/stocks/BRKB/) | $1.6M | 3,186 | 1.1% | 7 |
| ISHARES TR | [ITOT](https://holderbook.com/stocks/ITOT/) | $1.5M | 9,198 | 1.0% | 5 |
| COSTCO WHOLESALE CORPORATION | [COST](https://holderbook.com/stocks/COST/) | $1.5M | 1,582 | 1.0% | 7 |
| ISHARES TR | [IWF](https://holderbook.com/stocks/IWF/) | $1.5M | 11,757 | 1.0% | 3 |
| RTX CORPORATION | [RTX](https://holderbook.com/stocks/RTX/) | $1.4M | 7,305 | 0.9% | 7 |
| VANGUARD BD INDEX FDS | [BIV](https://holderbook.com/stocks/BIV/) | $1.3M | 17,472 | 0.9% | 5 |
| ALPHABET INC | [GOOGL](https://holderbook.com/stocks/GOOGL/) | $1.3M | 3,741 | 0.9% | 7 |
| VANGUARD WHITEHALL FDS | [VYM](https://holderbook.com/stocks/VYM/) | $1.3M | 8,439 | 0.9% | 3 |
| CATERPILLAR INC | [CAT](https://holderbook.com/stocks/CAT/) | $1.3M | 1,215 | 0.9% | 7 |
| PEPSICO INC | [PEP](https://holderbook.com/stocks/PEP/) | $1.2M | 8,743 | 0.8% | 7 |
| VANGUARD SCOTTSDALE FDS | [VCSH](https://holderbook.com/stocks/VCSH/) | $1.2M | 14,558 | 0.8% | 5 |
| CISCO SYS INC | [CSCO](https://holderbook.com/stocks/CSCO/) | $1.1M | 9,321 | 0.7% | 7 |
| SPDR SERIES TRUST | [XHB](https://holderbook.com/stocks/XHB/) | $1.1M | 9,215 | 0.7% | 2 |
| CONSTELLATION ENERGY CORP | [CEG](https://holderbook.com/stocks/CEG/) | $1.0M | 4,198 | 0.7% | 3 |
| META PLATFORMS INC | [META](https://holderbook.com/stocks/META/) | $1.0M | 1,781 | 0.7% | 7 |
| CONSOLIDATED EDISON INC | [ED](https://holderbook.com/stocks/ED/) | $984.3K | 8,898 | 0.7% | 7 |
| AFLAC INC | [AFL](https://holderbook.com/stocks/AFL/) | $947.5K | 8,081 | 0.6% | 7 |
| MASTERCARD INCORPORATED | [MA](https://holderbook.com/stocks/MA/) | $940.3K | 1,831 | 0.6% | 7 |
| WINCHESTER BANCORP INC | [WSBK](https://holderbook.com/stocks/WSBK/) | $919.8K | 70,000 | 0.6% | 4 |
| SCHWAB STRATEGIC TR | [SCHD](https://holderbook.com/stocks/SCHD/) | $917.8K | 28,944 | 0.6% | 7 |
| DUKE ENERGY CORP NEW | [DUK](https://holderbook.com/stocks/DUK/) | $909.7K | 7,187 | 0.6% | 7 |
| VANGUARD INTL EQUITY INDEX F | [VEU](https://holderbook.com/stocks/VEU/) | $909.5K | 10,860 | 0.6% | 3 |
| ALTRIA GROUP INC | [MO](https://holderbook.com/stocks/MO/) | $866.4K | 12,042 | 0.6% | 7 |
| QUALCOMM INC | [QCOM](https://holderbook.com/stocks/QCOM/) | $831.7K | 4,501 | 0.6% | 7 |
| SOUTHERN CO | [SO](https://holderbook.com/stocks/SO/) | $818.6K | 8,553 | 0.6% | 7 |
| ISHARES TR | [MUB](https://holderbook.com/stocks/MUB/) | $739.9K | 6,875 | 0.5% | 4 |
| INTERNATIONAL BUSINESS MACHS | [IBM](https://holderbook.com/stocks/IBM/) | $721.5K | 2,566 | 0.5% | 7 |
| HOME DEPOT INC | [HD](https://holderbook.com/stocks/HD/) | $712.0K | 2,019 | 0.5% | 7 |
| ABBVIE INC | [ABBV](https://holderbook.com/stocks/ABBV/) | $706.3K | 2,807 | 0.5% | 7 |
| ISHARES TR | [IWO](https://holderbook.com/stocks/IWO/) | $654.4K | 1,661 | 0.4% | 7 |
| EATON CORP PLC | [ETN](https://holderbook.com/stocks/ETN/) | $646.6K | 1,517 | 0.4% | 7 |
| UNITED PARCEL SVCS INC | [UPS](https://holderbook.com/stocks/UPS/) | $598.3K | 5,566 | 0.4% | 3 |
| PROCTER & GAMBLE CO | [PG](https://holderbook.com/stocks/PG/) | $596.6K | 4,069 | 0.4% | 7 |
| BROADCOM INC | [AVGO](https://holderbook.com/stocks/AVGO/) | $580.6K | 1,537 | 0.4% | 5 |
| SCHWAB STRATEGIC TR | [SCHB](https://holderbook.com/stocks/SCHB/) | $578.5K | 19,975 | 0.4% | 4 |
| INVESCO EXCHANGE TRADED FD T | [XMMO](https://holderbook.com/stocks/XMMO/) | $558.1K | 3,280 | 0.4% | 3 |
| KRAFT HEINZ CO | [KHC](https://holderbook.com/stocks/KHC/) | $523.2K | 22,151 | 0.4% | 4 |
| GOLDMAN SACHS GROUP INC | [GS](https://holderbook.com/stocks/GS/) | $498.8K | 493 | 0.3% | 7 |
| BP PLC | [BP](https://holderbook.com/stocks/BP/) | $485.6K | 13,141 | 0.3% | 7 |
| ISHARES TR | [IWM](https://holderbook.com/stocks/IWM/) | $484.4K | 1,612 | 0.3% | 7 |
| VANGUARD SCOTTSDALE FDS | [VCIT](https://holderbook.com/stocks/VCIT/) | $471.7K | 5,707 | 0.3% | 7 |
| UNION PAC CORP | [UNP](https://holderbook.com/stocks/UNP/) | $430.6K | 1,583 | 0.3% | 7 |
| COCA COLA CO | [KO](https://holderbook.com/stocks/KO/) | $424.8K | 5,227 | 0.3% | 7 |
| PFIZER INC | [PFE](https://holderbook.com/stocks/PFE/) | $424.6K | 17,634 | 0.3% | 7 |
| WELLS FARGO & CO | [WFC](https://holderbook.com/stocks/WFC/) | $418.0K | 5,058 | 0.3% | 7 |
| ADVANCED MICRO DEVICES INC | [AMD](https://holderbook.com/stocks/AMD/) | $411.3K | 708 | 0.3% | 1 |
| SELECT SECTOR SPDR TR | [XLI](https://holderbook.com/stocks/XLI/) | $390.3K | 2,107 | 0.3% | 7 |
| GE AEROSPACE | [GE](https://holderbook.com/stocks/GE/) | $374.5K | 1,002 | 0.3% | 5 |
| TESLA INC | [TSLA](https://holderbook.com/stocks/TSLA/) | $373.5K | 888 | 0.3% | 1 |
| ISHARES TR | [ESGU](https://holderbook.com/stocks/ESGU/) | $372.8K | 2,278 | 0.3% | 7 |
| UNITED RENTALS INC | [URI](https://holderbook.com/stocks/URI/) | $368.2K | 325 | 0.2% | 7 |
| EMERSON ELEC CO | [EMR](https://holderbook.com/stocks/EMR/) | $368.0K | 2,571 | 0.2% | 7 |
| GE VERNOVA INC | [GEV](https://holderbook.com/stocks/GEV/) | $359.8K | 306 | 0.2% | 2 |
| AUTOMATIC DATA PROCESSING IN | [ADP](https://holderbook.com/stocks/ADP/) | $358.3K | 1,600 | 0.2% | 7 |
| CROWDSTRIKE HLDGS INC | [CRWD](https://holderbook.com/stocks/CRWD/) | $357.3K | 468 | 0.2% | 1 |
| PARKER-HANNIFIN CORP | [PH](https://holderbook.com/stocks/PH/) | $356.3K | 364 | 0.2% | 7 |
| SELECT SECTOR SPDR TR | [XLP](https://holderbook.com/stocks/XLP/) | $355.9K | 4,284 | 0.2% | 7 |
| INVESCO EXCHANGE TRADED FD T | [XSMO](https://holderbook.com/stocks/XSMO/) | $342.6K | 3,659 | 0.2% | 1 |
| L3HARRIS TECHNOLOGIES INC | [LHX](https://holderbook.com/stocks/LHX/) | $341.6K | 1,175 | 0.2% | 7 |
| CARRIER GLOBAL CORPORATION | [CARR](https://holderbook.com/stocks/CARR/) | $338.9K | 4,621 | 0.2% | 7 |
| COLGATE PALMOLIVE CO | [CL](https://holderbook.com/stocks/CL/) | $333.7K | 3,640 | 0.2% | 7 |
| SEI INVTS CO | [SEIC](https://holderbook.com/stocks/SEIC/) | $326.9K | 3,727 | 0.2% | 1 |
| ASTRAZENECA PLC | [AZN](https://holderbook.com/stocks/AZN/) | $313.3K | 1,652 | 0.2% | 2 |
| ISHARES TR | [IVV](https://holderbook.com/stocks/IVV/) | $303.3K | 405 | 0.2% | 3 |
| AT&T INC | [T](https://holderbook.com/stocks/T/) | $298.5K | 14,422 | 0.2% | 7 |
| MARSH & MCLENNAN COS INC | [MRSH](https://holderbook.com/stocks/MRSH/) | $297.8K | 1,787 | 0.2% | 7 |
| VANGUARD INDEX FDS | [VUG](https://holderbook.com/stocks/VUG/) | $291.0K | 3,378 | 0.2% | 3 |
| SELECT SECTOR SPDR TR | [XLY](https://holderbook.com/stocks/XLY/) | $289.6K | 2,469 | 0.2% | 7 |
| ORACLE CORP | [ORCL](https://holderbook.com/stocks/ORCL/) | $286.1K | 1,952 | 0.2% | 7 |
| PHILIP MORRIS INTL INC | [PM](https://holderbook.com/stocks/PM/) | $279.8K | 1,546 | 0.2% | 7 |
| SELECT SECTOR SPDR TR | [XLU](https://holderbook.com/stocks/XLU/) | $277.8K | 6,128 | 0.2% | 7 |
| CUMMINS INC | [CMI](https://holderbook.com/stocks/CMI/) | $275.0K | 386 | 0.2% | 2 |
| LAM RESEARCH CORP | [LRCX](https://holderbook.com/stocks/LRCX/) | $273.0K | 630 | 0.2% | 1 |
| SCHWAB STRATEGIC TR | [SCHZ](https://holderbook.com/stocks/SCHZ/) | $272.3K | 11,773 | 0.2% | 4 |

## What the disclosed book did

Not the fund's return. This is the change in value of the positions disclosed on Form 13F, had they been left untouched, against SPY over the same quarter ends.

| Quarter | Book | Market | Difference | Priced |
|---|---|---|---|---|
| Q2 2026 | +9.9% | +14.8% | -5.0% | 100% |
| Q1 2026 | -0.4% | -4.6% | +4.2% | 100% |
| Q4 2025 | +2.7% | +2.4% | +0.4% | 100% |
| Q3 2025 | +7.1% | +7.8% | -0.7% | 100% |
| Q2 2025 | +5.3% | +10.5% | -5.1% | 100% |
| Q1 2025 | -0.3% | -4.6% | +4.3% | 100% |

## Quarter by quarter

| Quarter | Value | Positions |
|---|---|---|
| Q2 2026 | $148.4M | 117 |
| Q1 2026 | $125.8M | 112 |
| Q4 2025 | $125.6M | 114 |
| Q3 2025 | $108.1M | 100 |
| Q2 2025 | $96.2M | 100 |
| Q1 2025 | $92.2M | 104 |
| Q4 2024 | $105.6M | 108 |