# Peak Retirement Planning, Inc.

> Institutional holdings reported to the SEC as of Q2 2026 on Form 13F. CIK 2056697. Source: https://holderbook.com/funds/2056697-peak-retirement-planning-inc/

- Reported value: $631.6M
- Positions: 194
- Weight of the ten largest: 40.0%
- Filed: 2026-08-10

A 13F reports long US equity positions only. Short positions, bonds, foreign listings, private holdings and cash are not visible, so this is not the manager's whole book.

## Holdings

| Security | Ticker | Value | Shares | Weight | Quarters held |
|---|---|---|---|---|---|
| ISHARES TR | [SGOV](https://holderbook.com/stocks/SGOV/) | $65.8M | 653,810 | 10.4% | 7 |
| INVESCO QQQ TR | [QQQ](https://holderbook.com/stocks/QQQ/) | $34.7M | 47,055 | 5.5% | 7 |
| VANGUARD TAX-MANAGED FDS | [VEA](https://holderbook.com/stocks/VEA/) | $28.7M | 403,062 | 4.5% | 7 |
| VANGUARD INTL EQUITY INDEX F | [VWO](https://holderbook.com/stocks/VWO/) | $18.9M | 317,385 | 3.0% | 7 |
| SELECT SECTOR SPDR TR | [XLV](https://holderbook.com/stocks/XLV/) | $18.4M | 116,103 | 2.9% | 2 |
| VANGUARD INDEX FDS | [VBK](https://holderbook.com/stocks/VBK/) | $17.5M | 47,871 | 2.8% | 7 |
| SELECT SECTOR SPDR TR | [XLE](https://holderbook.com/stocks/XLE/) | $17.5M | 329,503 | 2.8% | 3 |
| SELECT SECTOR SPDR TR | [XLY](https://holderbook.com/stocks/XLY/) | $17.2M | 146,239 | 2.7% | 5 |
| SELECT SECTOR SPDR TR | [XLRE](https://holderbook.com/stocks/XLRE/) | $17.0M | 386,766 | 2.7% | 7 |
| SELECT SECTOR SPDR TR | [XLC](https://holderbook.com/stocks/XLC/) | $16.7M | 155,779 | 2.6% | 7 |
| VANGUARD INDEX FDS | [VBR](https://holderbook.com/stocks/VBR/) | $13.7M | 56,505 | 2.2% | 7 |
| VANGUARD INDEX FDS | [VTV](https://holderbook.com/stocks/VTV/) | $13.6M | 62,479 | 2.2% | 7 |
| VANGUARD INDEX FDS | [VUG](https://holderbook.com/stocks/VUG/) | $13.5M | 156,415 | 2.1% | 7 |
| VANGUARD INDEX FDS | [VOE](https://holderbook.com/stocks/VOE/) | $11.4M | 57,532 | 1.8% | 7 |
| VANGUARD INDEX FDS | [VOO](https://holderbook.com/stocks/VOO/) | $11.2M | 16,364 | 1.8% | 7 |
| NVIDIA CORPORATION | [NVDA](https://holderbook.com/stocks/NVDA/) | $10.9M | 54,264 | 1.7% | 7 |
| VANGUARD INDEX FDS | [VB](https://holderbook.com/stocks/VB/) | $10.7M | 35,246 | 1.7% | 7 |
| ALPHABET INC | [GOOGL](https://holderbook.com/stocks/GOOGL/) | $7.0M | 19,651 | 1.1% | 7 |
| VANGUARD INDEX FDS | [VNQ](https://holderbook.com/stocks/VNQ/) | $6.9M | 71,525 | 1.1% | 7 |
| MICRON TECHNOLOGY INC | [MU](https://holderbook.com/stocks/MU/) | $6.9M | 5,948 | 1.1% | 3 |
| MICROSOFT CORP | [MSFT](https://holderbook.com/stocks/MSFT/) | $6.2M | 16,684 | 1.0% | 7 |
| ELI LILLY & CO | [LLY](https://holderbook.com/stocks/LLY/) | $6.1M | 5,056 | 1.0% | 7 |
| ADVANCED MICRO DEVICES INC | [AMD](https://holderbook.com/stocks/AMD/) | $5.9M | 10,172 | 0.9% | 1 |
| APPLE INC | [AAPL](https://holderbook.com/stocks/AAPL/) | $5.3M | 18,319 | 0.8% | 7 |
| HALOZYME THERAPEUTICS INC | [HALO](https://holderbook.com/stocks/HALO/) | $5.3M | 67,523 | 0.8% | 2 |
| TENET HEALTHCARE CORP | [THC](https://holderbook.com/stocks/THC/) | $5.2M | 27,789 | 0.8% | 6 |
| EXELIXIS INC | [EXEL](https://holderbook.com/stocks/EXEL/) | $5.1M | 94,407 | 0.8% | 4 |
| MERIT MED SYS INC | [MMSI](https://holderbook.com/stocks/MMSI/) | $5.1M | 74,008 | 0.8% | 7 |
| VISA INC | [V](https://holderbook.com/stocks/V/) | $5.1M | 14,791 | 0.8% | 1 |
| BROADCOM INC | [AVGO](https://holderbook.com/stocks/AVGO/) | $5.1M | 13,384 | 0.8% | 7 |
| FLEX LTD | [FLEX](https://holderbook.com/stocks/FLEX/) | $5.1M | 31,191 | 0.8% | 7 |
| NEUROCRINE BIOSCIENCES INC | [NBIX](https://holderbook.com/stocks/NBIX/) | $5.0M | 29,734 | 0.8% | 7 |
| RALPH LAUREN CORP | [RL](https://holderbook.com/stocks/RL/) | $5.0M | 12,423 | 0.8% | 4 |
| META PLATFORMS INC | [META](https://holderbook.com/stocks/META/) | $4.8M | 8,587 | 0.8% | 6 |
| TOAST INC | [TOST](https://holderbook.com/stocks/TOST/) | $4.8M | 173,678 | 0.8% | 2 |
| INSULET CORP | [PODD](https://holderbook.com/stocks/PODD/) | $4.8M | 31,312 | 0.8% | 7 |
| ELANCO ANIMAL HEALTH INC | [ELAN](https://holderbook.com/stocks/ELAN/) | $4.7M | 191,897 | 0.7% | 3 |
| UNIVERSAL HLTH SVCS INC | [UHS](https://holderbook.com/stocks/UHS/) | $4.7M | 31,287 | 0.7% | 1 |
| UNITED THERAPEUTICS CORP DEL | [UTHR](https://holderbook.com/stocks/UTHR/) | $4.5M | 8,389 | 0.7% | 3 |
| VANGUARD INDEX FDS | [VTI](https://holderbook.com/stocks/VTI/) | $4.3M | 11,526 | 0.7% | 7 |
| APPLOVIN CORP | [APP](https://holderbook.com/stocks/APP/) | $4.3M | 8,250 | 0.7% | 7 |
| CHEWY INC | [CHWY](https://holderbook.com/stocks/CHWY/) | $4.2M | 214,080 | 0.7% | 5 |
| VANGUARD INDEX FDS | [VOT](https://holderbook.com/stocks/VOT/) | $4.1M | 13,285 | 0.6% | 7 |
| MONOLITHIC PWR SYS INC | [MPWR](https://holderbook.com/stocks/MPWR/) | $4.1M | 2,931 | 0.6% | 7 |
| JOHNSON & JOHNSON | [JNJ](https://holderbook.com/stocks/JNJ/) | $4.0M | 15,923 | 0.6% | 7 |
| PROCTER & GAMBLE CO | [PG](https://holderbook.com/stocks/PG/) | $4.0M | 27,103 | 0.6% | 6 |
| MERCK & CO INC | [MRK](https://holderbook.com/stocks/MRK/) | $3.8M | 29,248 | 0.6% | 7 |
| ZOOM COMMUNICATIONS INC | [ZM](https://holderbook.com/stocks/ZM/) | $3.7M | 42,913 | 0.6% | 7 |
| KIMBERLY-CLARK CORP | [KMB](https://holderbook.com/stocks/KMB/) | $3.6M | 33,047 | 0.6% | 7 |
| COLGATE PALMOLIVE CO | [CL](https://holderbook.com/stocks/CL/) | $3.5M | 38,444 | 0.6% | 7 |
| PRICE T ROWE GROUP INC | [TROW](https://holderbook.com/stocks/TROW/) | $3.5M | 30,933 | 0.6% | 7 |
| ILLINOIS TOOL WKS INC | [ITW](https://holderbook.com/stocks/ITW/) | $3.5M | 12,998 | 0.6% | 4 |
| SNAP ON INC | [SNA](https://holderbook.com/stocks/SNA/) | $3.5M | 8,587 | 0.5% | 7 |
| PROGRESSIVE CORP | [PGR](https://holderbook.com/stocks/PGR/) | $3.4M | 15,738 | 0.5% | 1 |
| SMITH A O CORP | [AOS](https://holderbook.com/stocks/AOS/) | $3.4M | 54,556 | 0.5% | 2 |
| ALTRIA GROUP INC | [MO](https://holderbook.com/stocks/MO/) | $3.4M | 47,507 | 0.5% | 7 |
| JPMORGAN CHASE & CO | [JPM](https://holderbook.com/stocks/JPM/) | $3.4M | 10,332 | 0.5% | 7 |
| GENERAL MILLS INC | [GIS](https://holderbook.com/stocks/GIS/) | $3.3M | 95,739 | 0.5% | 7 |
| KRAFT HEINZ CO | [KHC](https://holderbook.com/stocks/KHC/) | $3.3M | 139,107 | 0.5% | 4 |
| AVERY DENNISON CORP | [AVY](https://holderbook.com/stocks/AVY/) | $3.3M | 20,033 | 0.5% | 3 |
| GILEAD SCIENCES INC | [GILD](https://holderbook.com/stocks/GILD/) | $3.2M | 25,360 | 0.5% | 7 |
| PEPSICO INC | [PEP](https://holderbook.com/stocks/PEP/) | $3.2M | 23,631 | 0.5% | 7 |
| COMCAST CORP NEW | [CMCSA](https://holderbook.com/stocks/CMCSA/) | $3.2M | 128,969 | 0.5% | 4 |
| CF INDUSTRIES HOLD | [CF](https://holderbook.com/stocks/CF/) | $3.1M | 28,436 | 0.5% | 7 |
| VICI PPTYS INC | [VICI](https://holderbook.com/stocks/VICI/) | $3.1M | 115,922 | 0.5% | 7 |
| PAYCHEX INC | [PAYX](https://holderbook.com/stocks/PAYX/) | $3.0M | 30,974 | 0.5% | 1 |
| EOG RES INC | [EOG](https://holderbook.com/stocks/EOG/) | $3.0M | 23,178 | 0.5% | 7 |
| VERIZON COMMUNICATIONS INC | [VZ](https://holderbook.com/stocks/VZ/) | $3.0M | 69,955 | 0.5% | 7 |
| VANGUARD SPECIALIZED FUNDS | [VIG](https://holderbook.com/stocks/VIG/) | $2.9M | 12,101 | 0.5% | 7 |
| CME GROUP INC | [CME](https://holderbook.com/stocks/CME/) | $2.8M | 12,847 | 0.4% | 7 |
| CBOE GLOBAL MKTS INC | [CBOE](https://holderbook.com/stocks/CBOE/) | $2.8M | 11,638 | 0.4% | 7 |
| AMAZON COM INC | [AMZN](https://holderbook.com/stocks/AMZN/) | $2.7M | 11,168 | 0.4% | 7 |
| BERKSHIRE HATHAWAY INC DEL | [BRKB](https://holderbook.com/stocks/BRKB/) | $2.6M | 5,284 | 0.4% | 7 |
| WORLD GOLD TR | [GLDM](https://holderbook.com/stocks/GLDM/) | $2.5M | 31,598 | 0.4% | 1 |
| ACCENTURE PLC IRELAND | [ACN](https://holderbook.com/stocks/ACN/) | $2.2M | 17,495 | 0.3% | 3 |
| INVESCO EXCHANGE TRADED FD T | [RSP](https://holderbook.com/stocks/RSP/) | $2.2M | 10,119 | 0.3% | 7 |
| VANGUARD INDEX FDS | [VO](https://holderbook.com/stocks/VO/) | $2.0M | 24,386 | 0.3% | 7 |
| EXXON MOBIL CORP | [XOMXXXX](https://holderbook.com/stocks/XOMXXXX/) | $1.8M | 12,946 | 0.3% | 7 |
| VANGUARD BD INDEX FDS | [BND](https://holderbook.com/stocks/BND/) | $1.6M | 22,346 | 0.3% | 6 |
| AMERICAN ELEC PWR CO INC | [AEP](https://holderbook.com/stocks/AEP/) | $1.5M | 11,112 | 0.2% | 7 |
| GE AEROSPACE | [GE](https://holderbook.com/stocks/GE/) | $1.5M | 3,942 | 0.2% | 4 |
| ALPHABET INC | [GOOG](https://holderbook.com/stocks/GOOG/) | $1.4M | 4,010 | 0.2% | 4 |
| GE VERNOVA INC | [GEV](https://holderbook.com/stocks/GEV/) | $1.3M | 1,087 | 0.2% | 4 |
| TESLA INC | [TSLA](https://holderbook.com/stocks/TSLA/) | $1.2M | 2,962 | 0.2% | 5 |
| VANGUARD WORLD FD | [VGT](https://holderbook.com/stocks/VGT/) | $1.1M | 9,616 | 0.2% | 7 |
| ISHARES TR | [IVV](https://holderbook.com/stocks/IVV/) | $1.1M | 1,455 | 0.2% | 7 |
| VANGUARD WHITEHALL FDS | [VYM](https://holderbook.com/stocks/VYM/) | $1.0M | 6,597 | 0.2% | 6 |
| SELECT SECTOR SPDR TR | [XLB](https://holderbook.com/stocks/XLB/) | $984.3K | 19,365 | 0.2% | 6 |
| STATE STR SPDR S&P 500 ETF T | [SPY](https://holderbook.com/stocks/SPY/) | $902.9K | 1,209 | 0.1% | 5 |
| VANGUARD MUN BD FDS | [VTEB](https://holderbook.com/stocks/VTEB/) | $882.4K | 17,446 | 0.1% | 7 |
| HOME DEPOT INC | [HD](https://holderbook.com/stocks/HD/) | $794.1K | 2,252 | 0.1% | 7 |
| SELECT SECTOR SPDR TR | [XLP](https://holderbook.com/stocks/XLP/) | $689.5K | 8,300 | 0.1% | 7 |
| CATERPILLAR INC | [CAT](https://holderbook.com/stocks/CAT/) | $654.1K | 614 | 0.1% | 4 |
| LAM RESEARCH CORP | [LRCX](https://holderbook.com/stocks/LRCX/) | $581.5K | 1,342 | 0.1% | 1 |
| VANGUARD SCOTTSDALE FDS | [VGIT](https://holderbook.com/stocks/VGIT/) | $579.0K | 9,816 | 0.1% | 4 |
| VANGUARD INDEX FDS | [VV](https://holderbook.com/stocks/VV/) | $569.2K | 1,655 | 0.1% | 7 |
| ABBVIE INC | [ABBV](https://holderbook.com/stocks/ABBV/) | $566.9K | 2,253 | 0.1% | 7 |
| ISHARES TR | [IEFA](https://holderbook.com/stocks/IEFA/) | $564.8K | 5,848 | 0.1% | 7 |
| MGIC INVT CORP WIS | [MTG](https://holderbook.com/stocks/MTG/) | $557.6K | 19,772 | 0.1% | 3 |
| SELECT SECTOR SPDR TR | [XLI](https://holderbook.com/stocks/XLI/) | $553.8K | 2,990 | 0.1% | 2 |

## What the disclosed book did

Not the fund's return. This is the change in value of the positions disclosed on Form 13F, had they been left untouched, against SPY over the same quarter ends.

| Quarter | Book | Market | Difference | Priced |
|---|---|---|---|---|
| Q2 2026 | +9.1% | +14.8% | -5.7% | 97% |
| Q1 2026 | -0.2% | -4.6% | +4.4% | 100% |
| Q4 2025 | -0.5% | +2.4% | -2.8% | 92% |
| Q3 2025 | +4.9% | +7.8% | -2.9% | 100% |
| Q2 2025 | +6.1% | +10.5% | -4.4% | 100% |
| Q1 2025 | -1.4% | -4.6% | +3.1% | 101% |

## Quarter by quarter

| Quarter | Value | Positions |
|---|---|---|
| Q2 2026 | $631.6M | 194 |
| Q1 2026 | $501.5M | 152 |
| Q4 2025 | $427.1M | 143 |
| Q3 2025 | $355.1M | 128 |
| Q2 2025 | $247.7M | 118 |
| Q1 2025 | $180.3M | 105 |
| Q4 2024 | $148.0M | 96 |