# Defined Financial Planning LLC

> Institutional holdings reported to the SEC as of Q3 2025 on Form 13F. CIK 2056559. Source: https://holderbook.com/funds/2056559-defined-financial-planning-llc/

- Reported value: $120.6M
- Positions: 65
- Weight of the ten largest: 58.9%
- Filed: 2025-10-15

A 13F reports long US equity positions only. Short positions, bonds, foreign listings, private holdings and cash are not visible, so this is not the manager's whole book.

## Holdings

| Security | Ticker | Value | Shares | Weight | Quarters held |
|---|---|---|---|---|---|
| SCHWAB STRATEGIC TR | [SCHG](https://holderbook.com/stocks/SCHG/) | $14.2M | 436,270 | 11.8% | 4 |
| WISDOMTREE TR | [DGRW](https://holderbook.com/stocks/DGRW/) | $9.4M | 105,749 | 7.8% | 4 |
| J P MORGAN EXCHANGE TRADED F | [JVAL](https://holderbook.com/stocks/JVAL/) | $7.5M | 155,620 | 6.2% | 4 |
| WISDOMTREE TR | [DDWM](https://holderbook.com/stocks/DDWM/) | $6.9M | 164,875 | 5.8% | 2 |
| WISDOMTREE TR | [AGGY](https://holderbook.com/stocks/AGGY/) | $6.7M | 152,014 | 5.6% | 4 |
| NORTHERN LTS FD TR IV | [SECT](https://holderbook.com/stocks/SECT/) | $6.5M | 102,705 | 5.4% | 4 |
| SPDR INDEX SHS FDS | [SPDW](https://holderbook.com/stocks/SPDW/) | $6.0M | 138,870 | 5.0% | 4 |
| WISDOMTREE TR | [XSOE](https://holderbook.com/stocks/XSOE/) | $5.3M | 136,181 | 4.4% | 4 |
| WISDOMTREE TR | [DON](https://holderbook.com/stocks/DON/) | $4.2M | 81,593 | 3.5% | 4 |
| WISDOMTREE TR | [USMF](https://holderbook.com/stocks/USMF/) | $4.2M | 80,252 | 3.5% | 4 |
| J P MORGAN EXCHANGE TRADED F | [JBND](https://holderbook.com/stocks/JBND/) | $4.0M | 74,543 | 3.3% | 2 |
| WISDOMTREE TR | [MTGP](https://holderbook.com/stocks/MTGP/) | $3.8M | 84,968 | 3.1% | 4 |
| NVIDIA CORPORATION | [NVDA](https://holderbook.com/stocks/NVDA/) | $3.5M | 18,502 | 2.9% | 4 |
| APPLE INC | [AAPL](https://holderbook.com/stocks/AAPL/) | $3.2M | 12,552 | 2.7% | 4 |
| MICROSOFT CORP | [MSFT](https://holderbook.com/stocks/MSFT/) | $3.1M | 5,912 | 2.6% | 4 |
| WISDOMTREE TR | [EES](https://holderbook.com/stocks/EES/) | $2.8M | 51,262 | 2.4% | 4 |
| VANGUARD BD INDEX FDS | [BIV](https://holderbook.com/stocks/BIV/) | $2.8M | 36,330 | 2.4% | 2 |
| NORTHERN LTS FD TR IV | [BUYW](https://holderbook.com/stocks/BUYW/) | $2.1M | 147,399 | 1.7% | 4 |
| WISDOMTREE TR | [EPI](https://holderbook.com/stocks/EPI/) | $2.0M | 44,468 | 1.6% | 3 |
| WISDOMTREE TR | [QHY](https://holderbook.com/stocks/QHY/) | $1.6M | 35,259 | 1.4% | 4 |
| AMAZON COM INC | [AMZN](https://holderbook.com/stocks/AMZN/) | $1.3M | 5,636 | 1.1% | 4 |
| FIRST TR EXCHNG TRADED FD VI | [MARM](https://holderbook.com/stocks/MARM/) | $1.1M | 35,053 | 0.9% | 2 |
| BROADCOM INC | [AVGO](https://holderbook.com/stocks/AVGO/) | $1.1M | 3,261 | 0.9% | 4 |
| ALPHABET INC | [GOOGL](https://holderbook.com/stocks/GOOGL/) | $1.1M | 4,419 | 0.9% | 4 |
| FIRST TR EXCHNG TRADED FD VI | [DECM](https://holderbook.com/stocks/DECM/) | $956.7K | 29,595 | 0.8% | 2 |
| SPDR GOLD TR | [GLD](https://holderbook.com/stocks/GLD/) | $890.9K | 2,393 | 0.7% | 4 |
| THOR FINL TECHNOLOGIES TR | [THIR](https://holderbook.com/stocks/THIR/) | $870.4K | 27,389 | 0.7% | 1 |
| STATE STR SPDR S&P 500 ETF T | [SPY](https://holderbook.com/stocks/SPY/) | $835.3K | 1,241 | 0.7% | 1 |
| META PLATFORMS INC | [META](https://holderbook.com/stocks/META/) | $586.5K | 817 | 0.5% | 3 |
| ALPHABET INC | [GOOG](https://holderbook.com/stocks/GOOG/) | $585.7K | 2,386 | 0.5% | 4 |
| FIRST TR EXCHNG TRADED FD VI | [BUFD](https://holderbook.com/stocks/BUFD/) | $578.3K | 20,872 | 0.5% | 2 |
| PROSHARES TR | [SSO](https://holderbook.com/stocks/SSO/) | $558.2K | 4,882 | 0.5% | 1 |
| MCDONALDS CORP | [MCD](https://holderbook.com/stocks/MCD/) | $507.0K | 1,722 | 0.4% | 4 |
| ELI LILLY & CO | [LLY](https://holderbook.com/stocks/LLY/) | $482.1K | 570 | 0.4% | 4 |
| JPMORGAN CHASE & CO | [JPM](https://holderbook.com/stocks/JPM/) | $461.5K | 1,518 | 0.4% | 4 |
| TESLA INC | [TSLA](https://holderbook.com/stocks/TSLA/) | $441.8K | 1,007 | 0.4% | 4 |
| INTERNATIONAL BUSINESS MACHS | [IBM](https://holderbook.com/stocks/IBM/) | $437.4K | 1,511 | 0.4% | 4 |
| EATON CORP PLC | [ETN](https://holderbook.com/stocks/ETN/) | $382.7K | 1,016 | 0.3% | 4 |
| FIRST TR EXCHNG TRADED FD VI | [OCTM](https://holderbook.com/stocks/OCTM/) | $382.2K | 11,858 | 0.3% | 2 |
| FIRST TR EXCHNG TRADED FD VI | [SEPM](https://holderbook.com/stocks/SEPM/) | $381.8K | 12,116 | 0.3% | 2 |
| FIRST TR EXCHNG TRADED FD VI | [JUNM](https://holderbook.com/stocks/JUNM/) | $381.3K | 11,253 | 0.3% | 2 |
| JOHNSON & JOHNSON | [JNJ](https://holderbook.com/stocks/JNJ/) | $365.3K | 1,926 | 0.3% | 4 |
| PROCTER & GAMBLE CO | [PG](https://holderbook.com/stocks/PG/) | $364.1K | 2,416 | 0.3% | 4 |
| NETFLIX INC | [NFLX](https://holderbook.com/stocks/NFLX/) | $340.0K | 280 | 0.3% | 2 |
| EXXON MOBIL CORP | [XOMXXXX](https://holderbook.com/stocks/XOMXXXX/) | $297.0K | 2,605 | 0.2% | 4 |
| VISA INC | [V](https://holderbook.com/stocks/V/) | $294.8K | 839 | 0.2% | 4 |
| EXELON CORP | [EXC](https://holderbook.com/stocks/EXC/) | $290.6K | 6,234 | 0.2% | 4 |
| BERKSHIRE HATHAWAY INC DEL | [BRKB](https://holderbook.com/stocks/BRKB/) | $282.9K | 566 | 0.2% | 3 |
| WALMART INC | [WMT](https://holderbook.com/stocks/WMT/) | $282.5K | 2,745 | 0.2% | 4 |
| ISHARES BITCOIN TRUST ETF | [IBIT](https://holderbook.com/stocks/IBIT/) | $280.6K | 4,005 | 0.2% | 2 |
| COCA COLA CO | [KO](https://holderbook.com/stocks/KO/) | $278.9K | 4,218 | 0.2% | 4 |
| CISCO SYS INC | [CSCO](https://holderbook.com/stocks/CSCO/) | $275.7K | 3,920 | 0.2% | 4 |
| AMERICAN EXPRESS CO | [AXP](https://holderbook.com/stocks/AXP/) | $256.8K | 793 | 0.2% | 3 |
| ORACLE CORP | [ORCL](https://holderbook.com/stocks/ORCL/) | $251.7K | 872 | 0.2% | 4 |
| GALLAGHER ARTHUR J & CO | [AJG](https://holderbook.com/stocks/AJG/) | $245.6K | 800 | 0.2% | 4 |
| ABBVIE INC | [ABBV](https://holderbook.com/stocks/ABBV/) | $244.9K | 1,059 | 0.2% | 1 |
| LAM RESEARCH CORP | [LRCX](https://holderbook.com/stocks/LRCX/) | $241.9K | 1,697 | 0.2% | 2 |
| MASTERCARD INCORPORATED | [MA](https://holderbook.com/stocks/MA/) | $233.5K | 405 | 0.2% | 2 |
| AUTOMATIC DATA PROCESSING IN | [ADP](https://holderbook.com/stocks/ADP/) | $222.7K | 766 | 0.2% | 4 |
| TJX COS INC NEW | [TJX](https://holderbook.com/stocks/TJX/) | $212.6K | 1,511 | 0.2% | 1 |
| COSTCO WHOLESALE CORPORATION | [COST](https://holderbook.com/stocks/COST/) | $211.3K | 231 | 0.2% | 4 |
| CATERPILLAR INC | [CAT](https://holderbook.com/stocks/CAT/) | $210.9K | 420 | 0.2% | 1 |
| WARNER BROS DISCOVERY INC | [WBD](https://holderbook.com/stocks/WBD/) | $180.4K | 10,082 | 0.1% | 1 |
| SHENANDOAH TELECOMMUNICATION | [SHEN](https://holderbook.com/stocks/SHEN/) | $150.9K | 10,958 | 0.1% | 2 |
| TELEFONICA S A | [TELFY](https://holderbook.com/stocks/TELFY/) | $92.0K | 18,433 | 0.1% | 1 |

## What the disclosed book did

Not the fund's return. This is the change in value of the positions disclosed on Form 13F, had they been left untouched, against SPY over the same quarter ends.

| Quarter | Book | Market | Difference | Priced |
|---|---|---|---|---|
| Q3 2025 | +6.8% | +7.8% | -1.0% | 100% |
| Q2 2025 | +7.3% | +10.5% | -3.2% | 100% |
| Q1 2025 | -3.2% | -4.6% | +1.4% | 100% |

## Quarter by quarter

| Quarter | Value | Positions |
|---|---|---|
| Q3 2025 | $120.6M | 65 |
| Q2 2025 | $112.6M | 68 |
| Q1 2025 | $98.7M | 77 |
| Q4 2024 | $93.7M | 78 |