# Accredited Wealth Management, LLC

> Institutional holdings reported to the SEC as of Q3 2025 on Form 13F. CIK 2056519. Source: https://holderbook.com/funds/2056519-accredited-wealth-management-llc/

- Reported value: $134.2M
- Positions: 381
- Weight of the ten largest: 52.4%
- Filed: 2025-11-12

A 13F reports long US equity positions only. Short positions, bonds, foreign listings, private holdings and cash are not visible, so this is not the manager's whole book.

## Holdings

| Security | Ticker | Value | Shares | Weight | Quarters held |
|---|---|---|---|---|---|
| AMERICAN CENTY ETF TR | [AVUS](https://holderbook.com/stocks/AVUS/) | $15.4M | 7,227 | 11.5% | 2 |
| ISHARES TR | [IXUS](https://holderbook.com/stocks/IXUS/) | $9.9M | 24,281 | 7.4% | 4 |
| VANECK ETF TRUST | [MOAT](https://holderbook.com/stocks/MOAT/) | $8.5M | 3,610 | 6.4% | 4 |
| SCHWAB STRATEGIC TR | [SCHD](https://holderbook.com/stocks/SCHD/) | $7.7M | 18,574 | 5.7% | 4 |
| FIDELITY MERRIMACK STR TR | [FBND](https://holderbook.com/stocks/FBND/) | $6.6M | 13,968 | 4.9% | 4 |
| VANGUARD SPECIALIZED FUNDS | [VIG](https://holderbook.com/stocks/VIG/) | $5.4M | 2,230 | 4.0% | 4 |
| VANGUARD WHITEHALL FDS | [VIGI](https://holderbook.com/stocks/VIGI/) | $4.9M | 2,358 | 3.7% | 4 |
| VANGUARD SCOTTSDALE FDS | [VGSH](https://holderbook.com/stocks/VGSH/) | $4.8M | 5,060 | 3.6% | 4 |
| GMO ETF TRUST | [QLTY](https://holderbook.com/stocks/QLTY/) | $3.6M | 3,898 | 2.7% | 4 |
| DIMENSIONAL ETF TRUST | [DFAS](https://holderbook.com/stocks/DFAS/) | $3.5M | 6,603 | 2.6% | 4 |
| VANGUARD INDEX FDS | [VO](https://holderbook.com/stocks/VO/) | $3.4M | 2,005 | 2.5% | 4 |
| AMERICAN CENTY ETF TR | [AVDE](https://holderbook.com/stocks/AVDE/) | $3.2M | 9,050 | 2.4% | 2 |
| VANGUARD BD INDEX FDS | [BSV](https://holderbook.com/stocks/BSV/) | $2.9M | 6,403 | 2.2% | 4 |
| PIMCO ETF TR | [BOND](https://holderbook.com/stocks/BOND/) | $2.9M | 11,480 | 2.2% | 4 |
| MICROSOFT CORP | [MSFT](https://holderbook.com/stocks/MSFT/) | $2.7M | 500 | 2.0% | 4 |
| APPLE INC | [AAPL](https://holderbook.com/stocks/AAPL/) | $2.1M | 50 | 1.5% | 2 |
| VANGUARD MALVERN FDS | [VCRB](https://holderbook.com/stocks/VCRB/) | $1.9M | 2,070 | 1.4% | 4 |
| VANGUARD INDEX FDS | [VTI](https://holderbook.com/stocks/VTI/) | $1.9M | 960 | 1.4% | 4 |
| VANGUARD INTL EQUITY INDEX F | [VEU](https://holderbook.com/stocks/VEU/) | $1.9M | 700 | 1.4% | 4 |
| ISHARES TR | [IJR](https://holderbook.com/stocks/IJR/) | $1.4M | 138 | 1.1% | 4 |
| ISHARES GOLD TR | [IAU](https://holderbook.com/stocks/IAU/) | $1.3M | 615 | 1.0% | 4 |
| VANECK ETF TRUST | [MOTI](https://holderbook.com/stocks/MOTI/) | $1.3M | 83,872 | 0.9% | 4 |
| ORACLE CORP | [ORCL](https://holderbook.com/stocks/ORCL/) | $1.2M | 435 | 0.9% | 4 |
| THERMO FISHER SCIENTIFIC INC | [TMO](https://holderbook.com/stocks/TMO/) | $1.2M | 100 | 0.9% | 4 |
| ISHARES TR | [IJH](https://holderbook.com/stocks/IJH/) | $1.2M | 12,424 | 0.9% | 4 |
| JPMORGAN CHASE & CO | [JPM](https://holderbook.com/stocks/JPM/) | $1.2M | 303 | 0.9% | 4 |
| BANK OF AMER CORP | [BAC](https://holderbook.com/stocks/BAC/) | $1.2M | 1,105 | 0.9% | 2 |
| CATERPILLAR INC | [CAT](https://holderbook.com/stocks/CAT/) | $1.1M | 329 | 0.9% | 4 |
| PIMCO ETF TR | [MINT](https://holderbook.com/stocks/MINT/) | $1.1M | 6,424 | 0.8% | 4 |
| ISHARES SILVER TR | [SLV](https://holderbook.com/stocks/SLV/) | $1.0M | 625 | 0.8% | 4 |
| AMGEN INC | [AMGN](https://holderbook.com/stocks/AMGN/) | $917.1K | 200 | 0.7% | 2 |
| ISHARES TR | [IUSB](https://holderbook.com/stocks/IUSB/) | $892.9K | 9,040 | 0.7% | 4 |
| AUTOMATIC DATA PROCESSING IN | [ADP](https://holderbook.com/stocks/ADP/) | $891.6K | 750 | 0.7% | 2 |
| COCA COLA CO | [KO](https://holderbook.com/stocks/KO/) | $855.0K | 8 | 0.6% | 4 |
| AMAZON COM INC | [AMZN](https://holderbook.com/stocks/AMZN/) | $852.0K | 251 | 0.6% | 2 |
| GILEAD SCIENCES INC | [GILD](https://holderbook.com/stocks/GILD/) | $745.8K | 375 | 0.6% | 4 |
| PIMCO ETF TR | [LDUR](https://holderbook.com/stocks/LDUR/) | $605.6K | 2,700 | 0.5% | 4 |
| VANGUARD INDEX FDS | [VXF](https://holderbook.com/stocks/VXF/) | $603.3K | 113 | 0.4% | 4 |
| ALPHABET INC | [GOOGL](https://holderbook.com/stocks/GOOGL/) | $596.3K | 2,299 | 0.4% | 4 |
| ALPHABET INC | [GOOG](https://holderbook.com/stocks/GOOG/) | $574.5K | 3,860 | 0.4% | 4 |
| AMERICAN CENTY ETF TR | [AVDV](https://holderbook.com/stocks/AVDV/) | $573.3K | 135,375 | 0.4% | 2 |
| PROCTER & GAMBLE CO | [PG](https://holderbook.com/stocks/PG/) | $570.3K | 188 | 0.4% | 4 |
| AMERICAN CENTY ETF TR | [AVES](https://holderbook.com/stocks/AVES/) | $537.8K | 39,462 | 0.4% | 2 |
| VANGUARD MUN BD FDS | [VTEB](https://holderbook.com/stocks/VTEB/) | $535.0K | 78,255 | 0.4% | 4 |
| CANADIAN PACIFIC KANSAS CITY | [CP](https://holderbook.com/stocks/CP/) | $516.7K | 443 | 0.4% | 4 |
| VANGUARD MALVERN FDS | [VTIP](https://holderbook.com/stocks/VTIP/) | $430.4K | 10,685 | 0.3% | 4 |
| SCHWAB STRATEGIC TR | [SCHB](https://holderbook.com/stocks/SCHB/) | $403.6K | 269,003 | 0.3% | 4 |
| SELECT SECTOR SPDR TR | [XLV](https://holderbook.com/stocks/XLV/) | $396.6K | 57 | 0.3% | 1 |
| GE AEROSPACE | [GE](https://holderbook.com/stocks/GE/) | $385.1K | 389 | 0.3% | 4 |
| BRISTOL-MYERS SQUIBB CO | [BMY](https://holderbook.com/stocks/BMY/) | $371.5K | 71 | 0.3% | 4 |
| SCHWAB STRATEGIC TR | [SCHP](https://holderbook.com/stocks/SCHP/) | $370.6K | 4,910 | 0.3% | 4 |
| BERKSHIRE HATHAWAY INC DEL | [BRKB](https://holderbook.com/stocks/BRKB/) | $358.0K | 100 | 0.3% | 2 |
| VANGUARD BD INDEX FDS | [BND](https://holderbook.com/stocks/BND/) | $330.8K | 260 | 0.2% | 4 |
| NEXTERA ENERGY INC | [NEE](https://holderbook.com/stocks/NEE/) | $327.0K | 500 | 0.2% | 4 |
| PEPSICO INC | [PEP](https://holderbook.com/stocks/PEP/) | $310.3K | 425 | 0.2% | 4 |
| SPDR SERIES TRUST | [XBI](https://holderbook.com/stocks/XBI/) | $308.1K | 82 | 0.2% | 4 |
| VISA INC | [V](https://holderbook.com/stocks/V/) | $292.9K | 74 | 0.2% | 4 |
| COSTCO WHOLESALE CORPORATION | [COST](https://holderbook.com/stocks/COST/) | $290.7K | 578 | 0.2% | 4 |
| VANECK ETF TRUST | [GDX](https://holderbook.com/stocks/GDX/) | $280.0K | 32,689 | 0.2% | 4 |
| CVS HEALTH CORP | [CVS](https://holderbook.com/stocks/CVS/) | $241.2K | 175 | 0.2% | 4 |
| TESLA INC | [TSLA](https://holderbook.com/stocks/TSLA/) | $234.8K | 226 | 0.2% | 4 |
| ISHARES TR | [SUB](https://holderbook.com/stocks/SUB/) | $234.1K | 52 | 0.2% | 4 |
| MASTERCARD INCORPORATED | [MA](https://holderbook.com/stocks/MA/) | $230.6K | 151 | 0.2% | 4 |
| ABRDN ETFS | [BCI](https://holderbook.com/stocks/BCI/) | $219.6K | 527 | 0.2% | 2 |
| EMERSON ELEC CO | [EMR](https://holderbook.com/stocks/EMR/) | $216.9K | 535 | 0.2% | 4 |
| SCHWAB STRATEGIC TR | [SCHF](https://holderbook.com/stocks/SCHF/) | $212.8K | 3,289 | 0.2% | 4 |
| UNITED PARCEL SVCS INC | [UPS](https://holderbook.com/stocks/UPS/) | $198.9K | 225 | 0.1% | 4 |
| ISHARES TR | [OEF](https://holderbook.com/stocks/OEF/) | $196.4K | 2,192 | 0.1% | 4 |
| MERCK & CO INC | [MRK](https://holderbook.com/stocks/MRK/) | $194.5K | 238 | 0.1% | 4 |
| ABBVIE INC | [ABBV](https://holderbook.com/stocks/ABBV/) | $193.1K | 10,170 | 0.1% | 4 |
| RTX CORPORATION | [RTX](https://holderbook.com/stocks/RTX/) | $187.6K | 175 | 0.1% | 2 |
| NVIDIA CORPORATION | [NVDA](https://holderbook.com/stocks/NVDA/) | $180.1K | 1,000 | 0.1% | 4 |
| SCHWAB STRATEGIC TR | [SCHG](https://holderbook.com/stocks/SCHG/) | $180.0K | 2,033 | 0.1% | 4 |
| GOLDMAN SACHS ETF TR | [GSLC](https://holderbook.com/stocks/GSLC/) | $177.4K | 40 | 0.1% | 4 |
| INTERNATIONAL BUSINESS MACHS | [IBM](https://holderbook.com/stocks/IBM/) | $172.7K | 226 | 0.1% | 4 |
| VANGUARD MALVERN FDS | [VPLS](https://holderbook.com/stocks/VPLS/) | $154.9K | 8,501 | 0.1% | 4 |
| INVESCO QQQ TR | [QQQ](https://holderbook.com/stocks/QQQ/) | $154.5K | 490 | 0.1% | 2 |
| HERSHEY CO | [HSY](https://holderbook.com/stocks/HSY/) | $149.4K | 137 | 0.1% | 4 |
| PFIZER INC | [PFE](https://holderbook.com/stocks/PFE/) | $148.7K | 201 | 0.1% | 4 |
| VANGUARD WELLINGTON FD | [VTES](https://holderbook.com/stocks/VTES/) | $146.3K | 516 | 0.1% | 4 |
| VANGUARD WHITEHALL FDS | [VYMI](https://holderbook.com/stocks/VYMI/) | $146.2K | 775 | 0.1% | 4 |
| VANGUARD INDEX FDS | [VNQ](https://holderbook.com/stocks/VNQ/) | $141.7K | 955 | 0.1% | 4 |
| FIDELITY COVINGTON TRUST | [FENY](https://holderbook.com/stocks/FENY/) | $139.7K | 42 | 0.1% | 4 |
| VANGUARD BD INDEX FDS | [BIV](https://holderbook.com/stocks/BIV/) | $135.5K | 35,262 | 0.1% | 4 |
| VANGUARD ADMIRAL FDS INC | [VOOG](https://holderbook.com/stocks/VOOG/) | $132.1K | 10 | 0.1% | 4 |
| DISNEY WALT CO | [DIS](https://holderbook.com/stocks/DIS/) | $130.1K | 247 | 0.1% | 4 |
| SCHWAB STRATEGIC TR | [SCHY](https://holderbook.com/stocks/SCHY/) | $128.7K | 9,139 | 0.1% | 4 |
| ISHARES TR | [ESGU](https://holderbook.com/stocks/ESGU/) | $125.9K | 554 | 0.1% | 4 |
| VANGUARD INDEX FDS | [VOO](https://holderbook.com/stocks/VOO/) | $125.9K | 100 | 0.1% | 4 |
| META PLATFORMS INC | [META](https://holderbook.com/stocks/META/) | $122.6K | 100 | 0.1% | 4 |
| PIMCO ETF TR | [MUNI](https://holderbook.com/stocks/MUNI/) | $121.6K | 130 | 0.1% | 4 |
| FIRST TR EXCHANGE TRADED FD | [CIBR](https://holderbook.com/stocks/CIBR/) | $117.8K | 363 | 0.1% | 4 |
| SYSCO CORP | [SYY](https://holderbook.com/stocks/SYY/) | $117.2K | 300 | 0.1% | 4 |
| TARGET CORP | [TGT](https://holderbook.com/stocks/TGT/) | $115.3K | 56 | 0.1% | 2 |
| WALMART INC | [WMT](https://holderbook.com/stocks/WMT/) | $112.8K | 55 | 0.1% | 4 |
| VANGUARD TAX-MANAGED FDS | [VEA](https://holderbook.com/stocks/VEA/) | $105.8K | 1,435 | 0.1% | 3 |
| LOWES COS INC | [LOW](https://holderbook.com/stocks/LOW/) | $104.8K | 30 | 0.1% | 4 |
| ISHARES ETHEREUM TR | [ETHA](https://holderbook.com/stocks/ETHA/) | $101.6K | 17,844 | 0.1% | 1 |
| BLACKROCK INC | [BLK](https://holderbook.com/stocks/BLK/) | $100.3K | 4 | 0.1% | 4 |
| HUMANA INC | [HUM](https://holderbook.com/stocks/HUM/) | $95.3K | 3 | 0.1% | 4 |

## What the disclosed book did

Not the fund's return. This is the change in value of the positions disclosed on Form 13F, had they been left untouched, against SPY over the same quarter ends.

| Quarter | Book | Market | Difference | Priced |
|---|---|---|---|---|
| Q3 2025 | +5.7% | +7.8% | -2.1% | 100% |
| Q2 2025 | +5.7% | +10.5% | -4.8% | 100% |
| Q1 2025 | -0.8% | -4.6% | +3.8% | 100% |

## Quarter by quarter

| Quarter | Value | Positions |
|---|---|---|
| Q3 2025 | $134.2M | 381 |
| Q2 2025 | $123.4M | 373 |
| Q1 2025 | $95.4M | 358 |
| Q4 2024 | $114.3M | 357 |