# Marshall & Sterling Wealth Advisors Inc.

> Institutional holdings reported to the SEC as of Q2 2026 on Form 13F. CIK 2056315. Source: https://holderbook.com/funds/2056315-marshall-sterling-wealth-advisors-inc/

- Reported value: $168.9M
- Positions: 339
- Weight of the ten largest: 43.7%
- Filed: 2026-07-21

A 13F reports long US equity positions only. Short positions, bonds, foreign listings, private holdings and cash are not visible, so this is not the manager's whole book.

## Holdings

| Security | Ticker | Value | Shares | Weight | Quarters held |
|---|---|---|---|---|---|
| VANGUARD SCOTTSDALE FDS | [VCIT](https://holderbook.com/stocks/VCIT/) | $12.7M | 154,193 | 7.5% | 7 |
| WISDOMTREE TR | [DGRW](https://holderbook.com/stocks/DGRW/) | $12.2M | 128,005 | 7.2% | 7 |
| NEOS ETF TRUST | [SPYI](https://holderbook.com/stocks/SPYI/) | $10.2M | 192,330 | 6.0% | 4 |
| FIDELITY COVINGTON TRUST | [FDVV](https://holderbook.com/stocks/FDVV/) | $6.5M | 107,749 | 3.8% | 7 |
| VANGUARD WORLD FD | [VGT](https://holderbook.com/stocks/VGT/) | $5.7M | 47,930 | 3.4% | 7 |
| INVESCO EXCHANGE TRADED FD T | [RSP](https://holderbook.com/stocks/RSP/) | $5.7M | 26,923 | 3.4% | 7 |
| ISHARES TR | [GARP](https://holderbook.com/stocks/GARP/) | $5.3M | 63,815 | 3.1% | 4 |
| VANGUARD INDEX FDS | [VO](https://holderbook.com/stocks/VO/) | $5.3M | 65,306 | 3.1% | 7 |
| INVESCO EXCH TRADED FD TR II | [RWK](https://holderbook.com/stocks/RWK/) | $5.1M | 34,972 | 3.0% | 7 |
| LISTED FDS TR | [HEGD](https://holderbook.com/stocks/HEGD/) | $5.1M | 189,652 | 3.0% | 7 |
| TORTOISE CAPITAL SERIES TRUS | [TPYP](https://holderbook.com/stocks/TPYP/) | $4.5M | 107,250 | 2.7% | 5 |
| VANGUARD INDEX FDS | [VUG](https://holderbook.com/stocks/VUG/) | $4.1M | 47,651 | 2.4% | 7 |
| INVESCO EXCH TRADED FD TR II | [IDMO](https://holderbook.com/stocks/IDMO/) | $3.8M | 63,204 | 2.3% | 3 |
| ISHARES TR | [IEF](https://holderbook.com/stocks/IEF/) | $3.7M | 38,958 | 2.2% | 4 |
| NEOS ETF TRUST | [IWMI](https://holderbook.com/stocks/IWMI/) | $3.1M | 57,258 | 1.8% | 2 |
| INVESCO EXCHANGE TRADED FD T | [RSPU](https://holderbook.com/stocks/RSPU/) | $3.1M | 37,648 | 1.8% | 7 |
| SPDR INDEX SHS FDS | [FEZ](https://holderbook.com/stocks/FEZ/) | $3.0M | 43,002 | 1.7% | 6 |
| RBB FD INC | [UTWO](https://holderbook.com/stocks/UTWO/) | $2.9M | 59,825 | 1.7% | 7 |
| INVESCO ACTIVELY MANAGED EXC | [EFAA](https://holderbook.com/stocks/EFAA/) | $2.6M | 45,938 | 1.5% | 2 |
| ISHARES TR | [ITA](https://holderbook.com/stocks/ITA/) | $2.5M | 10,335 | 1.5% | 7 |
| J P MORGAN EXCHANGE TRADED F | [HELO](https://holderbook.com/stocks/HELO/) | $2.2M | 33,238 | 1.3% | 7 |
| APPLE INC | [AAPL](https://holderbook.com/stocks/AAPL/) | $2.0M | 7,045 | 1.2% | 7 |
| INTERNATIONAL BUSINESS MACHS | [IBM](https://holderbook.com/stocks/IBM/) | $1.9M | 6,710 | 1.1% | 7 |
| RBB FD INC | [TBIL](https://holderbook.com/stocks/TBIL/) | $1.8M | 35,320 | 1.0% | 7 |
| STATE STR SPDR S&P 500 ETF T | [SPY](https://holderbook.com/stocks/SPY/) | $1.6M | 2,198 | 1.0% | 7 |
| HARBOR ETF TRUST | [HGER](https://holderbook.com/stocks/HGER/) | $1.6M | 55,725 | 1.0% | 2 |
| VANGUARD SCOTTSDALE FDS | [VCSH](https://holderbook.com/stocks/VCSH/) | $1.5M | 18,645 | 0.9% | 7 |
| VANGUARD MALVERN FDS | [VTIP](https://holderbook.com/stocks/VTIP/) | $1.4M | 27,730 | 0.8% | 2 |
| NORFOLK SOUTHN CORP | [NSC](https://holderbook.com/stocks/NSC/) | $1.4M | 4,361 | 0.8% | 7 |
| BERKSHIRE HATHAWAY INC DEL | [BRKB](https://holderbook.com/stocks/BRKB/) | $1.4M | 2,736 | 0.8% | 7 |
| RBB FD INC | [OBIL](https://holderbook.com/stocks/OBIL/) | $1.4M | 27,152 | 0.8% | 7 |
| ISHARES TR | [SOXX](https://holderbook.com/stocks/SOXX/) | $1.3M | 1,961 | 0.7% | 4 |
| NVIDIA CORPORATION | [NVDA](https://holderbook.com/stocks/NVDA/) | $1.2M | 6,124 | 0.7% | 7 |
| INVESCO QQQ TR | [QQQ](https://holderbook.com/stocks/QQQ/) | $1.2M | 1,583 | 0.7% | 7 |
| ISHARES TR | [SHY](https://holderbook.com/stocks/SHY/) | $1.1M | 13,459 | 0.7% | 7 |
| VANGUARD SPECIALIZED FUNDS | [VIG](https://holderbook.com/stocks/VIG/) | $1.1M | 4,654 | 0.7% | 7 |
| INNOVATOR ETFS TRUST | [SFLR](https://holderbook.com/stocks/SFLR/) | $1.1M | 27,985 | 0.6% | 2 |
| RBB FD INC | [XBIL](https://holderbook.com/stocks/XBIL/) | $1.1M | 21,432 | 0.6% | 6 |
| MICROSOFT CORP | [MSFT](https://holderbook.com/stocks/MSFT/) | $1.1M | 2,830 | 0.6% | 7 |
| NUSHARES ETF TR | [NULG](https://holderbook.com/stocks/NULG/) | $895.2K | 7,648 | 0.5% | 7 |
| PROCTER & GAMBLE CO | [PG](https://holderbook.com/stocks/PG/) | $884.4K | 6,031 | 0.5% | 7 |
| CROWDSTRIKE HLDGS INC | [CRWD](https://holderbook.com/stocks/CRWD/) | $800.5K | 1,049 | 0.5% | 7 |
| GLOBAL X FDS | [AIQ](https://holderbook.com/stocks/AIQ/) | $788.7K | 12,020 | 0.5% | 4 |
| AMAZON COM INC | [AMZN](https://holderbook.com/stocks/AMZN/) | $751.0K | 3,151 | 0.4% | 7 |
| AMGEN INC | [AMGN](https://holderbook.com/stocks/AMGN/) | $750.1K | 2,071 | 0.4% | 7 |
| PACER FDS TR | [QDPL](https://holderbook.com/stocks/QDPL/) | $657.3K | 14,583 | 0.4% | 7 |
| EATON CORP PLC | [ETN](https://holderbook.com/stocks/ETN/) | $648.0K | 1,521 | 0.4% | 7 |
| HOME DEPOT INC | [HD](https://holderbook.com/stocks/HD/) | $645.2K | 1,829 | 0.4% | 7 |
| ARISTA NETWORKS INC | [ANET](https://holderbook.com/stocks/ANET/) | $643.8K | 3,790 | 0.4% | 6 |
| AMERICAN EXPRESS CO | [AXP](https://holderbook.com/stocks/AXP/) | $622.5K | 1,840 | 0.4% | 7 |
| BROADCOM INC | [AVGO](https://holderbook.com/stocks/AVGO/) | $608.8K | 1,612 | 0.4% | 6 |
| ALPHABET INC | [GOOGL](https://holderbook.com/stocks/GOOGL/) | $585.7K | 1,639 | 0.3% | 7 |
| VANGUARD INDEX FDS | [VTV](https://holderbook.com/stocks/VTV/) | $578.8K | 2,656 | 0.3% | 7 |
| FIRST TR EXCHANGE TRADED FD | [CIBR](https://holderbook.com/stocks/CIBR/) | $576.3K | 6,414 | 0.3% | 7 |
| COSTCO WHOLESALE CORPORATION | [COST](https://holderbook.com/stocks/COST/) | $573.8K | 613 | 0.3% | 7 |
| LOCKHEED MARTIN CORP | [LMT](https://holderbook.com/stocks/LMT/) | $573.1K | 1,125 | 0.3% | 7 |
| WASTE MGMT INC DEL | [WM](https://holderbook.com/stocks/WM/) | $572.1K | 2,567 | 0.3% | 7 |
| BALCHEM CORP | [BCPC](https://holderbook.com/stocks/BCPC/) | $570.2K | 3,375 | 0.3% | 7 |
| NUVEEN N Y MUN VALUE FD | [NNY](https://holderbook.com/stocks/NNY/) | $566.8K | 64,849 | 0.3% | 7 |
| ETF SER SOLUTIONS | [QTUM](https://holderbook.com/stocks/QTUM/) | $559.8K | 3,385 | 0.3% | 7 |
| WORLD GOLD TR | [GLDM](https://holderbook.com/stocks/GLDM/) | $547.6K | 6,895 | 0.3% | 7 |
| ISHARES TR | [IGM](https://holderbook.com/stocks/IGM/) | $518.3K | 3,169 | 0.3% | 4 |
| RIO TINTO PLC | [RIO](https://holderbook.com/stocks/RIO/) | $516.2K | 5,438 | 0.3% | 2 |
| CBOE GLOBAL MKTS INC | [CBOE](https://holderbook.com/stocks/CBOE/) | $514.4K | 2,120 | 0.3% | 7 |
| MCKESSON CORP | [MCK](https://holderbook.com/stocks/MCK/) | $495.2K | 655 | 0.3% | 3 |
| VANECK ETF TRUST | [MOAT](https://holderbook.com/stocks/MOAT/) | $487.9K | 4,693 | 0.3% | 7 |
| ABRDN GLOBAL PREMIER PPTYS F | [AWP](https://holderbook.com/stocks/AWP/) | $479.6K | 40,510 | 0.3% | 2 |
| COHEN & STEERS TOTAL RETURN | [RFI](https://holderbook.com/stocks/RFI/) | $460.9K | 40,718 | 0.3% | 7 |
| SELECT SECTOR SPDR TR | [XLRE](https://holderbook.com/stocks/XLRE/) | $459.2K | 10,430 | 0.3% | 5 |
| COHEN & STEERS QUALITY INCOM | [RQI](https://holderbook.com/stocks/RQI/) | $457.0K | 37,128 | 0.3% | 7 |
| ABBVIE INC | [ABBV](https://holderbook.com/stocks/ABBV/) | $442.8K | 1,760 | 0.3% | 7 |
| SPDR SERIES TRUST | [XTL](https://holderbook.com/stocks/XTL/) | $407.8K | 1,793 | 0.2% | 1 |
| SELECT SECTOR SPDR TR | [XLK](https://holderbook.com/stocks/XLK/) | $394.5K | 2,070 | 0.2% | 7 |
| ALPHABET INC | [GOOG](https://holderbook.com/stocks/GOOG/) | $359.8K | 1,018 | 0.2% | 7 |
| NUSHARES ETF TR | [NUSC](https://holderbook.com/stocks/NUSC/) | $350.9K | 6,732 | 0.2% | 7 |
| CONOCOPHILLIPS | [COP](https://holderbook.com/stocks/COP/) | $348.9K | 3,356 | 0.2% | 7 |
| ISHARES TR | [ESGD](https://holderbook.com/stocks/ESGD/) | $342.2K | 3,328 | 0.2% | 7 |
| BANK OF NY MELLON CORP | [BNY](https://holderbook.com/stocks/BNY/) | $341.9K | 2,365 | 0.2% | 7 |
| VANECK ETF TRUST | [MORT](https://holderbook.com/stocks/MORT/) | $341.2K | 32,936 | 0.2% | 6 |
| ISHARES TR | [IWR](https://holderbook.com/stocks/IWR/) | $335.6K | 3,042 | 0.2% | 7 |
| SCHWAB CHARLES CORP | [SCHW](https://holderbook.com/stocks/SCHW/) | $326.3K | 3,536 | 0.2% | 7 |
| VANGUARD TAX-MANAGED FDS | [VEA](https://holderbook.com/stocks/VEA/) | $321.5K | 4,513 | 0.2% | 7 |
| WISDOMTREE TR | [DGRS](https://holderbook.com/stocks/DGRS/) | $320.9K | 5,407 | 0.2% | 7 |
| JPMORGAN CHASE & CO | [JPM](https://holderbook.com/stocks/JPM/) | $320.7K | 980 | 0.2% | 7 |
| ISHARES TR | [QUAL](https://holderbook.com/stocks/QUAL/) | $302.2K | 1,377 | 0.2% | 7 |
| ISHARES TR | [XJH](https://holderbook.com/stocks/XJH/) | $284.2K | 5,449 | 0.2% | 7 |
| PHILLIPS 66 | [PSX](https://holderbook.com/stocks/PSX/) | $277.1K | 1,639 | 0.2% | 7 |
| GLOBAL X FDS | [SHLD](https://holderbook.com/stocks/SHLD/) | $276.1K | 4,624 | 0.2% | 5 |
| EXXON MOBIL CORP | [XOMXXXX](https://holderbook.com/stocks/XOMXXXX/) | $267.7K | 1,958 | 0.2% | 7 |
| STRYKER CORPORATION | [SYK](https://holderbook.com/stocks/SYK/) | $256.4K | 814 | 0.2% | 6 |
| PROSHARES TR | [ROM](https://holderbook.com/stocks/ROM/) | $255.4K | 1,645 | 0.2% | 7 |
| CATERPILLAR INC | [CAT](https://holderbook.com/stocks/CAT/) | $224.4K | 211 | 0.1% | 7 |
| UNITED PARCEL SVCS INC | [UPS](https://holderbook.com/stocks/UPS/) | $212.4K | 1,976 | 0.1% | 7 |
| COMMUNITY FINANCIAL SYSTEM I | [CBU](https://holderbook.com/stocks/CBU/) | $201.4K | 3,000 | 0.1% | 7 |
| ISHARES TR | [USMV](https://holderbook.com/stocks/USMV/) | $186.5K | 1,933 | 0.1% | 7 |
| ISHARES TR | [IWD](https://holderbook.com/stocks/IWD/) | $183.0K | 755 | 0.1% | 7 |
| SCHWAB STRATEGIC TR | [SCHP](https://holderbook.com/stocks/SCHP/) | $182.9K | 6,903 | 0.1% | 7 |
| ISHARES TR | [IWM](https://holderbook.com/stocks/IWM/) | $176.1K | 586 | 0.1% | 7 |
| ISHARES TR | [STIP](https://holderbook.com/stocks/STIP/) | $169.9K | 1,663 | 0.1% | 7 |
| PACER FDS TR | [COWZ](https://holderbook.com/stocks/COWZ/) | $168.6K | 2,711 | 0.1% | 7 |

## What the disclosed book did

Not the fund's return. This is the change in value of the positions disclosed on Form 13F, had they been left untouched, against SPY over the same quarter ends.

| Quarter | Book | Market | Difference | Priced |
|---|---|---|---|---|
| Q2 2026 | +9.4% | +14.8% | -5.4% | 100% |
| Q1 2026 | -2.2% | -4.6% | +2.4% | 100% |
| Q4 2025 | +0.7% | +2.4% | -1.6% | 100% |
| Q3 2025 | +5.5% | +7.8% | -2.3% | 100% |
| Q2 2025 | +6.6% | +10.5% | -3.8% | 100% |
| Q1 2025 | -2.9% | -4.6% | +1.6% | 100% |

## Quarter by quarter

| Quarter | Value | Positions |
|---|---|---|
| Q2 2026 | $168.9M | 339 |
| Q1 2026 | $152.8M | 344 |
| Q4 2025 | $151.5M | 338 |
| Q3 2025 | $156.0M | 644 |
| Q2 2025 | $147.7M | 629 |
| Q1 2025 | $147.1M | 637 |
| Q4 2024 | $144.7M | 361 |