# TME FINANCIAL, INC.

> Institutional holdings reported to the SEC as of Q2 2026 on Form 13F. CIK 2056230. Source: https://holderbook.com/funds/2056230-tme-financial-inc/

- Reported value: $162.0M
- Positions: 70
- Weight of the ten largest: 59.4%
- Filed: 2026-07-23

A 13F reports long US equity positions only. Short positions, bonds, foreign listings, private holdings and cash are not visible, so this is not the manager's whole book.

## Holdings

| Security | Ticker | Value | Shares | Weight | Quarters held |
|---|---|---|---|---|---|
| ISHARES TR | [ICVT](https://holderbook.com/stocks/ICVT/) | $20.2M | 165,728 | 12.5% | 7 |
| SPDR SERIES TRUST | [SPYV](https://holderbook.com/stocks/SPYV/) | $13.8M | 227,305 | 8.5% | 7 |
| ISHARES TR | [QUAL](https://holderbook.com/stocks/QUAL/) | $12.2M | 55,817 | 7.6% | 5 |
| ISHARES TR | [TIP](https://holderbook.com/stocks/TIP/) | $8.8M | 80,814 | 5.5% | 7 |
| DIMENSIONAL ETF TRUST | [DFAS](https://holderbook.com/stocks/DFAS/) | $8.5M | 103,731 | 5.3% | 6 |
| ISHARES TR | [DGRO](https://holderbook.com/stocks/DGRO/) | $8.5M | 111,584 | 5.2% | 6 |
| VANGUARD INDEX FDS | [VBR](https://holderbook.com/stocks/VBR/) | $7.2M | 29,652 | 4.4% | 7 |
| SPDR SERIES TRUST | [SLYG](https://holderbook.com/stocks/SLYG/) | $5.8M | 48,447 | 3.6% | 5 |
| VANGUARD MALVERN FDS | [VTIP](https://holderbook.com/stocks/VTIP/) | $5.8M | 114,678 | 3.6% | 7 |
| ISHARES TR | [LQD](https://holderbook.com/stocks/LQD/) | $5.4M | 49,273 | 3.3% | 7 |
| ISHARES GOLD TR | [IAU](https://holderbook.com/stocks/IAU/) | $3.8M | 50,760 | 2.4% | 7 |
| ISHARES TR | [IVW](https://holderbook.com/stocks/IVW/) | $3.6M | 26,050 | 2.2% | 7 |
| VANGUARD INTL EQUITY INDEX F | [VWO](https://holderbook.com/stocks/VWO/) | $3.5M | 58,406 | 2.2% | 7 |
| ISHARES TR | [MBB](https://holderbook.com/stocks/MBB/) | $3.4M | 35,656 | 2.1% | 7 |
| DBX ETF TR | [DBEF](https://holderbook.com/stocks/DBEF/) | $3.2M | 59,367 | 2.0% | 6 |
| VANECK ETF TRUST | [MOAT](https://holderbook.com/stocks/MOAT/) | $3.1M | 29,449 | 1.9% | 6 |
| VANGUARD SCOTTSDALE FDS | [VCIT](https://holderbook.com/stocks/VCIT/) | $3.1M | 36,994 | 1.9% | 7 |
| VANGUARD INDEX FDS | [VTV](https://holderbook.com/stocks/VTV/) | $2.5M | 11,364 | 1.5% | 7 |
| INVESCO EXCHANGE TRADED FD T | [SPGP](https://holderbook.com/stocks/SPGP/) | $2.2M | 17,596 | 1.3% | 7 |
| VANGUARD WHITEHALL FDS | [VYM](https://holderbook.com/stocks/VYM/) | $2.1M | 13,292 | 1.3% | 7 |
| ISHARES TR | [IQLT](https://holderbook.com/stocks/IQLT/) | $2.0M | 39,671 | 1.2% | 7 |
| VANGUARD BD INDEX FDS | [BND](https://holderbook.com/stocks/BND/) | $1.7M | 23,770 | 1.1% | 7 |
| JOHN HANCOCK EXCHANGE TRADED | [JHMM](https://holderbook.com/stocks/JHMM/) | $1.7M | 23,273 | 1.1% | 7 |
| VANGUARD WORLD FD | [MGK](https://holderbook.com/stocks/MGK/) | $1.7M | 19,834 | 1.1% | 7 |
| AMERICAN CENTY ETF TR | [KORP](https://holderbook.com/stocks/KORP/) | $1.7M | 36,876 | 1.1% | 7 |
| VANGUARD INDEX FDS | [VB](https://holderbook.com/stocks/VB/) | $1.6M | 5,443 | 1.0% | 7 |
| VANGUARD INDEX FDS | [VOT](https://holderbook.com/stocks/VOT/) | $1.6M | 5,337 | 1.0% | 7 |
| ISHARES TR | [GOVT](https://holderbook.com/stocks/GOVT/) | $1.5M | 65,800 | 0.9% | 7 |
| VANGUARD INDEX FDS | [VUG](https://holderbook.com/stocks/VUG/) | $1.5M | 17,303 | 0.9% | 7 |
| ISHARES BITCOIN TRUST ETF | [IBIT](https://holderbook.com/stocks/IBIT/) | $1.4M | 41,476 | 0.9% | 7 |
| VANGUARD INDEX FDS | [VO](https://holderbook.com/stocks/VO/) | $1.3M | 16,047 | 0.8% | 7 |
| ISHARES TR | [AGG](https://holderbook.com/stocks/AGG/) | $1.1M | 10,653 | 0.7% | 7 |
| AB ACTIVE ETFS INC | [YEAR](https://holderbook.com/stocks/YEAR/) | $950.9K | 18,889 | 0.6% | 7 |
| AB ACTIVE ETFS INC | [TAFI](https://holderbook.com/stocks/TAFI/) | $913.0K | 36,200 | 0.6% | 7 |
| AB ACTIVE ETFS INC | [SYFI](https://holderbook.com/stocks/SYFI/) | $866.3K | 24,256 | 0.5% | 5 |
| SIMPLIFY EXCHANGE TRADED FUN | [HIGH](https://holderbook.com/stocks/HIGH/) | $866.3K | 40,050 | 0.5% | 7 |
| SPDR GOLD TR | [GLD](https://holderbook.com/stocks/GLD/) | $793.5K | 2,154 | 0.5% | 7 |
| SIMPLIFY EXCHANGE TRADED FUN | [BUCK](https://holderbook.com/stocks/BUCK/) | $766.6K | 32,732 | 0.5% | 6 |
| ISHARES TR | [IJH](https://holderbook.com/stocks/IJH/) | $699.0K | 9,065 | 0.4% | 7 |
| VANGUARD INDEX FDS | [VOO](https://holderbook.com/stocks/VOO/) | $642.0K | 935 | 0.4% | 7 |
| VANGUARD INDEX FDS | [VOE](https://holderbook.com/stocks/VOE/) | $585.2K | 2,962 | 0.4% | 7 |
| EA SERIES TRUST | [BOXX](https://holderbook.com/stocks/BOXX/) | $546.5K | 4,668 | 0.3% | 7 |
| VANGUARD TAX-MANAGED FDS | [VEA](https://holderbook.com/stocks/VEA/) | $544.2K | 7,638 | 0.3% | 7 |
| ISHARES INC | [ESGE](https://holderbook.com/stocks/ESGE/) | $492.2K | 9,000 | 0.3% | 7 |
| SPDR INDEX SHS FDS | [SPDW](https://holderbook.com/stocks/SPDW/) | $480.5K | 9,535 | 0.3% | 7 |
| ISHARES TR | [CMF](https://holderbook.com/stocks/CMF/) | $467.2K | 8,106 | 0.3% | 7 |
| VANGUARD SCOTTSDALE FDS | [VONG](https://holderbook.com/stocks/VONG/) | $422.4K | 3,305 | 0.3% | 7 |
| ALPS ETF TR | [AMLP](https://holderbook.com/stocks/AMLP/) | $395.1K | 7,620 | 0.2% | 7 |
| APPLE INC | [AAPL](https://holderbook.com/stocks/AAPL/) | $389.4K | 1,346 | 0.2% | 7 |
| ALPHABET INC | [GOOG](https://holderbook.com/stocks/GOOG/) | $382.8K | 1,083 | 0.2% | 5 |
| ISHARES TR | [EFAV](https://holderbook.com/stocks/EFAV/) | $366.4K | 4,177 | 0.2% | 7 |
| ISHARES INC | [EEMV](https://holderbook.com/stocks/EEMV/) | $332.4K | 4,416 | 0.2% | 7 |
| ISHARES TR | [ILCV](https://holderbook.com/stocks/ILCV/) | $330.5K | 3,264 | 0.2% | 7 |
| ISHARES TR | [IWS](https://holderbook.com/stocks/IWS/) | $314.1K | 1,908 | 0.2% | 3 |
| INVESCO EXCH TRADED FD TR II | [PWZ](https://holderbook.com/stocks/PWZ/) | $301.7K | 12,308 | 0.2% | 7 |
| MICROSOFT CORP | [MSFT](https://holderbook.com/stocks/MSFT/) | $293.0K | 785 | 0.2% | 2 |
| AMAZON COM INC | [AMZN](https://holderbook.com/stocks/AMZN/) | $291.7K | 1,224 | 0.2% | 3 |
| VANGUARD SCOTTSDALE FDS | [VGLT](https://holderbook.com/stocks/VGLT/) | $270.4K | 4,901 | 0.2% | 7 |
| VANGUARD WORLD FD | [VHT](https://holderbook.com/stocks/VHT/) | $268.1K | 897 | 0.2% | 7 |
| ISHARES TR | [IJR](https://holderbook.com/stocks/IJR/) | $258.8K | 1,745 | 0.2% | 4 |
| VANGUARD MUN BD FDS | [VTEB](https://holderbook.com/stocks/VTEB/) | $257.2K | 5,084 | 0.2% | 7 |
| GRAYSCALE BITCOIN MINI TR ET | [BTC](https://holderbook.com/stocks/BTC/) | $246.0K | 9,479 | 0.2% | 1 |
| ISHARES TR | [IWP](https://holderbook.com/stocks/IWP/) | $240.7K | 1,644 | 0.1% | 1 |
| DBX ETF TR | [HYLB](https://holderbook.com/stocks/HYLB/) | $228.6K | 6,258 | 0.1% | 7 |
| SCHWAB STRATEGIC TR | [SCHA](https://holderbook.com/stocks/SCHA/) | $222.8K | 6,167 | 0.1% | 1 |
| VANGUARD INDEX FDS | [VBK](https://holderbook.com/stocks/VBK/) | $219.0K | 599 | 0.1% | 1 |
| ISHARES TR | [SUSC](https://holderbook.com/stocks/SUSC/) | $210.2K | 9,081 | 0.1% | 1 |
| ISHARES TR | [MTUM](https://holderbook.com/stocks/MTUM/) | $207.1K | 604 | 0.1% | 1 |
| NVIDIA CORPORATION | [NVDA](https://holderbook.com/stocks/NVDA/) | $204.6K | 1,022 | 0.1% | 1 |
| VANGUARD INDEX FDS | [VTI](https://holderbook.com/stocks/VTI/) | $203.7K | 550 | 0.1% | 1 |

## What the disclosed book did

Not the fund's return. This is the change in value of the positions disclosed on Form 13F, had they been left untouched, against SPY over the same quarter ends.

| Quarter | Book | Market | Difference | Priced |
|---|---|---|---|---|
| Q2 2026 | +8.8% | +14.8% | -6.0% | 100% |
| Q1 2026 | -0.4% | -4.6% | +4.2% | 100% |
| Q4 2025 | +0.9% | +2.4% | -1.5% | 100% |
| Q3 2025 | +5.5% | +7.8% | -2.4% | 100% |
| Q2 2025 | +5.0% | +10.5% | -5.5% | 100% |
| Q1 2025 | -0.2% | -4.6% | +4.3% | 97% |

## Quarter by quarter

| Quarter | Value | Positions |
|---|---|---|
| Q2 2026 | $162.0M | 70 |
| Q1 2026 | $144.3M | 65 |
| Q4 2025 | $142.4M | 72 |
| Q3 2025 | $133.5M | 75 |
| Q2 2025 | $123.7M | 74 |
| Q1 2025 | $115.1M | 72 |
| Q4 2024 | $107.0M | 65 |