# FUTURE YOU WEALTH LLC

> Institutional holdings reported to the SEC as of Q2 2025 on Form 13F. CIK 2055142. Source: https://holderbook.com/funds/2055142-future-you-wealth-llc/

- Reported value: $184.1M
- Positions: 58
- Weight of the ten largest: 78.5%
- Filed: 2025-07-31

A 13F reports long US equity positions only. Short positions, bonds, foreign listings, private holdings and cash are not visible, so this is not the manager's whole book.

## Holdings

| Security | Ticker | Value | Shares | Weight | Quarters held |
|---|---|---|---|---|---|
| ISHARES TR | [IVV](https://holderbook.com/stocks/IVV/) | $57.6M | 92,851 | 31.3% | 3 |
| VANGUARD TAX-MANAGED FDS | [VEA](https://holderbook.com/stocks/VEA/) | $18.4M | 323,288 | 10.0% | 3 |
| WISDOMTREE TR | [DLN](https://holderbook.com/stocks/DLN/) | $15.7M | 190,803 | 8.5% | 3 |
| ISHARES TR | [SHV](https://holderbook.com/stocks/SHV/) | $14.8M | 134,271 | 8.1% | 3 |
| VANGUARD INDEX FDS | [VTI](https://holderbook.com/stocks/VTI/) | $11.3M | 37,173 | 6.1% | 3 |
| ISHARES TR | [SHY](https://holderbook.com/stocks/SHY/) | $8.9M | 106,856 | 4.8% | 3 |
| CAPITAL GRP FIXED INCM ETF T | [CGCB](https://holderbook.com/stocks/CGCB/) | $6.7M | 255,289 | 3.6% | 3 |
| VANGUARD INDEX FDS | [VOO](https://holderbook.com/stocks/VOO/) | $4.9M | 8,636 | 2.7% | 3 |
| VANGUARD INDEX FDS | [VBR](https://holderbook.com/stocks/VBR/) | $3.1M | 16,063 | 1.7% | 3 |
| VANGUARD INTL EQUITY INDEX F | [VWO](https://holderbook.com/stocks/VWO/) | $3.1M | 62,620 | 1.7% | 3 |
| STATE STR SPDR S&P 500 ETF T | [SPY](https://holderbook.com/stocks/SPY/) | $2.5M | 4,125 | 1.4% | 3 |
| ISHARES TR | [HYG](https://holderbook.com/stocks/HYG/) | $2.5M | 30,887 | 1.4% | 3 |
| MICROSOFT CORP | [MSFT](https://holderbook.com/stocks/MSFT/) | $2.3M | 4,616 | 1.2% | 3 |
| DIMENSIONAL ETF TRUST | [DFAC](https://holderbook.com/stocks/DFAC/) | $2.2M | 62,617 | 1.2% | 3 |
| APPLE INC | [AAPL](https://holderbook.com/stocks/AAPL/) | $2.0M | 9,917 | 1.1% | 3 |
| ISHARES TR | [EFA](https://holderbook.com/stocks/EFA/) | $1.6M | 18,063 | 0.9% | 3 |
| ISHARES TR | [EEM](https://holderbook.com/stocks/EEM/) | $1.6M | 32,664 | 0.9% | 3 |
| VANGUARD INDEX FDS | [VNQ](https://holderbook.com/stocks/VNQ/) | $1.4M | 15,937 | 0.8% | 3 |
| ISHARES TR | [TLT](https://holderbook.com/stocks/TLT/) | $1.4M | 15,402 | 0.7% | 3 |
| META PLATFORMS INC | [META](https://holderbook.com/stocks/META/) | $1.3M | 1,784 | 0.7% | 3 |
| DIMENSIONAL ETF TRUST | [DFAT](https://holderbook.com/stocks/DFAT/) | $1.3M | 23,466 | 0.7% | 3 |
| CAPITAL GROUP INTERNATIONAL | [CGIC](https://holderbook.com/stocks/CGIC/) | $1.2M | 42,561 | 0.7% | 1 |
| AMAZON COM INC | [AMZN](https://holderbook.com/stocks/AMZN/) | $1.1M | 5,073 | 0.6% | 3 |
| WISDOMTREE TR | [GCC](https://holderbook.com/stocks/GCC/) | $983.3K | 49,468 | 0.5% | 1 |
| ISHARES TR | [XVV](https://holderbook.com/stocks/XVV/) | $921.2K | 19,319 | 0.5% | 3 |
| SPDR GOLD TR | [GLD](https://holderbook.com/stocks/GLD/) | $902.7K | 2,961 | 0.5% | 3 |
| ALPHABET INC | [GOOG](https://holderbook.com/stocks/GOOG/) | $892.7K | 5,033 | 0.5% | 3 |
| ISHARES TR | [IJH](https://holderbook.com/stocks/IJH/) | $882.4K | 14,228 | 0.5% | 2 |
| NVIDIA CORPORATION | [NVDA](https://holderbook.com/stocks/NVDA/) | $834.5K | 5,282 | 0.5% | 3 |
| WISDOMTREE TR | [USFR](https://holderbook.com/stocks/USFR/) | $821.4K | 16,327 | 0.4% | 1 |
| DIMENSIONAL ETF TRUST | [DFIV](https://holderbook.com/stocks/DFIV/) | $804.1K | 18,775 | 0.4% | 3 |
| ISHARES TR | [IJR](https://holderbook.com/stocks/IJR/) | $771.6K | 7,060 | 0.4% | 3 |
| ISHARES TR | [PABU](https://holderbook.com/stocks/PABU/) | $753.5K | 11,270 | 0.4% | 3 |
| VANGUARD SCOTTSDALE FDS | [VGIT](https://holderbook.com/stocks/VGIT/) | $678.4K | 11,341 | 0.4% | 1 |
| DIMENSIONAL ETF TRUST | [DFUV](https://holderbook.com/stocks/DFUV/) | $643.3K | 15,216 | 0.3% | 3 |
| BERKSHIRE HATHAWAY INC DEL | [BRKB](https://holderbook.com/stocks/BRKB/) | $570.8K | 1,175 | 0.3% | 1 |
| JPMORGAN CHASE & CO | [JPM](https://holderbook.com/stocks/JPM/) | $460.0K | 1,587 | 0.2% | 3 |
| PACKAGING CORP AMER | [PKG](https://holderbook.com/stocks/PKG/) | $441.0K | 2,340 | 0.2% | 3 |
| SPDR SERIES TRUST | [BWZ](https://holderbook.com/stocks/BWZ/) | $418.0K | 14,890 | 0.2% | 1 |
| ISHARES TR | [ESGU](https://holderbook.com/stocks/ESGU/) | $378.8K | 2,800 | 0.2% | 3 |
| DIMENSIONAL ETF TRUST | [DFAX](https://holderbook.com/stocks/DFAX/) | $372.5K | 12,683 | 0.2% | 3 |
| RELX PLC | [RELX](https://holderbook.com/stocks/RELX/) | $361.7K | 6,656 | 0.2% | 3 |
| ISHARES TR | [MUB](https://holderbook.com/stocks/MUB/) | $359.2K | 3,438 | 0.2% | 3 |
| ISHARES TR | [IWF](https://holderbook.com/stocks/IWF/) | $328.6K | 774 | 0.2% | 3 |
| ISHARES BITCOIN TRUST ETF | [IBIT](https://holderbook.com/stocks/IBIT/) | $311.9K | 5,095 | 0.2% | 3 |
| INVESCO QQQ TR | [QQQ](https://holderbook.com/stocks/QQQ/) | $301.8K | 547 | 0.2% | 2 |
| ALPHABET INC | [GOOGL](https://holderbook.com/stocks/GOOGL/) | $289.9K | 1,645 | 0.2% | 3 |
| TESLA INC | [TSLA](https://holderbook.com/stocks/TSLA/) | $270.6K | 852 | 0.1% | 1 |
| BROADCOM INC | [AVGO](https://holderbook.com/stocks/AVGO/) | $265.5K | 963 | 0.1% | 1 |
| ISHARES TR | [IWD](https://holderbook.com/stocks/IWD/) | $251.1K | 1,293 | 0.1% | 3 |
| NETFLIX INC | [NFLX](https://holderbook.com/stocks/NFLX/) | $247.7K | 185 | 0.1% | 1 |
| ULTA BEAUTY INC | [ULTA](https://holderbook.com/stocks/ULTA/) | $241.8K | 3,907 | 0.1% | 3 |
| VISA INC | [V](https://holderbook.com/stocks/V/) | $238.2K | 671 | 0.1% | 2 |
| PROCTER & GAMBLE CO | [PG](https://holderbook.com/stocks/PG/) | $237.9K | 1,493 | 0.1% | 3 |
| SELECT SECTOR SPDR TR | [XLK](https://holderbook.com/stocks/XLK/) | $230.9K | 912 | 0.1% | 1 |
| DRAFTKINGS INC NEW | [DKNG](https://holderbook.com/stocks/DKNG/) | $213.4K | 4,976 | 0.1% | 1 |
| SEMPRA | [SRE](https://holderbook.com/stocks/SRE/) | $207.5K | 2,739 | 0.1% | 1 |
| SCHWAB STRATEGIC TR | [SCHB](https://holderbook.com/stocks/SCHB/) | $202.9K | 8,516 | 0.1% | 1 |

## What the disclosed book did

Not the fund's return. This is the change in value of the positions disclosed on Form 13F, had they been left untouched, against SPY over the same quarter ends.

| Quarter | Book | Market | Difference | Priced |
|---|---|---|---|---|
| Q2 2025 | +7.9% | +10.5% | -2.6% | 101% |
| Q1 2025 | -2.5% | -4.6% | +2.1% | 101% |

## Quarter by quarter

| Quarter | Value | Positions |
|---|---|---|
| Q2 2025 | $184.1M | 58 |
| Q1 2025 | $156.1M | 46 |
| Q4 2024 | $141.2M | 47 |