# Pillar Financial Advisors, LLC

> Institutional holdings reported to the SEC as of Q2 2026 on Form 13F. CIK 2054958. Source: https://holderbook.com/funds/2054958-pillar-financial-advisors-llc/

- Reported value: $191.2M
- Positions: 114
- Weight of the ten largest: 78.7%
- Filed: 2026-07-24

A 13F reports long US equity positions only. Short positions, bonds, foreign listings, private holdings and cash are not visible, so this is not the manager's whole book.

## Holdings

| Security | Ticker | Value | Shares | Weight | Quarters held |
|---|---|---|---|---|---|
| DIMENSIONAL ETF TRUST | [DFAS](https://holderbook.com/stocks/DFAS/) | $23.9M | 289,794 | 12.5% | 7 |
| DIMENSIONAL ETF TRUST | [DFUS](https://holderbook.com/stocks/DFUS/) | $22.7M | 277,505 | 11.9% | 7 |
| DIMENSIONAL ETF TRUST | [DFIC](https://holderbook.com/stocks/DFIC/) | $20.6M | 551,834 | 10.8% | 7 |
| DIMENSIONAL ETF TRUST | [DUSB](https://holderbook.com/stocks/DUSB/) | $19.6M | 386,385 | 10.3% | 7 |
| DIMENSIONAL ETF TRUST | [DFUV](https://holderbook.com/stocks/DFUV/) | $18.3M | 332,448 | 9.6% | 7 |
| DIMENSIONAL ETF TRUST | [DFLV](https://holderbook.com/stocks/DFLV/) | $12.7M | 321,024 | 6.6% | 7 |
| DIMENSIONAL ETF TRUST | [DFAT](https://holderbook.com/stocks/DFAT/) | $10.4M | 148,338 | 5.4% | 7 |
| DIMENSIONAL ETF TRUST | [DFAR](https://holderbook.com/stocks/DFAR/) | $9.5M | 362,169 | 5.0% | 7 |
| DIMENSIONAL ETF TRUST | [DFSV](https://holderbook.com/stocks/DFSV/) | $7.5M | 193,526 | 3.9% | 7 |
| DIMENSIONAL ETF TRUST | [DFEM](https://holderbook.com/stocks/DFEM/) | $5.4M | 132,817 | 2.8% | 7 |
| DIMENSIONAL ETF TRUST | [DFIV](https://holderbook.com/stocks/DFIV/) | $4.0M | 73,799 | 2.1% | 7 |
| VANGUARD WORLD FD | [MGK](https://holderbook.com/stocks/MGK/) | $3.8M | 43,793 | 2.0% | 7 |
| VANGUARD BD INDEX FDS | [VUSB](https://holderbook.com/stocks/VUSB/) | $3.5M | 70,387 | 1.8% | 7 |
| VANGUARD INDEX FDS | [VTV](https://holderbook.com/stocks/VTV/) | $3.4M | 15,581 | 1.8% | 7 |
| VANGUARD INDEX FDS | [VBK](https://holderbook.com/stocks/VBK/) | $3.2M | 8,807 | 1.7% | 7 |
| VANGUARD INDEX FDS | [VBR](https://holderbook.com/stocks/VBR/) | $3.2M | 13,062 | 1.7% | 7 |
| DIMENSIONAL ETF TRUST | [DFSD](https://holderbook.com/stocks/DFSD/) | $1.8M | 37,826 | 0.9% | 7 |
| VANGUARD BD INDEX FDS | [BIV](https://holderbook.com/stocks/BIV/) | $1.8M | 23,060 | 0.9% | 7 |
| VANGUARD TAX-MANAGED FDS | [VEA](https://holderbook.com/stocks/VEA/) | $1.2M | 16,982 | 0.6% | 7 |
| DIMENSIONAL ETF TRUST | [DFAI](https://holderbook.com/stocks/DFAI/) | $1.2M | 28,229 | 0.6% | 7 |
| VANGUARD WELLINGTON FD | [VTES](https://holderbook.com/stocks/VTES/) | $943.7K | 9,315 | 0.5% | 7 |
| VANGUARD INTL EQUITY INDEX F | [VWO](https://holderbook.com/stocks/VWO/) | $937.4K | 15,705 | 0.5% | 7 |
| VANGUARD INDEX FDS | [VUG](https://holderbook.com/stocks/VUG/) | $809.6K | 9,399 | 0.4% | 7 |
| ISHARES TR | [IWF](https://holderbook.com/stocks/IWF/) | $640.7K | 5,160 | 0.3% | 7 |
| VANGUARD INDEX FDS | [VOO](https://holderbook.com/stocks/VOO/) | $628.7K | 915 | 0.3% | 7 |
| VANGUARD SCOTTSDALE FDS | [VCSH](https://holderbook.com/stocks/VCSH/) | $583.1K | 7,378 | 0.3% | 7 |
| VANGUARD WORLD FD | [MGV](https://holderbook.com/stocks/MGV/) | $573.7K | 3,510 | 0.3% | 7 |
| VANGUARD INTL EQUITY INDEX F | [VEU](https://holderbook.com/stocks/VEU/) | $545.7K | 6,516 | 0.3% | 7 |
| VANGUARD MALVERN FDS | [VTIP](https://holderbook.com/stocks/VTIP/) | $545.7K | 10,864 | 0.3% | 7 |
| ISHARES TR | [GNMA](https://holderbook.com/stocks/GNMA/) | $497.2K | 11,242 | 0.3% | 7 |
| VANGUARD INDEX FDS | [VTI](https://holderbook.com/stocks/VTI/) | $495.7K | 1,339 | 0.3% | 7 |
| VANGUARD INDEX FDS | [VB](https://holderbook.com/stocks/VB/) | $489.2K | 1,614 | 0.3% | 7 |
| ISHARES GOLD TR | [IAU](https://holderbook.com/stocks/IAU/) | $428.1K | 5,670 | 0.2% | 7 |
| DIMENSIONAL ETF TRUST | [DFAW](https://holderbook.com/stocks/DFAW/) | $425.9K | 5,144 | 0.2% | 7 |
| VANGUARD BD INDEX FDS | [BND](https://holderbook.com/stocks/BND/) | $361.5K | 4,925 | 0.2% | 7 |
| REPUBLIC BANCORP INC KY | [RBCAA](https://holderbook.com/stocks/RBCAA/) | $356.7K | 3,944 | 0.2% | 7 |
| DIMENSIONAL ETF TRUST | [DFAC](https://holderbook.com/stocks/DFAC/) | $328.0K | 7,394 | 0.2% | 7 |
| ISHARES TR | [IWD](https://holderbook.com/stocks/IWD/) | $314.4K | 1,297 | 0.2% | 7 |
| DIMENSIONAL ETF TRUST | [DFAE](https://holderbook.com/stocks/DFAE/) | $302.4K | 7,520 | 0.2% | 7 |
| VANGUARD INSTL INDEX FD | [VBIL](https://holderbook.com/stocks/VBIL/) | $242.0K | 3,198 | 0.1% | 3 |
| VANGUARD INTL EQUITY INDEX F | [VSS](https://holderbook.com/stocks/VSS/) | $186.6K | 1,209 | 0.1% | 7 |
| ISHARES TR | [IJH](https://holderbook.com/stocks/IJH/) | $176.2K | 2,285 | 0.1% | 7 |
| ISHARES TR | [IWM](https://holderbook.com/stocks/IWM/) | $163.1K | 543 | 0.1% | 7 |
| ABBVIE INC | [ABBV](https://holderbook.com/stocks/ABBV/) | $151.0K | 600 | 0.1% | 7 |
| VANGUARD STAR FDS | [VXUS](https://holderbook.com/stocks/VXUS/) | $148.0K | 1,731 | 0.1% | 7 |
| DIMENSIONAL ETF TRUST | [DISV](https://holderbook.com/stocks/DISV/) | $147.7K | 3,680 | 0.1% | 7 |
| DIMENSIONAL ETF TRUST | [DFAU](https://holderbook.com/stocks/DFAU/) | $145.7K | 2,820 | 0.1% | 7 |
| DIMENSIONAL ETF TRUST | [DFIS](https://holderbook.com/stocks/DFIS/) | $136.7K | 3,903 | 0.1% | 7 |
| FIRST TR EXCHANGE-TRADED FD | [FDL](https://holderbook.com/stocks/FDL/) | $127.7K | 2,625 | 0.1% | 7 |
| VANGUARD INDEX FDS | [VV](https://holderbook.com/stocks/VV/) | $121.4K | 353 | 0.1% | 7 |
| STOCK YDS BANCORP INC | [SYBT](https://holderbook.com/stocks/SYBT/) | $120.4K | 1,575 | 0.1% | 7 |
| AMEREN CORP | [AEE](https://holderbook.com/stocks/AEE/) | $117.7K | 1,041 | 0.1% | 7 |
| ISHARES TR | [IOO](https://holderbook.com/stocks/IOO/) | $115.4K | 845 | 0.1% | 7 |
| WP CAREY INC | [WPC](https://holderbook.com/stocks/WPC/) | $106.5K | 1,489 | 0.1% | 7 |
| ISHARES TR | [IEFA](https://holderbook.com/stocks/IEFA/) | $104.9K | 1,086 | 0.1% | 7 |
| ISHARES TR | [IVE](https://holderbook.com/stocks/IVE/) | $102.2K | 450 | 0.1% | 7 |
| APPLE INC | [AAPL](https://holderbook.com/stocks/AAPL/) | $93.2K | 322 | 0.0% | 7 |
| FIRST TR EXCHANGE-TRADED ALP | [FTC](https://holderbook.com/stocks/FTC/) | $84.3K | 435 | 0.0% | 7 |
| VANGUARD SCOTTSDALE FDS | [VCIT](https://holderbook.com/stocks/VCIT/) | $66.5K | 805 | 0.0% | 7 |
| REALTY INCOME CORP | [O](https://holderbook.com/stocks/O/) | $62.0K | 1,000 | 0.0% | 1 |
| CVS HEALTH CORP | [CVS](https://holderbook.com/stocks/CVS/) | $51.7K | 500 | 0.0% | 7 |
| CAMECO CORP | [CCJ](https://holderbook.com/stocks/CCJ/) | $50.9K | 500 | 0.0% | 1 |
| ISHARES TR | [EEM](https://holderbook.com/stocks/EEM/) | $46.0K | 673 | 0.0% | 7 |
| KINDER MORGAN INC DEL | [KMI](https://holderbook.com/stocks/KMI/) | $44.8K | 1,400 | 0.0% | 7 |
| DIMENSIONAL ETF TRUST | [DFAX](https://holderbook.com/stocks/DFAX/) | $42.2K | 1,146 | 0.0% | 7 |
| DOMINION ENERGY INC | [D](https://holderbook.com/stocks/D/) | $41.0K | 600 | 0.0% | 7 |
| VANGUARD INDEX FDS | [VO](https://holderbook.com/stocks/VO/) | $40.9K | 508 | 0.0% | 7 |
| PG&E CORP | [PCG](https://holderbook.com/stocks/PCG/) | $33.8K | 2,010 | 0.0% | 7 |
| SCHWAB STRATEGIC TR | [SCHF](https://holderbook.com/stocks/SCHF/) | $32.5K | 1,174 | 0.0% | 7 |
| THERMO FISHER SCIENTIFIC INC | [TMO](https://holderbook.com/stocks/TMO/) | $27.6K | 55 | 0.0% | 7 |
| FIDELITY COVINGTON TRUST | [FTEC](https://holderbook.com/stocks/FTEC/) | $25.4K | 89 | 0.0% | 7 |
| DIMENSIONAL ETF TRUST | [DEHP](https://holderbook.com/stocks/DEHP/) | $24.6K | 576 | 0.0% | 7 |
| DOLLAR TREE INC | [DLTR](https://holderbook.com/stocks/DLTR/) | $24.6K | 203 | 0.0% | 2 |
| SCHWAB STRATEGIC TR | [SCHA](https://holderbook.com/stocks/SCHA/) | $20.3K | 562 | 0.0% | 7 |
| FIRST BUSEY CORP | [BUSE](https://holderbook.com/stocks/BUSE/) | $14.0K | 474 | 0.0% | 7 |
| SCHWAB STRATEGIC TR | [SCHX](https://holderbook.com/stocks/SCHX/) | $13.0K | 441 | 0.0% | 7 |
| FIDELITY COVINGTON TRUST | [FHLC](https://holderbook.com/stocks/FHLC/) | $9.9K | 128 | 0.0% | 7 |
| DIMENSIONAL ETF TRUST | [DFSU](https://holderbook.com/stocks/DFSU/) | $9.5K | 204 | 0.0% | 2 |
| VANGUARD INDEX FDS | [VXF](https://holderbook.com/stocks/VXF/) | $8.9K | 36 | 0.0% | 7 |
| SCHWAB STRATEGIC TR | [SCHH](https://holderbook.com/stocks/SCHH/) | $8.6K | 365 | 0.0% | 7 |
| ISHARES TR | [AGG](https://holderbook.com/stocks/AGG/) | $8.6K | 87 | 0.0% | 7 |
| SPDR SERIES TRUST | [SHM](https://holderbook.com/stocks/SHM/) | $8.0K | 166 | 0.0% | 7 |
| AEGON LTD | [AEG](https://holderbook.com/stocks/AEG/) | $7.8K | 930 | 0.0% | 7 |
| METLIFE INC | [MET](https://holderbook.com/stocks/MET/) | $7.0K | 83 | 0.0% | 7 |
| VANGUARD INTL EQUITY INDEX F | [VT](https://holderbook.com/stocks/VT/) | $6.9K | 44 | 0.0% | 7 |
| FIDELITY COVINGTON TRUST | [FCOM](https://holderbook.com/stocks/FCOM/) | $6.7K | 97 | 0.0% | 7 |
| AIRBNB INC | [ABNB](https://holderbook.com/stocks/ABNB/) | $5.0K | 35 | 0.0% | 7 |
| SCHWAB STRATEGIC TR | [SCHE](https://holderbook.com/stocks/SCHE/) | $4.0K | 111 | 0.0% | 7 |
| FIDELITY COVINGTON TRUST | [FNCL](https://holderbook.com/stocks/FNCL/) | $3.9K | 51 | 0.0% | 7 |
| ISHARES TR | [MUB](https://holderbook.com/stocks/MUB/) | $3.6K | 33 | 0.0% | 7 |
| KOHLS CORP | [KSS](https://holderbook.com/stocks/KSS/) | $3.5K | 200 | 0.0% | 7 |
| FIDELITY COVINGTON TRUST | [FDIS](https://holderbook.com/stocks/FDIS/) | $3.5K | 34 | 0.0% | 7 |
| VANGUARD INTL EQUITY INDEX F | [VNQI](https://holderbook.com/stocks/VNQI/) | $3.3K | 73 | 0.0% | 7 |
| FIDELITY COVINGTON TRUST | [FSTA](https://holderbook.com/stocks/FSTA/) | $3.0K | 57 | 0.0% | 7 |
| DROPBOX INC | [DBX](https://holderbook.com/stocks/DBX/) | $2.7K | 100 | 0.0% | 7 |
| ISHARES TR | [EFV](https://holderbook.com/stocks/EFV/) | $2.7K | 35 | 0.0% | 7 |
| SCHWAB STRATEGIC TR | [SCHC](https://holderbook.com/stocks/SCHC/) | $2.4K | 50 | 0.0% | 7 |
| INVESCO EXCHANGE TRADED FD T | [SPHQ](https://holderbook.com/stocks/SPHQ/) | $2.0K | 23 | 0.0% | 1 |
| FIDELITY COVINGTON TRUST | [FENY](https://holderbook.com/stocks/FENY/) | $1.5K | 50 | 0.0% | 7 |
| ANGEL STUDIOS INC | [ANGX](https://holderbook.com/stocks/ANGX/) | $1.4K | 385 | 0.0% | 4 |

## What the disclosed book did

Not the fund's return. This is the change in value of the positions disclosed on Form 13F, had they been left untouched, against SPY over the same quarter ends.

| Quarter | Book | Market | Difference | Priced |
|---|---|---|---|---|
| Q2 2026 | +10.1% | +14.8% | -4.7% | 100% |
| Q1 2026 | +1.4% | -4.6% | +6.0% | 100% |
| Q4 2025 | +2.3% | +2.4% | -0.1% | 100% |
| Q3 2025 | +5.7% | +7.8% | -2.1% | 100% |
| Q2 2025 | +5.9% | +10.5% | -4.5% | 100% |
| Q1 2025 | -1.7% | -4.6% | +2.9% | 100% |

## Quarter by quarter

| Quarter | Value | Positions |
|---|---|---|
| Q2 2026 | $191.2M | 114 |
| Q1 2026 | $171.1M | 106 |
| Q4 2025 | $165.8M | 111 |
| Q3 2025 | $159.2M | 117 |
| Q2 2025 | $144.8M | 109 |
| Q1 2025 | $134.2M | 111 |
| Q4 2024 | $130.6M | 116 |