# VSM Wealth Advisory, LLC

> Institutional holdings reported to the SEC as of Q2 2026 on Form 13F. CIK 2050660. Source: https://holderbook.com/funds/2050660-vsm-wealth-advisory-llc/

- Reported value: $376.5M
- Positions: 507
- Weight of the ten largest: 53.6%
- Filed: 2026-07-23

A 13F reports long US equity positions only. Short positions, bonds, foreign listings, private holdings and cash are not visible, so this is not the manager's whole book.

## Holdings

| Security | Ticker | Value | Shares | Weight | Quarters held |
|---|---|---|---|---|---|
| VANGUARD INDEX FDS | [VV](https://holderbook.com/stocks/VV/) | $57.4M | 166,932 | 15.2% | 7 |
| VANGUARD SCOTTSDALE FDS | [VCSH](https://holderbook.com/stocks/VCSH/) | $21.9M | 277,158 | 5.8% | 7 |
| VANGUARD WORLD FD | [MGC](https://holderbook.com/stocks/MGC/) | $19.1M | 69,643 | 5.1% | 7 |
| VANGUARD INDEX FDS | [VTI](https://holderbook.com/stocks/VTI/) | $18.0M | 48,563 | 4.8% | 7 |
| VANGUARD INDEX FDS | [VB](https://holderbook.com/stocks/VB/) | $16.5M | 54,504 | 4.4% | 7 |
| VANGUARD WHITEHALL FDS | [VYM](https://holderbook.com/stocks/VYM/) | $15.8M | 100,115 | 4.2% | 7 |
| VANGUARD INDEX FDS | [VTV](https://holderbook.com/stocks/VTV/) | $13.8M | 63,154 | 3.7% | 7 |
| VANGUARD INDEX FDS | [VUG](https://holderbook.com/stocks/VUG/) | $13.6M | 158,390 | 3.6% | 7 |
| VANGUARD INDEX FDS | [VO](https://holderbook.com/stocks/VO/) | $13.0M | 160,789 | 3.4% | 7 |
| SCHWAB STRATEGIC TR | [SCHB](https://holderbook.com/stocks/SCHB/) | $12.8M | 442,453 | 3.4% | 7 |
| VANGUARD INTL EQUITY INDEX F | [VEU](https://holderbook.com/stocks/VEU/) | $12.8M | 152,541 | 3.4% | 7 |
| DIMENSIONAL ETF TRUST | [DFAU](https://holderbook.com/stocks/DFAU/) | $11.7M | 226,108 | 3.1% | 7 |
| DIMENSIONAL ETF TRUST | [DFUS](https://holderbook.com/stocks/DFUS/) | $10.1M | 123,681 | 2.7% | 7 |
| VANGUARD TAX-MANAGED FDS | [VEA](https://holderbook.com/stocks/VEA/) | $10.0M | 140,869 | 2.7% | 7 |
| SCHWAB STRATEGIC TR | [SCHX](https://holderbook.com/stocks/SCHX/) | $10.0M | 340,698 | 2.7% | 3 |
| DIMENSIONAL ETF TRUST | [DFAC](https://holderbook.com/stocks/DFAC/) | $9.9M | 223,945 | 2.6% | 7 |
| VANGUARD INDEX FDS | [VXF](https://holderbook.com/stocks/VXF/) | $9.2M | 37,552 | 2.5% | 7 |
| PIMCO ETF TR | [EMNT](https://holderbook.com/stocks/EMNT/) | $5.1M | 50,493 | 1.4% | 1 |
| VANGUARD INDEX FDS | [VOO](https://holderbook.com/stocks/VOO/) | $4.5M | 6,539 | 1.2% | 7 |
| SCHWAB STRATEGIC TR | [SCHZ](https://holderbook.com/stocks/SCHZ/) | $4.1M | 178,010 | 1.1% | 3 |
| VANGUARD INTL EQUITY INDEX F | [VWO](https://holderbook.com/stocks/VWO/) | $3.9M | 64,510 | 1.0% | 7 |
| EXXON MOBIL CORP | [XOMXXXX](https://holderbook.com/stocks/XOMXXXX/) | $3.2M | 23,340 | 0.8% | 7 |
| APPLE INC | [AAPL](https://holderbook.com/stocks/AAPL/) | $3.2M | 11,015 | 0.8% | 7 |
| VANGUARD MUN BD FDS | [VTEB](https://holderbook.com/stocks/VTEB/) | $3.1M | 62,145 | 0.8% | 7 |
| PROCTER & GAMBLE CO | [PG](https://holderbook.com/stocks/PG/) | $3.1M | 21,128 | 0.8% | 7 |
| SCHWAB STRATEGIC TR | [SCHA](https://holderbook.com/stocks/SCHA/) | $2.4M | 67,453 | 0.6% | 7 |
| VANGUARD WORLD FD | [MGV](https://holderbook.com/stocks/MGV/) | $2.2M | 13,545 | 0.6% | 7 |
| SCHWAB STRATEGIC TR | [SCHM](https://holderbook.com/stocks/SCHM/) | $2.1M | 57,466 | 0.6% | 3 |
| MICROSOFT CORP | [MSFT](https://holderbook.com/stocks/MSFT/) | $1.9M | 4,995 | 0.5% | 7 |
| DIMENSIONAL ETF TRUST | [DFAS](https://holderbook.com/stocks/DFAS/) | $1.7M | 20,377 | 0.4% | 7 |
| PIMCO ETF TR | [BOND](https://holderbook.com/stocks/BOND/) | $1.6M | 17,205 | 0.4% | 7 |
| BERKSHIRE HATHAWAY INC DEL | [BRKB](https://holderbook.com/stocks/BRKB/) | $1.5M | 3,037 | 0.4% | 7 |
| VANGUARD WORLD FD | [VGT](https://holderbook.com/stocks/VGT/) | $1.5M | 12,551 | 0.4% | 7 |
| VANGUARD WORLD FD | [MGK](https://holderbook.com/stocks/MGK/) | $1.5M | 16,919 | 0.4% | 7 |
| VANGUARD INDEX FDS | [VBR](https://holderbook.com/stocks/VBR/) | $1.5M | 6,105 | 0.4% | 7 |
| STATE STR SPDR S&P 500 ETF T | [SPY](https://holderbook.com/stocks/SPY/) | $1.2M | 1,644 | 0.3% | 7 |
| JOHNSON & JOHNSON | [JNJ](https://holderbook.com/stocks/JNJ/) | $1.1M | 4,218 | 0.3% | 7 |
| SCHWAB STRATEGIC TR | [SCHG](https://holderbook.com/stocks/SCHG/) | $965.5K | 28,531 | 0.3% | 7 |
| DIMENSIONAL ETF TRUST | [DFAI](https://holderbook.com/stocks/DFAI/) | $910.3K | 22,069 | 0.2% | 7 |
| ELI LILLY & CO | [LLY](https://holderbook.com/stocks/LLY/) | $905.6K | 755 | 0.2% | 7 |
| INTEL CORP | [INTC](https://holderbook.com/stocks/INTC/) | $883.2K | 6,325 | 0.2% | 7 |
| HOME DEPOT INC | [HD](https://holderbook.com/stocks/HD/) | $872.7K | 2,474 | 0.2% | 7 |
| JPMORGAN CHASE & CO | [JPM](https://holderbook.com/stocks/JPM/) | $870.0K | 2,658 | 0.2% | 7 |
| MICRON TECHNOLOGY INC | [MU](https://holderbook.com/stocks/MU/) | $818.4K | 709 | 0.2% | 7 |
| ISHARES TR | [IVV](https://holderbook.com/stocks/IVV/) | $766.1K | 1,023 | 0.2% | 7 |
| INTERNATIONAL BUSINESS MACHS | [IBM](https://holderbook.com/stocks/IBM/) | $741.0K | 2,635 | 0.2% | 7 |
| SCHWAB STRATEGIC TR | [SCHV](https://holderbook.com/stocks/SCHV/) | $732.3K | 21,037 | 0.2% | 7 |
| ADVANCED MICRO DEVICES INC | [AMD](https://holderbook.com/stocks/AMD/) | $726.1K | 1,250 | 0.2% | 7 |
| CONSTELLATION ENERGY CORP | [CEG](https://holderbook.com/stocks/CEG/) | $714.4K | 2,877 | 0.2% | 7 |
| VANGUARD MUN BD FDS | [VSDM](https://holderbook.com/stocks/VSDM/) | $708.0K | 6,989 | 0.2% | 1 |
| SELECT SECTOR SPDR TR | [XLK](https://holderbook.com/stocks/XLK/) | $643.0K | 3,375 | 0.2% | 7 |
| SPDR GOLD TR | [GLD](https://holderbook.com/stocks/GLD/) | $642.1K | 1,743 | 0.2% | 7 |
| SCHWAB STRATEGIC TR | [SCHF](https://holderbook.com/stocks/SCHF/) | $623.4K | 22,504 | 0.2% | 7 |
| VANGUARD WORLD FD | [ESGV](https://holderbook.com/stocks/ESGV/) | $605.5K | 4,579 | 0.2% | 7 |
| DYNEX CAP INC | [DX](https://holderbook.com/stocks/DX/) | $605.3K | 46,169 | 0.2% | 7 |
| VANGUARD BD INDEX FDS | [BSV](https://holderbook.com/stocks/BSV/) | $604.0K | 7,752 | 0.2% | 7 |
| WELLS FARGO & CO | [WFC](https://holderbook.com/stocks/WFC/) | $587.7K | 7,111 | 0.2% | 7 |
| VANGUARD SPECIALIZED FUNDS | [VIG](https://holderbook.com/stocks/VIG/) | $567.1K | 2,396 | 0.2% | 7 |
| VANGUARD INTL EQUITY INDEX F | [VT](https://holderbook.com/stocks/VT/) | $564.4K | 3,596 | 0.1% | 7 |
| VANGUARD INDEX FDS | [VNQ](https://holderbook.com/stocks/VNQ/) | $549.7K | 5,700 | 0.1% | 7 |
| ISHARES TR | [IVE](https://holderbook.com/stocks/IVE/) | $529.9K | 2,334 | 0.1% | 7 |
| WALMART INC | [WMT](https://holderbook.com/stocks/WMT/) | $527.4K | 4,656 | 0.1% | 7 |
| VANGUARD INDEX FDS | [VOE](https://holderbook.com/stocks/VOE/) | $526.1K | 2,662 | 0.1% | 7 |
| TESLA INC | [TSLA](https://holderbook.com/stocks/TSLA/) | $511.9K | 1,217 | 0.1% | 7 |
| VANGUARD WORLD FD | [VHT](https://holderbook.com/stocks/VHT/) | $500.0K | 1,672 | 0.1% | 7 |
| VANGUARD INDEX FDS | [VBK](https://holderbook.com/stocks/VBK/) | $499.7K | 1,366 | 0.1% | 7 |
| EATON CORP PLC | [ETN](https://holderbook.com/stocks/ETN/) | $495.2K | 1,162 | 0.1% | 2 |
| SCHWAB STRATEGIC TR | [SCHO](https://holderbook.com/stocks/SCHO/) | $494.7K | 20,493 | 0.1% | 7 |
| CSX CORP | [CSX](https://holderbook.com/stocks/CSX/) | $493.9K | 10,392 | 0.1% | 7 |
| VANGUARD WORLD FD | [VFH](https://holderbook.com/stocks/VFH/) | $492.2K | 3,740 | 0.1% | 7 |
| COCA COLA CO | [KO](https://holderbook.com/stocks/KO/) | $439.2K | 5,404 | 0.1% | 7 |
| BANCO SANTANDER S.A. | [SAN](https://holderbook.com/stocks/SAN/) | $436.2K | 31,608 | 0.1% | 2 |
| VANGUARD WORLD FD | [VIS](https://holderbook.com/stocks/VIS/) | $432.1K | 1,199 | 0.1% | 7 |
| VANGUARD WORLD FD | [VOX](https://holderbook.com/stocks/VOX/) | $418.9K | 2,277 | 0.1% | 7 |
| WASTE MGMT INC DEL | [WM](https://holderbook.com/stocks/WM/) | $415.8K | 1,866 | 0.1% | 7 |
| AMAZON COM INC | [AMZN](https://holderbook.com/stocks/AMZN/) | $407.6K | 1,710 | 0.1% | 7 |
| VANGUARD WORLD FD | [VCR](https://holderbook.com/stocks/VCR/) | $397.8K | 1,003 | 0.1% | 7 |
| CATERPILLAR INC | [CAT](https://holderbook.com/stocks/CAT/) | $397.7K | 373 | 0.1% | 7 |
| VANGUARD WORLD FD | [VAW](https://holderbook.com/stocks/VAW/) | $386.2K | 1,688 | 0.1% | 7 |
| AON PLC | [AON](https://holderbook.com/stocks/AON/) | $383.1K | 1,155 | 0.1% | 6 |
| ISHARES TR | [IUSG](https://holderbook.com/stocks/IUSG/) | $377.0K | 2,004 | 0.1% | 7 |
| SCHWAB STRATEGIC TR | [SCHH](https://holderbook.com/stocks/SCHH/) | $376.8K | 15,914 | 0.1% | 7 |
| SELECT SECTOR SPDR TR | [XLRE](https://holderbook.com/stocks/XLRE/) | $372.2K | 8,453 | 0.1% | 3 |
| SELECT SECTOR SPDR TR | [XLE](https://holderbook.com/stocks/XLE/) | $371.5K | 6,995 | 0.1% | 7 |
| NVIDIA CORPORATION | [NVDA](https://holderbook.com/stocks/NVDA/) | $369.9K | 1,848 | 0.1% | 7 |
| MCCORMICK & CO INC | [MKC](https://holderbook.com/stocks/MKC/) | $367.4K | 7,287 | 0.1% | 7 |
| EXELON CORP | [EXC](https://holderbook.com/stocks/EXC/) | $359.8K | 7,718 | 0.1% | 7 |
| SCHWAB STRATEGIC TR | [SCHE](https://holderbook.com/stocks/SCHE/) | $355.0K | 9,789 | 0.1% | 7 |
| SELECT SECTOR SPDR TR | [XLP](https://holderbook.com/stocks/XLP/) | $353.7K | 4,258 | 0.1% | 3 |
| DUKE ENERGY CORP NEW | [DUK](https://holderbook.com/stocks/DUK/) | $346.9K | 2,741 | 0.1% | 7 |
| SELECT SECTOR SPDR TR | [XLU](https://holderbook.com/stocks/XLU/) | $344.9K | 7,608 | 0.1% | 3 |
| VANGUARD BD INDEX FDS | [BND](https://holderbook.com/stocks/BND/) | $333.0K | 4,537 | 0.1% | 7 |
| DIMENSIONAL ETF TRUST | [DUSB](https://holderbook.com/stocks/DUSB/) | $328.5K | 6,470 | 0.1% | 7 |
| MCDONALDS CORP | [MCD](https://holderbook.com/stocks/MCD/) | $324.3K | 1,200 | 0.1% | 7 |
| EATON VANCE TAX MNGED BUY WR | [ETB](https://holderbook.com/stocks/ETB/) | $317.8K | 20,451 | 0.1% | 2 |
| ISHARES TR | [IJJ](https://holderbook.com/stocks/IJJ/) | $317.3K | 2,148 | 0.1% | 7 |
| ROCKWELL AUTOMATION INC | [ROK](https://holderbook.com/stocks/ROK/) | $308.6K | 623 | 0.1% | 7 |
| DIMENSIONAL ETF TRUST | [DFAE](https://holderbook.com/stocks/DFAE/) | $301.1K | 7,488 | 0.1% | 7 |
| VANGUARD ADMIRAL FDS INC | [IVOG](https://holderbook.com/stocks/IVOG/) | $286.2K | 1,956 | 0.1% | 3 |
| AMERICAN ELEC PWR CO INC | [AEP](https://holderbook.com/stocks/AEP/) | $283.5K | 2,072 | 0.1% | 7 |

## What the disclosed book did

Not the fund's return. This is the change in value of the positions disclosed on Form 13F, had they been left untouched, against SPY over the same quarter ends.

| Quarter | Book | Market | Difference | Priced |
|---|---|---|---|---|
| Q2 2026 | +11.8% | +14.8% | -3.0% | 100% |
| Q1 2026 | -2.0% | -4.6% | +2.6% | 100% |
| Q4 2025 | +1.8% | +2.4% | -0.6% | 98% |
| Q3 2025 | +6.5% | +7.8% | -1.3% | 99% |
| Q2 2025 | +7.7% | +10.5% | -2.8% | 100% |
| Q1 2025 | -2.6% | -4.6% | +1.9% | 100% |

## Quarter by quarter

| Quarter | Value | Positions |
|---|---|---|
| Q2 2026 | $376.5M | 507 |
| Q1 2026 | $334.8M | 500 |
| Q4 2025 | $333.0M | 444 |
| Q3 2025 | $321.5M | 439 |
| Q2 2025 | $302.7M | 511 |
| Q1 2025 | $278.3M | 493 |
| Q4 2024 | $280.3M | 472 |