# CATHY PARETO & ASSOCIATES, INC

> Institutional holdings reported to the SEC as of Q2 2026 on Form 13F. CIK 2045974. Source: https://holderbook.com/funds/2045974-cathy-pareto-associates-inc/

- Reported value: $170.6M
- Positions: 102
- Weight of the ten largest: 46.8%
- Filed: 2026-07-15

A 13F reports long US equity positions only. Short positions, bonds, foreign listings, private holdings and cash are not visible, so this is not the manager's whole book.

## Holdings

| Security | Ticker | Value | Shares | Weight | Quarters held |
|---|---|---|---|---|---|
| SCHWAB STRATEGIC TR | [SCHV](https://holderbook.com/stocks/SCHV/) | $14.2M | 408,803 | 8.3% | 7 |
| APPLE INC | [AAPL](https://holderbook.com/stocks/AAPL/) | $10.1M | 34,846 | 5.9% | 7 |
| WISDOMTREE TR | [OPPE](https://holderbook.com/stocks/OPPE/) | $9.1M | 162,891 | 5.3% | 7 |
| SCHWAB STRATEGIC TR | [SCHM](https://holderbook.com/stocks/SCHM/) | $9.0M | 245,233 | 5.3% | 7 |
| VANGUARD INDEX FDS | [VB](https://holderbook.com/stocks/VB/) | $7.3M | 24,073 | 4.3% | 7 |
| J P MORGAN EXCHANGE TRADED F | [JPST](https://holderbook.com/stocks/JPST/) | $7.0M | 138,326 | 4.1% | 7 |
| SCHWAB STRATEGIC TR | [SCHX](https://holderbook.com/stocks/SCHX/) | $6.3M | 215,652 | 3.7% | 7 |
| VANGUARD WORLD FD | [VGT](https://holderbook.com/stocks/VGT/) | $5.8M | 48,431 | 3.4% | 7 |
| PACER FDS TR | [COWZ](https://holderbook.com/stocks/COWZ/) | $5.7M | 92,053 | 3.4% | 7 |
| WISDOMTREE TR | [HEDJ](https://holderbook.com/stocks/HEDJ/) | $5.3M | 93,087 | 3.1% | 7 |
| VANGUARD INDEX FDS | [VBR](https://holderbook.com/stocks/VBR/) | $5.2M | 21,432 | 3.1% | 7 |
| VANGUARD INDEX FDS | [VOE](https://holderbook.com/stocks/VOE/) | $4.8M | 24,518 | 2.8% | 7 |
| SCHWAB STRATEGIC TR | [FNDX](https://holderbook.com/stocks/FNDX/) | $4.7M | 149,823 | 2.7% | 7 |
| VANECK ETF TRUST | [CLOI](https://holderbook.com/stocks/CLOI/) | $4.4M | 83,234 | 2.6% | 6 |
| BERKSHIRE HATHAWAY INC DEL | [BRKB](https://holderbook.com/stocks/BRKB/) | $3.8M | 7,692 | 2.3% | 7 |
| ETF SER SOLUTIONS | [QTUM](https://holderbook.com/stocks/QTUM/) | $3.3M | 19,983 | 1.9% | 6 |
| SCHWAB STRATEGIC TR | [SCHB](https://holderbook.com/stocks/SCHB/) | $3.2M | 109,888 | 1.9% | 7 |
| SCHWAB STRATEGIC TR | [FNDF](https://holderbook.com/stocks/FNDF/) | $3.1M | 59,325 | 1.8% | 7 |
| AMAZON COM INC | [AMZN](https://holderbook.com/stocks/AMZN/) | $2.4M | 10,266 | 1.4% | 7 |
| ISHARES GOLD TR | [IAU](https://holderbook.com/stocks/IAU/) | $2.3M | 30,022 | 1.3% | 7 |
| VANECK ETF TRUST | [NLR](https://holderbook.com/stocks/NLR/) | $2.2M | 18,721 | 1.3% | 6 |
| MICROSOFT CORP | [MSFT](https://holderbook.com/stocks/MSFT/) | $2.1M | 5,544 | 1.2% | 7 |
| VANGUARD WORLD FD | [VHT](https://holderbook.com/stocks/VHT/) | $1.9M | 6,298 | 1.1% | 7 |
| ALPHABET INC | [GOOG](https://holderbook.com/stocks/GOOG/) | $1.9M | 5,298 | 1.1% | 7 |
| SCHWAB STRATEGIC TR | [SCHD](https://holderbook.com/stocks/SCHD/) | $1.8M | 58,169 | 1.1% | 7 |
| INVESCO ACTIVELY MANAGED EXC | [GSY](https://holderbook.com/stocks/GSY/) | $1.8M | 36,133 | 1.1% | 7 |
| SCHWAB STRATEGIC TR | [SCHF](https://holderbook.com/stocks/SCHF/) | $1.8M | 64,570 | 1.0% | 3 |
| GLOBAL X FDS | [PAVE](https://holderbook.com/stocks/PAVE/) | $1.8M | 30,297 | 1.0% | 7 |
| ISHARES TR | [IJH](https://holderbook.com/stocks/IJH/) | $1.4M | 18,401 | 0.8% | 7 |
| VANGUARD INDEX FDS | [VTI](https://holderbook.com/stocks/VTI/) | $1.4M | 3,815 | 0.8% | 7 |
| DIMENSIONAL ETF TRUST | [DFAS](https://holderbook.com/stocks/DFAS/) | $1.3M | 15,769 | 0.8% | 7 |
| ISHARES SILVER TR | [SLV](https://holderbook.com/stocks/SLV/) | $1.3M | 23,968 | 0.8% | 7 |
| INVESCO EXCH TRADED FD TR II | [RWJ](https://holderbook.com/stocks/RWJ/) | $1.2M | 19,749 | 0.7% | 7 |
| DIMENSIONAL ETF TRUST | [DFUS](https://holderbook.com/stocks/DFUS/) | $1.1M | 14,006 | 0.7% | 7 |
| ALPHABET INC | [GOOGL](https://holderbook.com/stocks/GOOGL/) | $1.0M | 2,877 | 0.6% | 7 |
| CAPITAL GROUP INTERNATIONAL | [CGIC](https://holderbook.com/stocks/CGIC/) | $939.4K | 25,815 | 0.6% | 1 |
| DIMENSIONAL ETF TRUST | [DFUV](https://holderbook.com/stocks/DFUV/) | $937.7K | 17,046 | 0.5% | 7 |
| VANECK ETF TRUST | [SMH](https://holderbook.com/stocks/SMH/) | $935.8K | 1,426 | 0.5% | 4 |
| INVESCO EXCHANGE TRADED FD T | [RSP](https://holderbook.com/stocks/RSP/) | $894.3K | 4,203 | 0.5% | 7 |
| J P MORGAN EXCHANGE TRADED F | [JEPI](https://holderbook.com/stocks/JEPI/) | $866.3K | 15,337 | 0.5% | 7 |
| BROADCOM INC | [AVGO](https://holderbook.com/stocks/AVGO/) | $864.4K | 2,288 | 0.5% | 7 |
| BROWN & BROWN INC | [BRO](https://holderbook.com/stocks/BRO/) | $815.5K | 12,711 | 0.5% | 7 |
| ISHARES TR | [ITA](https://holderbook.com/stocks/ITA/) | $754.9K | 3,114 | 0.4% | 7 |
| BERKSHIRE HATHAWAY INC DEL | [BRKA](https://holderbook.com/stocks/BRKA/) | $748.9K | 1 | 0.4% | 6 |
| VANGUARD INDEX FDS | [VTV](https://holderbook.com/stocks/VTV/) | $734.7K | 3,371 | 0.4% | 7 |
| VANGUARD INDEX FDS | [VV](https://holderbook.com/stocks/VV/) | $729.0K | 2,119 | 0.4% | 7 |
| SPROTT FDS TR | [SETM](https://holderbook.com/stocks/SETM/) | $718.6K | 23,062 | 0.4% | 3 |
| FIRST TR EXCHANGE TRADED FD | [FXH](https://holderbook.com/stocks/FXH/) | $717.9K | 5,864 | 0.4% | 7 |
| INVESCO QQQ TR | [QQQ](https://holderbook.com/stocks/QQQ/) | $710.6K | 964 | 0.4% | 7 |
| SELECT SECTOR SPDR TR | [XLK](https://holderbook.com/stocks/XLK/) | $610.5K | 3,204 | 0.4% | 7 |
| WISDOMTREE TR | [EZM](https://holderbook.com/stocks/EZM/) | $596.4K | 7,870 | 0.3% | 7 |
| NVIDIA CORPORATION | [NVDA](https://holderbook.com/stocks/NVDA/) | $559.4K | 2,795 | 0.3% | 7 |
| META PLATFORMS INC | [META](https://holderbook.com/stocks/META/) | $558.4K | 991 | 0.3% | 7 |
| WISDOMTREE TR | [DXJ](https://holderbook.com/stocks/DXJ/) | $495.2K | 2,853 | 0.3% | 7 |
| VANGUARD WHITEHALL FDS | [VYM](https://holderbook.com/stocks/VYM/) | $494.6K | 3,129 | 0.3% | 6 |
| ALPS ETF TR | [SDOG](https://holderbook.com/stocks/SDOG/) | $492.2K | 7,214 | 0.3% | 7 |
| NETFLIX INC | [NFLX](https://holderbook.com/stocks/NFLX/) | $459.0K | 6,429 | 0.3% | 7 |
| NEXTERA ENERGY INC | [NEE](https://holderbook.com/stocks/NEE/) | $446.8K | 5,090 | 0.3% | 7 |
| ISHARES TR | [HDV](https://holderbook.com/stocks/HDV/) | $438.6K | 16,000 | 0.3% | 7 |
| TAIWAN SEMICONDUCTOR MANUFAC | [TSM](https://holderbook.com/stocks/TSM/) | $432.7K | 906 | 0.3% | 4 |
| SPDR GOLD TR | [GLD](https://holderbook.com/stocks/GLD/) | $426.2K | 1,157 | 0.2% | 7 |
| JPMORGAN CHASE & CO | [JPM](https://holderbook.com/stocks/JPM/) | $422.7K | 1,290 | 0.2% | 7 |
| ISHARES TR | [IWD](https://holderbook.com/stocks/IWD/) | $406.4K | 1,676 | 0.2% | 7 |
| ISHARES TR | [IYF](https://holderbook.com/stocks/IYF/) | $396.0K | 3,105 | 0.2% | 6 |
| COSTCO WHOLESALE CORPORATION | [COST](https://holderbook.com/stocks/COST/) | $387.3K | 413 | 0.2% | 7 |
| ABBVIE INC | [ABBV](https://holderbook.com/stocks/ABBV/) | $386.4K | 1,534 | 0.2% | 7 |
| STATE STR SPDR S&P 500 ETF T | [SPY](https://holderbook.com/stocks/SPY/) | $383.9K | 514 | 0.2% | 7 |
| VANGUARD INDEX FDS | [VO](https://holderbook.com/stocks/VO/) | $381.6K | 4,735 | 0.2% | 7 |
| VANECK ETF TRUST | [GDX](https://holderbook.com/stocks/GDX/) | $362.1K | 4,799 | 0.2% | 2 |
| ISHARES TR | [IVV](https://holderbook.com/stocks/IVV/) | $353.1K | 471 | 0.2% | 7 |
| PACER FDS TR | [COWG](https://holderbook.com/stocks/COWG/) | $351.1K | 8,745 | 0.2% | 7 |
| DIMENSIONAL ETF TRUST | [DFAT](https://holderbook.com/stocks/DFAT/) | $343.1K | 4,908 | 0.2% | 7 |
| J P MORGAN EXCHANGE TRADED F | [JEPQ](https://holderbook.com/stocks/JEPQ/) | $341.4K | 5,555 | 0.2% | 6 |
| ISHARES BITCOIN TRUST ETF | [IBIT](https://holderbook.com/stocks/IBIT/) | $336.3K | 10,103 | 0.2% | 4 |
| ISHARES TR | [STIP](https://holderbook.com/stocks/STIP/) | $324.2K | 3,173 | 0.2% | 2 |
| SCHWAB STRATEGIC TR | [SCHA](https://holderbook.com/stocks/SCHA/) | $322.3K | 8,921 | 0.2% | 5 |
| BLUEROCK PVT REAL ESTATE FD | [BPRE](https://holderbook.com/stocks/BPRE/) | $312.0K | 23,980 | 0.2% | 3 |
| VANGUARD SPECIALIZED FUNDS | [VIG](https://holderbook.com/stocks/VIG/) | $308.0K | 1,301 | 0.2% | 7 |
| WISDOMTREE TR | [WTV](https://holderbook.com/stocks/WTV/) | $290.6K | 2,856 | 0.2% | 7 |
| INVESCO EXCHANGE TRADED FD T | [PPA](https://holderbook.com/stocks/PPA/) | $288.4K | 1,632 | 0.2% | 4 |
| WALMART INC | [WMT](https://holderbook.com/stocks/WMT/) | $287.8K | 2,538 | 0.2% | 7 |
| GOLDMAN SACHS ETF TR | [GPIQ](https://holderbook.com/stocks/GPIQ/) | $279.1K | 4,704 | 0.2% | 6 |
| VANGUARD WORLD FD | [VPU](https://holderbook.com/stocks/VPU/) | $276.8K | 1,414 | 0.2% | 5 |
| MARKEL GROUP INC | [MKL](https://holderbook.com/stocks/MKL/) | $271.5K | 139 | 0.2% | 7 |
| TESLA INC | [TSLA](https://holderbook.com/stocks/TSLA/) | $266.7K | 634 | 0.2% | 5 |
| GE HEALTHCARE TECHNOLOGIES I | [GEHC](https://holderbook.com/stocks/GEHC/) | $264.9K | 4,133 | 0.2% | 7 |
| ELI LILLY & CO | [LLY](https://holderbook.com/stocks/LLY/) | $262.1K | 217 | 0.2% | 1 |
| STATE STR CORP | [STT](https://holderbook.com/stocks/STT/) | $261.4K | 1,541 | 0.2% | 1 |
| SPDR SERIES TRUST | [SLYV](https://holderbook.com/stocks/SLYV/) | $248.7K | 2,279 | 0.1% | 5 |
| PALANTIR TECHNOLOGIES INC | [PLTR](https://holderbook.com/stocks/PLTR/) | $246.6K | 2,116 | 0.1% | 6 |
| ISHARES TR | [IFRA](https://holderbook.com/stocks/IFRA/) | $244.1K | 3,871 | 0.1% | 2 |
| HARTFORD INSURANCE GROUP INC | [HIG](https://holderbook.com/stocks/HIG/) | $235.8K | 1,779 | 0.1% | 6 |
| SELECT SECTOR SPDR TR | [XLE](https://holderbook.com/stocks/XLE/) | $234.9K | 4,423 | 0.1% | 2 |
| ISHARES TR | [ACWI](https://holderbook.com/stocks/ACWI/) | $231.8K | 1,477 | 0.1% | 4 |
| TRANE TECHNOLOGIES PLC | [TT](https://holderbook.com/stocks/TT/) | $228.3K | 465 | 0.1% | 1 |
| WISDOMTREE TR | [EES](https://holderbook.com/stocks/EES/) | $218.7K | 3,228 | 0.1% | 1 |
| DIGITALOCEAN HLDGS INC | [DOCN](https://holderbook.com/stocks/DOCN/) | $215.9K | 1,375 | 0.1% | 1 |
| INTEL CORP | [INTC](https://holderbook.com/stocks/INTC/) | $208.3K | 1,491 | 0.1% | 1 |
| MICRON TECHNOLOGY INC | [MU](https://holderbook.com/stocks/MU/) | $205.5K | 178 | 0.1% | 1 |
| SELECT SECTOR SPDR TR | [XLI](https://holderbook.com/stocks/XLI/) | $205.4K | 1,108 | 0.1% | 1 |

## What the disclosed book did

Not the fund's return. This is the change in value of the positions disclosed on Form 13F, had they been left untouched, against SPY over the same quarter ends.

| Quarter | Book | Market | Difference | Priced |
|---|---|---|---|---|
| Q2 2026 | +9.0% | +14.8% | -5.9% | 100% |
| Q1 2026 | -0.4% | -4.6% | +4.3% | 100% |
| Q4 2025 | +2.7% | +2.4% | +0.4% | 100% |
| Q3 2025 | +7.4% | +7.8% | -0.4% | 100% |
| Q2 2025 | +5.2% | +10.5% | -5.3% | 100% |
| Q1 2025 | -3.1% | -4.6% | +1.4% | 100% |

## Quarter by quarter

| Quarter | Value | Positions |
|---|---|---|
| Q2 2026 | $170.6M | 102 |
| Q1 2026 | $149.0M | 96 |
| Q4 2025 | $144.1M | 92 |
| Q3 2025 | $132.6M | 90 |
| Q2 2025 | $121.0M | 88 |
| Q1 2025 | $113.1M | 82 |
| Q4 2024 | $108.8M | 77 |