# Pandora Wealth, Inc.

> Institutional holdings reported to the SEC as of Q4 2025 on Form 13F. CIK 2045414. Source: https://holderbook.com/funds/2045414-pandora-wealth-inc/

- Reported value: $164.6M
- Positions: 224
- Weight of the ten largest: 59.9%
- Filed: 2026-02-04

A 13F reports long US equity positions only. Short positions, bonds, foreign listings, private holdings and cash are not visible, so this is not the manager's whole book.

## Holdings

| Security | Ticker | Value | Shares | Weight | Quarters held |
|---|---|---|---|---|---|
| APPLE INC | [AAPL](https://holderbook.com/stocks/AAPL/) | $17.6M | 64,798 | 10.7% | 4 |
| ISHARES TR | [IVV](https://holderbook.com/stocks/IVV/) | $14.6M | 21,271 | 8.9% | 4 |
| APTUS COLLARED INV | [ACIO](https://holderbook.com/stocks/ACIO/) | $14.2M | 325,843 | 8.7% | 4 |
| META PLATFORMS INC | [META](https://holderbook.com/stocks/META/) | $12.0M | 18,171 | 7.3% | 4 |
| APTUS DEFINED RISK ETF | [DRSK](https://holderbook.com/stocks/DRSK/) | $10.6M | 373,268 | 6.5% | 4 |
| AMAZON COM INC | [AMZN](https://holderbook.com/stocks/AMZN/) | $7.8M | 33,598 | 4.7% | 4 |
| VANGUARD INDEX FDS | [VUG](https://holderbook.com/stocks/VUG/) | $6.9M | 14,071 | 4.2% | 4 |
| ISHARES TR | [IVE](https://holderbook.com/stocks/IVE/) | $6.7M | 31,659 | 4.1% | 4 |
| ISHARES TR | [EFA](https://holderbook.com/stocks/EFA/) | $4.2M | 44,098 | 2.6% | 4 |
| NVIDIA CORPORATION | [NVDA](https://holderbook.com/stocks/NVDA/) | $4.0M | 21,517 | 2.4% | 4 |
| MICROSOFT CORP | [MSFT](https://holderbook.com/stocks/MSFT/) | $3.5M | 7,139 | 2.1% | 4 |
| GILEAD SCIENCES INC | [GILD](https://holderbook.com/stocks/GILD/) | $2.8M | 23,000 | 1.7% | 4 |
| STATE STR SPDR S&P 500 ETF T | [SPY](https://holderbook.com/stocks/SPY/) | $2.8M | 4,088 | 1.7% | 4 |
| OPUS SMALL CAP VALUE | [OSCV](https://holderbook.com/stocks/OSCV/) | $2.7M | 72,799 | 1.6% | 4 |
| TG THERAPEUTICS INC | [TGTX](https://holderbook.com/stocks/TGTX/) | $2.3M | 78,100 | 1.4% | 4 |
| EA SERIES TRUST | [FRDM](https://holderbook.com/stocks/FRDM/) | $2.3M | 44,806 | 1.4% | 4 |
| INVESCO QQQ TR | [QQQ](https://holderbook.com/stocks/QQQ/) | $2.1M | 3,482 | 1.3% | 4 |
| VANGUARD INDEX FDS | [VO](https://holderbook.com/stocks/VO/) | $2.0M | 6,901 | 1.2% | 4 |
| SPDR GOLD TR | [GLD](https://holderbook.com/stocks/GLD/) | $1.8M | 4,575 | 1.1% | 4 |
| ALPHABET INC | [GOOG](https://holderbook.com/stocks/GOOG/) | $1.7M | 5,380 | 1.0% | 4 |
| INVESCO EXCHANGE TRADED FD T | [RSP](https://holderbook.com/stocks/RSP/) | $1.7M | 8,702 | 1.0% | 4 |
| ALPHABET INC | [GOOGL](https://holderbook.com/stocks/GOOGL/) | $1.7M | 5,314 | 1.0% | 4 |
| VISA INC | [V](https://holderbook.com/stocks/V/) | $1.4M | 4,053 | 0.9% | 4 |
| ABBVIE INC | [ABBV](https://holderbook.com/stocks/ABBV/) | $1.4M | 5,916 | 0.8% | 4 |
| SEMPRA | [SRE](https://holderbook.com/stocks/SRE/) | $1.3M | 14,427 | 0.8% | 4 |
| JPMORGAN CHASE & CO | [JPM](https://holderbook.com/stocks/JPM/) | $1.2M | 3,745 | 0.7% | 4 |
| ISHARES TR | [IWF](https://holderbook.com/stocks/IWF/) | $1.2M | 2,515 | 0.7% | 4 |
| BRISTOL-MYERS SQUIBB CO | [BMY](https://holderbook.com/stocks/BMY/) | $1.1M | 19,800 | 0.6% | 4 |
| ISHARES INC | [IEMG](https://holderbook.com/stocks/IEMG/) | $1.1M | 15,771 | 0.6% | 4 |
| BERKSHIRE HATHAWAY INC DEL | [BRKB](https://holderbook.com/stocks/BRKB/) | $970.6K | 1,931 | 0.6% | 4 |
| NETFLIX INC | [NFLX](https://holderbook.com/stocks/NFLX/) | $964.8K | 10,290 | 0.6% | 4 |
| WALMART INC | [WMT](https://holderbook.com/stocks/WMT/) | $862.9K | 7,745 | 0.5% | 4 |
| ROCKET LAB CORP | [RKLB](https://holderbook.com/stocks/RKLB/) | $849.9K | 12,183 | 0.5% | 3 |
| DEERE & CO | [DE](https://holderbook.com/stocks/DE/) | $753.3K | 1,618 | 0.5% | 4 |
| PULSE BIOSCIENCES INC | [PLSE](https://holderbook.com/stocks/PLSE/) | $706.4K | 51,452 | 0.4% | 4 |
| ABBOTT LABORATORIES | [ABT](https://holderbook.com/stocks/ABT/) | $702.2K | 5,605 | 0.4% | 4 |
| SPDR SERIES TRUST | [SPYG](https://holderbook.com/stocks/SPYG/) | $686.1K | 6,430 | 0.4% | 4 |
| ISHARES TR | [IJH](https://holderbook.com/stocks/IJH/) | $683.3K | 10,353 | 0.4% | 4 |
| RELX PLC | [RELX](https://holderbook.com/stocks/RELX/) | $599.7K | 14,836 | 0.4% | 4 |
| ISHARES TR | [IWD](https://holderbook.com/stocks/IWD/) | $595.5K | 2,831 | 0.4% | 4 |
| MASTERCARD INCORPORATED | [MA](https://holderbook.com/stocks/MA/) | $535.5K | 938 | 0.3% | 4 |
| ISHARES BITCOIN TRUST ETF | [IBIT](https://holderbook.com/stocks/IBIT/) | $509.4K | 10,260 | 0.3% | 4 |
| QUANTA SVCS INC | [PWR](https://holderbook.com/stocks/PWR/) | $507.3K | 1,202 | 0.3% | 4 |
| ISHARES TR | [EEM](https://holderbook.com/stocks/EEM/) | $497.5K | 9,093 | 0.3% | 4 |
| BROADCOM INC | [AVGO](https://holderbook.com/stocks/AVGO/) | $495.6K | 1,432 | 0.3% | 4 |
| TAIWAN SEMICONDUCTOR MANUFAC | [TSM](https://holderbook.com/stocks/TSM/) | $484.7K | 1,595 | 0.3% | 4 |
| ISHARES TR | [IWM](https://holderbook.com/stocks/IWM/) | $478.0K | 1,942 | 0.3% | 4 |
| CHEVRON CORPORATION | [CVX](https://holderbook.com/stocks/CVX/) | $467.1K | 3,065 | 0.3% | 4 |
| ORACLE CORP | [ORCL](https://holderbook.com/stocks/ORCL/) | $404.6K | 2,076 | 0.2% | 4 |
| PFIZER INC | [PFE](https://holderbook.com/stocks/PFE/) | $399.8K | 16,057 | 0.2% | 4 |
| IONQ INC | [IONQ](https://holderbook.com/stocks/IONQ/) | $395.1K | 8,805 | 0.2% | 4 |
| BROADRIDGE FINL SOLUTIONS IN | [BR](https://holderbook.com/stocks/BR/) | $391.4K | 1,754 | 0.2% | 4 |
| SNOWFLAKE INC | [SNOW](https://holderbook.com/stocks/SNOW/) | $372.9K | 1,700 | 0.2% | 4 |
| STATE STR SPDR S&P MIDCAP 40 | [MDY](https://holderbook.com/stocks/MDY/) | $369.8K | 613 | 0.2% | 4 |
| PROGRESSIVE CORP | [PGR](https://holderbook.com/stocks/PGR/) | $363.4K | 1,596 | 0.2% | 4 |
| DIAMONDBACK ENERGY INC | [FANG](https://holderbook.com/stocks/FANG/) | $359.9K | 2,394 | 0.2% | 4 |
| TESLA INC | [TSLA](https://holderbook.com/stocks/TSLA/) | $359.8K | 800 | 0.2% | 4 |
| ISHARES SILVER TR | [SLV](https://holderbook.com/stocks/SLV/) | $322.1K | 5,000 | 0.2% | 4 |
| COPART INC | [CPRT](https://holderbook.com/stocks/CPRT/) | $309.1K | 7,894 | 0.2% | 4 |
| AMERICAN TOWER CORP | [AMT](https://holderbook.com/stocks/AMT/) | $306.4K | 1,745 | 0.2% | 4 |
| BOEING CO | [BA](https://holderbook.com/stocks/BA/) | $301.8K | 1,390 | 0.2% | 4 |
| ROBINHOOD MKTS INC | [HOOD](https://holderbook.com/stocks/HOOD/) | $301.8K | 2,668 | 0.2% | 4 |
| BOOKING HOLDINGS INC | [BKNG](https://holderbook.com/stocks/BKNG/) | $299.9K | 56 | 0.2% | 4 |
| SCHWAB STRATEGIC TR | [SCHX](https://holderbook.com/stocks/SCHX/) | $292.6K | 10,872 | 0.2% | 4 |
| CHEMED CORP NEW | [CHE](https://holderbook.com/stocks/CHE/) | $290.1K | 678 | 0.2% | 4 |
| UBER TECHNOLOGIES INC | [UBER](https://holderbook.com/stocks/UBER/) | $279.2K | 3,417 | 0.2% | 4 |
| SCHWAB STRATEGIC TR | [SCHF](https://holderbook.com/stocks/SCHF/) | $274.1K | 11,400 | 0.2% | 4 |
| ISHARES TR | [IJR](https://holderbook.com/stocks/IJR/) | $272.3K | 2,266 | 0.2% | 4 |
| SERVICENOW INC | [NOW](https://holderbook.com/stocks/NOW/) | $270.4K | 1,765 | 0.2% | 4 |
| AMPHENOL CORP | [APH](https://holderbook.com/stocks/APH/) | $265.7K | 1,966 | 0.2% | 1 |
| VERIZON COMMUNICATIONS INC | [VZ](https://holderbook.com/stocks/VZ/) | $246.7K | 6,057 | 0.1% | 4 |
| VANGUARD INDEX FDS | [VTV](https://holderbook.com/stocks/VTV/) | $245.4K | 1,285 | 0.1% | 4 |
| DRAFTKINGS INC NEW | [DKNG](https://holderbook.com/stocks/DKNG/) | $245.3K | 7,117 | 0.1% | 1 |
| ISHARES TR | [DGRO](https://holderbook.com/stocks/DGRO/) | $236.0K | 3,400 | 0.1% | 4 |
| PALANTIR TECHNOLOGIES INC | [PLTR](https://holderbook.com/stocks/PLTR/) | $231.1K | 1,300 | 0.1% | 4 |
| IQVIA HLDGS INC | [IQV](https://holderbook.com/stocks/IQV/) | $222.9K | 989 | 0.1% | 4 |
| VANGUARD TAX-MANAGED FDS | [VEA](https://holderbook.com/stocks/VEA/) | $220.0K | 3,522 | 0.1% | 4 |
| ALPS ETF TR | [AMLP](https://holderbook.com/stocks/AMLP/) | $211.6K | 4,500 | 0.1% | 4 |
| CENCORA INC | [COR](https://holderbook.com/stocks/COR/) | $209.4K | 620 | 0.1% | 4 |
| NISOURCE INC | [NI](https://holderbook.com/stocks/NI/) | $208.8K | 5,000 | 0.1% | 4 |
| VANGUARD INTL EQUITY INDEX F | [VWO](https://holderbook.com/stocks/VWO/) | $198.0K | 3,683 | 0.1% | 4 |
| MARVELL TECHNOLOGY INC | [MRVL](https://holderbook.com/stocks/MRVL/) | $195.5K | 2,300 | 0.1% | 4 |
| ISHARES TR | [SUB](https://holderbook.com/stocks/SUB/) | $192.1K | 1,800 | 0.1% | 4 |
| UNITED PARCEL SVCS INC | [UPS](https://holderbook.com/stocks/UPS/) | $188.3K | 1,898 | 0.1% | 4 |
| ABRDN PLATINUM ETF TRUST | [PPLT](https://holderbook.com/stocks/PPLT/) | $186.4K | 1,000 | 0.1% | 4 |
| GENERAL DYNAMICS CORP | [GD](https://holderbook.com/stocks/GD/) | $184.2K | 547 | 0.1% | 4 |
| TOAST INC | [TOST](https://holderbook.com/stocks/TOST/) | $178.0K | 5,014 | 0.1% | 1 |
| COSTCO WHOLESALE CORPORATION | [COST](https://holderbook.com/stocks/COST/) | $172.5K | 200 | 0.1% | 4 |
| FIRST TR EXCH TRADED FD III | [FMB](https://holderbook.com/stocks/FMB/) | $168.7K | 3,300 | 0.1% | 4 |
| PAYPAL HLDGS INC | [PYPL](https://holderbook.com/stocks/PYPL/) | $157.6K | 2,700 | 0.1% | 4 |
| CARETRUST REIT INC | [CTRE](https://holderbook.com/stocks/CTRE/) | $151.9K | 4,200 | 0.1% | 4 |
| AT&T INC | [T](https://holderbook.com/stocks/T/) | $151.5K | 6,100 | 0.1% | 4 |
| INTERNATIONAL BUSINESS MACHS | [IBM](https://holderbook.com/stocks/IBM/) | $148.1K | 500 | 0.1% | 4 |
| ENBRIDGE INC | [ENB](https://holderbook.com/stocks/ENB/) | $144.9K | 3,030 | 0.1% | 4 |
| VANECK ETF TRUST | [SMH](https://holderbook.com/stocks/SMH/) | $144.1K | 400 | 0.1% | 4 |
| MGIC INVT CORP WIS | [MTG](https://holderbook.com/stocks/MTG/) | $142.2K | 4,865 | 0.1% | 4 |
| ISHARES TR | [IWB](https://holderbook.com/stocks/IWB/) | $138.5K | 371 | 0.1% | 4 |
| HOME DEPOT INC | [HD](https://holderbook.com/stocks/HD/) | $137.6K | 400 | 0.1% | 4 |
| NOVARTIS AG | [NVS](https://holderbook.com/stocks/NVS/) | $134.7K | 977 | 0.1% | 4 |
| TRANSUNION | [TRU](https://holderbook.com/stocks/TRU/) | $128.6K | 1,500 | 0.1% | 4 |

## What the disclosed book did

Not the fund's return. This is the change in value of the positions disclosed on Form 13F, had they been left untouched, against SPY over the same quarter ends.

| Quarter | Book | Market | Difference | Priced |
|---|---|---|---|---|
| Q4 2025 | +0.6% | +2.4% | -1.8% | 100% |
| Q3 2025 | +6.6% | +7.8% | -1.2% | 100% |
| Q2 2025 | +8.3% | +10.5% | -2.2% | 100% |

## Quarter by quarter

| Quarter | Value | Positions |
|---|---|---|
| Q4 2025 | $164.6M | 224 |
| Q3 2025 | $165.2M | 226 |
| Q2 2025 | $162.6M | 298 |
| Q1 2025 | $152.0M | 266 |