# Retirement Wealth Solutions LLC

> Institutional holdings reported to the SEC as of Q3 2026 on Form 13F. CIK 2044741. Source: https://holderbook.com/funds/2044741-retirement-wealth-solutions-llc/

- Reported value: $189.2M
- Positions: 907
- Weight of the ten largest: 59.4%
- Filed: 2026-10-07

A 13F reports long US equity positions only. Short positions, bonds, foreign listings, private holdings and cash are not visible, so this is not the manager's whole book.

## Holdings

| Security | Ticker | Value | Shares | Weight | Quarters held |
|---|---|---|---|---|---|
| VANGUARD INDEX FDS | [VOO](https://holderbook.com/stocks/VOO/) | $27.7M | 39,491 | 14.6% | 8 |
| ISHARES TR | [IVV](https://holderbook.com/stocks/IVV/) | $23.7M | 31,007 | 12.5% | 8 |
| VANGUARD TAX-MANAGED FDS | [VEA](https://holderbook.com/stocks/VEA/) | $15.1M | 213,390 | 8.0% | 8 |
| BLACKROCK ETF TRUST | [DYNF](https://holderbook.com/stocks/DYNF/) | $8.6M | 124,074 | 4.5% | 8 |
| ISHARES TR | [IVW](https://holderbook.com/stocks/IVW/) | $7.8M | 54,962 | 4.1% | 8 |
| VANGUARD CHARLOTTE FDS | [BNDX](https://holderbook.com/stocks/BNDX/) | $6.4M | 137,083 | 3.4% | 8 |
| VANGUARD INTL EQUITY INDEX F | [VWO](https://holderbook.com/stocks/VWO/) | $6.1M | 102,768 | 3.2% | 8 |
| VANGUARD BD INDEX FDS | [BSV](https://holderbook.com/stocks/BSV/) | $5.9M | 77,099 | 3.1% | 8 |
| ISHARES TR | [IVE](https://holderbook.com/stocks/IVE/) | $5.8M | 25,256 | 3.0% | 8 |
| ISHARES TR | [IUSB](https://holderbook.com/stocks/IUSB/) | $5.4M | 122,211 | 2.8% | 8 |
| ISHARES TR | [EFV](https://holderbook.com/stocks/EFV/) | $4.4M | 55,643 | 2.3% | 8 |
| ISHARES INC | [IEMG](https://holderbook.com/stocks/IEMG/) | $4.4M | 54,118 | 2.3% | 8 |
| VANGUARD INDEX FDS | [VXF](https://holderbook.com/stocks/VXF/) | $3.5M | 15,209 | 1.9% | 8 |
| ISHARES TR | [EFG](https://holderbook.com/stocks/EFG/) | $3.3M | 27,725 | 1.8% | 8 |
| BLACKROCK ETF TRUST | [BLCR](https://holderbook.com/stocks/BLCR/) | $2.9M | 58,885 | 1.5% | 3 |
| BLACKROCK ETF TRUST | [CORO](https://holderbook.com/stocks/CORO/) | $2.9M | 79,253 | 1.5% | 2 |
| ISHARES TR | [AGG](https://holderbook.com/stocks/AGG/) | $2.7M | 28,035 | 1.4% | 8 |
| BLACKROCK ETF TRUST | [BAI](https://holderbook.com/stocks/BAI/) | $2.6M | 55,989 | 1.4% | 6 |
| VANGUARD BD INDEX FDS | [BIV](https://holderbook.com/stocks/BIV/) | $2.5M | 34,676 | 1.3% | 8 |
| BLACKROCK ETF TRUST | [THRO](https://holderbook.com/stocks/THRO/) | $2.5M | 56,208 | 1.3% | 7 |
| VANGUARD SCOTTSDALE FDS | [VMBS](https://holderbook.com/stocks/VMBS/) | $2.5M | 55,341 | 1.3% | 8 |
| VANGUARD BD INDEX FDS | [BLV](https://holderbook.com/stocks/BLV/) | $2.3M | 36,782 | 1.2% | 8 |
| ISHARES TR | [ACWX](https://holderbook.com/stocks/ACWX/) | $2.1M | 27,732 | 1.1% | 1 |
| ISHARES TR | [MUB](https://holderbook.com/stocks/MUB/) | $2.1M | 20,388 | 1.1% | 8 |
| ISHARES TR | [IEFA](https://holderbook.com/stocks/IEFA/) | $1.6M | 16,766 | 0.9% | 8 |
| ISHARES TR | [QUAL](https://holderbook.com/stocks/QUAL/) | $1.5M | 6,929 | 0.8% | 8 |
| MICROSOFT CORP | [MSFT](https://holderbook.com/stocks/MSFT/) | $1.4M | 2,694 | 0.7% | 8 |
| ISHARES TR | [IYW](https://holderbook.com/stocks/IYW/) | $1.3M | 4,780 | 0.7% | 8 |
| BERKSHIRE HATHAWAY INC DEL | [BRKB](https://holderbook.com/stocks/BRKB/) | $1.2M | 2,393 | 0.6% | 8 |
| NVIDIA CORPORATION | [NVDA](https://holderbook.com/stocks/NVDA/) | $1.1M | 5,031 | 0.6% | 8 |
| SPDR SERIES TRUST | [TFI](https://holderbook.com/stocks/TFI/) | $1.1M | 26,651 | 0.6% | 4 |
| BLACKROCK ETF TRUST | [IDEF](https://holderbook.com/stocks/IDEF/) | $1.1M | 35,227 | 0.6% | 3 |
| ISHARES TR | [GOVT](https://holderbook.com/stocks/GOVT/) | $1.1M | 48,054 | 0.6% | 8 |
| ISHARES TR | [TLH](https://holderbook.com/stocks/TLH/) | $1.0M | 11,351 | 0.6% | 8 |
| VANGUARD INDEX FDS | [VTI](https://holderbook.com/stocks/VTI/) | $1.0M | 2,748 | 0.5% | 8 |
| ISHARES TR | [IJH](https://holderbook.com/stocks/IJH/) | $1.0M | 14,271 | 0.5% | 8 |
| APPLE INC | [AAPL](https://holderbook.com/stocks/AAPL/) | $978.6K | 2,939 | 0.5% | 8 |
| ISHARES TR | [IWB](https://holderbook.com/stocks/IWB/) | $957.9K | 2,302 | 0.5% | 3 |
| BLACKROCK ETF TRUST | [IALT](https://holderbook.com/stocks/IALT/) | $915.2K | 30,649 | 0.5% | 2 |
| BLACKROCK ETF TRUST II | [GGOV](https://holderbook.com/stocks/GGOV/) | $863.7K | 17,239 | 0.5% | 2 |
| AMAZON COM INC | [AMZN](https://holderbook.com/stocks/AMZN/) | $762.9K | 3,062 | 0.4% | 8 |
| ISHARES TR | [OEF](https://holderbook.com/stocks/OEF/) | $747.0K | 1,955 | 0.4% | 8 |
| VANGUARD BD INDEX FDS | [BND](https://holderbook.com/stocks/BND/) | $715.6K | 10,202 | 0.4% | 8 |
| VANGUARD STAR FDS | [VXUS](https://holderbook.com/stocks/VXUS/) | $616.8K | 7,260 | 0.3% | 8 |
| ISHARES TR | [USMV](https://holderbook.com/stocks/USMV/) | $540.1K | 5,543 | 0.3% | 8 |
| ISHARES GOLD TR | [IAU](https://holderbook.com/stocks/IAU/) | $498.7K | 6,386 | 0.3% | 8 |
| ISHARES TR | [ITA](https://holderbook.com/stocks/ITA/) | $459.7K | 2,219 | 0.2% | 5 |
| ABBVIE INC | [ABBV](https://holderbook.com/stocks/ABBV/) | $455.2K | 1,740 | 0.2% | 8 |
| ISHARES TR | [IWF](https://holderbook.com/stocks/IWF/) | $454.6K | 3,629 | 0.2% | 4 |
| ISHARES INC | [EMXC](https://holderbook.com/stocks/EMXC/) | $409.9K | 4,137 | 0.2% | 8 |
| ISHARES TR | [LMUB](https://holderbook.com/stocks/LMUB/) | $397.0K | 8,535 | 0.2% | 3 |
| ALPHABET INC | [GOOGL](https://holderbook.com/stocks/GOOGL/) | $264.1K | 767 | 0.1% | 8 |
| ISHARES TR | [IWM](https://holderbook.com/stocks/IWM/) | $246.8K | 888 | 0.1% | 8 |
| META PLATFORMS INC | [META](https://holderbook.com/stocks/META/) | $217.6K | 300 | 0.1% | 8 |
| APPLIED MATLS INC | [AMAT](https://holderbook.com/stocks/AMAT/) | $212.2K | 415 | 0.1% | 8 |
| BROADCOM INC | [AVGO](https://holderbook.com/stocks/AVGO/) | $204.3K | 582 | 0.1% | 8 |
| HOME DEPOT INC | [HD](https://holderbook.com/stocks/HD/) | $199.9K | 703 | 0.1% | 8 |
| ISHARES TR | [HEFA](https://holderbook.com/stocks/HEFA/) | $195.7K | 4,218 | 0.1% | 8 |
| ALPHABET INC | [GOOG](https://holderbook.com/stocks/GOOG/) | $178.1K | 523 | 0.1% | 8 |
| CISCO SYS INC | [CSCO](https://holderbook.com/stocks/CSCO/) | $173.4K | 1,612 | 0.1% | 8 |
| JOHNSON & JOHNSON | [JNJ](https://holderbook.com/stocks/JNJ/) | $166.6K | 629 | 0.1% | 8 |
| SPDR SERIES TRUST | [SPYV](https://holderbook.com/stocks/SPYV/) | $161.5K | 2,642 | 0.1% | 1 |
| MICRON TECHNOLOGY INC | [MU](https://holderbook.com/stocks/MU/) | $156.6K | 147 | 0.1% | 5 |
| ELI LILLY & CO | [LLY](https://holderbook.com/stocks/LLY/) | $156.2K | 135 | 0.1% | 8 |
| INTEL CORP | [INTC](https://holderbook.com/stocks/INTC/) | $152.3K | 1,267 | 0.1% | 8 |
| JPMORGAN CHASE & CO | [JPM](https://holderbook.com/stocks/JPM/) | $141.7K | 428 | 0.1% | 8 |
| ENBRIDGE INC | [ENB](https://holderbook.com/stocks/ENB/) | $139.5K | 3,000 | 0.1% | 7 |
| ADVANCED MICRO DEVICES INC | [AMD](https://holderbook.com/stocks/AMD/) | $127.2K | 208 | 0.1% | 8 |
| UNITED RENTALS INC | [URI](https://holderbook.com/stocks/URI/) | $124.1K | 124 | 0.1% | 8 |
| VANGUARD MUN BD FDS | [VTEB](https://holderbook.com/stocks/VTEB/) | $122.6K | 2,588 | 0.1% | 8 |
| BLACKROCK ETF TRUST II | [BINC](https://holderbook.com/stocks/BINC/) | $115.9K | 2,282 | 0.1% | 8 |
| GLOBAL X FDS | [SHLD](https://holderbook.com/stocks/SHLD/) | $114.3K | 1,903 | 0.1% | 1 |
| EVERGY INC | [EVRG](https://holderbook.com/stocks/EVRG/) | $109.4K | 1,395 | 0.1% | 8 |
| VERIZON COMMUNICATIONS INC | [VZ](https://holderbook.com/stocks/VZ/) | $109.4K | 2,385 | 0.1% | 8 |
| LAM RESEARCH CORP | [LRCX](https://holderbook.com/stocks/LRCX/) | $105.5K | 321 | 0.1% | 8 |
| DIMENSIONAL ETF TRUST | [DFIV](https://holderbook.com/stocks/DFIV/) | $103.3K | 1,849 | 0.1% | 5 |
| MERCK & CO INC | [MRK](https://holderbook.com/stocks/MRK/) | $102.1K | 703 | 0.1% | 8 |
| VANGUARD INDEX FDS | [VB](https://holderbook.com/stocks/VB/) | $101.4K | 356 | 0.1% | 8 |
| TESLA INC | [TSLA](https://holderbook.com/stocks/TSLA/) | $101.1K | 285 | 0.1% | 5 |
| ISHARES TR | [SYSB](https://holderbook.com/stocks/SYSB/) | $100.0K | 1,187 | 0.1% | 4 |
| MASTERCARD INCORPORATED | [MA](https://holderbook.com/stocks/MA/) | $97.6K | 177 | 0.1% | 8 |
| ORACLE CORP | [ORCL](https://holderbook.com/stocks/ORCL/) | $95.1K | 693 | 0.1% | 8 |
| VANGUARD WORLD FD | [VGT](https://holderbook.com/stocks/VGT/) | $94.5K | 752 | 0.0% | 8 |
| ISHARES TR | [IWD](https://holderbook.com/stocks/IWD/) | $93.5K | 377 | 0.0% | 3 |
| VANGUARD INDEX FDS | [VO](https://holderbook.com/stocks/VO/) | $93.2K | 1,188 | 0.0% | 8 |
| WALMART INC | [WMT](https://holderbook.com/stocks/WMT/) | $89.8K | 864 | 0.0% | 8 |
| EXXONMOBIL HOLDINGS CORP COM SHS | [XOM](https://holderbook.com/stocks/XOM/) | $87.1K | 535 | 0.0% | 1 |
| VANGUARD INDEX FDS | [VUG](https://holderbook.com/stocks/VUG/) | $85.9K | 954 | 0.0% | 8 |
| FIDELITY NATL INFORMATION SV | [FIS](https://holderbook.com/stocks/FIS/) | $84.7K | 2,573 | 0.0% | 8 |
| DIMENSIONAL ETF TRUST | [DFAT](https://holderbook.com/stocks/DFAT/) | $82.2K | 1,237 | 0.0% | 5 |
| SPDR SERIES TRUST | [SPTS](https://holderbook.com/stocks/SPTS/) | $80.8K | 2,818 | 0.0% | 1 |
| PHILIP MORRIS INTL INC | [PM](https://holderbook.com/stocks/PM/) | $80.5K | 422 | 0.0% | 8 |
| PARKER-HANNIFIN CORP | [PH](https://holderbook.com/stocks/PH/) | $80.3K | 84 | 0.0% | 8 |
| BANK MONTREAL MEDIUM | [BMO](https://holderbook.com/stocks/BMO/) | $77.9K | 466 | 0.0% | 8 |
| PROCTER & GAMBLE CO | [PG](https://holderbook.com/stocks/PG/) | $77.7K | 535 | 0.0% | 8 |
| CATERPILLAR INC | [CAT](https://holderbook.com/stocks/CAT/) | $75.9K | 94 | 0.0% | 8 |
| DIMENSIONAL ETF TRUST | [DFUV](https://holderbook.com/stocks/DFUV/) | $73.9K | 1,343 | 0.0% | 5 |
| MCDONALDS CORP | [MCD](https://holderbook.com/stocks/MCD/) | $70.5K | 305 | 0.0% | 8 |
| VISA INC | [V](https://holderbook.com/stocks/V/) | $70.4K | 196 | 0.0% | 4 |
| COCA COLA CO | [KO](https://holderbook.com/stocks/KO/) | $67.1K | 780 | 0.0% | 8 |

## What the disclosed book did

Not the fund's return. This is the change in value of the positions disclosed on Form 13F, had they been left untouched, against SPY over the same quarter ends.

| Quarter | Book | Market | Difference | Priced |
|---|---|---|---|---|
| Q2 2026 | +11.8% | +14.8% | -3.0% | 100% |
| Q1 2026 | -2.1% | -4.6% | +2.6% | 100% |
| Q4 2025 | +1.8% | +2.4% | -0.6% | 100% |
| Q3 2025 | +5.9% | +7.8% | -2.0% | 100% |
| Q2 2025 | +8.4% | +10.5% | -2.1% | 100% |
| Q1 2025 | -1.3% | -4.6% | +3.2% | 101% |

## Quarter by quarter

| Quarter | Value | Positions |
|---|---|---|
| Q3 2026 | $189.2M | 907 |
| Q2 2026 | $181.5M | 811 |
| Q1 2026 | $158.6M | 822 |
| Q4 2025 | $158.2M | 760 |
| Q3 2025 | $152.2M | 831 |
| Q2 2025 | $137.0M | 445 |
| Q1 2025 | $123.9M | 435 |
| Q4 2024 | $118.3M | 439 |