# Golden Bell Financial Planning LLC

> Institutional holdings reported to the SEC as of Q2 2026 on Form 13F. CIK 2044309. Source: https://holderbook.com/funds/2044309-golden-bell-financial-planning-llc/

- Reported value: $136.0M
- Positions: 41
- Weight of the ten largest: 76.2%
- Filed: 2026-07-31

A 13F reports long US equity positions only. Short positions, bonds, foreign listings, private holdings and cash are not visible, so this is not the manager's whole book.

## Holdings

| Security | Ticker | Value | Shares | Weight | Quarters held |
|---|---|---|---|---|---|
| VANGUARD BD INDEX FDS | [BND](https://holderbook.com/stocks/BND/) | $25.2M | 343,092 | 18.5% | 7 |
| VANGUARD CHARLOTTE FDS | [BNDX](https://holderbook.com/stocks/BNDX/) | $12.2M | 251,039 | 8.9% | 7 |
| SCHWAB STRATEGIC TR | [SCHP](https://holderbook.com/stocks/SCHP/) | $11.4M | 429,976 | 8.4% | 7 |
| DIMENSIONAL ETF TRUST | [DFLV](https://holderbook.com/stocks/DFLV/) | $11.2M | 282,956 | 8.2% | 7 |
| AMERICAN CENTY ETF TR | [AVIV](https://holderbook.com/stocks/AVIV/) | $9.3M | 120,237 | 6.8% | 7 |
| AMERICAN CENTY ETF TR | [AVUV](https://holderbook.com/stocks/AVUV/) | $8.5M | 68,260 | 6.3% | 7 |
| AMERICAN CENTY ETF TR | [AVES](https://holderbook.com/stocks/AVES/) | $8.3M | 126,665 | 6.1% | 7 |
| AMERICAN CENTY ETF TR | [AVDV](https://holderbook.com/stocks/AVDV/) | $6.0M | 57,971 | 4.4% | 7 |
| VANGUARD SCOTTSDALE FDS | [VCIT](https://holderbook.com/stocks/VCIT/) | $5.8M | 70,619 | 4.3% | 7 |
| ISHARES TR | [AGG](https://holderbook.com/stocks/AGG/) | $5.7M | 57,694 | 4.2% | 7 |
| SCHWAB STRATEGIC TR | [SCHV](https://holderbook.com/stocks/SCHV/) | $5.1M | 147,634 | 3.8% | 7 |
| DIMENSIONAL ETF TRUST | [DISV](https://holderbook.com/stocks/DISV/) | $3.8M | 95,526 | 2.8% | 7 |
| DIMENSIONAL ETF TRUST | [DFEV](https://holderbook.com/stocks/DFEV/) | $3.7M | 86,555 | 2.7% | 7 |
| ISHARES TR | [TIP](https://holderbook.com/stocks/TIP/) | $2.3M | 21,299 | 1.7% | 7 |
| VANGUARD MUN BD FDS | [VTEB](https://holderbook.com/stocks/VTEB/) | $2.3M | 45,386 | 1.7% | 7 |
| LATTICE STRATEGIES TR | [ROUS](https://holderbook.com/stocks/ROUS/) | $1.9M | 28,922 | 1.4% | 7 |
| VANGUARD INTL EQUITY INDEX F | [VSS](https://holderbook.com/stocks/VSS/) | $1.3M | 8,740 | 1.0% | 7 |
| VANGUARD TAX-MANAGED FDS | [VEA](https://holderbook.com/stocks/VEA/) | $1.2M | 16,784 | 0.9% | 7 |
| VANGUARD INDEX FDS | [VV](https://holderbook.com/stocks/VV/) | $1.1M | 3,195 | 0.8% | 7 |
| VANGUARD INTL EQUITY INDEX F | [VWO](https://holderbook.com/stocks/VWO/) | $1.1M | 17,877 | 0.8% | 7 |
| INVESCO EXCHANGE TRADED FD T | [PRFZ](https://holderbook.com/stocks/PRFZ/) | $792.2K | 14,205 | 0.6% | 7 |
| DIMENSIONAL ETF TRUST | [DFSV](https://holderbook.com/stocks/DFSV/) | $776.8K | 20,026 | 0.6% | 7 |
| RBB FD INC | [CPAG](https://holderbook.com/stocks/CPAG/) | $766.9K | 7,472 | 0.6% | 3 |
| SCHWAB STRATEGIC TR | [FNDC](https://holderbook.com/stocks/FNDC/) | $524.1K | 10,792 | 0.4% | 7 |
| VANGUARD INDEX FDS | [VB](https://holderbook.com/stocks/VB/) | $498.9K | 1,646 | 0.4% | 7 |
| DIMENSIONAL ETF TRUST | [DFIV](https://holderbook.com/stocks/DFIV/) | $493.6K | 9,137 | 0.4% | 7 |
| SCHWAB STRATEGIC TR | [SCMB](https://holderbook.com/stocks/SCMB/) | $466.7K | 18,077 | 0.3% | 7 |
| BERKSHIRE HATHAWAY INC DEL | [BRKB](https://holderbook.com/stocks/BRKB/) | $459.4K | 918 | 0.3% | 7 |
| DIMENSIONAL ETF TRUST | [DFCF](https://holderbook.com/stocks/DFCF/) | $418.6K | 9,918 | 0.3% | 1 |
| STATE STR SPDR S&P 500 ETF T | [SPY](https://holderbook.com/stocks/SPY/) | $333.8K | 447 | 0.2% | 7 |
| SCHWAB STRATEGIC TR | [FNDE](https://holderbook.com/stocks/FNDE/) | $319.0K | 8,039 | 0.2% | 7 |
| VANGUARD INDEX FDS | [VOO](https://holderbook.com/stocks/VOO/) | $311.1K | 453 | 0.2% | 4 |
| ISHARES TR | [IAGG](https://holderbook.com/stocks/IAGG/) | $310.3K | 6,133 | 0.2% | 1 |
| SCHWAB STRATEGIC TR | [SCHA](https://holderbook.com/stocks/SCHA/) | $290.7K | 8,045 | 0.2% | 5 |
| VANGUARD INDEX FDS | [VTI](https://holderbook.com/stocks/VTI/) | $268.3K | 725 | 0.2% | 7 |
| ISHARES TR | [VLUE](https://holderbook.com/stocks/VLUE/) | $255.0K | 1,276 | 0.2% | 1 |
| VANGUARD INTL EQUITY INDEX F | [VT](https://holderbook.com/stocks/VT/) | $251.9K | 1,605 | 0.2% | 2 |
| VANGUARD INDEX FDS | [VTV](https://holderbook.com/stocks/VTV/) | $243.0K | 1,115 | 0.2% | 4 |
| LATTICE STRATEGIES TR | [ROSC](https://holderbook.com/stocks/ROSC/) | $242.8K | 4,340 | 0.2% | 7 |
| ISHARES TR | [IJR](https://holderbook.com/stocks/IJR/) | $226.9K | 1,530 | 0.2% | 1 |
| VANGUARD MALVERN FDS | [VTIP](https://holderbook.com/stocks/VTIP/) | $221.5K | 4,409 | 0.2% | 7 |

## What the disclosed book did

Not the fund's return. This is the change in value of the positions disclosed on Form 13F, had they been left untouched, against SPY over the same quarter ends.

| Quarter | Book | Market | Difference | Priced |
|---|---|---|---|---|
| Q2 2026 | +4.7% | +14.8% | -10.1% | 100% |
| Q1 2026 | +1.9% | -4.6% | +6.5% | 100% |
| Q4 2025 | +1.2% | +2.4% | -1.2% | 100% |
| Q3 2025 | +4.3% | +7.8% | -3.5% | 100% |
| Q2 2025 | +4.3% | +10.5% | -6.2% | 100% |
| Q1 2025 | +2.0% | -4.6% | +6.5% | 100% |

## Quarter by quarter

| Quarter | Value | Positions |
|---|---|---|
| Q2 2026 | $136.0M | 41 |
| Q1 2026 | $125.4M | 37 |
| Q4 2025 | $120.1M | 36 |
| Q3 2025 | $115.1M | 35 |
| Q2 2025 | $106.2M | 34 |
| Q1 2025 | $103.0M | 34 |
| Q4 2024 | $99.5M | 34 |