# Luminvest Wealth Management LLC

> Institutional holdings reported to the SEC as of Q2 2026 on Form 13F. CIK 2036517. Source: https://holderbook.com/funds/2036517-luminvest-wealth-management-llc/

- Reported value: $430.3M
- Positions: 58
- Weight of the ten largest: 86.5%
- Filed: 2026-07-29

A 13F reports long US equity positions only. Short positions, bonds, foreign listings, private holdings and cash are not visible, so this is not the manager's whole book.

## Holdings

| Security | Ticker | Value | Shares | Weight | Quarters held |
|---|---|---|---|---|---|
| VANGUARD INDEX FDS | [VTI](https://holderbook.com/stocks/VTI/) | $109.4M | 296,405 | 25.4% | 11 |
| VANGUARD STAR FDS | [VXUS](https://holderbook.com/stocks/VXUS/) | $84.7M | 995,284 | 19.7% | 11 |
| VANGUARD INTL EQUITY INDEX F | [VEU](https://holderbook.com/stocks/VEU/) | $38.4M | 462,478 | 8.9% | 11 |
| VANGUARD BD INDEX FDS | [BND](https://holderbook.com/stocks/BND/) | $27.8M | 378,971 | 6.5% | 11 |
| VANGUARD MUN BD FDS | [VTEB](https://holderbook.com/stocks/VTEB/) | $27.7M | 551,562 | 6.4% | 11 |
| VANGUARD CHARLOTTE FDS | [BNDX](https://holderbook.com/stocks/BNDX/) | $25.3M | 522,481 | 5.9% | 11 |
| VANGUARD SCOTTSDALE FDS | [VCIT](https://holderbook.com/stocks/VCIT/) | $21.1M | 255,861 | 4.9% | 11 |
| VANGUARD INDEX FDS | [VOO](https://holderbook.com/stocks/VOO/) | $15.9M | 23,198 | 3.7% | 11 |
| VANGUARD SCOTTSDALE FDS | [VCSH](https://holderbook.com/stocks/VCSH/) | $11.7M | 147,957 | 2.7% | 11 |
| VANGUARD INDEX FDS | [VXF](https://holderbook.com/stocks/VXF/) | $10.2M | 41,698 | 2.4% | 11 |
| VANGUARD INDEX FDS | [VTV](https://holderbook.com/stocks/VTV/) | $6.9M | 31,709 | 1.6% | 11 |
| STATE STR SPDR S&P 500 ETF T | [SPY](https://holderbook.com/stocks/SPY/) | $6.1M | 8,138 | 1.4% | 11 |
| VANGUARD TAX-MANAGED FDS | [VEA](https://holderbook.com/stocks/VEA/) | $5.2M | 72,323 | 1.2% | 9 |
| ISHARES TR | [ITOT](https://holderbook.com/stocks/ITOT/) | $4.0M | 24,361 | 0.9% | 5 |
| VANGUARD CALIF TAX FREE FDS | [VTEC](https://holderbook.com/stocks/VTEC/) | $3.6M | 35,370 | 0.8% | 5 |
| SCHWAB STRATEGIC TR | [SCHB](https://holderbook.com/stocks/SCHB/) | $3.4M | 118,077 | 0.8% | 5 |
| VANGUARD INSTL INDEX FD | [VBIL](https://holderbook.com/stocks/VBIL/) | $2.6M | 34,273 | 0.6% | 2 |
| VANGUARD WHITEHALL FDS | [VYM](https://holderbook.com/stocks/VYM/) | $2.0M | 12,549 | 0.5% | 9 |
| ISHARES TR | [IXUS](https://holderbook.com/stocks/IXUS/) | $1.9M | 20,181 | 0.4% | 5 |
| ISHARES TR | [IWR](https://holderbook.com/stocks/IWR/) | $1.7M | 15,056 | 0.4% | 11 |
| VANGUARD INDEX FDS | [VUG](https://holderbook.com/stocks/VUG/) | $1.5M | 17,590 | 0.4% | 3 |
| VANGUARD INDEX FDS | [VB](https://holderbook.com/stocks/VB/) | $1.4M | 4,676 | 0.3% | 11 |
| VANGUARD SPECIALIZED FUNDS | [VIG](https://holderbook.com/stocks/VIG/) | $1.3M | 5,582 | 0.3% | 9 |
| SCHWAB STRATEGIC TR | [SCHA](https://holderbook.com/stocks/SCHA/) | $931.4K | 25,780 | 0.2% | 11 |
| ISHARES TR | [IJH](https://holderbook.com/stocks/IJH/) | $905.8K | 11,914 | 0.2% | 11 |
| MICRON TECHNOLOGY INC | [MU](https://holderbook.com/stocks/MU/) | $892.3K | 773 | 0.2% | 3 |
| MICROSOFT CORP | [MSFT](https://holderbook.com/stocks/MSFT/) | $840.6K | 2,254 | 0.2% | 11 |
| APPLE INC | [AAPL](https://holderbook.com/stocks/AAPL/) | $776.1K | 2,553 | 0.2% | 11 |
| ALPHABET INC | [GOOGL](https://holderbook.com/stocks/GOOGL/) | $771.6K | 2,159 | 0.2% | 9 |
| BERKSHIRE HATHAWAY INC DEL | [BRKB](https://holderbook.com/stocks/BRKB/) | $771.1K | 1,541 | 0.2% | 11 |
| NVIDIA CORPORATION | [NVDA](https://holderbook.com/stocks/NVDA/) | $696.0K | 3,478 | 0.2% | 5 |
| VANGUARD INDEX FDS | [VO](https://holderbook.com/stocks/VO/) | $695.6K | 8,633 | 0.2% | 5 |
| VANGUARD INTL EQUITY INDEX F | [VWO](https://holderbook.com/stocks/VWO/) | $602.1K | 10,086 | 0.1% | 3 |
| VANGUARD BD INDEX FDS | [BLV](https://holderbook.com/stocks/BLV/) | $601.3K | 8,724 | 0.1% | 11 |
| VANGUARD WHITEHALL FDS | [VYMI](https://holderbook.com/stocks/VYMI/) | $572.7K | 5,832 | 0.1% | 9 |
| ISHARES TR | [IVV](https://holderbook.com/stocks/IVV/) | $547.6K | 731 | 0.1% | 4 |
| DIMENSIONAL ETF TRUST | [DFAU](https://holderbook.com/stocks/DFAU/) | $534.6K | 10,342 | 0.1% | 2 |
| JOHNSON & JOHNSON | [JNJ](https://holderbook.com/stocks/JNJ/) | $505.6K | 1,950 | 0.1% | 9 |
| VANGUARD MUN BD FDS | [VTEI](https://holderbook.com/stocks/VTEI/) | $482.8K | 4,782 | 0.1% | 10 |
| ISHARES TR | [SGOV](https://holderbook.com/stocks/SGOV/) | $476.8K | 4,737 | 0.1% | 6 |
| ABBVIE INC | [ABBV](https://holderbook.com/stocks/ABBV/) | $416.8K | 1,646 | 0.1% | 9 |
| BROADCOM INC | [AVGO](https://holderbook.com/stocks/AVGO/) | $407.6K | 1,079 | 0.1% | 5 |
| AMAZON COM INC | [AMZN](https://holderbook.com/stocks/AMZN/) | $373.2K | 1,566 | 0.1% | 2 |
| JPMORGAN CHASE & CO | [JPM](https://holderbook.com/stocks/JPM/) | $349.1K | 1,065 | 0.1% | 5 |
| VANGUARD INTL EQUITY INDEX F | [VGK](https://holderbook.com/stocks/VGK/) | $310.9K | 3,511 | 0.1% | 4 |
| VANGUARD INTL EQUITY INDEX F | [VPL](https://holderbook.com/stocks/VPL/) | $287.0K | 2,481 | 0.1% | 2 |
| APPLIED MATLS INC | [AMAT](https://holderbook.com/stocks/AMAT/) | $276.2K | 382 | 0.1% | 1 |
| ISHARES TR | [IWM](https://holderbook.com/stocks/IWM/) | $271.0K | 924 | 0.1% | 5 |
| SCHWAB STRATEGIC TR | [FNDX](https://holderbook.com/stocks/FNDX/) | $256.9K | 8,259 | 0.1% | 3 |
| NORFOLK SOUTHN CORP | [NSC](https://holderbook.com/stocks/NSC/) | $251.7K | 800 | 0.1% | 3 |
| SPDR SERIES TRUST | [SPTM](https://holderbook.com/stocks/SPTM/) | $243.3K | 2,680 | 0.1% | 2 |
| BLACKROCK ETF TRUST | [DYNF](https://holderbook.com/stocks/DYNF/) | $241.4K | 3,550 | 0.1% | 1 |
| CAPITAL GROUP INTL FOCUS EQT | [CGXU](https://holderbook.com/stocks/CGXU/) | $240.3K | 6,941 | 0.1% | 3 |
| VANGUARD INDEX FDS | [VNQ](https://holderbook.com/stocks/VNQ/) | $239.9K | 2,488 | 0.1% | 2 |
| SCHWAB STRATEGIC TR | [SCHD](https://holderbook.com/stocks/SCHD/) | $230.3K | 7,263 | 0.1% | 1 |
| HOME DEPOT INC | [HD](https://holderbook.com/stocks/HD/) | $227.9K | 648 | 0.1% | 4 |
| VANGUARD SCOTTSDALE FDS | [BNDW](https://holderbook.com/stocks/BNDW/) | $211.0K | 3,078 | 0.0% | 9 |
| EXXON MOBIL CORP | [XOMXXXX](https://holderbook.com/stocks/XOMXXXX/) | $206.6K | 1,511 | 0.0% | 3 |

## What the disclosed book did

Not the fund's return. This is the change in value of the positions disclosed on Form 13F, had they been left untouched, against SPY over the same quarter ends.

| Quarter | Book | Market | Difference | Priced |
|---|---|---|---|---|
| Q2 2026 | +9.4% | +14.8% | -5.4% | 99% |
| Q1 2026 | -1.1% | -4.6% | +3.5% | 100% |
| Q4 2025 | +1.5% | +2.4% | -0.8% | 100% |
| Q3 2025 | +5.5% | +7.8% | -2.3% | 100% |
| Q2 2025 | +7.3% | +10.5% | -3.2% | 100% |
| Q1 2025 | -0.3% | -4.6% | +4.2% | 100% |
| Q4 2024 | -2.7% | +2.1% | -4.9% | 100% |
| Q3 2024 | +5.7% | +5.4% | +0.3% | 99% |

## Quarter by quarter

| Quarter | Value | Positions |
|---|---|---|
| Q2 2026 | $430.3M | 58 |
| Q1 2026 | $382.5M | 55 |
| Q4 2025 | $360.4M | 50 |
| Q3 2025 | $306.8M | 46 |
| Q2 2025 | $278.9M | 41 |
| Q1 2025 | $242.7M | 32 |
| Q4 2024 | $247.7M | 32 |
| Q3 2024 | $241.1M | 34 |
| Q2 2024 | $213.0M | 34 |
| Q1 2024 | $158.9M | 23 |
| Q4 2023 | $152.5M | 21 |