# Investment Planning Advisors, Inc.

> Institutional holdings reported to the SEC as of Q2 2026 on Form 13F. CIK 2024049. Source: https://holderbook.com/funds/2024049-investment-planning-advisors-inc/

- Reported value: $431.8M
- Positions: 117
- Weight of the ten largest: 70.6%
- Filed: 2026-07-23

A 13F reports long US equity positions only. Short positions, bonds, foreign listings, private holdings and cash are not visible, so this is not the manager's whole book.

## Holdings

| Security | Ticker | Value | Shares | Weight | Quarters held |
|---|---|---|---|---|---|
| SPDR SERIES TRUST | [SPYM](https://holderbook.com/stocks/SPYM/) | $53.2M | 604,935 | 12.3% | 9 |
| INVESCO EXCH TRADED FD TR II | [RWL](https://holderbook.com/stocks/RWL/) | $41.2M | 322,460 | 9.5% | 9 |
| INVESCO EXCHANGE TRADED FD T | [RSP](https://holderbook.com/stocks/RSP/) | $34.0M | 159,611 | 7.9% | 9 |
| VANGUARD MALVERN FDS | [VCRB](https://holderbook.com/stocks/VCRB/) | $31.1M | 402,406 | 7.2% | 4 |
| VANGUARD INDEX FDS | [VXF](https://holderbook.com/stocks/VXF/) | $31.0M | 125,832 | 7.2% | 9 |
| INVESCO EXCH TRADED FD TR II | [QQQM](https://holderbook.com/stocks/QQQM/) | $30.7M | 101,440 | 7.1% | 4 |
| EA SERIES TRUST | [FRDM](https://holderbook.com/stocks/FRDM/) | $30.0M | 411,418 | 6.9% | 9 |
| EA SERIES TRUST | [BOXX](https://holderbook.com/stocks/BOXX/) | $18.8M | 160,622 | 4.4% | 1 |
| SCHWAB STRATEGIC TR | [SCHF](https://holderbook.com/stocks/SCHF/) | $18.6M | 671,844 | 4.3% | 4 |
| VANGUARD BD INDEX FDS | [BSV](https://holderbook.com/stocks/BSV/) | $16.3M | 208,650 | 3.8% | 7 |
| ISHARES TR | [FLOT](https://holderbook.com/stocks/FLOT/) | $11.9M | 232,202 | 2.7% | 2 |
| CAPITAL GRP FIXED INCM ETF T | [CGCP](https://holderbook.com/stocks/CGCP/) | $7.6M | 343,021 | 1.8% | 9 |
| VANGUARD INDEX FDS | [VNQ](https://holderbook.com/stocks/VNQ/) | $6.3M | 65,096 | 1.5% | 2 |
| SPDR INDEX SHS FDS | [SPGM](https://holderbook.com/stocks/SPGM/) | $6.2M | 72,890 | 1.4% | 9 |
| J P MORGAN EXCHANGE TRADED F | [JPEF](https://holderbook.com/stocks/JPEF/) | $5.3M | 65,993 | 1.2% | 9 |
| SPDR SERIES TRUST | [SPTM](https://holderbook.com/stocks/SPTM/) | $4.4M | 48,323 | 1.0% | 9 |
| FIRST TR EXCH TRADED FD III | [FMB](https://holderbook.com/stocks/FMB/) | $4.0M | 77,540 | 0.9% | 9 |
| HARRIS OAKMARK ETF TRUST | [OAKM](https://holderbook.com/stocks/OAKM/) | $3.4M | 122,307 | 0.8% | 3 |
| CAPITAL GROUP GROWTH ETF | [CGGR](https://holderbook.com/stocks/CGGR/) | $3.1M | 66,409 | 0.7% | 6 |
| J P MORGAN EXCHANGE TRADED F | [JMUB](https://holderbook.com/stocks/JMUB/) | $2.9M | 57,652 | 0.7% | 9 |
| VANGUARD INTL EQUITY INDEX F | [VT](https://holderbook.com/stocks/VT/) | $2.9M | 18,206 | 0.7% | 9 |
| SCM TRUST | [SEPI](https://holderbook.com/stocks/SEPI/) | $2.6M | 92,064 | 0.6% | 3 |
| J P MORGAN EXCHANGE TRADED F | [JPST](https://holderbook.com/stocks/JPST/) | $2.5M | 50,416 | 0.6% | 9 |
| SCHWAB STRATEGIC TR | [SCMB](https://holderbook.com/stocks/SCMB/) | $2.3M | 90,645 | 0.5% | 6 |
| GOLDMAN SACHS ETF TR | [GPIX](https://holderbook.com/stocks/GPIX/) | $2.0M | 36,099 | 0.5% | 6 |
| APPLE INC | [AAPL](https://holderbook.com/stocks/AAPL/) | $2.0M | 6,808 | 0.5% | 9 |
| ISHARES TR | [IVV](https://holderbook.com/stocks/IVV/) | $1.9M | 2,554 | 0.4% | 9 |
| J P MORGAN EXCHANGE TRADED F | [JMHI](https://holderbook.com/stocks/JMHI/) | $1.8M | 35,846 | 0.4% | 9 |
| VANGUARD WORLD FD | [MGK](https://holderbook.com/stocks/MGK/) | $1.7M | 18,882 | 0.4% | 9 |
| CAPITAL GROUP CORE EQUITY ET | [CGUS](https://holderbook.com/stocks/CGUS/) | $1.6M | 35,231 | 0.4% | 9 |
| VANGUARD WORLD FD | [MGC](https://holderbook.com/stocks/MGC/) | $1.5M | 5,558 | 0.4% | 4 |
| DIMENSIONAL ETF TRUST | [DFAX](https://holderbook.com/stocks/DFAX/) | $1.5M | 40,252 | 0.3% | 9 |
| BERKSHIRE HATHAWAY INC DEL | [BRKB](https://holderbook.com/stocks/BRKB/) | $1.4M | 2,874 | 0.3% | 6 |
| CAPITAL GROUP INTERNATIONAL | [CGIE](https://holderbook.com/stocks/CGIE/) | $1.4M | 38,689 | 0.3% | 6 |
| ALPHABET INC | [GOOGL](https://holderbook.com/stocks/GOOGL/) | $1.4M | 3,813 | 0.3% | 9 |
| BERKLEY W R CORP | [WRB](https://holderbook.com/stocks/WRB/) | $1.3M | 18,403 | 0.3% | 9 |
| NVIDIA CORPORATION | [NVDA](https://holderbook.com/stocks/NVDA/) | $1.2M | 6,240 | 0.3% | 9 |
| VANGUARD SPECIALIZED FUNDS | [VIG](https://holderbook.com/stocks/VIG/) | $1.2M | 5,197 | 0.3% | 9 |
| JPMORGAN CHASE & CO | [JPM](https://holderbook.com/stocks/JPM/) | $1.2M | 3,743 | 0.3% | 7 |
| WALMART INC | [WMT](https://holderbook.com/stocks/WMT/) | $1.1M | 9,567 | 0.3% | 7 |
| MICROSOFT CORP | [MSFT](https://holderbook.com/stocks/MSFT/) | $1.1M | 2,884 | 0.2% | 6 |
| INVESCO EXCHANGE TRADED FD T | [SPGP](https://holderbook.com/stocks/SPGP/) | $1.1M | 8,774 | 0.2% | 9 |
| SCHWAB STRATEGIC TR | [SCHX](https://holderbook.com/stocks/SCHX/) | $1.0M | 35,379 | 0.2% | 7 |
| ISHARES TR | [MUB](https://holderbook.com/stocks/MUB/) | $1.0M | 9,443 | 0.2% | 9 |
| AMAZON COM INC | [AMZN](https://holderbook.com/stocks/AMZN/) | $991.5K | 4,160 | 0.2% | 3 |
| SOUTHERN CO | [SO](https://holderbook.com/stocks/SO/) | $968.8K | 10,123 | 0.2% | 9 |
| VANGUARD INDEX FDS | [VTI](https://holderbook.com/stocks/VTI/) | $964.6K | 2,607 | 0.2% | 9 |
| FIRST TR EXCHANGE-TRADED FD | [FTCS](https://holderbook.com/stocks/FTCS/) | $906.1K | 9,647 | 0.2% | 9 |
| J P MORGAN EXCHANGE TRADED F | [JPIE](https://holderbook.com/stocks/JPIE/) | $889.7K | 19,321 | 0.2% | 9 |
| CAPITAL GROUP GBL GROWTH EQT | [CGGO](https://holderbook.com/stocks/CGGO/) | $873.6K | 20,637 | 0.2% | 9 |
| J P MORGAN EXCHANGE TRADED F | [JEPQ](https://holderbook.com/stocks/JEPQ/) | $818.6K | 13,320 | 0.2% | 9 |
| CAPITAL GROUP GLOBAL EQUITY | [CGGE](https://holderbook.com/stocks/CGGE/) | $782.5K | 22,204 | 0.2% | 5 |
| SPDR SERIES TRUST | [SPSM](https://holderbook.com/stocks/SPSM/) | $757.3K | 13,132 | 0.2% | 9 |
| SPDR SERIES TRUST | [SPMD](https://holderbook.com/stocks/SPMD/) | $727.6K | 10,769 | 0.2% | 9 |
| VANGUARD WORLD FD | [VPU](https://holderbook.com/stocks/VPU/) | $699.3K | 3,573 | 0.2% | 9 |
| TESLA INC | [TSLA](https://holderbook.com/stocks/TSLA/) | $690.5K | 1,642 | 0.2% | 7 |
| BLACKROCK ETF TRUST II | [BINC](https://holderbook.com/stocks/BINC/) | $684.6K | 13,080 | 0.2% | 9 |
| VANGUARD WORLD FD | [VHT](https://holderbook.com/stocks/VHT/) | $655.4K | 2,192 | 0.2% | 3 |
| EXXON MOBIL CORP | [XOMXXXX](https://holderbook.com/stocks/XOMXXXX/) | $635.0K | 4,645 | 0.1% | 5 |
| LINDE PLC | [LIN](https://holderbook.com/stocks/LIN/) | $629.6K | 1,213 | 0.1% | 2 |
| ISHARES TR | [SUB](https://holderbook.com/stocks/SUB/) | $621.9K | 5,841 | 0.1% | 9 |
| VANGUARD INDEX FDS | [VO](https://holderbook.com/stocks/VO/) | $595.0K | 7,385 | 0.1% | 9 |
| VICTORY PORTFOLIOS II | [CSB](https://holderbook.com/stocks/CSB/) | $527.6K | 8,044 | 0.1% | 9 |
| ISHARES TR | [ICSH](https://holderbook.com/stocks/ICSH/) | $510.8K | 10,099 | 0.1% | 9 |
| CAPITAL GROUP INTL FOCUS EQT | [CGXU](https://holderbook.com/stocks/CGXU/) | $504.2K | 14,563 | 0.1% | 3 |
| ISHARES TR | [PFF](https://holderbook.com/stocks/PFF/) | $497.3K | 16,311 | 0.1% | 9 |
| COSTCO WHOLESALE CORPORATION | [COST](https://holderbook.com/stocks/COST/) | $489.7K | 523 | 0.1% | 3 |
| FIDELITY MERRIMACK STR TR | [FBND](https://holderbook.com/stocks/FBND/) | $485.2K | 10,666 | 0.1% | 9 |
| ALPS ETF TR | [AMLP](https://holderbook.com/stocks/AMLP/) | $484.5K | 9,345 | 0.1% | 9 |
| JOHNSON & JOHNSON | [JNJ](https://holderbook.com/stocks/JNJ/) | $483.2K | 1,902 | 0.1% | 3 |
| VANGUARD INDEX FDS | [VB](https://holderbook.com/stocks/VB/) | $479.3K | 1,581 | 0.1% | 7 |
| TAIWAN SEMICONDUCTOR MANUFAC | [TSM](https://holderbook.com/stocks/TSM/) | $476.6K | 998 | 0.1% | 1 |
| VISA INC | [V](https://holderbook.com/stocks/V/) | $470.4K | 1,371 | 0.1% | 2 |
| ISHARES TR | [DGRO](https://holderbook.com/stocks/DGRO/) | $456.1K | 6,019 | 0.1% | 6 |
| ISHARES TR | [QUAL](https://holderbook.com/stocks/QUAL/) | $456.0K | 2,078 | 0.1% | 9 |
| CATERPILLAR INC | [CAT](https://holderbook.com/stocks/CAT/) | $455.4K | 428 | 0.1% | 2 |
| HOME DEPOT INC | [HD](https://holderbook.com/stocks/HD/) | $449.2K | 1,274 | 0.1% | 5 |
| PALO ALTO NETWORKS INC | [PANW](https://holderbook.com/stocks/PANW/) | $445.4K | 1,306 | 0.1% | 1 |
| SSGA ACTIVE ETF TR | [SRLN](https://holderbook.com/stocks/SRLN/) | $445.3K | 11,052 | 0.1% | 9 |
| SCHWAB STRATEGIC TR | [SCHG](https://holderbook.com/stocks/SCHG/) | $415.9K | 12,292 | 0.1% | 5 |
| SCHWAB STRATEGIC TR | [SCHZ](https://holderbook.com/stocks/SCHZ/) | $413.0K | 17,854 | 0.1% | 9 |
| CROWDSTRIKE HLDGS INC | [CRWD](https://holderbook.com/stocks/CRWD/) | $401.3K | 526 | 0.1% | 1 |
| VANGUARD WORLD FD | [VIS](https://holderbook.com/stocks/VIS/) | $379.2K | 1,052 | 0.1% | 2 |
| ISHARES TR | [IEF](https://holderbook.com/stocks/IEF/) | $369.2K | 3,904 | 0.1% | 4 |
| COHEN & STEERS REIT & PFD & | [RNP](https://holderbook.com/stocks/RNP/) | $348.0K | 17,145 | 0.1% | 9 |
| SELECT SECTOR SPDR TR | [XLK](https://holderbook.com/stocks/XLK/) | $345.1K | 1,811 | 0.1% | 4 |
| ORACLE CORP | [ORCL](https://holderbook.com/stocks/ORCL/) | $341.6K | 2,331 | 0.1% | 5 |
| CAPITAL GRP FIXED INCM ETF T | [CGMS](https://holderbook.com/stocks/CGMS/) | $338.0K | 12,367 | 0.1% | 9 |
| CONSTELLATION ENERGY CORP | [CEG](https://holderbook.com/stocks/CEG/) | $333.2K | 1,342 | 0.1% | 1 |
| J P MORGAN EXCHANGE TRADED F | [HELO](https://holderbook.com/stocks/HELO/) | $331.1K | 4,900 | 0.1% | 5 |
| MCDONALDS CORP | [MCD](https://holderbook.com/stocks/MCD/) | $329.1K | 1,217 | 0.1% | 4 |
| J P MORGAN EXCHANGE TRADED F | [JQUA](https://holderbook.com/stocks/JQUA/) | $327.1K | 4,525 | 0.1% | 5 |
| QUALCOMM INC | [QCOM](https://holderbook.com/stocks/QCOM/) | $321.5K | 1,740 | 0.1% | 1 |
| PROGRESSIVE CORP | [PGR](https://holderbook.com/stocks/PGR/) | $319.6K | 1,463 | 0.1% | 2 |
| SCHWAB STRATEGIC TR | [FNDX](https://holderbook.com/stocks/FNDX/) | $310.8K | 9,992 | 0.1% | 2 |
| SELECT SECTOR SPDR TR | [XLV](https://holderbook.com/stocks/XLV/) | $307.3K | 1,937 | 0.1% | 4 |
| DOMINION ENERGY INC | [D](https://holderbook.com/stocks/D/) | $307.2K | 4,499 | 0.1% | 1 |
| PROCTER & GAMBLE CO | [PG](https://holderbook.com/stocks/PG/) | $298.5K | 2,036 | 0.1% | 3 |
| SPDR SERIES TRUST | [SPAB](https://holderbook.com/stocks/SPAB/) | $294.7K | 11,549 | 0.1% | 5 |
| COCA COLA CO | [KO](https://holderbook.com/stocks/KO/) | $289.2K | 3,558 | 0.1% | 9 |

## What the disclosed book did

Not the fund's return. This is the change in value of the positions disclosed on Form 13F, had they been left untouched, against SPY over the same quarter ends.

| Quarter | Book | Market | Difference | Priced |
|---|---|---|---|---|
| Q2 2026 | +12.0% | +14.8% | -2.9% | 100% |
| Q1 2026 | -1.9% | -4.6% | +2.8% | 100% |
| Q4 2025 | +2.2% | +2.4% | -0.1% | 100% |
| Q3 2025 | +5.4% | +7.8% | -2.4% | 100% |
| Q2 2025 | +8.0% | +10.5% | -2.5% | 100% |
| Q1 2025 | -2.7% | -4.6% | +1.9% | 100% |
| Q4 2024 | -0.5% | +2.1% | -2.6% | 104% |
| Q3 2024 | +4.3% | +5.4% | -1.1% | 100% |

## Quarter by quarter

| Quarter | Value | Positions |
|---|---|---|
| Q2 2026 | $431.8M | 117 |
| Q1 2026 | $363.2M | 107 |
| Q4 2025 | $343.5M | 95 |
| Q3 2025 | $318.0M | 88 |
| Q2 2025 | $283.0M | 79 |
| Q1 2025 | $246.1M | 70 |
| Q4 2024 | $229.0M | 63 |
| Q3 2024 | $196.0M | 59 |
| Q2 2024 | $196.0M | 59 |