# Financial Synergies Wealth Advisors, Inc.

> Institutional holdings reported to the SEC as of Q2 2026 on Form 13F. CIK 2017868. Source: https://holderbook.com/funds/2017868-financial-synergies-wealth-advisors-inc/

- Reported value: $1.2B
- Positions: 116
- Weight of the ten largest: 71.3%
- Filed: 2026-07-17

A 13F reports long US equity positions only. Short positions, bonds, foreign listings, private holdings and cash are not visible, so this is not the manager's whole book.

## Holdings

| Security | Ticker | Value | Shares | Weight | Quarters held |
|---|---|---|---|---|---|
| ISHARES TR | [IVV](https://holderbook.com/stocks/IVV/) | $170.6M | 227,842 | 14.5% | 30 |
| VANGUARD INDEX FDS | [VUG](https://holderbook.com/stocks/VUG/) | $130.6M | 1,515,767 | 11.1% | 25 |
| VANGUARD INDEX FDS | [VO](https://holderbook.com/stocks/VO/) | $123.1M | 1,527,267 | 10.4% | 30 |
| VANGUARD INDEX FDS | [VTV](https://holderbook.com/stocks/VTV/) | $113.9M | 522,479 | 9.7% | 25 |
| ISHARES TR | [EFV](https://holderbook.com/stocks/EFV/) | $67.2M | 877,262 | 5.7% | 25 |
| VANGUARD TAX-MANAGED FDS | [VEA](https://holderbook.com/stocks/VEA/) | $62.0M | 869,861 | 5.3% | 30 |
| ISHARES TR | [EFG](https://holderbook.com/stocks/EFG/) | $59.7M | 479,599 | 5.1% | 24 |
| ISHARES INC | [IEMG](https://holderbook.com/stocks/IEMG/) | $51.5M | 621,616 | 4.4% | 24 |
| SCHWAB STRATEGIC TR | [SCHG](https://holderbook.com/stocks/SCHG/) | $39.9M | 1,180,275 | 3.4% | 30 |
| VANGUARD SCOTTSDALE FDS | [VONV](https://holderbook.com/stocks/VONV/) | $23.1M | 217,227 | 2.0% | 25 |
| DIMENSIONAL ETF TRUST | [DFAS](https://holderbook.com/stocks/DFAS/) | $22.9M | 278,687 | 1.9% | 17 |
| AMERICAN CENTY ETF TR | [AVUV](https://holderbook.com/stocks/AVUV/) | $22.6M | 180,780 | 1.9% | 10 |
| VANGUARD INDEX FDS | [VB](https://holderbook.com/stocks/VB/) | $22.5M | 74,319 | 1.9% | 30 |
| MICRON TECHNOLOGY INC | [MU](https://holderbook.com/stocks/MU/) | $19.8M | 17,130 | 1.7% | 3 |
| DIMENSIONAL ETF TRUST | [DFUV](https://holderbook.com/stocks/DFUV/) | $17.5M | 318,721 | 1.5% | 17 |
| VANGUARD INDEX FDS | [VBR](https://holderbook.com/stocks/VBR/) | $14.3M | 58,878 | 1.2% | 25 |
| APPLE INC | [AAPL](https://holderbook.com/stocks/AAPL/) | $12.5M | 43,243 | 1.1% | 27 |
| SANDISK CORP | [SNDK](https://holderbook.com/stocks/SNDK/) | $11.0M | 4,829 | 0.9% | 2 |
| SCHWAB STRATEGIC TR | [FNDF](https://holderbook.com/stocks/FNDF/) | $10.0M | 188,870 | 0.8% | 30 |
| CATERPILLAR INC | [CAT](https://holderbook.com/stocks/CAT/) | $9.6M | 9,012 | 0.8% | 5 |
| FIDELITY MERRIMACK STR TR | [FBND](https://holderbook.com/stocks/FBND/) | $8.2M | 179,805 | 0.7% | 19 |
| SCHWAB STRATEGIC TR | [SCHX](https://holderbook.com/stocks/SCHX/) | $8.0M | 272,927 | 0.7% | 30 |
| SCHWAB STRATEGIC TR | [SCHM](https://holderbook.com/stocks/SCHM/) | $7.3M | 199,216 | 0.6% | 19 |
| ISHARES TR | [IVE](https://holderbook.com/stocks/IVE/) | $7.0M | 30,845 | 0.6% | 23 |
| WESTERN DIGITAL CORP | [WDC](https://holderbook.com/stocks/WDC/) | $7.0M | 10,893 | 0.6% | 3 |
| BLACKROCK ETF TRUST II | [HIMU](https://holderbook.com/stocks/HIMU/) | $6.6M | 132,800 | 0.6% | 6 |
| EXXON MOBIL CORP | [XOMXXXX](https://holderbook.com/stocks/XOMXXXX/) | $6.6M | 48,273 | 0.6% | 30 |
| ISHARES TR | [IEFA](https://holderbook.com/stocks/IEFA/) | $6.5M | 67,285 | 0.6% | 17 |
| ISHARES TR | [IWN](https://holderbook.com/stocks/IWN/) | $6.3M | 28,554 | 0.5% | 17 |
| VANGUARD INDEX FDS | [VOO](https://holderbook.com/stocks/VOO/) | $6.1M | 8,831 | 0.5% | 27 |
| PIMCO ETF TR | [MUNI](https://holderbook.com/stocks/MUNI/) | $6.0M | 113,641 | 0.5% | 15 |
| VANGUARD INTL EQUITY INDEX F | [VWO](https://holderbook.com/stocks/VWO/) | $5.9M | 99,074 | 0.5% | 25 |
| ISHARES TR | [EEM](https://holderbook.com/stocks/EEM/) | $5.4M | 78,775 | 0.5% | 25 |
| WALMART INC | [WMT](https://holderbook.com/stocks/WMT/) | $3.3M | 29,299 | 0.3% | 5 |
| DIMENSIONAL ETF TRUST | [DFIV](https://holderbook.com/stocks/DFIV/) | $3.3M | 60,985 | 0.3% | 17 |
| ISHARES TR | [EFA](https://holderbook.com/stocks/EFA/) | $3.1M | 29,501 | 0.3% | 25 |
| VANGUARD INDEX FDS | [VXF](https://holderbook.com/stocks/VXF/) | $3.1M | 12,422 | 0.3% | 24 |
| DICKS SPORTING GOODS INC | [DKS](https://holderbook.com/stocks/DKS/) | $3.0M | 13,312 | 0.3% | 3 |
| ISHARES TR | [USIG](https://holderbook.com/stocks/USIG/) | $2.8M | 54,939 | 0.2% | 10 |
| COSTCO WHOLESALE CORPORATION | [COST](https://holderbook.com/stocks/COST/) | $2.6M | 2,796 | 0.2% | 2 |
| STELLAR BANCORP INC | [STEL](https://holderbook.com/stocks/STEL/) | $2.6M | 65,848 | 0.2% | 5 |
| VALERO ENERGY CORP | [VLO](https://holderbook.com/stocks/VLO/) | $2.4M | 9,164 | 0.2% | 3 |
| CHEVRON CORPORATION | [CVX](https://holderbook.com/stocks/CVX/) | $2.3M | 13,812 | 0.2% | 30 |
| ISHARES TR | [IWM](https://holderbook.com/stocks/IWM/) | $2.2M | 7,362 | 0.2% | 25 |
| UNITEDHEALTH GROUP INC | [UNH](https://holderbook.com/stocks/UNH/) | $2.2M | 5,305 | 0.2% | 5 |
| MICROSOFT CORP | [MSFT](https://holderbook.com/stocks/MSFT/) | $2.1M | 5,724 | 0.2% | 26 |
| BERKSHIRE HATHAWAY INC DEL | [BRKB](https://holderbook.com/stocks/BRKB/) | $2.1M | 4,205 | 0.2% | 22 |
| SCHWAB STRATEGIC TR | [FNDX](https://holderbook.com/stocks/FNDX/) | $2.0M | 65,586 | 0.2% | 30 |
| INVESCO QQQ TR | [QQQ](https://holderbook.com/stocks/QQQ/) | $2.0M | 2,751 | 0.2% | 17 |
| NVIDIA CORPORATION | [NVDA](https://holderbook.com/stocks/NVDA/) | $2.0M | 10,004 | 0.2% | 17 |
| STATE STR SPDR S&P 500 ETF T | [SPY](https://holderbook.com/stocks/SPY/) | $2.0M | 2,627 | 0.2% | 30 |
| DIMENSIONAL ETF TRUST | [DFAT](https://holderbook.com/stocks/DFAT/) | $1.9M | 27,819 | 0.2% | 17 |
| SPDR SERIES TRUST | [SLYV](https://holderbook.com/stocks/SLYV/) | $1.9M | 17,342 | 0.2% | 24 |
| JOHNSON & JOHNSON | [JNJ](https://holderbook.com/stocks/JNJ/) | $1.8M | 6,904 | 0.1% | 5 |
| ISHARES TR | [IDEV](https://holderbook.com/stocks/IDEV/) | $1.7M | 19,161 | 0.1% | 25 |
| PIMCO ETF TR | [PMBS](https://holderbook.com/stocks/PMBS/) | $1.7M | 34,472 | 0.1% | 4 |
| JPMORGAN CHASE & CO | [JPM](https://holderbook.com/stocks/JPM/) | $1.5M | 4,516 | 0.1% | 8 |
| DIMENSIONAL ETF TRUST | [DFAC](https://holderbook.com/stocks/DFAC/) | $1.5M | 32,713 | 0.1% | 17 |
| AMAZON COM INC | [AMZN](https://holderbook.com/stocks/AMZN/) | $1.4M | 5,673 | 0.1% | 17 |
| QUALCOMM INC | [QCOM](https://holderbook.com/stocks/QCOM/) | $1.3M | 7,050 | 0.1% | 3 |
| TESLA INC | [TSLA](https://holderbook.com/stocks/TSLA/) | $1.3M | 2,978 | 0.1% | 7 |
| KKR & CO INC | [KKR](https://holderbook.com/stocks/KKR/) | $1.0M | 11,383 | 0.1% | 3 |
| PIMCO ETF TR | [PRFD](https://holderbook.com/stocks/PRFD/) | $1.0M | 20,060 | 0.1% | 6 |
| BROADCOM INC | [AVGO](https://holderbook.com/stocks/AVGO/) | $1.0M | 2,717 | 0.1% | 5 |
| VANGUARD INDEX FDS | [VTI](https://holderbook.com/stocks/VTI/) | $986.9K | 2,667 | 0.1% | 26 |
| SPDR SERIES TRUST | [SPSM](https://holderbook.com/stocks/SPSM/) | $886.4K | 15,370 | 0.1% | 24 |
| SCHWAB STRATEGIC TR | [SCHA](https://holderbook.com/stocks/SCHA/) | $871.7K | 24,127 | 0.1% | 30 |
| ALPHABET INC | [GOOG](https://holderbook.com/stocks/GOOG/) | $844.8K | 2,391 | 0.1% | 3 |
| ALPHABET INC | [GOOGL](https://holderbook.com/stocks/GOOGL/) | $817.7K | 2,288 | 0.1% | 5 |
| MCDONALDS CORP | [MCD](https://holderbook.com/stocks/MCD/) | $793.6K | 2,936 | 0.1% | 17 |
| DIMENSIONAL ETF TRUST | [DFAI](https://holderbook.com/stocks/DFAI/) | $788.7K | 19,121 | 0.1% | 17 |
| SCHWAB STRATEGIC TR | [SCHF](https://holderbook.com/stocks/SCHF/) | $756.5K | 27,311 | 0.1% | 30 |
| ISHARES TR | [SCZ](https://holderbook.com/stocks/SCZ/) | $751.8K | 9,138 | 0.1% | 25 |
| ENTERPRISE PRODS PARTNERS L | [EPD](https://holderbook.com/stocks/EPD/) | $710.4K | 19,325 | 0.1% | 2 |
| AMERICAN CENTY ETF TR | [AVLV](https://holderbook.com/stocks/AVLV/) | $669.6K | 7,341 | 0.1% | 10 |
| VANECK ETF TRUST | [MOAT](https://holderbook.com/stocks/MOAT/) | $649.8K | 6,251 | 0.1% | 9 |
| SCHWAB STRATEGIC TR | [FNDA](https://holderbook.com/stocks/FNDA/) | $648.2K | 17,030 | 0.1% | 30 |
| DELL TECHNOLOGIES INC | [DELL](https://holderbook.com/stocks/DELL/) | $632.1K | 1,465 | 0.1% | 2 |
| VANGUARD INTL EQUITY INDEX F | [VT](https://holderbook.com/stocks/VT/) | $574.3K | 3,659 | 0.0% | 3 |
| VANGUARD WORLD FD | [MGC](https://holderbook.com/stocks/MGC/) | $572.9K | 2,094 | 0.0% | 25 |
| PIMCO ETF TR | [HYS](https://holderbook.com/stocks/HYS/) | $571.5K | 6,111 | 0.0% | 6 |
| BOEING CO | [BA](https://holderbook.com/stocks/BA/) | $556.3K | 2,570 | 0.0% | 5 |
| ISHARES GOLD TR | [IAU](https://holderbook.com/stocks/IAU/) | $539.4K | 7,143 | 0.0% | 6 |
| ISHARES TR | [IVW](https://holderbook.com/stocks/IVW/) | $529.8K | 3,853 | 0.0% | 23 |
| DILLARDS INC | [DDS](https://holderbook.com/stocks/DDS/) | $528.4K | 1,000 | 0.0% | 3 |
| GE VERNOVA INC | [GEV](https://holderbook.com/stocks/GEV/) | $461.8K | 393 | 0.0% | 2 |
| UNION PAC CORP | [UNP](https://holderbook.com/stocks/UNP/) | $451.0K | 1,658 | 0.0% | 5 |
| SCHWAB STRATEGIC TR | [SCHB](https://holderbook.com/stocks/SCHB/) | $444.6K | 15,352 | 0.0% | 17 |
| TYLER TECHNOLOGIES INC | [TYL](https://holderbook.com/stocks/TYL/) | $439.3K | 1,502 | 0.0% | 2 |
| SEAGATE TECHNOLOGY HLDNGS PL | [STX](https://holderbook.com/stocks/STX/) | $435.4K | 451 | 0.0% | 1 |
| PIMCO ETF TR | [PYLD](https://holderbook.com/stocks/PYLD/) | $435.3K | 16,413 | 0.0% | 5 |
| CISCO SYS INC | [CSCO](https://holderbook.com/stocks/CSCO/) | $414.7K | 3,530 | 0.0% | 8 |
| INVESCO EXCHANGE TRADED FD T | [RFG](https://holderbook.com/stocks/RFG/) | $412.2K | 6,388 | 0.0% | 3 |
| ISHARES TR | [IJH](https://holderbook.com/stocks/IJH/) | $392.9K | 5,095 | 0.0% | 30 |
| INVESCO EXCH TRADED FD TR II | [QQQM](https://holderbook.com/stocks/QQQM/) | $380.5K | 1,256 | 0.0% | 6 |
| SCHWAB STRATEGIC TR | [SCHV](https://holderbook.com/stocks/SCHV/) | $377.5K | 10,846 | 0.0% | 6 |
| DIMENSIONAL ETF TRUST | [DFAE](https://holderbook.com/stocks/DFAE/) | $374.2K | 9,306 | 0.0% | 3 |
| GE AEROSPACE | [GE](https://holderbook.com/stocks/GE/) | $366.9K | 982 | 0.0% | 2 |
| VANGUARD STAR FDS | [VXUS](https://holderbook.com/stocks/VXUS/) | $357.7K | 4,184 | 0.0% | 1 |
| SCHWAB STRATEGIC TR | [SCHD](https://holderbook.com/stocks/SCHD/) | $354.1K | 11,168 | 0.0% | 17 |

## What the disclosed book did

Not the fund's return. This is the change in value of the positions disclosed on Form 13F, had they been left untouched, against SPY over the same quarter ends.

| Quarter | Book | Market | Difference | Priced |
|---|---|---|---|---|
| Q2 2026 | +14.8% | +14.8% | -0.0% | 100% |
| Q1 2026 | -1.0% | -4.6% | +3.6% | 100% |
| Q4 2025 | +2.0% | +2.4% | -0.3% | 100% |
| Q3 2025 | +6.9% | +7.8% | -0.9% | 100% |
| Q2 2025 | +9.2% | +10.5% | -1.3% | 100% |
| Q1 2025 | -1.8% | -4.6% | +2.8% | 100% |
| Q4 2024 | -1.3% | +2.1% | -3.4% | 100% |
| Q3 2024 | +6.5% | +5.4% | +1.0% | 100% |

## Quarter by quarter

| Quarter | Value | Positions |
|---|---|---|
| Q2 2026 | $1.2B | 116 |
| Q1 2026 | $1.0B | 111 |
| Q4 2025 | $1.0B | 107 |
| Q3 2025 | $987.9M | 93 |
| Q2 2025 | $918.3M | 90 |
| Q1 2025 | $821.9M | 81 |
| Q4 2024 | $806.2M | 73 |
| Q3 2024 | $805.3M | 76 |
| Q2 2024 | $742.3M | 70 |
| Q1 2024 | $762.1M | 507 |
| Q4 2023 | $645.9M | 461 |
| Q3 2023 | $692.5M | 500 |