# Wealth Forward, LLC

> Institutional holdings reported to the SEC as of Q2 2026 on Form 13F. CIK 2012773. Source: https://holderbook.com/funds/2012773-wealth-forward-llc/

- Reported value: $200.8M
- Positions: 49
- Weight of the ten largest: 75.6%
- Filed: 2026-07-29

A 13F reports long US equity positions only. Short positions, bonds, foreign listings, private holdings and cash are not visible, so this is not the manager's whole book.

## Holdings

| Security | Ticker | Value | Shares | Weight | Quarters held |
|---|---|---|---|---|---|
| SCHWAB STRATEGIC TR | [FNDA](https://holderbook.com/stocks/FNDA/) | $23.0M | 603,841 | 11.4% | 11 |
| ISHARES TR | [OEF](https://holderbook.com/stocks/OEF/) | $21.8M | 59,704 | 10.9% | 11 |
| INVESCO EXCHANGE TRADED FD T | [RSP](https://holderbook.com/stocks/RSP/) | $21.1M | 99,149 | 10.5% | 11 |
| SCHWAB STRATEGIC TR | [FNDX](https://holderbook.com/stocks/FNDX/) | $19.3M | 619,404 | 9.6% | 11 |
| VANGUARD TAX-MANAGED FDS | [VEA](https://holderbook.com/stocks/VEA/) | $19.0M | 266,252 | 9.4% | 11 |
| ISHARES TR | [IGSB](https://holderbook.com/stocks/IGSB/) | $10.9M | 208,621 | 5.4% | 4 |
| ISHARES TR | [ILCB](https://holderbook.com/stocks/ILCB/) | $10.4M | 100,803 | 5.2% | 4 |
| ISHARES TR | [TIP](https://holderbook.com/stocks/TIP/) | $10.2M | 93,666 | 5.1% | 11 |
| BNY MELLON ETF TRUST | [BKAG](https://holderbook.com/stocks/BKAG/) | $8.9M | 212,034 | 4.4% | 4 |
| BNY MELLON ETF TRUST | [BKIE](https://holderbook.com/stocks/BKIE/) | $7.1M | 71,072 | 3.6% | 4 |
| SCHWAB STRATEGIC TR | [FNDE](https://holderbook.com/stocks/FNDE/) | $7.1M | 178,420 | 3.5% | 11 |
| ISHARES TR | [AOR](https://holderbook.com/stocks/AOR/) | $6.0M | 86,813 | 3.0% | 11 |
| SPDR SERIES TRUST | [SPHY](https://holderbook.com/stocks/SPHY/) | $5.5M | 234,315 | 2.7% | 4 |
| BNY MELLON ETF TRUST | [BKLC](https://holderbook.com/stocks/BKLC/) | $5.1M | 35,865 | 2.6% | 11 |
| APPLE INC | [AAPL](https://holderbook.com/stocks/AAPL/) | $3.8M | 13,292 | 1.9% | 11 |
| ISHARES TR | [AOA](https://holderbook.com/stocks/AOA/) | $3.4M | 35,042 | 1.7% | 11 |
| US BANCORP | [USB](https://holderbook.com/stocks/USB/) | $2.0M | 33,482 | 1.0% | 11 |
| ALERUS FINL CORP | [ALRS](https://holderbook.com/stocks/ALRS/) | $1.6M | 50,279 | 0.8% | 11 |
| MICROSOFT CORP | [MSFT](https://holderbook.com/stocks/MSFT/) | $1.2M | 3,338 | 0.6% | 11 |
| BERKSHIRE HATHAWAY INC DEL | [BRKB](https://holderbook.com/stocks/BRKB/) | $1.2M | 2,360 | 0.6% | 11 |
| VANGUARD INDEX FDS | [VOO](https://holderbook.com/stocks/VOO/) | $986.9K | 1,437 | 0.5% | 11 |
| VANGUARD BD INDEX FDS | [BSV](https://holderbook.com/stocks/BSV/) | $701.3K | 9,001 | 0.3% | 11 |
| SCHWAB STRATEGIC TR | [SCHP](https://holderbook.com/stocks/SCHP/) | $687.3K | 25,936 | 0.3% | 1 |
| SCHWAB STRATEGIC TR | [SCHO](https://holderbook.com/stocks/SCHO/) | $682.3K | 28,265 | 0.3% | 1 |
| ISHARES TR | [AOK](https://holderbook.com/stocks/AOK/) | $630.4K | 15,197 | 0.3% | 11 |
| ISHARES TR | [AOM](https://holderbook.com/stocks/AOM/) | $615.4K | 12,335 | 0.3% | 11 |
| NVIDIA CORPORATION | [NVDA](https://holderbook.com/stocks/NVDA/) | $583.3K | 2,915 | 0.3% | 5 |
| ISHARES TR | [EEM](https://holderbook.com/stocks/EEM/) | $502.8K | 7,350 | 0.3% | 11 |
| TARGET CORP | [TGT](https://holderbook.com/stocks/TGT/) | $451.8K | 3,459 | 0.2% | 11 |
| UNITEDHEALTH GROUP INC | [UNH](https://holderbook.com/stocks/UNH/) | $426.0K | 1,025 | 0.2% | 11 |
| SPDR SERIES TRUST | [KRE](https://holderbook.com/stocks/KRE/) | $405.6K | 5,419 | 0.2% | 11 |
| SCHWAB STRATEGIC TR | [FNDF](https://holderbook.com/stocks/FNDF/) | $394.0K | 7,468 | 0.2% | 5 |
| ALPHABET INC | [GOOG](https://holderbook.com/stocks/GOOG/) | $383.0K | 1,084 | 0.2% | 3 |
| OTTER TAIL CORP | [OTTR](https://holderbook.com/stocks/OTTR/) | $381.3K | 4,238 | 0.2% | 11 |
| VANGUARD INDEX FDS | [VTI](https://holderbook.com/stocks/VTI/) | $361.2K | 976 | 0.2% | 11 |
| AMAZON COM INC | [AMZN](https://holderbook.com/stocks/AMZN/) | $322.0K | 1,351 | 0.2% | 4 |
| TESLA INC | [TSLA](https://holderbook.com/stocks/TSLA/) | $313.8K | 746 | 0.2% | 4 |
| ISHARES TR | [IGV](https://holderbook.com/stocks/IGV/) | $310.0K | 3,422 | 0.2% | 1 |
| META PLATFORMS INC | [META](https://holderbook.com/stocks/META/) | $289.5K | 514 | 0.1% | 3 |
| ISHARES TR | [IYG](https://holderbook.com/stocks/IYG/) | $286.3K | 3,165 | 0.1% | 10 |
| EXCHANGE TRADED CONCEPTS TRU | [THNQ](https://holderbook.com/stocks/THNQ/) | $284.1K | 3,115 | 0.1% | 1 |
| DRAFTKINGS INC NEW | [DKNG](https://holderbook.com/stocks/DKNG/) | $277.2K | 10,974 | 0.1% | 11 |
| ISHARES TR | [IEFA](https://holderbook.com/stocks/IEFA/) | $272.9K | 2,826 | 0.1% | 6 |
| SCHWAB STRATEGIC TR | [SCHI](https://holderbook.com/stocks/SCHI/) | $267.1K | 11,799 | 0.1% | 1 |
| ISHARES TR | [ISTB](https://holderbook.com/stocks/ISTB/) | $243.3K | 5,042 | 0.1% | 11 |
| ISHARES TR | [IVW](https://holderbook.com/stocks/IVW/) | $236.6K | 1,720 | 0.1% | 1 |
| ISHARES TR | [HYG](https://holderbook.com/stocks/HYG/) | $217.2K | 2,716 | 0.1% | 11 |
| GE VERNOVA INC | [GEV](https://holderbook.com/stocks/GEV/) | $216.2K | 184 | 0.1% | 1 |
| GE AEROSPACE | [GE](https://holderbook.com/stocks/GE/) | $207.0K | 554 | 0.1% | 1 |

## What the disclosed book did

Not the fund's return. This is the change in value of the positions disclosed on Form 13F, had they been left untouched, against SPY over the same quarter ends.

| Quarter | Book | Market | Difference | Priced |
|---|---|---|---|---|
| Q2 2026 | +9.8% | +14.8% | -5.1% | 100% |
| Q1 2026 | -0.8% | -4.6% | +3.8% | 100% |
| Q4 2025 | +1.6% | +2.4% | -0.8% | 100% |
| Q3 2025 | +5.8% | +7.8% | -2.0% | 100% |
| Q2 2025 | +5.8% | +10.5% | -4.7% | 100% |
| Q1 2025 | -1.0% | -4.6% | +3.5% | 100% |
| Q4 2024 | -2.3% | +2.1% | -4.5% | 100% |
| Q3 2024 | +6.6% | +5.4% | +1.2% | 100% |

## Quarter by quarter

| Quarter | Value | Positions |
|---|---|---|
| Q2 2026 | $200.8M | 49 |
| Q1 2026 | $177.2M | 43 |
| Q4 2025 | $177.0M | 43 |
| Q3 2025 | $172.2M | 43 |
| Q2 2025 | $148.8M | 34 |
| Q1 2025 | $140.5M | 31 |
| Q4 2024 | $141.7M | 30 |
| Q3 2024 | $142.6M | 31 |
| Q2 2024 | $128.0M | 32 |
| Q1 2024 | $127.0M | 31 |
| Q4 2023 | $118.4M | 30 |