# Schulz Wealth, LTD.

> Institutional holdings reported to the SEC as of Q4 2025 on Form 13F. CIK 2011780. Source: https://holderbook.com/funds/2011780-schulz-wealth-ltd/

- Reported value: $156.1M
- Positions: 62
- Weight of the ten largest: 66.3%
- Filed: 2026-02-05

A 13F reports long US equity positions only. Short positions, bonds, foreign listings, private holdings and cash are not visible, so this is not the manager's whole book.

## Holdings

| Security | Ticker | Value | Shares | Weight | Quarters held |
|---|---|---|---|---|---|
| DIMENSIONAL ETF TRUST | [DFAC](https://holderbook.com/stocks/DFAC/) | $35.6M | 899,072 | 22.8% | 9 |
| VANGUARD STAR FDS | [VXUS](https://holderbook.com/stocks/VXUS/) | $12.9M | 171,252 | 8.3% | 9 |
| FIRST TR EXCHNG TRADED FD VI | [BUFR](https://holderbook.com/stocks/BUFR/) | $11.1M | 325,189 | 7.1% | 9 |
| VANGUARD BD INDEX FDS | [VUSB](https://holderbook.com/stocks/VUSB/) | $8.8M | 177,475 | 5.7% | 9 |
| AMERICAN CENTY ETF TR | [AVDV](https://holderbook.com/stocks/AVDV/) | $7.9M | 84,499 | 5.1% | 9 |
| FIRST TR EXCHNG TRADED FD VI | [FDEC](https://holderbook.com/stocks/FDEC/) | $7.6M | 148,314 | 4.9% | 9 |
| FIRST TR EXCHNG TRADED FD VI | [GJAN](https://holderbook.com/stocks/GJAN/) | $5.5M | 129,031 | 3.5% | 9 |
| FIRST TR EXCHNG TRADED FD VI | [FSEP](https://holderbook.com/stocks/FSEP/) | $5.3M | 102,053 | 3.4% | 9 |
| FIRST TR EXCHNG TRADED FD VI | [GAPR](https://holderbook.com/stocks/GAPR/) | $4.4M | 110,319 | 2.8% | 9 |
| FIRST TR EXCHNG TRADED FD VI | [GJUL](https://holderbook.com/stocks/GJUL/) | $4.2M | 101,095 | 2.7% | 9 |
| FIRST TR EXCHNG TRADED FD VI | [GNOV](https://holderbook.com/stocks/GNOV/) | $3.9M | 97,716 | 2.5% | 9 |
| FIRST TR EXCHNG TRADED FD VI | [GSEP](https://holderbook.com/stocks/GSEP/) | $3.7M | 96,780 | 2.4% | 9 |
| DIMENSIONAL ETF TRUST | [DFCF](https://holderbook.com/stocks/DFCF/) | $3.4M | 80,536 | 2.2% | 8 |
| FIRST TR EXCHNG TRADED FD VI | [GAUG](https://holderbook.com/stocks/GAUG/) | $3.0M | 76,106 | 1.9% | 9 |
| VANGUARD SCOTTSDALE FDS | [VGSH](https://holderbook.com/stocks/VGSH/) | $2.8M | 46,843 | 1.8% | 4 |
| FIRST TR EXCHNG TRADED FD VI | [GJUN](https://holderbook.com/stocks/GJUN/) | $2.2M | 56,646 | 1.4% | 9 |
| INNOVATOR ETFS TRUST | [ZALT](https://holderbook.com/stocks/ZALT/) | $2.2M | 66,782 | 1.4% | 2 |
| FIRST TR EXCHNG TRADED FD VI | [FJUL](https://holderbook.com/stocks/FJUL/) | $1.9M | 33,708 | 1.2% | 9 |
| FIRST TR EXCHNG TRADED FD VI | [GMAY](https://holderbook.com/stocks/GMAY/) | $1.8M | 43,931 | 1.2% | 9 |
| FIRST TR EXCHNG TRADED FD VI | [FMAR](https://holderbook.com/stocks/FMAR/) | $1.8M | 38,105 | 1.2% | 9 |
| INNOVATOR ETFS TRUST | [BJAN](https://holderbook.com/stocks/BJAN/) | $1.8M | 32,130 | 1.1% | 9 |
| FIRST TR EXCHNG TRADED FD VI | [GOCT](https://holderbook.com/stocks/GOCT/) | $1.7M | 42,065 | 1.1% | 5 |
| FIRST TR EXCHNG TRADED FD VI | [GMAR](https://holderbook.com/stocks/GMAR/) | $1.5M | 36,471 | 1.0% | 9 |
| VANGUARD SCOTTSDALE FDS | [VGIT](https://holderbook.com/stocks/VGIT/) | $1.2M | 20,388 | 0.8% | 8 |
| FIRST TR EXCHANGE-TRADED FD | [KNG](https://holderbook.com/stocks/KNG/) | $1.2M | 24,225 | 0.8% | 9 |
| INNOVATOR ETFS TRUST | [PMAY](https://holderbook.com/stocks/PMAY/) | $1.0M | 25,889 | 0.7% | 9 |
| INNOVATOR ETFS TRUST | [PAUG](https://holderbook.com/stocks/PAUG/) | $953.0K | 22,035 | 0.6% | 9 |
| APPLE INC | [AAPL](https://holderbook.com/stocks/AAPL/) | $898.0K | 3,303 | 0.6% | 9 |
| TAIWAN SEMICONDUCTOR MANUFAC | [TSM](https://holderbook.com/stocks/TSM/) | $889.6K | 2,925 | 0.6% | 9 |
| INNOVATOR ETFS TRUST | [PJAN](https://holderbook.com/stocks/PJAN/) | $813.0K | 17,290 | 0.5% | 9 |
| CYBERARK SOFTWARE LTD | [CYBR](https://holderbook.com/stocks/CYBR/) | $713.7K | 1,600 | 0.5% | 9 |
| STATE STR SPDR S&P 500 ETF T | [SPY](https://holderbook.com/stocks/SPY/) | $708.1K | 1,037 | 0.5% | 9 |
| INNOVATOR ETFS TRUST | [LOCT](https://holderbook.com/stocks/LOCT/) | $707.2K | 29,500 | 0.5% | 9 |
| VANGUARD INDEX FDS | [VOO](https://holderbook.com/stocks/VOO/) | $663.1K | 1,057 | 0.4% | 1 |
| FIRST TR EXCHNG TRADED FD VI | [FNOV](https://holderbook.com/stocks/FNOV/) | $651.1K | 11,875 | 0.4% | 9 |
| FIRST TR EXCHNG TRADED FD VI | [FOCT](https://holderbook.com/stocks/FOCT/) | $630.6K | 12,873 | 0.4% | 9 |
| INNOVATOR ETFS TRUST | [PAPR](https://holderbook.com/stocks/PAPR/) | $606.9K | 15,515 | 0.4% | 9 |
| FIRST TR EXCHNG TRADED FD VI | [DDEC](https://holderbook.com/stocks/DDEC/) | $582.9K | 12,927 | 0.4% | 9 |
| INNOVATOR ETFS TRUST | [PJUL](https://holderbook.com/stocks/PJUL/) | $580.4K | 12,501 | 0.4% | 9 |
| FIRST TR EXCHNG TRADED FD VI | [DMAR](https://holderbook.com/stocks/DMAR/) | $558.9K | 13,417 | 0.4% | 9 |
| AMAZON COM INC | [AMZN](https://holderbook.com/stocks/AMZN/) | $552.6K | 2,394 | 0.4% | 9 |
| ISHARES TR | [IWF](https://holderbook.com/stocks/IWF/) | $521.2K | 1,101 | 0.3% | 3 |
| FIRST TR EXCHANGE-TRADED FD | [SDVD](https://holderbook.com/stocks/SDVD/) | $508.6K | 23,700 | 0.3% | 8 |
| INNOVATOR ETFS TRUST | [JULH](https://holderbook.com/stocks/JULH/) | $483.7K | 19,000 | 0.3% | 9 |
| WALMART INC | [WMT](https://holderbook.com/stocks/WMT/) | $469.2K | 4,209 | 0.3% | 9 |
| INVESCO EXCHANGE TRADED FD T | [RSP](https://holderbook.com/stocks/RSP/) | $409.9K | 2,140 | 0.3% | 9 |
| DIMENSIONAL ETF TRUST | [DFEM](https://holderbook.com/stocks/DFEM/) | $389.1K | 11,762 | 0.2% | 9 |
| VANGUARD INDEX FDS | [VUG](https://holderbook.com/stocks/VUG/) | $357.1K | 732 | 0.2% | 5 |
| FIRST TR EXCHNG TRADED FD VI | [GFEB](https://holderbook.com/stocks/GFEB/) | $346.2K | 8,337 | 0.2% | 4 |
| FIRST TR EXCHNG TRADED FD VI | [FAUG](https://holderbook.com/stocks/FAUG/) | $330.8K | 6,247 | 0.2% | 9 |
| SPDR SERIES TRUST | [SPYM](https://holderbook.com/stocks/SPYM/) | $329.7K | 4,110 | 0.2% | 6 |
| MICROSOFT CORP | [MSFT](https://holderbook.com/stocks/MSFT/) | $316.8K | 655 | 0.2% | 9 |
| DUKE ENERGY CORP NEW | [DUK](https://holderbook.com/stocks/DUK/) | $293.6K | 2,505 | 0.2% | 9 |
| COSTCO WHOLESALE CORPORATION | [COST](https://holderbook.com/stocks/COST/) | $285.4K | 331 | 0.2% | 9 |
| VANGUARD INDEX FDS | [VTV](https://holderbook.com/stocks/VTV/) | $285.3K | 1,494 | 0.2% | 3 |
| REPUBLIC SVCS INC | [RSG](https://holderbook.com/stocks/RSG/) | $277.6K | 1,310 | 0.2% | 9 |
| VANGUARD INDEX FDS | [VTI](https://holderbook.com/stocks/VTI/) | $261.5K | 780 | 0.2% | 9 |
| INNOVATOR ETFS TRUST | [BJUL](https://holderbook.com/stocks/BJUL/) | $260.2K | 5,125 | 0.2% | 9 |
| INNOVATOR ETFS TRUST | [PSEP](https://holderbook.com/stocks/PSEP/) | $245.5K | 5,615 | 0.2% | 8 |
| FIRST TR EXCHNG TRADED FD VI | [BUFD](https://holderbook.com/stocks/BUFD/) | $243.7K | 8,628 | 0.2% | 9 |
| BERKSHIRE HATHAWAY INC DEL | [BRKB](https://holderbook.com/stocks/BRKB/) | $234.2K | 466 | 0.2% | 6 |
| MASTERCARD INCORPORATED | [MA](https://holderbook.com/stocks/MA/) | $227.2K | 398 | 0.1% | 5 |

## What the disclosed book did

Not the fund's return. This is the change in value of the positions disclosed on Form 13F, had they been left untouched, against SPY over the same quarter ends.

| Quarter | Book | Market | Difference | Priced |
|---|---|---|---|---|
| Q4 2025 | +2.3% | +2.4% | -0.1% | 100% |
| Q3 2025 | +5.3% | +7.8% | -2.5% | 100% |
| Q2 2025 | +7.5% | +10.5% | -2.9% | 100% |
| Q1 2025 | -2.2% | -4.6% | +2.3% | 100% |
| Q4 2024 | +0.5% | +2.1% | -1.7% | 100% |
| Q3 2024 | +4.5% | +5.4% | -1.0% | 100% |
| Q2 2024 | +1.6% | +4.0% | -2.4% | 100% |
| Q1 2024 | +6.2% | +10.0% | -3.8% | 100% |

## Quarter by quarter

| Quarter | Value | Positions |
|---|---|---|
| Q4 2025 | $156.1M | 62 |
| Q3 2025 | $151.3M | 64 |
| Q2 2025 | $133.8M | 66 |
| Q1 2025 | $131.1M | 63 |
| Q4 2024 | $130.2M | 61 |
| Q3 2024 | $129.3M | 58 |
| Q2 2024 | $118.1M | 57 |
| Q1 2024 | $117.0M | 57 |
| Q4 2023 | $104.6M | 54 |